Last update: Oct 2026

Cost of Living Comparison Between Matsudo and Ubud, Bali

For one person, living is cheaper in Matsudo: $1,200 a month against $1,368 in Ubud, Bali, rent and utilities included – about $2,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

57

Cost of Living Index in Matsudo
Learn more

Matsudo Living Index
67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Matsudo

🇯🇵 Japan

$1,200

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Matsudo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Matsudo and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,200 in Matsudo versus $1,368 in Ubud, Bali.

Matsudo $1,200
Ubud, Bali $1,368

Estimated couple costs with rent: $1,896 in Matsudo versus $2,314 in Ubud, Bali.

Matsudo $1,896
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,593 in Matsudo versus $3,260 in Ubud, Bali.

Matsudo $2,593
Ubud, Bali $3,260

Living in Matsudo costs roughly 12% less than in Ubud, Bali, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Matsudo is 11% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$6.47 ¥1,023

$3.33 Rp 59.9K

94.29%

Three-Course Dinner for Two, Mid-Range

$37.31 ¥5,895

$35.18 Rp 633.2K

6.05%

Fast Food Meal (McDonalds, etc)

$5.02 ¥793

$5.80 Rp 104.5K

-13.45%

Cappuccino

$3.43 ¥542

$2.73 Rp 49.1K

25.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 ¥174

$1.64 Rp 29.5K

-32.93%

Water (0.33 liter bottle)

$0.78 ¥124

$0.83 Rp 15.0K

-6.02%

Local Beer (0.5 liter draught)

$2.45 ¥387

$2.70 Rp 48.6K

-9.26%

Imported Beer (0.33 liter bottle)

$3.17 ¥501

$4.30 Rp 77.4K

-26.28%

Milk (1 liter)

$1.44 ¥227

$1.50 Rp 27.1K

-4.00%

White Bread (500g)

$1.65 ¥260

$2.30 Rp 41.4K

-28.26%

Rice (white) (1kg)

$3.59 ¥567

$1.18 Rp 21.2K

204.24%

Eggs

$2.09 ¥330

$2.14 Rp 38.6K

-2.34%

Local Cheese (1kg)

$10.21 ¥1,613

$17.48 Rp 314.6K

-41.59%

Chicken Fillets (1kg)

$6.06 ¥957

$4.03 Rp 72.5K

50.37%

Beef Round Steak (1kg)

$14.09 ¥2,226

$12.23 Rp 220.1K

15.21%

Apples (1kg)

$4.81 ¥759

$3.55 Rp 63.9K

35.49%

Banana (1kg)

$2.29 ¥361

$1.57 Rp 28.3K

45.86%

Oranges (1kg)

$2.94 ¥464

$2.24 Rp 40.2K

31.25%

Tomato (1kg)

$4.21 ¥666

$1.93 Rp 34.7K

118.13%

Potato (1kg)

$2.64 ¥417

$1.88 Rp 33.9K

40.43%

Onion (1kg)

$2.67 ¥421

$2.29 Rp 41.3K

16.59%

Lettuce (1 head)

$1.15 ¥181

$0.99 Rp 17.9K

16.16%

Water (1.5 liter bottle)

$0.76 ¥120

$0.53 Rp 9,475

43.40%

Cigarettes 20 Pack (Marlboro, Camel)

$3.79 ¥599

$2.28 Rp 41.1K

66.23%

Wine (Bottle)

$6.21 ¥981

$23.01 Rp 414.2K

-73.01%

Local Beer (0.5 liter bottle)

$1.63 ¥258

$2.34 Rp 42.2K

-30.34%

Imported Beer (0.33 liter bottle)

$2.01 ¥318

$2.91 Rp 52.4K

-30.93%

One-way Ticket (Public Transport)

$1.53 ¥241

$0.24 Rp 4,315

537.50%

Public Transport Monthly Pass (Regular Price)

$53.9 ¥8,521

$8.82 Rp 158.7K

511.45%

Taxi Start (Normal Tariff)

$3.17 ¥501

$0.48 Rp 8,684

560.42%

Taxi (Normal Tariff) (1km)

