🙂Monthly costs for one person with rent: $634 in May Pen versus $1,314 in Montego Bay.
🙂Estimated couple costs with rent: $993 in May Pen versus $1,787 in Montego Bay.
🙂Monthly costs for a family of three with rent: $1,351 in May Pen versus $2,261 in Montego Bay.
🙂Living in May Pen costs roughly 52% less than in Montego Bay, driven mainly by Eating Out.
📊Both cities sit below the global median: May Pen53% lower, Montego Bay2% lower.
Currency
🍽 Eating Out
May Pen
Montego Bay
Difference
Meal at Budget Restaurant
-
$7.54JMD 1,186
-
Three-Course Dinner for Two, Mid-Range
-
$50.3JMD 7,905
-
Fast Food Meal(McDonalds, etc)
-
$7.38JMD 1,161
-
Cappuccino
-
$4.31JMD 678
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
-
$1.33JMD 209
-
Water(0.33 liter bottle)
-
$0.76JMD 120
-
Local Beer(0.5 liter draught)
-
$2.43JMD 382
-
Imported Beer(0.33 liter bottle)
-
$3.18JMD 500
-
🛒 Groceries & Markets
May Pen
Montego Bay
Difference
Milk(1 liter)
$2.21JMD 348
$2.53JMD 397
-12.65%
White Bread(500g)
$3.71JMD 584
$2.76JMD 434
34.42%
Rice(white)(1kg)
$3.15JMD 496
$1.63JMD 257
93.25%
Eggs
$3.33JMD 524
$3.56JMD 559
-6.46%
Local Cheese(1kg)
-
$10.94JMD 1,721
-
Chicken Fillets(1kg)
$7.41JMD 1,166
$6.45JMD 1,014
14.88%
Beef Round Steak(1kg)
$5.04JMD 792
$7.56JMD 1,189
-33.33%
Apples(1kg)
$1.58JMD 249
$3.42JMD 537
-53.80%
Banana(1kg)
$4.99JMD 785
$3.14JMD 494
58.92%
Oranges(1kg)
$6.20JMD 975
$2.71JMD 427
128.78%
Tomato(1kg)
$1.85JMD 292
$1.75JMD 275
5.71%
Potato(1kg)
$1.91JMD 301
$2.03JMD 319
-5.91%
Onion(1kg)
$1.92JMD 302
$1.13JMD 178
69.91%
Lettuce(1 head)
$3.10JMD 488
$1.91JMD 301
62.30%
Water(1.5 liter bottle)
$2.89JMD 455
$0.95JMD 149
204.21%
Cigarettes 20 Pack(Marlboro, Camel)
-
$9.03JMD 1,420
-
Wine(Bottle)
-
$11.28JMD 1,773
-
Local Beer(0.5 liter bottle)
$2.16JMD 340
$2.11JMD 332
2.37%
Imported Beer(0.33 liter bottle)
-
$3.16JMD 497
-
🚌 Getting Around
May Pen
Montego Bay
Difference
One-way Ticket(Public Transport)
$0.83JMD 131
$0.96JMD 151
-13.54%
Taxi Start(Normal Tariff)
-
$0.91JMD 143
-
Taxi(Normal Tariff)(1km)
-
$3.21JMD 505
-
Taxi 1hour Waiting(Normal Tariff)
-
$6.40JMD 1,006
-
Gasoline(1 liter)
$1.36JMD 214
$1.29JMD 203
5.43%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$43.6KJMD 6.9M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$33.7KJMD 5.3M
-
🧾 Monthly Utilities & Internet
May Pen
Montego Bay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
-
$163JMD 25.6K
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$43.00JMD 6,762
$21.15JMD 3,327
103.31%
Internet(50+ Mbps, Unlimited Data)
$39.76JMD 6,253
$47.83JMD 7,522
-16.87%
🎉 Sport & Entertainment
May Pen
Montego Bay
Difference
Gym Membership(Monthly)
-
$37.84JMD 5,952
-
Cinema Ticket
-
$7.55JMD 1,188
-
🧸 Childcare & Education
May Pen
Montego Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$318JMD 50.0K
$63.0JMD 9,903
404.70%
International Primary School, 1 Child(Yearly)
-
$1,913JMD 300.9K
-
👕👟 Clothing & Footwear
May Pen
Montego Bay
Difference
Jeans(Levis 501 Or Similar)
$15.93JMD 2,505
$25.80JMD 4,057
-38.26%
Summer Dress(H&M, Zara, etc)
$21.77JMD 3,424
$19.75JMD 3,106
10.23%
Sport Shoes(Adidas, Nike)
$41.01JMD 6,449
$66.6JMD 10.5K
-38.45%
Men's Leather Business Shoes
$53.7JMD 8,439
$75.2JMD 11.8K
-28.63%
🏠 Accommodation & Living
May Pen
Montego Bay
Difference
1-bedroom Apartment, City Center(Monthly)
$177JMD 27.8K
$266JMD 41.8K
-33.43%
1-bedroom Apartment, Outside City Center(Monthly)
$221JMD 34.7K
$448JMD 70.4K
-50.70%
3-bedroom Apartment, City Center(Monthly)
$574JMD 90.2K
$648JMD 102.0K
-11.55%
3-bedroom Apartment, Outside City Center(Monthly)
$433JMD 68.1K
$442JMD 69.6K
-2.07%
💵 Salaries & Financials
May Pen
Montego Bay
Difference
Average Monthly Net Salary(After Tax)
-
$552JMD 86.8K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
0
8
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for May Pen: June 6, 2026
Last update for Montego Bay: June 7, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $177 in May Pen and $266 in Montego Bay. Housing cost is often the main lever when comparing two cities.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
May Pen vs Montego Bay: Cost of Living - Frequently Asked Questions
Which city is more expensive, May Pen or Montego Bay?
May Pen wins on cost – living expenses run 107% lower than in Montego Bay. Housing and daily spending are where you'll feel the difference most, making May Pen the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in May Pen vs Montego Bay?
You'd need roughly $952 in May Pen and $1,971 in Montego Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in May Pen vs Montego Bay?
Rent for a central apartment: $177 in May Pen versus $266 in Montego Bay. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in May Pen compared to Montego Bay?
All in, you'll spend $634 per month in May Pen versus $1,314 in Montego Bay – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.
Are groceries more expensive in May Pen or Montego Bay?
Supermarket bills run roughly 2% higher in Montego Bay. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in May Pen or Montego Bay?
At $634 in May Pen versus $1,314 in Montego Bay, a $1,000 budget is realistic in May Pen but tight or insufficient in Montego Bay. The gap between the two cities makes May Pen the clear choice for anyone on this budget.
Which city offers a better quality of life: May Pen or Montego Bay?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find May Pen gentler on the wallet – expenses run 107% less than in Montego Bay. Beyond cost, consider language, visa policies, and how big the international community is in each city.