Last update: Oct 2026

Cost of Living Comparison Between Cebu and Monaco

Name: Monaco
Address: MC

For one person, living is cheaper in Cebu: $934 a month against $9,142 in Monaco, rent and utilities included – about $98,500 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
442

Cost of Living Index in Monaco
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Monaco Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

🇲🇨 Monaco

$9,142

/mo nomad

🙂 Solo nomad: Cebu is 74.7% cheaper than Monaco without rent, and 89.8% cheaper with rent.

🙂 Family of 3: Cebu is 76.3% cheaper than Monaco without rent, and 87.3% cheaper with rent.

Meal at Budget Restaurant

$3.03 ₱190

$28.01 €25.00

-89.18%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$161 €144

-85.43%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$12.67 €11.31

-67.72%

Cappuccino

$2.52 ₱158

$4.24 €3.78

-40.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$5.88 €5.25

-73.81%

Water (0.33 liter bottle)

$0.49 ₱30.98

$7.57 €6.75

-93.53%

Local Beer (0.5 liter draught)

$1.79 ₱112

$10.24 €9.13

-82.52%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$9.77 €8.72

-76.87%

Milk (1 liter)

$1.95 ₱122

$1.85 €1.65

5.41%

White Bread (500g)

$1.43 ₱89.7

$4.50 €4.02

-68.22%

Rice (white) (1kg)

$1.02 ₱63.8

$3.69 €3.30

-72.36%

Eggs

$2.06 ₱129

$5.12 €4.57

-59.77%

Local Cheese (1kg)

$9.81 ₱615

$17.98 €16.05

-45.44%

Chicken Fillets (1kg)

$4.61 ₱289

$18.99 €16.95

-75.72%

Beef Round Steak (1kg)

$7.70 ₱483

$22.45 €20.03

-65.70%

Apples (1kg)

$3.31 ₱207

$3.80 €3.39

-12.89%

Banana (1kg)

$1.45 ₱90.9

$6.01 €5.37

-75.87%

Oranges (1kg)

$2.36 ₱148

$3.72 €3.32

-36.56%

Tomato (1kg)

$1.54 ₱96.4

$6.13 €5.47

-74.88%

Potato (1kg)

$2.36 ₱148

$4.74 €4.23

-50.21%

Onion (1kg)

$1.99 ₱125

$4.95 €4.41

-59.80%

Lettuce (1 head)

$1.15 ₱72.1

$3.63 €3.24

-68.32%

Water (1.5 liter bottle)

$0.67 ₱42.15

$6.75 €6.03

-90.07%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$15.54 €13.86

-80.69%

Wine (Bottle)

$6.35 ₱398

$7.70 €6.87

-17.53%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.97 €1.76

-33.50%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$4.40 €3.92

-60.68%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$2.26 €2.02

-88.94%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$24.42 €21.80

-48.20%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$5.44 €4.86

-86.40%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$1.97 €1.75

-89.34%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$99.3 €88.7

-95.64%

Gasoline (1 liter)

$1.33 ₱83.5

$2.32 €2.07

-42.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$54.2K €48.4K

-59.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$50.7K €45.2K

-61.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$403 €360

-70.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$53.7 €47.88

-73.07%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$68.9 €61.4

-58.91%

Gym Membership (Monthly)

$32.68 ₱2,050

$283 €252

-88.45%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$52.3 €46.70

-87.79%

Cinema Ticket

$5.46 ₱342

$13.50 €12.05

-59.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$2,637 €2,353

-89.63%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$35.0K €31.2K

-76.68%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$195 €174

-74.62%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$81.3 €72.6

-69.42%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$193 €173

-60.38%

Men's Leather Business Shoes

$59.3 ₱3,717

$586 €523

-89.88%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$9,331 €8,327

-94.58%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$6,752 €6,026

-95.42%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$13.7K €12.2K

-92.33%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$9,294 €8,294

-93.34%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$72.4K €64.7K

-95.98%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$69.4K €61.9K

-97.31%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$9,270 €8,272

-96.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.83

154.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Monaco: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Monaco

$6.8K 74.1% 2082% $6.4K

Groceries & Markets

Cebu

$210 22.7%

Monaco

$569 6.2% 171% $359

Monthly Utilities & Internet

Cebu

$163 17.7%

Monaco

$526 5.8% 222% $362

Clothing & Footwear

Cebu

$95 10.2%

Monaco

$475 5.2% 402% $380

Eating Out

Cebu

$88 9.6%

Monaco

$437 4.8% 395% $349

Sport & Entertainment

Cebu

$44 4.7%

Monaco

$310 3.4% 611% $266

Getting Around

Cebu

$15 1.7%

Monaco

$49 0.5% 216% $33

Good to know

🇵🇭 Cebu

🇲🇨 Monaco

🕒 Local time

14:12 2:12 PM

08:12 8:12 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

38,350

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Monaco 11,250 km ≈ 15 h nonstop flight

From you

Cebu
Monaco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs other spots: cost of living compared

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