Last update: Oct 2026

Cost of Living Comparison Between McKinney, TX and Rio de Janeiro

For one person, living is cheaper in Rio de Janeiro: $1,289 a month against $2,789 in McKinney, TX, rent and utilities included – about $18,000 less a year. Rent and utilities account for most of the difference.

135

Cost of Living Index in McKinney, TX
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McKinney, TX Living Index
63

Cost of Living Index in Rio de Janeiro
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Rio de Janeiro Living Index

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McKinney, TX

🇺🇸 United States

$2,789

/mo nomad

Rio de Janeiro

🇧🇷 Brazil

$1,289

/mo nomad

Monthly Cost of Living

How much you'll spend in McKinney, TX and in Rio de Janeiro

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in McKinney, TX and in Rio de Janeiro actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,789 in McKinney, TX versus $1,289 in Rio de Janeiro.

McKinney, TX $2,789
Rio de Janeiro $1,289

Estimated couple costs with rent: $3,710 in McKinney, TX versus $1,868 in Rio de Janeiro.

McKinney, TX $3,710
Rio de Janeiro $1,868

Monthly costs for a family of three with rent: $4,630 in McKinney, TX versus $2,448 in Rio de Janeiro.

McKinney, TX $4,630
Rio de Janeiro $2,448

Living in McKinney, TX is roughly 116% more expensive than in Rio de Janeiro, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: McKinney, TX is 107% above, Rio de Janeiro is 5% below.

Meal at Budget Restaurant

$18.90 $18.90

$10.06 R$51.0

87.87%

Three-Course Dinner for Two, Mid-Range

$59.1 $59.1

$40.44 R$205

46.12%

Fast Food Meal (McDonalds, etc)

$10.81 $10.81

$8.55 R$43.35

26.43%

Cappuccino

$5.05 $5.05

$2.38 R$12.04

112.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$1.61 R$8.18

59.01%

Water (0.33 liter bottle)

$1.79 $1.79

$1.03 R$5.22

73.79%

Local Beer (0.5 liter draught)

$5.86 $5.86

$2.47 R$12.54

137.25%

Imported Beer (0.33 liter bottle)

$7.59 $7.59

$3.70 R$18.77

105.14%

Milk (1 liter)

$0.95 $0.95

$1.19 R$6.05

-20.17%

White Bread (500g)

$2.79 $2.79

$2.05 R$10.38

36.10%

Rice (white) (1kg)

$2.32 $2.32

$1.28 R$6.49

81.25%

Eggs

$4.09 $4.09

$2.29 R$11.60

78.60%

Local Cheese (1kg)

$10.16 $10.16

$10.76 R$54.5

-5.58%

Chicken Fillets (1kg)

$15.51 $15.51

$4.41 R$22.36

251.70%

Beef Round Steak (1kg)

$16.84 $16.84

$9.84 R$49.86

71.14%

Apples (1kg)

$3.06 $3.06

$2.81 R$14.25

8.90%

Banana (1kg)

$2.85 $2.85

$1.78 R$9.03

60.11%

Oranges (1kg)

$2.97 $2.97

$1.60 R$8.13

85.63%

Tomato (1kg)

$2.63 $2.63

$1.80 R$9.11

46.11%

Potato (1kg)

$2.18 $2.18

$1.22 R$6.17

78.69%

Onion (1kg)

$2.10 $2.10

$1.04 R$5.26

101.92%

Lettuce (1 head)

$1.72 $1.72

$0.77 R$3.92

123.38%

Water (1.5 liter bottle)

$2.98 $2.98

$0.67 R$3.38

344.78%

Cigarettes 20 Pack (Marlboro, Camel)

$11.05 $11.05

$3.01 R$15.27

267.11%

Wine (Bottle)

$11.47 $11.47

$8.08 R$40.94

41.96%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$1.19 R$6.03

47.06%

Imported Beer (0.33 liter bottle)

$3.59 $3.59

$2.51 R$12.73

43.03%

One-way Ticket (Public Transport)

$3.08 $3.08

$0.99 R$5.00

211.11%

Public Transport Monthly Pass (Regular Price)

$189 $189

$50.1 R$254

276.83%

Taxi Start (Normal Tariff)

$2.93 $2.93

$1.22 R$6.20

140.16%

Taxi (Normal Tariff) (1km)

$0.92 R$4.66

Taxi 1hour Waiting (Normal Tariff)

$14.74 $14.74

$8.97 R$45.45

64.33%

Gasoline (1 liter)

