Cost of Living Comparison Between Ubud, Bali and Matsudo Cost of Living Comparison Between Ubud, Bali and Matsudo

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,187 in Matsudo.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,947 in Matsudo.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,707 in Matsudo.

Living in Ubud, Bali is roughly 15% more expensive than in Matsudo, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 0% above, Matsudo is 13% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$6.40 ¥1,000

-46.25%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$38.62 ¥6,031

-5.98%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$5.14 ¥803

11.09%

Cappuccino

$2.67 Rp 47.4K

$3.62 ¥566

-26.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$1.09 ¥170

60.55%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.81 ¥127

7.41%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.65 ¥413

11.32%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$3.27 ¥511

38.23%

Milk (1 liter)

$1.62 Rp 28.7K

$1.48 ¥231

9.46%

White Bread (500g)

$2.33 Rp 41.4K

$1.69 ¥265

37.87%

Rice (white) (1kg)

$1.11 Rp 19.7K

$3.67 ¥573

-69.75%

Eggs

$2.20 Rp 39.1K

$2.12 ¥331

3.77%

Local Cheese (1kg)

$17.69 Rp 314.0K

$11.01 ¥1,720

60.67%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$6.39 ¥998

-35.84%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$15.00 ¥2,343

-18.80%

Apples (1kg)

$3.71 Rp 65.8K

$5.15 ¥804

-27.96%

Banana (1kg)

$1.59 Rp 28.2K

$2.43 ¥380

-34.57%

Oranges (1kg)

$2.28 Rp 40.5K

$2.88 ¥449

-20.83%

Tomato (1kg)

$1.95 Rp 34.7K

$4.26 ¥665

-54.23%

Potato (1kg)

$1.91 Rp 33.8K

$2.62 ¥410

-27.10%

Onion (1kg)

$2.33 Rp 41.4K

$2.66 ¥415

-12.41%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.26 ¥197

-19.84%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.82 ¥128

-32.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$3.84 ¥599

-41.93%

Wine (Bottle)

$23.07 Rp 409.5K

$6.40 ¥1,000

260.47%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.81 ¥282

33.70%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$2.09 ¥327

43.54%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$1.56 ¥244

-82.69%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$58.8 ¥9,186

-84.73%

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$3.30 ¥515

-85.45%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$2.66 ¥415

-83.83%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$19.38 ¥3,026

-70.90%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.09 ¥170

-26.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$21.7K ¥3.4M

14.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$15.5K ¥2.4M

104.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$134 ¥20.9K

-39.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$22.46 ¥3,508

-71.10%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$31.04 ¥4,847

-39.53%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$47.29 ¥7,386

20.26%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$4.54 Rp 80.5K

$13.18 ¥2,058

-65.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$639 ¥99.8K

-24.77%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$15.2K ¥2.4M

-62.36%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$54.5 ¥8,513

-16.49%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$32.57 ¥5,087

10.16%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$63.2 ¥9,863

27.28%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$72.1 ¥11.3K

9.19%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$456 ¥71.2K

144.44%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$318 ¥49.7K

119.24%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$906 ¥141.5K

301.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$751 ¥117.3K

131.32%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$4,048 ¥632.1K

-31.21%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,866 ¥291.4K

22.69%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.94

610.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Matsudo: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $456 in Matsudo. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $39.00 in Matsudo. Groceries flip the comparison at $295 vs $292, with Matsudo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matsudo: Cost of Living - Frequently Asked Questions

Matsudo is cheaper overall, especially in Groceries & Markets, Clothing & Footwear. The 15% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,052 in Ubud, Bali and $1,781 in Matsudo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $456 in Matsudo. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Matsudo runs roughly 555% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $481 in Ubud, Bali versus $639 in Matsudo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,187 in Matsudo versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Matsudo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Matsudo the clear choice for anyone on this budget.

For families, Matsudo is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Matsudo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Matsudo gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.