Last update: Oct 2026

Cost of Living Comparison Between Cebu and Minna

For one person, living is cheaper in Minna: $581 a month against $934 in Cebu, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
28

Cost of Living Index in Minna
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Minna Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Minna

🇳🇬 Nigeria

$581

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Minna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Minna actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $581 in Minna.

Cebu $934
Minna $581

Estimated couple costs with rent: $1,423 in Cebu versus $927 in Minna.

Cebu $1,423
Minna $927

Monthly costs for a family of three with rent: $1,913 in Cebu versus $1,272 in Minna.

Cebu $1,913
Minna $1,272

Living in Cebu is roughly 61% more expensive than in Minna, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Cebu 31% lower, Minna 57% lower.

Meal at Budget Restaurant

$3.79 ₱242

$1.98 ₦2,658

91.41%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,491

$30.36 ₦40.7K

-23.16%

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

$4.07 ₦5,455

-3.19%

Cappuccino

$2.54 ₱163

$3.28 ₦4,390

-22.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱100

$0.43 ₦573

265.12%

Water (0.33 liter bottle)

$0.47 ₱29.82

$0.70 ₦944

-32.86%

Local Beer (0.5 liter draught)

$1.77 ₱113

$0.99 ₦1,326

78.79%

Imported Beer (0.33 liter bottle)

$2.22 ₱142

$1.97 ₦2,640

12.69%

Milk (1 liter)

$1.90 ₱121

$3.67 ₦4,921

-48.23%

White Bread (500g)

$1.36 ₱87.1

$1.28 ₦1,714

6.25%

Rice (white) (1kg)

$0.94 ₱59.8

$0.73 ₦983

28.77%

Eggs

$1.99 ₱127

$1.86 ₦2,489

6.99%

Local Cheese (1kg)

$9.70 ₱620

$11.11 ₦14.9K

-12.69%

Chicken Fillets (1kg)

$4.32 ₱276

$5.35 ₦7,167

-19.25%

Beef Round Steak (1kg)

$7.51 ₱480

$5.93 ₦7,947

26.64%

Apples (1kg)

$3.31 ₱211

$2.08 ₦2,788

59.13%

Banana (1kg)

$1.37 ₱87.5

$1.45 ₦1,943

-5.52%

Oranges (1kg)

$2.34 ₱149

$1.49 ₦1,994

57.05%

Tomato (1kg)

$1.49 ₱95.4

$2.28 ₦3,049

-34.65%

Potato (1kg)

$2.30 ₱147

$1.83 ₦2,453

25.68%

Onion (1kg)

$1.87 ₱120

$2.47 ₦3,309

-24.29%

Lettuce (1 head)

$1.10 ₱70.3

$0.58 ₦780

89.66%

Water (1.5 liter bottle)

$0.63 ₱40.36

$0.37 ₦490

70.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$1.97 ₦2,638

45.18%

Wine (Bottle)

$6.08 ₱389

$5.63 ₦7,540

7.99%

Local Beer (0.5 liter bottle)

$1.27 ₱81.4

$1.23 ₦1,652

3.25%

Imported Beer (0.33 liter bottle)

$1.72 ₱110

$1.87 ₦2,511

-8.02%

One-way Ticket (Public Transport)

$0.22 ₱13.99

Public Transport Monthly Pass (Regular Price)

$12.34 ₱788

Taxi Start (Normal Tariff)

$0.74 ₱47.53

$0.62 ₦830

19.35%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.08

$0.87 ₦1,167

-74.71%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱273

$1.84 ₦2,466

132.61%

Gasoline (1 liter)

$1.31 ₱83.7

$0.59 ₦785

122.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$25.7K ₦34.5M

-19.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$37.2K ₦49.8M

-48.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,565

$113 ₦151.8K

4.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,007

$6.30 ₦8,450

150.16%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,810

$28.62 ₦38.4K

-1.01%

Gym Membership (Monthly)

$32.94 ₱2,105

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

Cinema Ticket

$5.45 ₱348

$6.23 ₦8,355

-12.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$44.43 ₦59.5K

520.62%

International Primary School, 1 Child (Yearly)

$7,789 ₱497.7K

$3,078 ₦4.1M

153.06%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,078

$25.84 ₦34.6K

86.46%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,564

$60.9 ₦81.6K

-59.81%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,810

$78.7 ₦105.5K

-4.37%

Men's Leather Business Shoes

$58.0 ₱3,707

$105 ₦141.2K

-44.94%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.5K

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

Buy Apartment in City Center (m2)

$4,551 ₱290.8K

Buy Apartment Outside City Center (m2)

$3,028 ₱193.5K

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

22.5

-68.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Minna: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Minna

- * 0% 100%

Groceries & Markets

Cebu

$204 21.8%

Minna

$212 36.6% 4.3% $8.7

Monthly Utilities & Internet

Cebu

$163 17.4%

Minna

$148 25.5% 8.8% $14

Eating Out

Cebu

$94 10.1%

Minna

$81 13.9% 14.1% $13

Clothing & Footwear

Cebu

$93 9.9%

Minna

$122 21% 31.5% $29

Sport & Entertainment

Cebu

$44 4.7%

Minna

$12 * 2.2% 71.6% $31

Getting Around

Cebu

$15 1.6%

Minna

$5 * 0.9% 67% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $23 in Cebu vs $30 in Minna for a mid-range dinner for two. Groceries echo the gap at $204 vs $212 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇬 Minna

🕒 Local time

22:36 10:36 PM

15:36 3:36 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

304,000

💱 Currency

Philippine Peso PHP ₱

Nigerian Naira NGN ₦

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

10,000 NGN = 7.46 USD

10,000 NGN = 6.7 EUR

Exchange rates and currency converter

NGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.11 PHP (100 PHP = 1.41 EUR).

Nigerian Naira exchange rates as of October 28, 2026: 1 USD = 1,340 NGN (10,000 NGN = 7.46 USD). 1 EUR = 1,492 NGN (10,000 NGN = 6.7 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Minna 12,740 km ≈ 16 h nonstop flight

From you

Cebu
Minna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Minna: Cost of Living - Frequently Asked Questions

Minna is cheaper overall, especially in leisure, eating out, and transport. The 61% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,401 in Cebu and $871 in Minna to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Cebu pay roughly 4% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $934 per month in Cebu versus $581 in Minna – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.

At $581 in Minna versus $934 in Cebu, a $800 budget is realistic in Minna but tight or insufficient in Cebu. The gap between the two cities makes Minna the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.