Last update: Oct 2026

Cost of Living Comparison Between Mataram and Ubud, Bali

For one person, living is cheaper in Mataram: $608 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

30

Cost of Living Index in Mataram
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Mataram Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Mataram

🇮🇩 Indonesia

$608

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Mataram and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mataram and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $608 in Mataram versus $1,353 in Ubud, Bali.

Mataram $608
Ubud, Bali $1,353

Estimated couple costs with rent: $967 in Mataram versus $2,297 in Ubud, Bali.

Mataram $967
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,327 in Mataram versus $3,241 in Ubud, Bali.

Mataram $1,327
Ubud, Bali $3,241

Living in Mataram costs roughly 55% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Mataram is 55% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$0.93 Rp 16.8K

$3.23 Rp 58.1K

-71.21%

Three-Course Dinner for Two, Mid-Range

$9.22 Rp 166.0K

$34.88 Rp 627.8K

-73.57%

Fast Food Meal (McDonalds, etc)

$3.21 Rp 57.8K

$5.70 Rp 102.5K

-43.68%

Cappuccino

$1.47 Rp 26.4K

$2.62 Rp 47.1K

-43.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 Rp 7,889

$1.72 Rp 31.0K

-74.42%

Water (0.33 liter bottle)

$0.31 Rp 5,491

$0.81 Rp 14.6K

-61.73%

Local Beer (0.5 liter draught)

$2.71 Rp 48.8K

$2.65 Rp 47.7K

2.26%

Imported Beer (0.33 liter bottle)

$3.45 Rp 62.1K

$4.37 Rp 78.6K

-21.05%

Milk (1 liter)

$1.38 Rp 24.9K

$1.57 Rp 28.3K

-12.10%

White Bread (500g)

$1.47 Rp 26.4K

$2.19 Rp 39.5K

-32.88%

Rice (white) (1kg)

$0.80 Rp 14.5K

$1.18 Rp 21.2K

-32.20%

Eggs

$1.49 Rp 26.9K

$2.16 Rp 38.8K

-31.02%

Local Cheese (1kg)

$7.12 Rp 128.2K

$17.65 Rp 317.7K

-59.66%

Chicken Fillets (1kg)

$3.00 Rp 54.1K

$3.78 Rp 68.0K

-20.63%

Beef Round Steak (1kg)

$7.39 Rp 133.0K

$11.95 Rp 215.1K

-38.16%

Apples (1kg)

$2.28 Rp 41.1K

$3.60 Rp 64.8K

-36.67%

Banana (1kg)

$1.25 Rp 22.4K

$1.59 Rp 28.6K

-21.38%

Oranges (1kg)

$1.70 Rp 30.6K

$2.31 Rp 41.6K

-26.41%

Tomato (1kg)

$1.29 Rp 23.1K

$1.91 Rp 34.3K

-32.46%

Potato (1kg)

$1.24 Rp 22.3K

$1.78 Rp 32.1K

-30.34%

Onion (1kg)

$1.94 Rp 34.9K

$2.33 Rp 41.9K

-16.74%

Lettuce (1 head)

$0.73 Rp 13.1K

$1.00 Rp 18.0K

-27.00%

Water (1.5 liter bottle)

$0.40 Rp 7,214

$0.53 Rp 9,509

-24.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.63 Rp 47.3K

$2.29 Rp 41.1K

14.85%

Wine (Bottle)

$20.99 Rp 377.9K

$22.07 Rp 397.3K

-4.89%

Local Beer (0.5 liter bottle)

$1.91 Rp 34.4K

$2.35 Rp 42.2K

-18.72%

Imported Beer (0.33 liter bottle)

$3.04 Rp 54.7K

$2.98 Rp 53.6K

2.01%

One-way Ticket (Public Transport)

$0.27 Rp 4,838

$0.23 Rp 4,112

17.39%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.50 Rp 8,960

$0.47 Rp 8,466

6.38%

Taxi (Normal Tariff) (1km)

$0.35 Rp 6,222

$0.43 Rp 7,737

-18.60%

Taxi 1hour Waiting (Normal Tariff)

$2.72 Rp 48.9K

$5.47 Rp 98.4K

-50.27%

Gasoline (1 liter)

