Last update: Oct 2026

Cost of Living Comparison Between Matsuyama and Okinawa

For one person, living is cheaper in Matsuyama: $1,277 a month against $1,364 in Okinawa, rent and utilities included – about $1,000 less a year. Other living expenses account for most of the difference.

62

Cost of Living Index in Matsuyama
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Matsuyama Living Index
66

Cost of Living Index in Okinawa
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Okinawa Living Index

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Matsuyama

🇯🇵 Japan

$1,277

/mo nomad

Okinawa

🇯🇵 Japan

$1,364

/mo nomad

Monthly Cost of Living

How much you'll spend in Matsuyama and in Okinawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Matsuyama and in Okinawa actually costs, broken down by who's living it.

A single person spends $1,277 per month in Matsuyama vs $1,364 in Okinawa, rent included.

Matsuyama $1,277
Okinawa $1,364

A couple spends around $2,017 per month in Matsuyama vs $2,154 in Okinawa, rent included.

Matsuyama $2,017
Okinawa $2,154

A family of three spends $2,758 per month in Matsuyama vs $2,944 in Okinawa, rent included.

Matsuyama $2,758
Okinawa $2,944

Matsuyama is about 6% cheaper than Okinawa, and outside of rent the biggest gap is in eating out.

Matsuyama sits 6% below the global median, while Okinawa is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.38 ¥1,008

$9.91 ¥1,566

-35.62%

Three-Course Dinner for Two, Mid-Range

$30.99 ¥4,896

$39.91 ¥6,306

-22.35%

Fast Food Meal (McDonalds, etc)

$4.71 ¥744

$7.13 ¥1,126

-33.94%

Cappuccino

$2.38 ¥376

$3.87 ¥611

-38.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 ¥188

$1.47 ¥233

-19.05%

Water (0.33 liter bottle)

$0.58 ¥91.7

$0.99 ¥156

-41.41%

Local Beer (0.5 liter draught)

$2.09 ¥330

$2.51 ¥397

-16.73%

Imported Beer (0.33 liter bottle)

$2.29 ¥361

$4.34 ¥685

-47.24%

Milk (1 liter)

$1.50 ¥238

$1.63 ¥257

-7.98%

White Bread (500g)

$1.33 ¥210

$2.07 ¥326

-35.75%

Rice (white) (1kg)

$5.40 ¥853

$3.88 ¥612

39.18%

Eggs

$2.08 ¥329

$1.78 ¥281

16.85%

Local Cheese (1kg)

$12.49 ¥1,974

$17.97 ¥2,840

-30.50%

Chicken Fillets (1kg)

$9.48 ¥1,498

$4.85 ¥766

95.46%

Beef Round Steak (1kg)

$32.49 ¥5,134

$22.79 ¥3,601

42.56%

Apples (1kg)

$3.67 ¥579

$3.62 ¥571

1.38%

Banana (1kg)

$2.32 ¥367

$2.70 ¥427

-14.07%

Oranges (1kg)

$6.34 ¥1,001

$2.19 ¥345

189.50%

Tomato (1kg)

$4.24 ¥670

$5.16 ¥816

-17.83%

Potato (1kg)

$3.67 ¥580

$2.39 ¥377

53.56%

Onion (1kg)

$3.45 ¥545

$2.45 ¥386

40.82%

Lettuce (1 head)

$1.24 ¥196

$1.26 ¥199

-1.59%

Water (1.5 liter bottle)

$0.97 ¥154

$0.78 ¥122

24.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.51 ¥555

$4.02 ¥635

-12.69%

Wine (Bottle)

$7.99 ¥1,262

$6.30 ¥995

26.83%

Local Beer (0.5 liter bottle)

$1.97 ¥312

$1.90 ¥299

3.68%

Imported Beer (0.33 liter bottle)

$1.44 ¥227

$3.35 ¥530

-57.01%

One-way Ticket (Public Transport)

$1.44 ¥228

$1.48 ¥233

-2.70%

Public Transport Monthly Pass (Regular Price)

$52.7 ¥8,327

$65.9 ¥10.4K

-20.00%

Taxi Start (Normal Tariff)

$3.23 ¥510

$3.96 ¥625

-18.43%

Taxi (Normal Tariff) (1km)

