Cost of Living Comparison Between Ubud, Bali and Matsudo Cost of Living Comparison Between Ubud, Bali and Matsudo

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,163 in Matsudo.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,837 in Matsudo.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,511 in Matsudo.

Living in Ubud, Bali is roughly 22% more expensive than Matsudo, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 6% above, Matsudo is 13% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$6.96 ¥1,113

-48.85%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$34.74 ¥5,556

-5.79%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$5.35 ¥856

-7.48%

Cappuccino

$2.71 Rp 48.6K

$3.19 ¥511

-15.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.13 ¥181

18.58%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.76 ¥121

-7.89%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$2.03 ¥325

43.84%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.10 ¥336

88.57%

Milk (1 liter)

$1.81 Rp 32.4K

$1.50 ¥239

20.67%

White Bread (500g)

$2.52 Rp 45.1K

$1.66 ¥265

51.81%

Rice (white) (1kg)

$1.16 Rp 20.8K

$4.85 ¥776

-76.08%

Eggs

$2.46 Rp 44.1K

$1.55 ¥248

58.71%

Local Cheese (1kg)

$14.71 Rp 263.7K

$9.92 ¥1,586

48.29%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$6.21 ¥993

-30.43%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$15.23 ¥2,436

-20.29%

Apples (1kg)

$3.84 Rp 68.8K

$5.99 ¥958

-35.89%

Banana (1kg)

$1.56 Rp 27.9K

$3.09 ¥493

-49.51%

Oranges (1kg)

$2.83 Rp 50.8K

$4.14 ¥662

-31.64%

Tomato (1kg)

$2.33 Rp 41.7K

$4.62 ¥738

-49.57%

Potato (1kg)

$1.91 Rp 34.3K

$3.32 ¥531

-42.47%

Onion (1kg)

$2.20 Rp 39.5K

$3.56 ¥569

-38.20%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.33 ¥213

-24.06%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.87 ¥139

-10.34%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$4.08 ¥653

-18.63%

Wine (Bottle)

$23.74 Rp 425.5K

$9.64 ¥1,541

146.27%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.84 ¥295

51.63%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.11 ¥338

35.55%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.60 ¥256

-83.13%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$54.5 ¥8,722

-85.27%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$3.41 ¥545

-86.51%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$2.89 ¥463

-84.43%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$22.09 ¥3,533

-72.39%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.15 ¥183

-31.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$23.1K ¥3.7M

13.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$18.2K ¥2.9M

76.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$84.5 ¥13.5K

-5.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$27.96 ¥4,472

-85.48%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$17.25 ¥2,759

36.35%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$56.7 ¥9,068

74.10%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$13.60 ¥2,176

-51.25%

Cinema Ticket

$4.15 Rp 74.3K

$11.40 ¥1,823

-63.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$283 ¥45.3K

7.32%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$14.0K ¥2.2M

-52.87%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$40.94 ¥6,548

35.66%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$29.67 ¥4,746

29.12%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$60.3 ¥9,639

47.03%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$95.8 ¥15.3K

-18.75%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$476 ¥76.2K

111.29%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$332 ¥53.1K

103.40%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$878 ¥140.5K

291.80%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$663 ¥106.1K

207.54%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$4,662 ¥745.6K

-39.05%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$2,596 ¥415.2K

-12.80%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,996 ¥319.3K

-91.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.05

547.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Matsudo: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $476 in Matsudo. Housing cost is often the main lever when comparing two cities.

Matsudo pays 1108% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $35.00 in Matsudo for a mid-range dinner for two. Groceries echo the gap at $302 vs $317 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matsudo: Cost of Living - Frequently Asked Questions

Matsudo is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment. The 22% gap adds up to real monthly savings that compound significantly over time.

On paper, Matsudo earns 1108% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $476 in Matsudo. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Matsudo runs roughly 579% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $283 in Matsudo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,163 in Matsudo versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Matsudo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Matsudo the clear choice for anyone on this budget.

For families, Matsudo is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Matsudo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Matsudo gentler on the wallet – expenses run 22% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.