Last update: Oct 2026

Cost of Living Comparison Between Matsudo and Osaka

For one person, living is cheaper in Matsudo: $1,200 a month against $1,362 in Osaka, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Matsudo
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Matsudo Living Index
67

Cost of Living Index in Osaka
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Osaka Living Index

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Matsudo

🇯🇵 Japan

$1,200

/mo nomad

Osaka

🇯🇵 Japan

$1,362

/mo nomad

Monthly Cost of Living

How much you'll spend in Matsudo and in Osaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Matsudo and in Osaka actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,200 in Matsudo versus $1,362 in Osaka.

Matsudo $1,200
Osaka $1,362

Estimated couple costs with rent: $1,896 in Matsudo versus $1,986 in Osaka.

Matsudo $1,896
Osaka $1,986

Monthly costs for a family of three with rent: $2,593 in Matsudo versus $2,609 in Osaka.

Matsudo $2,593
Osaka $2,609

Living in Matsudo costs roughly 12% less than in Osaka, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Matsudo is 11% below, Osaka is 1% above.

Meal at Budget Restaurant

$6.47 ¥1,023

$6.46 ¥1,021

0.15%

Three-Course Dinner for Two, Mid-Range

$37.31 ¥5,895

$31.30 ¥4,945

19.20%

Fast Food Meal (McDonalds, etc)

$5.02 ¥793

$4.90 ¥774

2.45%

Cappuccino

$3.43 ¥542

$2.96 ¥468

15.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 ¥174

$1.37 ¥216

-19.71%

Water (0.33 liter bottle)

$0.78 ¥124

$0.73 ¥116

6.85%

Local Beer (0.5 liter draught)

$2.45 ¥387

$2.74 ¥432

-10.58%

Imported Beer (0.33 liter bottle)

$3.17 ¥501

$3.88 ¥614

-18.30%

Milk (1 liter)

$1.44 ¥227

$1.45 ¥230

-0.69%

White Bread (500g)

$1.65 ¥260

$1.29 ¥203

27.91%

Rice (white) (1kg)

$3.59 ¥567

$5.29 ¥835

-32.14%

Eggs

$2.09 ¥330

$2.04 ¥323

2.45%

Local Cheese (1kg)

$10.21 ¥1,613

$9.63 ¥1,522

6.02%

Chicken Fillets (1kg)

$6.06 ¥957

$9.43 ¥1,489

-35.74%

Beef Round Steak (1kg)

$14.09 ¥2,226

$18.22 ¥2,878

-22.67%

Apples (1kg)

$4.81 ¥759

$3.31 ¥523

45.32%

Banana (1kg)

$2.29 ¥361

$1.93 ¥305

18.65%

Oranges (1kg)

$2.94 ¥464

$2.03 ¥321

44.83%

Tomato (1kg)

$4.21 ¥666

$4.14 ¥654

1.69%

Potato (1kg)

$2.64 ¥417

$1.52 ¥240

73.68%

Onion (1kg)

$2.67 ¥421

$1.18 ¥187

126.27%

Lettuce (1 head)

$1.15 ¥181

$1.37 ¥216

-16.06%

Water (1.5 liter bottle)

$0.76 ¥120

$0.80 ¥126

-5.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.79 ¥599

$3.86 ¥611

-1.81%

Wine (Bottle)

$6.21 ¥981

$9.54 ¥1,507

-34.91%

Local Beer (0.5 liter bottle)

$1.63 ¥258

$1.94 ¥307

-15.98%

Imported Beer (0.33 liter bottle)

$2.01 ¥318

$3.07 ¥485

-34.53%

One-way Ticket (Public Transport)

$1.53 ¥241

$1.34 ¥212

14.18%

Public Transport Monthly Pass (Regular Price)

$53.9 ¥8,521

$32.00 ¥5,055

68.53%

Taxi Start (Normal Tariff)

$3.17 ¥501

$3.87 ¥611

-18.09%

Taxi (Normal Tariff) (1km)

$2.74 ¥433

$3.21 ¥507

-14.64%

Taxi 1hour Waiting (Normal Tariff)

$18.67 ¥2,950

$21.07 ¥3,328

-11.39%

Gasoline (1 liter)

