Cost of Living Comparison Between Mbeya and Ubud, Bali Cost of Living Comparison Between Mbeya and Ubud, Bali

Monthly Cost of Living

A single person spends $442 per month in Mbeya vs $1,408 in Ubud, Bali, rent included.

A couple spends around $669 per month in Mbeya vs $2,585 in Ubud, Bali, rent included.

A family of three spends $896 per month in Mbeya vs $3,763 in Ubud, Bali, rent included.

Mbeya is about 69% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Mbeya sits 67% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Mbeya
Ubud, Bali
Difference
Meal at Budget Restaurant
-
$3.45 Rp 61.8K
-
Three-Course Dinner for Two, Mid-Range
$23.27 TZS 61.1K
$32.34 Rp 578.5K
-28.05%
Fast Food Meal (McDonalds, etc)
$7.86 TZS 20.6K
$4.84 Rp 86.7K
62.40%
Cappuccino
$1.59 TZS 4,166
$2.75 Rp 49.1K
-42.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.37 TZS 975
$1.38 Rp 24.8K
-73.19%
Water (0.33 liter bottle)
$0.40 TZS 1,051
$0.75 Rp 13.4K
-46.67%
Local Beer (0.5 liter draught)
$0.76 TZS 1,988
$2.99 Rp 53.5K
-74.58%
Imported Beer (0.33 liter bottle)
-
$3.85 Rp 68.9K
-
🛒 Groceries & Markets
Mbeya
Ubud, Bali
Difference
Milk (1 liter)
$0.56 TZS 1,459
$1.74 Rp 31.1K
-67.82%
White Bread (500g)
$0.94 TZS 2,478
$2.46 Rp 44.0K
-61.79%
Rice (white) (1kg)
$0.93 TZS 2,452
$1.17 Rp 20.9K
-20.51%
Eggs
$2.36 TZS 6,192
$2.43 Rp 43.5K
-2.88%
Local Cheese (1kg)
$3.77 TZS 9,894
$14.50 Rp 259.5K
-74.00%
Chicken Fillets (1kg)
$3.78 TZS 9,913
$4.35 Rp 77.8K
-13.10%
Beef Round Steak (1kg)
$3.51 TZS 9,201
$11.98 Rp 214.3K
-70.70%
Apples (1kg)
$1.19 TZS 3,118
$3.72 Rp 66.5K
-68.01%
Banana (1kg)
$0.75 TZS 1,980
$1.63 Rp 29.1K
-53.99%
Oranges (1kg)
$0.94 TZS 2,475
$2.74 Rp 49.1K
-65.69%
Tomato (1kg)
$0.81 TZS 2,120
$2.24 Rp 40.1K
-63.84%
Potato (1kg)
$1.01 TZS 2,640
$1.92 Rp 34.3K
-47.40%
Onion (1kg)
$0.75 TZS 1,959
$2.28 Rp 40.7K
-67.11%
Lettuce (1 head)
$0.56 TZS 1,477
$1.06 Rp 19.0K
-47.17%
Water (1.5 liter bottle)
$0.76 TZS 1,983
$0.72 Rp 12.9K
5.56%
Cigarettes 20 Pack (Marlboro, Camel)
$1.18 TZS 3,108
$3.29 Rp 58.8K
-64.13%
Wine (Bottle)
$3.88 TZS 10.2K
$23.19 Rp 414.9K
-83.27%
Local Beer (0.5 liter bottle)
$0.80 TZS 2,086
$2.78 Rp 49.7K
-71.22%
Imported Beer (0.33 liter bottle)
$1.15 TZS 3,005
$2.73 Rp 48.9K
-57.88%
🚌 Getting Around
Mbeya
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.41 TZS 1,074
$0.27 Rp 4,765
51.85%
Public Transport Monthly Pass (Regular Price)
-
$8.11 Rp 145.0K
-
Taxi Start (Normal Tariff)
$1.13 TZS 2,966
$0.48 Rp 8,636
135.42%
Taxi (Normal Tariff) (1km)
$1.70 TZS 4,470
$0.42 Rp 7,511
304.76%
Taxi 1hour Waiting (Normal Tariff)
$2.78 TZS 7,289
$6.22 Rp 111.3K
-55.31%
Gasoline (1 liter)
$1.26 TZS 3,318
$0.81 Rp 14.6K
55.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.6K Rp 476.1M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.2K Rp 575.9M
-
🧾 Monthly Utilities & Internet
Mbeya
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$25.04 TZS 65.7K
$78.4 Rp 1.4M
-68.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.44 TZS 51.0K
$4.07 Rp 72.8K
377.64%
Internet (50+ Mbps, Unlimited Data)
$46.15 TZS 121.1K
$24.33 Rp 435.2K
89.68%
🎉 Sport & Entertainment
Mbeya
Ubud, Bali
Difference
Gym Membership (Monthly)
$38.01 TZS 99.7K
$98.6 Rp 1.8M
-61.45%
Tennis Court (1 Hour on Weekend)
-
$6.34 Rp 113.3K
-
Cinema Ticket
$9.86 TZS 25.9K
$3.99 Rp 71.3K
147.12%
🧸 Childcare & Education
Mbeya
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$194 TZS 508.6K
$305 Rp 5.5M
-36.46%
International Primary School, 1 Child (Yearly)
$1,146 TZS 3.0M
$6,642 Rp 118.8M
-82.74%
👕👟 Clothing & Footwear
Mbeya
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$11.45 TZS 30.1K
$54.1 Rp 968.6K
-78.85%
Summer Dress (H&M, Zara, etc)
$9.85 TZS 25.8K
$37.81 Rp 676.3K
-73.95%
Sport Shoes (Adidas, Nike)
$19.63 TZS 51.5K
$86.8 Rp 1.6M
-77.40%
Men's Leather Business Shoes
$27.38 TZS 71.8K
$76.4 Rp 1.4M
-64.14%
🏠 Accommodation & Living
Mbeya
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$117 TZS 306.4K
$992 Rp 17.7M
-88.23%
1-bedroom Apartment, Outside City Center (Monthly)
$76.6 TZS 201.0K
$673 Rp 12.0M
-88.61%
3-bedroom Apartment, City Center (Monthly)
$193 TZS 505.6K
$3,375 Rp 60.4M
-94.29%
3-bedroom Apartment, Outside City Center (Monthly)
$117 TZS 307.1K
$2,050 Rp 36.7M
-94.29%
Buy Apartment in City Center (m2)
-
$2,805 Rp 50.2M
-
Buy Apartment Outside City Center (m2)
-
$2,227 Rp 39.8M
-
💵 Salaries & Financials
Mbeya
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$188 TZS 494.0K
$167 Rp 3.0M
12.75%
20-Year Fixed Mortgage Interest Rate (Annual %)
13
13.28
-2.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mbeya: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $117 in Mbeya versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Mbeya, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23.00 in Mbeya versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $117 vs $297 – making Mbeya the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mbeya vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Mbeya?
Yes – Ubud, Bali is pricier by about 218%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $663 per month in Mbeya and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Mbeya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Mbeya and in Ubud, Bali?
Monthly expenses with rent come to $442 in Mbeya and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $194 per month in Mbeya and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Mbeya or in Ubud, Bali?
A $1,500 monthly budget goes further in Mbeya, where all-in costs run around $442, than in Ubud, Bali at $1,408. In Mbeya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Mbeya or Ubud, Bali more family-friendly?
Families tend to lean toward Mbeya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Mbeya or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Mbeya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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