Cost of Living Comparison Between Matsudo and Osaka Cost of Living Comparison Between Matsudo and Osaka

Monthly Cost of Living

Monthly costs for one person with rent: $1,193 in Matsudo versus $1,346 in Osaka.

Estimated couple costs with rent: $1,885 in Matsudo versus $1,976 in Osaka.

Monthly costs for a family of three with rent: $2,576 in Matsudo versus $2,606 in Osaka.

Living in Matsudo costs roughly 11% less than in Osaka, driven mainly by Getting Around.

Both cities sit below the global median: Matsudo 13% lower, Osaka 2% lower.

Meal at Budget Restaurant

$6.14 ¥956

$6.13 ¥954

0.16%

Three-Course Dinner for Two, Mid-Range

$40.56 ¥6,312

$30.75 ¥4,786

31.90%

Fast Food Meal (McDonalds, etc)

$5.02 ¥782

$4.81 ¥748

4.37%

Cappuccino

$3.31 ¥515

$2.93 ¥456

12.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 ¥169

$1.43 ¥223

-23.78%

Water (0.33 liter bottle)

$0.73 ¥114

$0.69 ¥108

5.80%

Local Beer (0.5 liter draught)

$2.43 ¥378

$2.63 ¥409

-7.60%

Imported Beer (0.33 liter bottle)

$3.20 ¥497

$3.64 ¥567

-12.09%

Milk (1 liter)

$1.36 ¥212

$1.43 ¥222

-4.90%

White Bread (500g)

$1.65 ¥258

$1.28 ¥199

28.91%

Rice (white) (1kg)

$3.65 ¥568

$5.25 ¥817

-30.48%

Eggs

$2.05 ¥320

$2.10 ¥327

-2.38%

Local Cheese (1kg)

$11.11 ¥1,730

$9.80 ¥1,525

13.37%

Chicken Fillets (1kg)

$5.96 ¥927

$9.18 ¥1,429

-35.08%

Beef Round Steak (1kg)

$14.51 ¥2,258

$18.09 ¥2,816

-19.79%

Apples (1kg)

$5.08 ¥791

$3.38 ¥526

50.30%

Banana (1kg)

$2.44 ¥380

$1.91 ¥298

27.75%

Oranges (1kg)

$2.78 ¥433

$1.98 ¥308

40.40%

Tomato (1kg)

$4.04 ¥629

$3.89 ¥605

3.86%

Potato (1kg)

$2.57 ¥400

$1.54 ¥239

66.88%

Onion (1kg)

$2.60 ¥404

$1.17 ¥182

122.22%

Lettuce (1 head)

$1.25 ¥195

$1.29 ¥200

-3.10%

Water (1.5 liter bottle)

$0.80 ¥125

$0.81 ¥127

-1.23%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 ¥600

$3.84 ¥597

0.26%

Wine (Bottle)

$6.33 ¥985

$9.50 ¥1,479

-33.37%

Local Beer (0.5 liter bottle)

$1.71 ¥266

$1.87 ¥290

-8.56%

Imported Beer (0.33 liter bottle)

$1.99 ¥310

$3.22 ¥502

-38.20%

One-way Ticket (Public Transport)

$1.49 ¥232

$1.36 ¥212

9.56%

Public Transport Monthly Pass (Regular Price)

$55.2 ¥8,595

$31.99 ¥4,979

72.65%

Taxi Start (Normal Tariff)

$3.10 ¥482

$3.77 ¥587

-17.77%

Taxi (Normal Tariff) (1km)

$2.47 ¥384

$3.04 ¥473

-18.75%

Taxi 1hour Waiting (Normal Tariff)

$18.19 ¥2,831

$21.01 ¥3,270

-13.42%

Gasoline (1 liter)

$1.04 ¥162

$1.09 ¥170

-4.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ¥3.3M

0.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥2.3M

$15.1K ¥2.4M

-0.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 ¥20.4K

$136 ¥21.2K

-3.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.48 ¥3,499

$23.92 ¥3,722

-6.02%

Internet (50+ Mbps, Unlimited Data)

$30.26 ¥4,710

$30.63 ¥4,767

-1.21%

Gym Membership (Monthly)

$49.68 ¥7,732

$48.60 ¥7,563

2.22%

Tennis Court (1 Hour on Weekend)

$17.90 ¥2,786

Cinema Ticket

$12.68 ¥1,974

$12.04 ¥1,874

5.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$614 ¥95.5K

$520 ¥80.9K

18.08%

International Primary School, 1 Child (Yearly)

$14.4K ¥2.2M

$13.2K ¥2.1M

9.39%

Jeans (Levis 501 Or Similar)

$51.5 ¥8,021

$44.15 ¥6,872

16.72%

Summer Dress (H&M, Zara, etc)

$32.64 ¥5,079

$29.71 ¥4,624

9.86%

Sport Shoes (Adidas, Nike)

$61.3 ¥9,533

$72.6 ¥11.3K

-15.68%

Men's Leather Business Shoes

$74.9 ¥11.7K

$88.8 ¥13.8K

-15.69%

1-bedroom Apartment, City Center (Monthly)

$503 ¥78.3K

$699 ¥108.8K

-28.08%

1-bedroom Apartment, Outside City Center (Monthly)

$326 ¥50.7K

$507 ¥78.9K

-35.68%

3-bedroom Apartment, City Center (Monthly)

$1,201 ¥186.9K

$1,682 ¥261.8K

-28.60%

3-bedroom Apartment, Outside City Center (Monthly)

$723 ¥112.5K

$761 ¥118.4K

-5.05%

Buy Apartment in City Center (m2)

$4,522 ¥703.9K

$5,636 ¥877.2K

-19.76%

Buy Apartment Outside City Center (m2)

$2,032 ¥316.2K

$1,822 ¥283.6K

11.51%

Average Monthly Net Salary (After Tax)

$2,245 ¥349.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

1.93

2.21

-12.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matsudo: August 30, 2026

Last update for Osaka: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Matsudo and $699 in Osaka. Housing cost is often the main lever when comparing two cities.

Dining out: $41.00 in Matsudo vs $31.00 in Osaka. Groceries flip the comparison at $284 vs $298, with Matsudo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Matsudo vs Osaka: Cost of Living - Frequently Asked Questions

Matsudo is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet. The 13% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,790 in Matsudo and $2,019 in Osaka to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $503 in Matsudo versus $699 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Matsudo runs roughly 73% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $614 in Matsudo versus $520 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,193 in Matsudo versus $1,346 in Osaka, a $1,500 budget is realistic in Matsudo but tight or insufficient in Osaka. The gap between the two cities makes Matsudo the clear choice for anyone on this budget.

For families, Matsudo is more practical. Housing and childcare are both notably cheaper than in Osaka, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Matsudo and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Matsudo gentler on the wallet – expenses run 13% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.