Cost of Living Comparison Between Matsudo and Osaka Cost of Living Comparison Between Matsudo and Osaka

Monthly Cost of Living

Monthly costs for one person with rent: $1,146 in Matsudo versus $1,330 in Osaka.

Estimated couple costs with rent: $1,863 in Matsudo versus $2,038 in Osaka.

Monthly costs for a family of three with rent: $2,580 in Matsudo versus $2,746 in Osaka.

Living in Matsudo costs roughly 14% less than in Osaka, driven mainly by Groceries & Markets.

The two cities straddle the global median: Matsudo is 14% below, Osaka is 0% above.

Meal at Budget Restaurant

$7.13 ¥1,160

$7.07 ¥1,149

0.85%

Three-Course Dinner for Two, Mid-Range

$34.59 ¥5,622

$34.92 ¥5,676

-0.95%

Fast Food Meal (McDonalds, etc)

$5.31 ¥863

$4.76 ¥773

11.55%

Cappuccino

$3.15 ¥512

$3.22 ¥523

-2.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.13 ¥183

$1.10 ¥179

2.73%

Water (0.33 liter bottle)

$0.80 ¥131

$0.71 ¥115

12.68%

Local Beer (0.5 liter draught)

$2.04 ¥331

$2.84 ¥462

-28.17%

Imported Beer (0.33 liter bottle)

$2.03 ¥331

$4.21 ¥683

-51.78%

Milk (1 liter)

$1.55 ¥253

$1.54 ¥250

0.65%

White Bread (500g)

$1.69 ¥275

$1.43 ¥232

18.18%

Rice (white) (1kg)

$5.05 ¥820

$4.62 ¥751

9.31%

Eggs

$1.58 ¥257

$2.44 ¥396

-35.25%

Local Cheese (1kg)

$10.15 ¥1,650

$10.56 ¥1,717

-3.88%

Chicken Fillets (1kg)

$6.41 ¥1,042

$6.57 ¥1,068

-2.44%

Beef Round Steak (1kg)

$15.24 ¥2,478

$18.71 ¥3,041

-18.55%

Apples (1kg)

$5.99 ¥973

$3.69 ¥599

62.33%

Banana (1kg)

$3.17 ¥515

$2.11 ¥343

50.24%

Oranges (1kg)

$3.97 ¥646

$2.47 ¥401

60.73%

Tomato (1kg)

$4.61 ¥749

$4.54 ¥738

1.54%

Potato (1kg)

$3.32 ¥540

$1.64 ¥267

102.44%

Onion (1kg)

$3.57 ¥581

$1.30 ¥212

174.62%

Lettuce (1 head)

$1.34 ¥218

$1.37 ¥223

-2.19%

Water (1.5 liter bottle)

$0.83 ¥134

$0.87 ¥142

-4.60%

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 ¥696

$3.87 ¥629

10.59%

Wine (Bottle)

$9.46 ¥1,538

$9.15 ¥1,487

3.39%

Local Beer (0.5 liter bottle)

$1.76 ¥286

$2.10 ¥342

-16.19%

Imported Beer (0.33 liter bottle)

$2.10 ¥342

$2.87 ¥466

-26.83%

One-way Ticket (Public Transport)

$1.61 ¥261

$1.67 ¥271

-3.59%

Public Transport Monthly Pass (Regular Price)

$55.8 ¥9,064

$35.74 ¥5,808

56.04%

Taxi Start (Normal Tariff)

$3.52 ¥573

$4.62 ¥751

-23.81%

Taxi (Normal Tariff) (1km)

$2.99 ¥485

$3.27 ¥532

-8.56%

Taxi 1hour Waiting (Normal Tariff)

$21.75 ¥3,535

$23.47 ¥3,815

-7.33%

Gasoline (1 liter)

$1.14 ¥185

$1.18 ¥192

-3.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.2K ¥3.8M

$22.8K ¥3.7M

1.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.5K ¥3.0M

$17.3K ¥2.8M

7.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.0 ¥13.3K

$134 ¥21.8K

-38.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.63 ¥4,491

$27.44 ¥4,459

0.69%

Internet (50+ Mbps, Unlimited Data)

$17.47 ¥2,839

$30.41 ¥4,942

-42.55%

Gym Membership (Monthly)

$55.1 ¥8,948

$57.8 ¥9,399

-4.79%

Tennis Court (1 Hour on Weekend)

$13.93 ¥2,264

$21.18 ¥3,442

-34.23%

Cinema Ticket

$11.29 ¥1,835

$12.32 ¥2,002

-8.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$277 ¥45.0K

$68.2 ¥11.1K

306.17%

International Primary School, 1 Child (Yearly)

$13.8K ¥2.2M

$10.6K ¥1.7M

30.62%

Jeans (Levis 501 Or Similar)

$41.38 ¥6,725

$44.49 ¥7,231

-6.99%

Summer Dress (H&M, Zara, etc)

$29.57 ¥4,806

$29.52 ¥4,798

0.17%

Sport Shoes (Adidas, Nike)

$60.6 ¥9,841

$66.7 ¥10.8K

-9.18%

Men's Leather Business Shoes

$97.7 ¥15.9K

$96.8 ¥15.7K

0.89%

1-bedroom Apartment, City Center (Monthly)

$476 ¥77.4K

$727 ¥118.1K

-34.47%

1-bedroom Apartment, Outside City Center (Monthly)

$332 ¥53.9K

$476 ¥77.4K

-30.27%

3-bedroom Apartment, City Center (Monthly)

$857 ¥139.3K

$1,301 ¥211.4K

-34.10%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ¥107.2K

$827 ¥134.4K

-20.25%

Buy Apartment in City Center (m2)

$4,109 ¥667.7K

$5,911 ¥960.6K

-30.49%

Buy Apartment Outside City Center (m2)

$2,141 ¥348.0K

$2,051 ¥333.3K

4.41%

Average Monthly Net Salary (After Tax)

$1,974 ¥320.7K

$1,865 ¥303.1K

5.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.05

1.81

13.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matsudo: July 14, 2026

Last update for Osaka: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $476 in Matsudo and $727 in Osaka. Housing cost is often the main lever when comparing two cities.

Matsudo pays 6% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Matsudo vs $35.00 in Osaka. Groceries flip the comparison at $319 vs $300, with Osaka cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Matsudo vs Osaka: Cost of Living - Frequently Asked Questions

Matsudo is cheaper overall, especially in Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 16% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 6% higher in Matsudo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $476 in Matsudo versus $727 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Matsudo runs roughly 56% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $277 in Matsudo versus $68.2 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,146 in Matsudo versus $1,330 in Osaka, a $1,500 budget is realistic in Matsudo but tight or insufficient in Osaka. The gap between the two cities makes Matsudo the clear choice for anyone on this budget.

For families, Matsudo is more practical. Housing and childcare are both notably cheaper than in Osaka, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Matsudo and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Matsudo gentler on the wallet – expenses run 16% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.