Cost of Living Comparison Between Ubud, Bali and Mataram Cost of Living Comparison Between Ubud, Bali and Mataram

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $558 in Mataram.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $861 in Mataram.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,163 in Mataram.

Living in Ubud, Bali is roughly 150% more expensive than in Mataram, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Mataram is 58% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$1.11 Rp 20.1K

221.62%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$11.00 Rp 198.5K

193.82%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$2.28 Rp 41.1K

119.74%

Cappuccino

$2.82 Rp 51.0K

$1.80 Rp 32.5K

56.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.55 Rp 9,869

145.45%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.36 Rp 6,535

102.78%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.63 Rp 47.5K

11.41%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.67 Rp 66.2K

7.36%

Milk (1 liter)

$1.78 Rp 32.1K

$1.53 Rp 27.7K

16.34%

White Bread (500g)

$2.45 Rp 44.2K

$1.61 Rp 29.1K

52.17%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.76 Rp 13.8K

51.32%

Eggs

$2.41 Rp 43.6K

$1.37 Rp 24.8K

75.91%

Local Cheese (1kg)

$14.33 Rp 258.7K

$3.31 Rp 59.7K

332.93%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.59 Rp 64.8K

16.71%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$5.99 Rp 108.2K

101.34%

Apples (1kg)

$3.64 Rp 65.7K

$1.72 Rp 31.0K

111.63%

Banana (1kg)

$1.57 Rp 28.3K

$1.22 Rp 22.0K

28.69%

Oranges (1kg)

$2.79 Rp 50.3K

$1.89 Rp 34.1K

47.62%

Tomato (1kg)

$2.24 Rp 40.5K

$0.75 Rp 13.5K

198.67%

Potato (1kg)

$1.98 Rp 35.7K

$0.84 Rp 15.2K

135.71%

Onion (1kg)

$2.28 Rp 41.1K

$1.80 Rp 32.5K

26.67%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.48 Rp 8,639

118.75%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.32 Rp 5,695

146.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$1.78 Rp 32.1K

79.21%

Wine (Bottle)

$23.49 Rp 424.1K

$15.33 Rp 276.7K

53.23%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$2.36 Rp 42.6K

22.88%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$3.58 Rp 64.6K

-22.91%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.63 Rp 11.5K

-57.14%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$18.41 Rp 332.4K

-54.54%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.51 Rp 9,185

-11.76%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.31 Rp 5,661

48.39%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$3.08 Rp 55.7K

97.08%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.69 Rp 12.4K

24.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$23.3K Rp 420.7M

14.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$27.5K Rp 496.7M

18.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$50.4 Rp 909.6K

56.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$4.32 Rp 78.1K

-5.32%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$19.37 Rp 349.8K

23.13%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$26.95 Rp 486.5K

266.53%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$7.48 Rp 135.0K

-15.11%

Cinema Ticket

$4.01 Rp 72.3K

$2.10 Rp 38.0K

90.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$91.5 Rp 1.7M

224.92%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$4,217 Rp 76.1M

56.56%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$36.84 Rp 665.2K

45.03%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$24.43 Rp 441.0K

56.00%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$61.5 Rp 1.1M

44.22%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$40.48 Rp 730.8K

89.28%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$76.8 Rp 1.4M

1228.32%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$128 Rp 2.3M

432.33%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$153 Rp 2.8M

2160.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$259 Rp 4.7M

706.04%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,155 Rp 20.8M

136.28%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$679 Rp 12.3M

238.14%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$192 Rp 3.5M

-14.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

47.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Mataram: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $76.8 in Mataram. Housing cost is often the main lever when comparing two cities.

Mataram pays 17% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $11.00 in Mataram for a mid-range dinner for two. Groceries echo the gap at $298 vs $174 per month, with Mataram cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mataram: Cost of Living - Frequently Asked Questions

Ubud, Bali and Mataram differ by about 150% in total monthly costs ($1,392 vs $558 including rent). Mataram is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 17% lower in Mataram. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $76.8 in Mataram. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 71% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Mataram – a meal for two runs $11.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $558 in Mataram versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Mataram but tight or insufficient in Ubud, Bali. The gap between the two cities makes Mataram the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Mataram are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mataram gentler on the wallet – expenses run 150% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.