$0.62 Rp 11.2K

$0.83 Rp 14.9K

-25.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 428.7M

$23.9K Rp 429.8M

-0.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K Rp 551.3M

$32.8K Rp 590.1M

-6.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.0 Rp 1.2M

$80.0 Rp 1.4M

-17.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.96 Rp 71.3K

$6.56 Rp 118.1K

-39.63%

Internet (50+ Mbps, Unlimited Data)

$19.47 Rp 350.5K

$18.60 Rp 334.8K

4.68%

Gym Membership (Monthly)

$19.35 Rp 348.4K

$54.1 Rp 974.1K

-64.25%

Tennis Court (1 Hour on Weekend)

$8.15 Rp 146.8K

$18.28 Rp 329.0K

-55.42%

Cinema Ticket

$2.85 Rp 51.2K

$4.25 Rp 76.5K

-32.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$94.8 Rp 1.7M

$493 Rp 8.9M

-80.77%

International Primary School, 1 Child (Yearly)

$7,572 Rp 136.3M

$5,597 Rp 100.7M

35.29%

Jeans (Levis 501 Or Similar)

$44.19 Rp 795.3K

$45.58 Rp 820.4K

-3.05%

Summer Dress (H&M, Zara, etc)

$28.84 Rp 519.0K

$34.96 Rp 629.4K

-17.51%

Sport Shoes (Adidas, Nike)

$73.5 Rp 1.3M

$77.7 Rp 1.4M

-5.48%

Men's Leather Business Shoes

$71.4 Rp 1.3M

$78.5 Rp 1.4M

-9.13%

1-bedroom Apartment, City Center (Monthly)

$225 Rp 4.0M

$1,131 Rp 20.4M

-80.12%

1-bedroom Apartment, Outside City Center (Monthly)

$133 Rp 2.4M

$673 Rp 12.1M

-80.23%

3-bedroom Apartment, City Center (Monthly)

$530 Rp 9.5M

$3,613 Rp 65.0M

-85.33%

3-bedroom Apartment, Outside City Center (Monthly)

$356 Rp 6.4M

$1,702 Rp 30.6M

-79.10%

Buy Apartment in City Center (m2)

$1,184 Rp 21.3M

$2,717 Rp 48.9M

-56.43%

Buy Apartment Outside City Center (m2)

$796 Rp 14.3M

$2,241 Rp 40.3M

-64.50%

Average Monthly Net Salary (After Tax)

$222 Rp 4.0M

$166 Rp 3.0M

33.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.46

13.78

-31.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mataram: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Mataram

$201 33.1%

Ubud, Bali

$287 21.2% 42.7% $86

Accommodation & Living

Mataram

$133 21.9%

Ubud, Bali

$673 49.7% 406% $540

Clothing & Footwear

Mataram

$98 16.1%

Ubud, Bali

$107 7.9% 8.7% $8.5

Monthly Utilities & Internet

Mataram

$89 14.7%

Ubud, Bali

$105 7.8% 17.6% $16

Eating Out

Mataram

$58 9.6%

Ubud, Bali

$106 7.9% 83.1% $48

Sport & Entertainment

Mataram

$25 4.1%

Ubud, Bali

$63 4.6% 150% $38

Getting Around

Mataram

$3.3 * 0.5%

Ubud, Bali

$12 0.9% 277% $9.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $225 in Mataram and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Mataram pays 34% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $9.00 in Mataram vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $201 vs $287 per month, with Mataram cheaper across the board.

Good to know

🇮🇩 Mataram

🇮🇩 Ubud, Bali

🕒 Local time

18:51 6:51 PM

Same time as Mataram

🌤 Weather

👥 Population

402,843

74,800

💱 Currency

Indonesian Rupiah IDR Rp

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

On the map

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Between locations

Mataram Ubud, Bali 93 km

From you

Mataram
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mataram vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Mataram and Ubud, Bali differ by about 122% in total monthly costs ($608 vs $1,353 including rent). Mataram is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 34% higher in Mataram, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $225 in Mataram versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $608 per month in Mataram versus $1,353 in Ubud, Bali – a 122% gap that adds up to real savings over time for anyone picking the cheaper option.

At $608 in Mataram versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Mataram but tight or insufficient in Ubud, Bali. The gap between the two cities makes Mataram the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mataram and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mataram gentler on the wallet – expenses run 122% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.