Cost of Living Comparison Between Mbeya and Ubud, Bali Cost of Living Comparison Between Mbeya and Ubud, Bali

Monthly Cost of Living

A single person spends $432 per month in Mbeya vs $1,419 in Ubud, Bali, rent included.

A couple spends around $669 per month in Mbeya vs $2,540 in Ubud, Bali, rent included.

A family of three spends $905 per month in Mbeya vs $3,660 in Ubud, Bali, rent included.

Mbeya is about 70% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Mbeya sits 68% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

Three-Course Dinner for Two, Mid-Range

$23.32 TZS 60.1K

$32.73 Rp 584.5K

-28.75%

Fast Food Meal (McDonalds, etc)

$7.94 TZS 20.5K

$4.95 Rp 88.4K

60.40%

Cappuccino

$1.58 TZS 4,065

$2.71 Rp 48.4K

-41.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 TZS 1,054

$1.34 Rp 24.0K

-69.40%

Water (0.33 liter bottle)

$0.41 TZS 1,048

$0.70 Rp 12.5K

-41.43%

Local Beer (0.5 liter draught)

$0.73 TZS 1,896

$2.92 Rp 52.1K

-75.00%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

Milk (1 liter)

$0.55 TZS 1,426

$1.81 Rp 32.3K

-69.61%

White Bread (500g)

$0.99 TZS 2,555

$2.52 Rp 45.0K

-60.71%

Rice (white) (1kg)

$1.00 TZS 2,576

$1.16 Rp 20.7K

-13.79%

Eggs

$2.28 TZS 5,881

$2.46 Rp 43.9K

-7.32%

Local Cheese (1kg)

$3.92 TZS 10.1K

$14.71 Rp 262.7K

-73.35%

Chicken Fillets (1kg)

$3.81 TZS 9,832

$4.32 Rp 77.1K

-11.81%

Beef Round Steak (1kg)

$3.53 TZS 9,101

$12.14 Rp 216.7K

-70.92%

Apples (1kg)

$1.15 TZS 2,959

$3.84 Rp 68.6K

-70.05%

Banana (1kg)

$0.79 TZS 2,048

$1.56 Rp 27.8K

-49.36%

Oranges (1kg)

$0.96 TZS 2,464

$2.83 Rp 50.6K

-66.08%

Tomato (1kg)

$0.74 TZS 1,908

$2.33 Rp 41.5K

-68.24%

Potato (1kg)

$0.95 TZS 2,461

$1.91 Rp 34.2K

-50.26%

Onion (1kg)

$0.81 TZS 2,076

$2.20 Rp 39.3K

-63.18%

Lettuce (1 head)

$0.55 TZS 1,430

$1.01 Rp 18.1K

-45.54%

Water (1.5 liter bottle)

$0.75 TZS 1,922

$0.78 Rp 13.8K

-3.85%

Cigarettes 20 Pack (Marlboro, Camel)

$1.19 TZS 3,078

$3.32 Rp 59.2K

-64.16%

Wine (Bottle)

$3.89 TZS 10.0K

$23.74 Rp 423.9K

-83.61%

Local Beer (0.5 liter bottle)

$0.80 TZS 2,075

$2.79 Rp 49.8K

-71.33%

Imported Beer (0.33 liter bottle)

$1.17 TZS 3,023

$2.86 Rp 51.1K

-59.09%

One-way Ticket (Public Transport)

$0.37 TZS 962

$0.27 Rp 4,800

37.04%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$1.19 TZS 3,059

$0.46 Rp 8,150

158.70%

Taxi (Normal Tariff) (1km)

$1.76 TZS 4,540

$0.45 Rp 8,037

291.11%

Taxi 1hour Waiting (Normal Tariff)

$2.76 TZS 7,108

$6.10 Rp 108.9K

-54.75%

Gasoline (1 liter)

$1.27 TZS 3,263

$0.79 Rp 14.2K

60.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.83 TZS 64.0K

$79.9 Rp 1.4M

-68.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.42 TZS 50.1K

$4.06 Rp 72.6K

378.33%

Internet (50+ Mbps, Unlimited Data)

$45.89 TZS 118.4K

$23.52 Rp 420.0K

95.11%

Gym Membership (Monthly)

$38.67 TZS 99.7K

$98.7 Rp 1.8M

-60.82%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$9.49 TZS 24.5K

$4.15 Rp 74.1K

128.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$193 TZS 498.9K

$304 Rp 5.4M

-36.35%

International Primary School, 1 Child (Yearly)

$1,179 TZS 3.0M

$6,613 Rp 118.1M

-82.18%

Jeans (Levis 501 Or Similar)

$11.44 TZS 29.5K

$55.5 Rp 991.8K

-79.40%

Summer Dress (H&M, Zara, etc)

$9.78 TZS 25.2K

$38.31 Rp 684.1K

-74.47%

Sport Shoes (Adidas, Nike)

$19.68 TZS 50.7K

$88.6 Rp 1.6M

-77.79%

Men's Leather Business Shoes

$27.31 TZS 70.4K

$77.9 Rp 1.4M

-64.93%

1-bedroom Apartment, City Center (Monthly)

$115 TZS 297.1K

$1,006 Rp 18.0M

-88.55%

1-bedroom Apartment, Outside City Center (Monthly)

$78.5 TZS 202.5K

$675 Rp 12.1M

-88.37%

3-bedroom Apartment, City Center (Monthly)

$191 TZS 492.9K

$3,442 Rp 61.5M

-94.45%

3-bedroom Apartment, Outside City Center (Monthly)

$114 TZS 295.2K

$2,039 Rp 36.4M

-94.39%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$191 TZS 491.4K

$165 Rp 3.0M

15.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-2.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mbeya: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $115 in Mbeya versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Mbeya, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23.00 in Mbeya versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $118 vs $302 – making Mbeya the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mbeya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 228%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $649 per month in Mbeya and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mbeya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $432 in Mbeya and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $193 per month in Mbeya and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Mbeya, where all-in costs run around $432, than in Ubud, Bali at $1,419. In Mbeya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Mbeya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mbeya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.