$0.93 $0.93

$1.30 R$6.57

-28.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K $36.1K

$23.9K R$121.0K

51.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$32.9K R$166.6K

-24.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 $200

$133 R$676

50.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$10.82 R$54.8

449.26%

Internet (50+ Mbps, Unlimited Data)

$69.3 $69.3

$22.90 R$116

202.62%

Gym Membership (Monthly)

$30.36 $30.36

$30.79 R$156

-1.40%

Tennis Court (1 Hour on Weekend)

$12.81 $12.81

$31.85 R$161

-59.78%

Cinema Ticket

$11.85 $11.85

$8.05 R$40.83

47.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,345 $1,345

$598 R$3,029

125.06%

International Primary School, 1 Child (Yearly)

$13.4K R$68.0K

Jeans (Levis 501 Or Similar)

$56.5 $56.5

$42.04 R$213

34.44%

Summer Dress (H&M, Zara, etc)

$28.95 $28.95

$49.68 R$252

-41.73%

Sport Shoes (Adidas, Nike)

$87.8 $87.8

$74.5 R$378

17.78%

Men's Leather Business Shoes

$59.8 $59.8

$68.7 R$348

-12.99%

1-bedroom Apartment, City Center (Monthly)

$1,673 $1,673

$903 R$4,578

85.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,420 $1,420

$529 R$2,684

168.11%

3-bedroom Apartment, City Center (Monthly)

$2,639 $2,639

$1,326 R$6,724

98.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,704 $1,704

$756 R$3,831

125.43%

Buy Apartment in City Center (m2)

$2,323 $2,323

$4,010 R$20.3K

-42.06%

Buy Apartment Outside City Center (m2)

$2,294 $2,294

$1,560 R$7,910

47.03%

Average Monthly Net Salary (After Tax)

$5,805 $5,805

$640 R$3,242

807.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

11.93

-45.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for McKinney, TX: October 12, 2026

Last update for Rio de Janeiro: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

McKinney, TX

$1.4K 50.9%

Rio de Janeiro

$529 41.1% 62.7% $890

Groceries & Markets

McKinney, TX

$371 13.3%

Rio de Janeiro

$215 16.7% 42.2% $156

Monthly Utilities & Internet

McKinney, TX

$329 11.8%

Rio de Janeiro

$167 13% 49.2% $162

Eating Out

McKinney, TX

$306 11%

Rio de Janeiro

$165 12.8% 46.1% $141

Getting Around

McKinney, TX

$204 * 7.3%

Rio de Janeiro

$60 4.7% 70.7% $144

Clothing & Footwear

McKinney, TX

$105 3.8%

Rio de Janeiro

$106 8.2% 0.8% $0.9

Sport & Entertainment

McKinney, TX

$54 1.9%

Rio de Janeiro

$47 3.6% 13.3% $7.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,673 in McKinney, TX and $903 in Rio de Janeiro. Housing cost is often the main lever when comparing two cities.

McKinney, TX pays 808% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in McKinney, TX vs $40.00 in Rio de Janeiro for a mid-range dinner for two. Groceries echo the gap at $371 vs $215 per month, with Rio de Janeiro cheaper across the board.

Good to know

🇺🇸 McKinney, TX

🇧🇷 Rio de Janeiro

🕒 Local time

09:07 9:07 AM

11:07 11:07 AM

2 h ahead of McKinney, TX

🌤 Weather

👥 Population

202,690

6,211,223

💱 Currency

United States Dollar USD $

Brazilian Real BRL R$

📈 Exchange rate

1 USD = 0.89 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, EUR to USD – United States Dollar Converter

🇧🇷 Brazilian Real (R$)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Brazilian Real exchange rates as of October 18, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

BRL to USD in detail →

On the map

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Between locations

McKinney, TX Rio de Janeiro 8,420 km ≈ 11 h nonstop flight

From you

McKinney, TX
Rio de Janeiro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

McKinney, TX vs Rio de Janeiro: Cost of Living - Frequently Asked Questions

McKinney, TX and Rio de Janeiro differ by about 116% in total monthly costs ($2,789 vs $1,289 including rent). Rio de Janeiro is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 808% higher in McKinney, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,673 in McKinney, TX versus $903 in Rio de Janeiro. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,789 per month in McKinney, TX versus $1,289 in Rio de Janeiro – a 116% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Rio de Janeiro runs roughly 277% less than in McKinney, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,289 in Rio de Janeiro versus $2,789 in McKinney, TX, a $2,000 budget is realistic in Rio de Janeiro but tight or insufficient in McKinney, TX. The gap between the two cities makes Rio de Janeiro the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Rio de Janeiro gentler on the wallet – expenses run 116% less than in McKinney, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.