Last update: Oct 2026

Cost of Living Comparison Between Minna and Cebu

For one person, living is cheaper in Minna: $581 a month against $934 in Cebu, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

28

Cost of Living Index in Minna
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Minna Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Minna

🇳🇬 Nigeria

$581

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Minna and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Minna and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $581 in Minna versus $934 in Cebu.

Minna $581
Cebu $934

Estimated couple costs with rent: $927 in Minna versus $1,423 in Cebu.

Minna $927
Cebu $1,423

Monthly costs for a family of three with rent: $1,272 in Minna versus $1,913 in Cebu.

Minna $1,272
Cebu $1,913

Living in Minna costs roughly 38% less than in Cebu, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Minna 57% lower, Cebu 31% lower.

Meal at Budget Restaurant

$1.98 ₦2,658

$3.79 ₱242

-47.76%

Three-Course Dinner for Two, Mid-Range

$30.36 ₦40.7K

$23.33 ₱1,491

30.13%

Fast Food Meal (McDonalds, etc)

$4.07 ₦5,455

$3.94 ₱252

3.30%

Cappuccino

$3.28 ₦4,390

$2.54 ₱163

29.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₦573

$1.57 ₱100

-72.61%

Water (0.33 liter bottle)

$0.70 ₦944

$0.47 ₱29.82

48.94%

Local Beer (0.5 liter draught)

$0.99 ₦1,326

$1.77 ₱113

-44.07%

Imported Beer (0.33 liter bottle)

$1.97 ₦2,640

$2.22 ₱142

-11.26%

Milk (1 liter)

$3.67 ₦4,921

$1.90 ₱121

93.16%

White Bread (500g)

$1.28 ₦1,714

$1.36 ₱87.1

-5.88%

Rice (white) (1kg)

$0.73 ₦983

$0.94 ₱59.8

-22.34%

Eggs

$1.86 ₦2,489

$1.99 ₱127

-6.53%

Local Cheese (1kg)

$11.11 ₦14.9K

$9.70 ₱620

14.54%

Chicken Fillets (1kg)

$5.35 ₦7,167

$4.32 ₱276

23.84%

Beef Round Steak (1kg)

$5.93 ₦7,947

$7.51 ₱480

-21.04%

Apples (1kg)

$2.08 ₦2,788

$3.31 ₱211

-37.16%

Banana (1kg)

$1.45 ₦1,943

$1.37 ₱87.5

5.84%

Oranges (1kg)

$1.49 ₦1,994

$2.34 ₱149

-36.32%

Tomato (1kg)

$2.28 ₦3,049

$1.49 ₱95.4

53.02%

Potato (1kg)

$1.83 ₦2,453

$2.30 ₱147

-20.43%

Onion (1kg)

$2.47 ₦3,309

$1.87 ₱120

32.09%

Lettuce (1 head)

$0.58 ₦780

$1.10 ₱70.3

-47.27%

Water (1.5 liter bottle)

$0.37 ₦490

$0.63 ₱40.36

-41.27%

Cigarettes 20 Pack (Marlboro, Camel)

$1.97 ₦2,638

$2.86 ₱183

-31.12%

Wine (Bottle)

$5.63 ₦7,540

$6.08 ₱389

-7.40%

Local Beer (0.5 liter bottle)

$1.23 ₦1,652

$1.27 ₱81.4

-3.15%

Imported Beer (0.33 liter bottle)

$1.87 ₦2,511

$1.72 ₱110

8.72%

One-way Ticket (Public Transport)

$0.22 ₱13.99

Public Transport Monthly Pass (Regular Price)

$12.34 ₱788

Taxi Start (Normal Tariff)

$0.62 ₦830

$0.74 ₱47.53

-16.22%

Taxi (Normal Tariff) (1km)

$0.87 ₦1,167

$0.22 ₱14.08

295.45%

Taxi 1hour Waiting (Normal Tariff)

$1.84 ₦2,466

$4.28 ₱273

-57.01%

Gasoline (1 liter)

$0.59 ₦785

$1.31 ₱83.7

-54.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K ₦34.5M

$20.8K ₱1.3M

23.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.2K ₦49.8M

$19.0K ₱1.2M

95.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 ₦151.8K

$118 ₱7,565

-4.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 ₦8,450

$15.76 ₱1,007

-60.03%

Internet (50+ Mbps, Unlimited Data)

$28.62 ₦38.4K

$28.33 ₱1,810

1.02%

Gym Membership (Monthly)

$32.94 ₱2,105

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

Cinema Ticket

$6.23 ₦8,355

$5.45 ₱348

14.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$44.43 ₦59.5K

$276 ₱17.6K

-83.89%

International Primary School, 1 Child (Yearly)

$3,078 ₦4.1M

$7,789 ₱497.7K

-60.48%

Jeans (Levis 501 Or Similar)

$25.84 ₦34.6K

$48.18 ₱3,078

-46.37%

Summer Dress (H&M, Zara, etc)

$60.9 ₦81.6K

$24.47 ₱1,564

148.79%

Sport Shoes (Adidas, Nike)

$78.7 ₦105.5K

$75.3 ₱4,810

4.57%

Men's Leather Business Shoes

$105 ₦141.2K

$58.0 ₱3,707

81.61%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.5K

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

Buy Apartment in City Center (m2)

$4,551 ₱290.8K

Buy Apartment Outside City Center (m2)

$3,028 ₱193.5K

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

7.2

212.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Minna: October 25, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Minna

$212 36.6%

Cebu

$204 21.8% 4.1% $8.7

Monthly Utilities & Internet

Minna

$148 25.5%

Cebu

$163 17.4% 9.6% $14

Clothing & Footwear

Minna

$122 21%

Cebu

$93 9.9% 23.9% $29

Eating Out

Minna

$81 13.9%

Cebu

$94 10.1% 16.5% $13

Sport & Entertainment

Minna

$12 * 2.2%

Cebu

$44 4.7% 252% $31

Getting Around

Minna

$5 * 0.9%

Cebu

$15 1.6% 203% $10

Accommodation & Living

Minna

- * 0%

Cebu

$322 34.5%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $30 in Minna vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $212 vs $204 per month, with Cebu cheaper across the board.

Good to know

🇳🇬 Minna

🇵🇭 Cebu

🕒 Local time

13:55 1:55 PM

20:55 8:55 PM

7 h ahead of Minna

🌤 Weather

👥 Population

304,000

964,169

💱 Currency

Nigerian Naira NGN ₦

Philippine Peso PHP ₱

📈 Exchange rate

10,000 NGN = 7.46 USD

10,000 NGN = 6.7 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of October 28, 2026: 1 USD = 1,340 NGN (10,000 NGN = 7.46 USD). 1 EUR = 1,492 NGN (10,000 NGN = 6.7 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.11 PHP (100 PHP = 1.41 EUR).

USD to NGN in detail →

On the map

Lowest

Highest

Between locations

Minna Cebu 12,740 km ≈ 16 h nonstop flight

From you

Minna
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Minna vs Cebu: Cost of Living - Frequently Asked Questions

Minna is cheaper overall, especially in leisure, eating out, and transport. The 61% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $871 in Minna and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Cebu pay roughly 4% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $581 per month in Minna versus $934 in Cebu – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.

At $581 in Minna versus $934 in Cebu, a $800 budget is realistic in Minna but tight or insufficient in Cebu. The gap between the two cities makes Minna the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.