$1.04 ¥164

$1.06 ¥167

-1.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ¥3.4M

$21.5K ¥3.4M

-0.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.7K ¥2.5M

$14.9K ¥2.4M

5.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 ¥20.5K

$138 ¥21.7K

-5.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.89 ¥3,458

$24.11 ¥3,809

-9.21%

Internet (50+ Mbps, Unlimited Data)

$30.21 ¥4,772

$30.75 ¥4,857

-1.76%

Gym Membership (Monthly)

$55.9 ¥8,832

$50.6 ¥7,997

10.45%

Tennis Court (1 Hour on Weekend)

$18.49 ¥2,921

Cinema Ticket

$12.39 ¥1,957

$11.74 ¥1,855

5.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$628 ¥99.3K

$513 ¥81.0K

22.58%

International Primary School, 1 Child (Yearly)

$14.8K ¥2.3M

$13.2K ¥2.1M

12.31%

Jeans (Levis 501 Or Similar)

$54.9 ¥8,670

$47.11 ¥7,442

16.49%

Summer Dress (H&M, Zara, etc)

$33.28 ¥5,257

$30.51 ¥4,820

9.08%

Sport Shoes (Adidas, Nike)

$61.5 ¥9,718

$71.6 ¥11.3K

-14.07%

Men's Leather Business Shoes

$71.8 ¥11.3K

$90.5 ¥14.3K

-20.61%

1-bedroom Apartment, City Center (Monthly)

$456 ¥72.1K

$698 ¥110.3K

-34.62%

1-bedroom Apartment, Outside City Center (Monthly)

$348 ¥54.9K

$498 ¥78.6K

-30.14%

3-bedroom Apartment, City Center (Monthly)

$1,160 ¥183.3K

$1,687 ¥266.5K

-31.23%

3-bedroom Apartment, Outside City Center (Monthly)

$738 ¥116.6K

$755 ¥119.3K

-2.27%

Buy Apartment in City Center (m2)

$4,559 ¥720.3K

$6,157 ¥972.7K

-25.95%

Buy Apartment Outside City Center (m2)

$1,840 ¥290.7K

$1,964 ¥310.3K

-6.31%

Average Monthly Net Salary (After Tax)

$2,386 ¥377.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.25

2.21

1.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matsudo: October 11, 2026

Last update for Osaka: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Matsudo

$348 29%

Osaka

$498 36.5% 43.1% $150

Groceries & Markets

Matsudo

$279 23.2%

Osaka

$301 22.1% 8% $22

Monthly Utilities & Internet

Matsudo

$182 15.2%

Osaka

$192 14.1% 5.8% $11

Eating Out

Matsudo

$134 11.2%

Osaka

$132 9.7% 1.8% $2.3

Clothing & Footwear

Matsudo

$100 8.3%

Osaka

$108 7.9% 8.2% $8.2

Sport & Entertainment

Matsudo

$81 6.7%

Osaka

$74 5.4% 8.2% $6.6

Getting Around

Matsudo

$77 6.4%

Osaka

$57 4.2% 25.5% $20

Cost Breakdown

A one-bedroom apartment in the center runs $456 in Matsudo and $698 in Osaka. Housing cost is often the main lever when comparing two cities.

Dining out: $37.00 in Matsudo vs $31.00 in Osaka. Groceries flip the comparison at $279 vs $301, with Matsudo cheaper for home cooking.

Good to know

🇯🇵 Matsudo

🇯🇵 Osaka

🕒 Local time

22:30 10:30 PM

Same time as Matsudo

🌤 Weather

👥 Population

485,803

2,691,185

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Matsudo vs Osaka: Cost of Living - Frequently Asked Questions

Matsudo is cheaper overall, especially in groceries, clothing, and utilities. The 14% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,800 in Matsudo and $2,044 in Osaka to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $456 in Matsudo versus $698 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Matsudo runs roughly 69% less than in Osaka. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $628 in Matsudo versus $513 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,200 in Matsudo versus $1,362 in Osaka, a $1,500 budget is realistic in Matsudo but tight or insufficient in Osaka. The gap between the two cities makes Matsudo the clear choice for anyone on this budget.

For families, Matsudo is more practical. Housing and childcare are both notably cheaper than in Osaka, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Matsudo and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Matsudo gentler on the wallet – expenses run 14% less than in Osaka. Beyond cost, consider language, visa policies, and how big the international community is in each city.