$2.74 ¥433

$0.46 Rp 8,233

495.65%

Taxi 1hour Waiting (Normal Tariff)

$18.67 ¥2,950

$5.45 Rp 98.2K

242.57%

Gasoline (1 liter)

$1.04 ¥164

$0.88 Rp 15.9K

18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ¥3.4M

$24.6K Rp 442.2M

-12.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.7K ¥2.5M

$31.2K Rp 561.4M

-49.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 ¥20.5K

$83.0 Rp 1.5M

56.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.89 ¥3,458

$6.45 Rp 116.0K

239.38%

Internet (50+ Mbps, Unlimited Data)

$30.21 ¥4,772

$18.57 Rp 334.2K

62.68%

Gym Membership (Monthly)

$55.9 ¥8,832

$55.8 Rp 1.0M

0.16%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$12.39 ¥1,957

$4.38 Rp 78.9K

182.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$628 ¥99.3K

$493 Rp 8.9M

27.48%

International Primary School, 1 Child (Yearly)

$14.8K ¥2.3M

$5,754 Rp 103.6M

157.95%

Jeans (Levis 501 Or Similar)

$54.9 ¥8,670

$46.19 Rp 831.4K

18.81%

Summer Dress (H&M, Zara, etc)

$33.28 ¥5,257

$35.33 Rp 636.0K

-5.80%

Sport Shoes (Adidas, Nike)

$61.5 ¥9,718

$79.1 Rp 1.4M

-22.23%

Men's Leather Business Shoes

$71.8 ¥11.3K

$78.4 Rp 1.4M

-8.39%

1-bedroom Apartment, City Center (Monthly)

$456 ¥72.1K

$1,142 Rp 20.6M

-60.06%

1-bedroom Apartment, Outside City Center (Monthly)

$348 ¥54.9K

$676 Rp 12.2M

-48.54%

3-bedroom Apartment, City Center (Monthly)

$1,160 ¥183.3K

$3,503 Rp 63.1M

-66.88%

3-bedroom Apartment, Outside City Center (Monthly)

$738 ¥116.6K

$1,700 Rp 30.6M

-56.57%

Buy Apartment in City Center (m2)

$4,559 ¥720.3K

$2,784 Rp 50.1M

63.76%

Buy Apartment Outside City Center (m2)

$1,840 ¥290.7K

$2,241 Rp 40.3M

-17.88%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.25

13.78

-83.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matsudo: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Matsudo

$348 29%

Ubud, Bali

$676 49.4% 94.3% $328

Groceries & Markets

Matsudo

$279 23.2%

Ubud, Bali

$290 21.2% 4.1% $12

Monthly Utilities & Internet

Matsudo

$182 15.2%

Ubud, Bali

$108 7.9% 40.6% $74

Eating Out

Matsudo

$134 11.2%

Ubud, Bali

$109 8% 18.9% $25

Clothing & Footwear

Matsudo

$100 8.3%

Ubud, Bali

$108 7.9% 7.9% $7.9

Sport & Entertainment

Matsudo

$81 6.7%

Ubud, Bali

$65 4.7% 20% $16

Getting Around

Matsudo

$77 6.4%

Ubud, Bali

$13 0.9% 83.7% $64

Cost Breakdown

A one-bedroom apartment in the center runs $456 in Matsudo and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $37.00 in Matsudo vs $35.00 in Ubud, Bali. Groceries flip the comparison at $279 vs $290, with Matsudo cheaper for home cooking.

Good to know

🇯🇵 Matsudo

🇮🇩 Ubud, Bali

🕒 Local time

23:04 11:04 PM

22:04 10:04 PM

1 h behind Matsudo

🌤 Weather

👥 Population

485,803

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

Lowest

Highest

Between locations

Matsudo Ubud, Bali 5,560 km ≈ 7 h nonstop flight

From you

Matsudo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Matsudo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Matsudo is cheaper overall, especially in groceries and clothing. The 14% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,800 in Matsudo and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $456 in Matsudo versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Matsudo runs roughly 511% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $628 in Matsudo versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,200 in Matsudo versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Matsudo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Matsudo the clear choice for anyone on this budget.

For families, Matsudo is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Matsudo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Matsudo gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.