🙂A single person spends $442 per month in Mbeya vs $1,408 in Ubud, Bali, rent included.
🙂A couple spends around $669 per month in Mbeya vs $2,585 in Ubud, Bali, rent included.
🙂A family of three spends $896 per month in Mbeya vs $3,763 in Ubud, Bali, rent included.
🙂Mbeya is about 69% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Mbeya sits 67% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Mbeya
Ubud, Bali
Difference
Meal at Budget Restaurant
-
$3.45Rp 61.8K
-
Three-Course Dinner for Two, Mid-Range
$23.27TZS 61.1K
$32.34Rp 578.5K
-28.05%
Fast Food Meal(McDonalds, etc)
$7.86TZS 20.6K
$4.84Rp 86.7K
62.40%
Cappuccino
$1.59TZS 4,166
$2.75Rp 49.1K
-42.18%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.37TZS 975
$1.38Rp 24.8K
-73.19%
Water(0.33 liter bottle)
$0.40TZS 1,051
$0.75Rp 13.4K
-46.67%
Local Beer(0.5 liter draught)
$0.76TZS 1,988
$2.99Rp 53.5K
-74.58%
Imported Beer(0.33 liter bottle)
-
$3.85Rp 68.9K
-
🛒 Groceries & Markets
Mbeya
Ubud, Bali
Difference
Milk(1 liter)
$0.56TZS 1,459
$1.74Rp 31.1K
-67.82%
White Bread(500g)
$0.94TZS 2,478
$2.46Rp 44.0K
-61.79%
Rice(white)(1kg)
$0.93TZS 2,452
$1.17Rp 20.9K
-20.51%
Eggs
$2.36TZS 6,192
$2.43Rp 43.5K
-2.88%
Local Cheese(1kg)
$3.77TZS 9,894
$14.50Rp 259.5K
-74.00%
Chicken Fillets(1kg)
$3.78TZS 9,913
$4.35Rp 77.8K
-13.10%
Beef Round Steak(1kg)
$3.51TZS 9,201
$11.98Rp 214.3K
-70.70%
Apples(1kg)
$1.19TZS 3,118
$3.72Rp 66.5K
-68.01%
Banana(1kg)
$0.75TZS 1,980
$1.63Rp 29.1K
-53.99%
Oranges(1kg)
$0.94TZS 2,475
$2.74Rp 49.1K
-65.69%
Tomato(1kg)
$0.81TZS 2,120
$2.24Rp 40.1K
-63.84%
Potato(1kg)
$1.01TZS 2,640
$1.92Rp 34.3K
-47.40%
Onion(1kg)
$0.75TZS 1,959
$2.28Rp 40.7K
-67.11%
Lettuce(1 head)
$0.56TZS 1,477
$1.06Rp 19.0K
-47.17%
Water(1.5 liter bottle)
$0.76TZS 1,983
$0.72Rp 12.9K
5.56%
Cigarettes 20 Pack(Marlboro, Camel)
$1.18TZS 3,108
$3.29Rp 58.8K
-64.13%
Wine(Bottle)
$3.88TZS 10.2K
$23.19Rp 414.9K
-83.27%
Local Beer(0.5 liter bottle)
$0.80TZS 2,086
$2.78Rp 49.7K
-71.22%
Imported Beer(0.33 liter bottle)
$1.15TZS 3,005
$2.73Rp 48.9K
-57.88%
🚌 Getting Around
Mbeya
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.41TZS 1,074
$0.27Rp 4,765
51.85%
Public Transport Monthly Pass(Regular Price)
-
$8.11Rp 145.0K
-
Taxi Start(Normal Tariff)
$1.13TZS 2,966
$0.48Rp 8,636
135.42%
Taxi(Normal Tariff)(1km)
$1.70TZS 4,470
$0.42Rp 7,511
304.76%
Taxi 1hour Waiting(Normal Tariff)
$2.78TZS 7,289
$6.22Rp 111.3K
-55.31%
Gasoline(1 liter)
$1.26TZS 3,318
$0.81Rp 14.6K
55.56%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.6KRp 476.1M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.2KRp 575.9M
-
🧾 Monthly Utilities & Internet
Mbeya
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$25.04TZS 65.7K
$78.4Rp 1.4M
-68.04%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.44TZS 51.0K
$4.07Rp 72.8K
377.64%
Internet(50+ Mbps, Unlimited Data)
$46.15TZS 121.1K
$24.33Rp 435.2K
89.68%
🎉 Sport & Entertainment
Mbeya
Ubud, Bali
Difference
Gym Membership(Monthly)
$38.01TZS 99.7K
$98.6Rp 1.8M
-61.45%
Tennis Court(1 Hour on Weekend)
-
$6.34Rp 113.3K
-
Cinema Ticket
$9.86TZS 25.9K
$3.99Rp 71.3K
147.12%
🧸 Childcare & Education
Mbeya
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$194TZS 508.6K
$305Rp 5.5M
-36.46%
International Primary School, 1 Child(Yearly)
$1,146TZS 3.0M
$6,642Rp 118.8M
-82.74%
👕👟 Clothing & Footwear
Mbeya
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$11.45TZS 30.1K
$54.1Rp 968.6K
-78.85%
Summer Dress(H&M, Zara, etc)
$9.85TZS 25.8K
$37.81Rp 676.3K
-73.95%
Sport Shoes(Adidas, Nike)
$19.63TZS 51.5K
$86.8Rp 1.6M
-77.40%
Men's Leather Business Shoes
$27.38TZS 71.8K
$76.4Rp 1.4M
-64.14%
🏠 Accommodation & Living
Mbeya
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$117TZS 306.4K
$992Rp 17.7M
-88.23%
1-bedroom Apartment, Outside City Center(Monthly)
$76.6TZS 201.0K
$673Rp 12.0M
-88.61%
3-bedroom Apartment, City Center(Monthly)
$193TZS 505.6K
$3,375Rp 60.4M
-94.29%
3-bedroom Apartment, Outside City Center(Monthly)
$117TZS 307.1K
$2,050Rp 36.7M
-94.29%
Buy Apartment in City Center(m2)
-
$2,805Rp 50.2M
-
Buy Apartment Outside City Center(m2)
-
$2,227Rp 39.8M
-
💵 Salaries & Financials
Mbeya
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$188TZS 494.0K
$167Rp 3.0M
12.75%
20-Year Fixed Mortgage Interest Rate(Annual %)
13
13.28
-2.11%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Mbeya: July 11, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $117 in Mbeya versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 13% higher in Mbeya, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $23.00 in Mbeya versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $117 vs $297 – making Mbeya the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mbeya vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Mbeya?
Yes – Ubud, Bali is pricier by about 218%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $663 per month in Mbeya and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Mbeya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Mbeya and in Ubud, Bali?
Monthly expenses with rent come to $442 in Mbeya and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $194 per month in Mbeya and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Mbeya or in Ubud, Bali?
A $1,500 monthly budget goes further in Mbeya, where all-in costs run around $442, than in Ubud, Bali at $1,408. In Mbeya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Mbeya or Ubud, Bali more family-friendly?
Families tend to lean toward Mbeya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Mbeya or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Mbeya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.