Last update: Oct 2026

Cost of Living Comparison Between Mbabane and Ubud, Bali

For one person, living is cheaper in Mbabane: $764 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

Mbabane
🇸🇿 Eswatini
$764
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Mbabane and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mbabane and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $764 per month in Mbabane vs $1,368 in Ubud, Bali, rent included.

  • Mbabane $764
  • Ubud, Bali $1,368

A couple spends around $1,223 per month in Mbabane vs $2,314 in Ubud, Bali, rent included.

  • Mbabane $1,223
  • Ubud, Bali $2,314

A family of three spends $1,681 per month in Mbabane vs $3,260 in Ubud, Bali, rent included.

  • Mbabane $1,681
  • Ubud, Bali $3,260

Mbabane is about 44% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Mbabane sits 43% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Mbabane
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.22 SZL 168
$3.33 Rp 59.9K
206.91%
Three-Course Dinner for Two, Mid-Range
$33.39 SZL 550
$35.18 Rp 633.2K
-5.09%
Fast Food Meal (McDonalds, etc)
$6.12 SZL 101
$5.80 Rp 104.5K
5.52%
Cappuccino
$2.59 SZL 42.65
$2.73 Rp 49.1K
-5.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.13 SZL 18.52
$1.64 Rp 29.5K
-31.10%
Water (0.33 liter bottle)
$0.62 SZL 10.15
$0.83 Rp 15.0K
-25.30%
Local Beer (0.5 liter draught)
$2.17 SZL 35.78
$2.70 Rp 48.6K
-19.63%
Imported Beer (0.33 liter bottle)
$2.36 SZL 38.77
$4.30 Rp 77.4K
-45.12%
🛒 Groceries & Markets
Mbabane
Ubud, Bali
Difference
Milk (1 liter)
$1.61 SZL 26.47
$1.50 Rp 27.1K
7.33%
White Bread (500g)
$0.84 SZL 13.84
$2.30 Rp 41.4K
-63.48%
Rice (white) (1kg)
$1.75 SZL 28.78
$1.18 Rp 21.2K
48.31%
Eggs
$1.83 SZL 30.06
$2.14 Rp 38.6K
-14.49%
Local Cheese (1kg)
$10.93 SZL 180
$17.48 Rp 314.6K
-37.47%
Chicken Fillets (1kg)
$5.72 SZL 94.1
$4.03 Rp 72.5K
41.94%
Beef Round Steak (1kg)
$5.04 SZL 82.9
$12.23 Rp 220.1K
-58.79%
Apples (1kg)
$1.83 SZL 30.13
$3.55 Rp 63.9K
-48.45%
Banana (1kg)
$0.66 SZL 10.87
$1.57 Rp 28.3K
-57.96%
Oranges (1kg)
$1.20 SZL 19.83
$2.24 Rp 40.2K
-46.43%
Tomato (1kg)
$1.35 SZL 22.25
$1.93 Rp 34.7K
-30.05%
Potato (1kg)
$1.32 SZL 21.74
$1.88 Rp 33.9K
-29.79%
Onion (1kg)
$1.50 SZL 24.67
$2.29 Rp 41.3K
-34.50%
Lettuce (1 head)
$0.67 SZL 11.01
$0.99 Rp 17.9K
-32.32%
Water (1.5 liter bottle)
$0.78 SZL 12.82
$0.53 Rp 9,475
47.17%
Cigarettes 20 Pack (Marlboro, Camel)
$2.77 SZL 45.58
$2.28 Rp 41.1K
21.49%
Wine (Bottle)
$6.19 SZL 102
$23.01 Rp 414.2K
-73.10%
Local Beer (0.5 liter bottle)
$1.61 SZL 26.49
$2.34 Rp 42.2K
-31.20%
Imported Beer (0.33 liter bottle)
$1.68 SZL 27.63
$2.91 Rp 52.4K
-42.27%
🚌 Getting Around
Mbabane
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.70 SZL 11.50
$0.24 Rp 4,315
191.67%
Public Transport Monthly Pass (Regular Price)
-
$8.82 Rp 158.7K
-
Taxi Start (Normal Tariff)
-
$0.48 Rp 8,684
-
Taxi (Normal Tariff) (1km)
$1.41 SZL 23.15
$0.46 Rp 8,233
206.52%
Taxi 1hour Waiting (Normal Tariff)
$3.00 SZL 49.30
$5.45 Rp 98.2K
-44.95%
Gasoline (1 liter)
$1.30 SZL 21.37
$0.88 Rp 15.9K
47.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$24.6K Rp 442.2M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$31.2K Rp 561.4M
-
🧾 Monthly Utilities & Internet
Mbabane
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$63.9 SZL 1,051
$83.0 Rp 1.5M
-23.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.35 SZL 631
$6.45 Rp 116.0K
494.57%
Internet (50+ Mbps, Unlimited Data)
$27.56 SZL 454
$18.57 Rp 334.2K
48.41%
🎉 Sport & Entertainment
Mbabane
Ubud, Bali
Difference
Gym Membership (Monthly)
$22.37 SZL 368
$55.8 Rp 1.0M
-59.92%
Tennis Court (1 Hour on Weekend)
$2.98 SZL 49.10
$18.11 Rp 326.0K
-83.55%
Cinema Ticket
$3.73 SZL 61.5
$4.38 Rp 78.9K
-14.84%
🧸 Childcare & Education
Mbabane
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$493 Rp 8.9M
-
International Primary School, 1 Child (Yearly)
$6,395 SZL 105.3K
$5,754 Rp 103.6M
11.15%
👕👟 Clothing & Footwear
Mbabane
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$34.61 SZL 570
$46.19 Rp 831.4K
-25.07%
Summer Dress (H&M, Zara, etc)
$15.29 SZL 252
$35.33 Rp 636.0K
-56.72%
Sport Shoes (Adidas, Nike)
$70.9 SZL 1,167
$79.1 Rp 1.4M
-10.36%
Men's Leather Business Shoes
$53.7 SZL 884
$78.4 Rp 1.4M
-31.47%
🏠 Accommodation & Living
Mbabane
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$267 SZL 4,394
$1,142 Rp 20.6M
-76.63%
1-bedroom Apartment, Outside City Center (Monthly)
$180 SZL 2,956
$676 Rp 12.2M
-73.42%
3-bedroom Apartment, City Center (Monthly)
$454 SZL 7,477
$3,503 Rp 63.1M
-87.03%
3-bedroom Apartment, Outside City Center (Monthly)
$357 SZL 5,872
$1,700 Rp 30.6M
-79.01%
Buy Apartment in City Center (m2)
$476 SZL 7,840
$2,784 Rp 50.1M
-82.89%
Buy Apartment Outside City Center (m2)
$356 SZL 5,855
$2,241 Rp 40.3M
-84.12%
💵 Salaries & Financials
Mbabane
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$165 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.25
13.78
-47.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mbabane: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Mbabane
$183
Ubud, Bali
$290 58.9% $108
Accommodation & Living
Mbabane
$180
Ubud, Bali
$676 276% $496
Eating Out
Mbabane
$154
Ubud, Bali
$109 29.2% $45
Monthly Utilities & Internet
Mbabane
$130
Ubud, Bali
$108 16.8% $22
Clothing & Footwear
Mbabane
$79
Ubud, Bali
$108 37% $29
Sport & Entertainment
Mbabane
$30
Ubud, Bali
$65 116% $35
Getting Around
Mbabane
$9.8 *
Ubud, Bali
$13 27.7% $2.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $267 in Mbabane versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Mbabane versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $183 vs $290 – making Mbabane the more affordable choice for daily food spending.

