🙂Monthly costs for one person with rent: $737 in May Pen versus $1,166 in Montego Bay.
🙂Estimated couple costs with rent: $833 in May Pen versus $2,151 in Montego Bay.
🙂Monthly costs for a family of three with rent: $929 in May Pen versus $3,136 in Montego Bay.
🌍Living in May Pen costs roughly 37% less than in Montego Bay, driven mainly by Eating Out.
📊Both cities sit below the global median: May Pen46% lower, Montego Bay15% lower.
Currency
🍽 Eating Out
May Pen
Montego Bay
Difference
Meal at Budget Restaurant
-
$11.17JMD 1,753
-
Three-Course Dinner for Two, Mid-Range
-
$77.3JMD 12.1K
-
Fast Food Meal(McDonalds, etc)
-
$8.69JMD 1,363
-
Cappuccino
-
$5.50JMD 863
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
-
$0.94JMD 147
-
Water(0.33 liter bottle)
-
$0.70JMD 110
-
Local Beer(0.5 liter draught)
-
$2.27JMD 356
-
Imported Beer(0.33 liter bottle)
-
$3.08JMD 483
-
🛒 Groceries & Markets
May Pen
Montego Bay
Difference
Milk(1 liter)
$2.20JMD 345
$3.40JMD 534
-35.29%
White Bread(500g)
$3.83JMD 601
$2.70JMD 424
41.85%
Rice(white)(1kg)
$3.22JMD 506
$1.40JMD 220
130.00%
Eggs
$3.36JMD 527
$3.60JMD 565
-6.67%
Local Cheese(1kg)
-
$11.30JMD 1,773
-
Chicken Fillets(1kg)
$7.46JMD 1,170
$6.25JMD 981
19.36%
Beef Round Steak(1kg)
$4.92JMD 772
$9.17JMD 1,438
-46.35%
Apples(1kg)
$1.57JMD 247
$4.18JMD 656
-62.44%
Banana(1kg)
$4.99JMD 783
$2.50JMD 392
99.60%
Oranges(1kg)
$6.25JMD 980
$7.53JMD 1,181
-17.00%
Tomato(1kg)
$1.95JMD 305
$2.48JMD 388
-21.37%
Potato(1kg)
$1.88JMD 295
$2.47JMD 388
-23.89%
Onion(1kg)
$1.95JMD 307
$2.74JMD 430
-28.83%
Lettuce(1 head)
$3.10JMD 487
$2.53JMD 397
22.53%
Water(1.5 liter bottle)
$2.82JMD 442
$0.83JMD 130
239.76%
Cigarettes 20 Pack(Marlboro, Camel)
-
$9.48JMD 1,487
-
Wine(Bottle)
-
$11.31JMD 1,774
-
Local Beer(0.5 liter bottle)
$2.26JMD 355
$2.84JMD 445
-20.42%
Imported Beer(0.33 liter bottle)
-
$3.92JMD 614
-
🚌 Getting Around
May Pen
Montego Bay
Difference
One-way Ticket(Public Transport)
-
$0.92JMD 144
-
Taxi Start(Normal Tariff)
-
$0.96JMD 151
-
Taxi(Normal Tariff)(1km)
-
$3.16JMD 496
-
Taxi 1hour Waiting(Normal Tariff)
-
$6.28JMD 984
-
Gasoline(1 liter)
$1.35JMD 212
$1.33JMD 209
1.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$45.0KJMD 7.1M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$33.3KJMD 5.2M
-
🧾 Monthly Utilities & Internet
May Pen
Montego Bay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
-
$176JMD 27.6K
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$42.36JMD 6,646
$22.70JMD 3,561
86.61%
Internet(50+ Mbps, Unlimited Data)
$53.0JMD 8,313
$48.70JMD 7,640
8.81%
🎉 Sport & Entertainment
May Pen
Montego Bay
Difference
Gym Membership(Monthly)
-
$43.86JMD 6,881
-
Cinema Ticket
-
$8.53JMD 1,338
-
🧸 Childcare & Education
May Pen
Montego Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$362JMD 56.8K
-
International Primary School, 1 Child(Yearly)
-
$8,159JMD 1.3M
-
👕👟 Clothing & Footwear
May Pen
Montego Bay
Difference
Jeans(Levis 501 Or Similar)
$15.60JMD 2,448
$23.95JMD 3,757
-34.86%
Summer Dress(H&M, Zara, etc)
$21.83JMD 3,424
$31.22JMD 4,899
-30.08%
Sport Shoes(Adidas, Nike)
$41.48JMD 6,507
$69.3JMD 10.9K
-40.14%
Men's Leather Business Shoes
$54.5JMD 8,546
$103JMD 16.1K
-47.06%
🏠 Accommodation & Living
May Pen
Montego Bay
Difference
1-bedroom Apartment, City Center(Monthly)
-
$315JMD 49.4K
-
1-bedroom Apartment, Outside City Center(Monthly)
$284JMD 44.5K
$221JMD 34.7K
28.46%
3-bedroom Apartment, City Center(Monthly)
-
$964JMD 151.2K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$969JMD 152.1K
-
💵 Salaries & Financials
May Pen
Montego Bay
Difference
Average Monthly Net Salary(After Tax)
-
$605JMD 94.9K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
0
9.45
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for May Pen: September 12, 2026
Last update for Montego Bay: September 13, 2026
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
May Pen vs Montego Bay: Cost of Living - Frequently Asked Questions
Which city is more expensive, May Pen or Montego Bay?
May Pen wins on cost – living expenses run 58% lower than in Montego Bay. Housing and daily spending are where you'll feel the difference most, making May Pen the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in May Pen and in Montego Bay?
You'd need roughly $1,105 in May Pen and $1,749 in Montego Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Are groceries more expensive in May Pen or in Montego Bay?
Supermarket bills run roughly 18% higher in Montego Bay. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in May Pen compared to Montego Bay?
All in, you'll spend $737 per month in May Pen versus $1,166 in Montego Bay – a 58% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in May Pen or in Montego Bay?
At $737 in May Pen versus $1,166 in Montego Bay, a $1,000 budget is realistic in May Pen but tight or insufficient in Montego Bay. The gap between the two cities makes May Pen the clear choice for anyone on this budget.
Which city offers a better quality of life: May Pen or Montego Bay?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find May Pen gentler on the wallet – expenses run 58% less than in Montego Bay. Beyond cost, consider language, visa policies, and how big the international community is in each city.