Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Matsudo

For one person, living is cheaper in Matsudo: $1,239 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
58

Cost of Living Index in Matsudo
Learn more

Matsudo Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Matsudo

🇯🇵 Japan

$1,239

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Matsudo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Matsudo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,239 in Matsudo.

Ubud, Bali $1,349
Matsudo $1,239

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,907 in Matsudo.

Ubud, Bali $2,305
Matsudo $1,907

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,574 in Matsudo.

Ubud, Bali $3,261
Matsudo $2,574

Living in Ubud, Bali is roughly 9% more expensive than in Matsudo, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$6.20 ¥979

-46.45%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$37.45 ¥5,915

-4.83%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.94 ¥781

11.94%

Cappuccino

$2.72 Rp 49.3K

$3.54 ¥559

-23.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.10 ¥174

54.55%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.79 ¥124

-3.80%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.58 ¥407

2.71%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.13 ¥495

39.94%

Milk (1 liter)

$1.49 Rp 27.1K

$1.45 ¥229

2.76%

White Bread (500g)

$2.28 Rp 41.3K

$1.67 ¥264

36.53%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.60 ¥569

-66.94%

Eggs

$2.04 Rp 36.9K

$1.99 ¥314

2.51%

Local Cheese (1kg)

$17.70 Rp 321.2K

$10.36 ¥1,636

70.85%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$5.96 ¥941

-33.56%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$14.76 ¥2,331

-17.41%

Apples (1kg)

$3.66 Rp 66.3K

$4.82 ¥762

-24.07%

Banana (1kg)

$1.52 Rp 27.5K

$2.27 ¥358

-33.04%

Oranges (1kg)

$2.23 Rp 40.4K

$2.82 ¥446

-20.92%

Tomato (1kg)

$1.97 Rp 35.8K

$4.23 ¥668

-53.43%

Potato (1kg)

$1.85 Rp 33.5K

$2.64 ¥417

-29.92%

Onion (1kg)

$2.42 Rp 44.0K

$2.66 ¥420

-9.02%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.19 ¥189

-16.81%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.76 ¥120

-32.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.78 ¥597

-41.27%

Wine (Bottle)

$22.24 Rp 403.6K

$6.43 ¥1,016

245.88%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.71 ¥271

32.16%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.01 ¥318

47.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$1.52 ¥239

-83.55%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$57.6 ¥9,094

-86.42%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$3.15 ¥497

-86.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$2.69 ¥424

-84.01%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$18.50 ¥2,922

-70.76%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.10 ¥173

-25.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$21.9K ¥3.5M

8.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$14.9K ¥2.4M

112.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$135 ¥21.3K

-41.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$23.07 ¥3,644

-72.04%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$30.51 ¥4,819

-39.10%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$45.93 ¥7,253

7.73%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$13.05 ¥2,061

-67.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$835 ¥131.8K

-41.23%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$14.8K ¥2.3M

-61.61%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$55.8 ¥8,811

-19.99%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$32.81 ¥5,182

6.52%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$62.5 ¥9,873

27.82%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$70.7 ¥11.2K

12.40%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$593 ¥93.7K

89.66%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$383 ¥60.6K

75.11%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$904 ¥142.8K

294.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$718 ¥113.4K

140.06%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,478 ¥707.3K

-39.00%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,545 ¥401.9K

-10.24%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.25

512.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Matsudo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Matsudo

$383 31% 42.9% $288

Groceries & Markets

Ubud, Bali

$288 21.4%

Matsudo

$281 22.7% 2.4% $7

Eating Out

Ubud, Bali

$108 8%

Matsudo

$134 10.8% 24.1% $26

Clothing & Footwear

Ubud, Bali

$108 8%

Matsudo

$100 8.1% 7.2% $7.7

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Matsudo

$189 15.2% 81.4% $85

Sport & Entertainment

Ubud, Bali

$58 4.3%

Matsudo

$72 5.8% 24.1% $14

Getting Around

Ubud, Bali

$11 0.9%

Matsudo

$80 6.5% 603% $69

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $593 in Matsudo. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $37 in Matsudo. Groceries flip the comparison at $288 vs $281, with Matsudo cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Matsudo

🕒 Local time

22:27 10:27 PM

23:27 11:27 PM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

485,803

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.67 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of November 2, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.67 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Matsudo 5,560 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Matsudo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matsudo: Cost of Living - Frequently Asked Questions

Matsudo is about 8% cheaper overall, especially in clothing. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $1,859 in Matsudo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $593 in Matsudo. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 86% less than in Matsudo. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,239 in Matsudo – Matsudo is about 8% cheaper, which adds up to real savings over time.

Either city works on $1,500 a month, though Matsudo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Matsudo are both considered safe, so it’s unlikely to be the deciding factor between them.