$3.08 ¥486

$3.42 ¥540

-9.94%

Taxi 1hour Waiting (Normal Tariff)

$26.40 ¥4,170

$11.40 ¥1,802

131.58%

Gasoline (1 liter)

$1.10 ¥173

$1.06 ¥167

3.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.0K ¥3.2M

$21.1K ¥3.3M

-5.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.7K ¥2.6M

$15.1K ¥2.4M

10.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 ¥22.8K

$158 ¥25.0K

-8.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.66 ¥3,738

$25.31 ¥3,999

-6.52%

Internet (50+ Mbps, Unlimited Data)

$43.16 ¥6,819

$52.8 ¥8,338

-18.23%

Gym Membership (Monthly)

$53.0 ¥8,379

$71.1 ¥11.2K

-25.40%

Tennis Court (1 Hour on Weekend)

$55.3 ¥8,734

Cinema Ticket

$12.54 ¥1,982

$11.95 ¥1,888

4.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$319 ¥50.3K

$329 ¥52.0K

-3.19%

International Primary School, 1 Child (Yearly)

$6,069 ¥958.9K

$5,632 ¥889.8K

7.76%

Jeans (Levis 501 Or Similar)

$49.43 ¥7,809

$50.2 ¥7,928

-1.49%

Summer Dress (H&M, Zara, etc)

$25.19 ¥3,980

$23.08 ¥3,647

9.14%

Sport Shoes (Adidas, Nike)

$46.18 ¥7,297

$80.5 ¥12.7K

-42.66%

Men's Leather Business Shoes

$66.3 ¥10.5K

$94.6 ¥14.9K

-29.89%

1-bedroom Apartment, City Center (Monthly)

$526 ¥83.2K

$403 ¥63.6K

30.75%

1-bedroom Apartment, Outside City Center (Monthly)

$328 ¥51.8K

$320 ¥50.6K

2.37%

3-bedroom Apartment, City Center (Monthly)

$1,122 ¥177.3K

$841 ¥132.9K

33.36%

3-bedroom Apartment, Outside City Center (Monthly)

$724 ¥114.4K

$663 ¥104.7K

9.27%

Buy Apartment in City Center (m2)

$4,302 ¥679.6K

$8,665 ¥1.4M

-50.36%

Buy Apartment Outside City Center (m2)

$1,726 ¥272.6K

$1,213 ¥191.7K

42.24%

Average Monthly Net Salary (After Tax)

$1,809 ¥285.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.28

2.23

2.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matsuyama: October 18, 2026

Last update for Okinawa: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Matsuyama

$383 30%

Okinawa

$330 24.2% 13.7% $53

Accommodation & Living

Matsuyama

$328 25.7%

Okinawa

$320 23.5% 2.3% $7.6

Monthly Utilities & Internet

Matsuyama

$211 16.5%

Okinawa

$236 17.3% 12% $25

Eating Out

Matsuyama

$116 9.1%

Okinawa

$178 13.1% 53.8% $62

Clothing & Footwear

Matsuyama

$84 6.6%

Okinawa

$112 8.2% 32.7% $28

Sport & Entertainment

Matsuyama

$78 6.1%

Okinawa

$95 7% 21.6% $17

Getting Around

Matsuyama

$77 6%

Okinawa

$93 6.8% 20.4% $16

Cost Breakdown

A central one-bedroom costs $526 in Matsuyama versus $403 in Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $31.00 in Matsuyama versus $40.00 in Okinawa. Groceries tell a different story – $383 in Matsuyama vs $330 in Okinawa – so Okinawa wins on supermarket bills even if dining out costs more.

Good to know

🇯🇵 Matsuyama

🇯🇵 Okinawa

🕒 Local time

07:41 7:41 AM

Same time as Matsuyama

🌤 Weather

👥 Population

511,192

142,752

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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Matsuyama Okinawa 940 km ≈ 1 h 45 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Matsuyama vs Okinawa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,277 in Matsuyama, $1,364 in Okinawa – roughly 7% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,915 per month in Matsuyama and $2,047 in Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Matsuyama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 25% less in Matsuyama. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $319 per month in Matsuyama and $329 in Okinawa. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Matsuyama, where all-in costs run around $1,277, than in Okinawa at $1,364. In Matsuyama it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Matsuyama – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matsuyama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.