Good to know
🇸🇿 Mbabane
🇮🇩 Ubud, Bali
🕒 Local time
08:09 8:09 AM
14:09 2:09 PM
6 h ahead of Mbabane
🌤 Weather
👥 Population
94,874 Capital
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to SZL – Eswatini Lilangeni Converter

Eswatini Lilangeni exchange rates as of October 18, 2026: 1 USD = 16.46 SZL (100 SZL = 6.08 USD). 1 EUR = 18.5 SZL (100 SZL = 5.4 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Mbabane Ubud, Bali 9,010 km ≈ 12 h nonstop flight
From you
  • Mbabane
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mbabane vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Mbabane or Ubud, Bali?
Ubud, Bali costs about 79% more than Mbabane, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Mbabane and in Ubud, Bali?
For a comfortable life, plan on about $1,146 per month in Mbabane and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Mbabane or Ubud, Bali?
Rent is clearly cheaper in Mbabane, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Mbabane compared to Ubud, Bali?
Monthly expenses with rent come to $764 in Mbabane and $1,368 in Ubud, Bali. That's a gap of about 79%.
Are groceries more expensive in Mbabane or in Ubud, Bali?
Groceries cost about 59% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Mbabane or in Ubud, Bali?
A $1,000 monthly budget goes further in Mbabane, where all-in costs run around $764, than in Ubud, Bali at $1,368. In Mbabane it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Mbabane or Ubud, Bali?
For digital nomads, it depends on budget. Mbabane costs $764 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Mbabane compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Mbabane or to Ubud, Bali?
If budget matters most, go with Mbabane. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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