Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Mataram

For one person, living is cheaper in Mataram: $608 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
30

Cost of Living Index in Mataram
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Mataram Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Mataram

🇮🇩 Indonesia

$608

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Mataram

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Mataram actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $608 in Mataram.

Ubud, Bali $1,353
Mataram $608

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $967 in Mataram.

Ubud, Bali $2,297
Mataram $967

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,327 in Mataram.

Ubud, Bali $3,241
Mataram $1,327

Living in Ubud, Bali is roughly 122% more expensive than in Mataram, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Mataram is 55% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$0.93 Rp 16.8K

247.31%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$9.22 Rp 166.0K

278.31%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$3.21 Rp 57.8K

77.57%

Cappuccino

$2.62 Rp 47.1K

$1.47 Rp 26.4K

78.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.44 Rp 7,889

290.91%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.31 Rp 5,491

161.29%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.71 Rp 48.8K

-2.21%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.45 Rp 62.1K

26.67%

Milk (1 liter)

$1.57 Rp 28.3K

$1.38 Rp 24.9K

13.77%

White Bread (500g)

$2.19 Rp 39.5K

$1.47 Rp 26.4K

48.98%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.80 Rp 14.5K

47.50%

Eggs

$2.16 Rp 38.8K

$1.49 Rp 26.9K

44.97%

Local Cheese (1kg)

$17.65 Rp 317.7K

$7.12 Rp 128.2K

147.89%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$3.00 Rp 54.1K

26.00%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$7.39 Rp 133.0K

61.71%

Apples (1kg)

$3.60 Rp 64.8K

$2.28 Rp 41.1K

57.89%

Banana (1kg)

$1.59 Rp 28.6K

$1.25 Rp 22.4K

27.20%

Oranges (1kg)

$2.31 Rp 41.6K

$1.70 Rp 30.6K

35.88%

Tomato (1kg)

$1.91 Rp 34.3K

$1.29 Rp 23.1K

48.06%

Potato (1kg)

$1.78 Rp 32.1K

$1.24 Rp 22.3K

43.55%

Onion (1kg)

$2.33 Rp 41.9K

$1.94 Rp 34.9K

20.10%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.73 Rp 13.1K

36.99%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.40 Rp 7,214

32.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.63 Rp 47.3K

-12.93%

Wine (Bottle)

$22.07 Rp 397.3K

$20.99 Rp 377.9K

5.15%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.91 Rp 34.4K

23.04%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.04 Rp 54.7K

-1.97%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.27 Rp 4,838

-14.81%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.50 Rp 8,960

-6.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.35 Rp 6,222

22.86%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$2.72 Rp 48.9K

101.10%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.62 Rp 11.2K

33.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$23.8K Rp 428.7M

0.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$30.6K Rp 551.3M

7.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$66.0 Rp 1.2M

21.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$3.96 Rp 71.3K

65.66%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$19.47 Rp 350.5K

-4.47%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$19.35 Rp 348.4K

179.69%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$8.15 Rp 146.8K

124.29%

Cinema Ticket

$4.25 Rp 76.5K

$2.85 Rp 51.2K

49.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$94.8 Rp 1.7M

419.93%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$7,572 Rp 136.3M

-26.08%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$44.19 Rp 795.3K

3.15%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$28.84 Rp 519.0K

21.22%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$73.5 Rp 1.3M

5.80%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$71.4 Rp 1.3M

10.05%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$225 Rp 4.0M

402.99%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$133 Rp 2.4M

405.70%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$530 Rp 9.5M

581.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$356 Rp 6.4M

378.43%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,184 Rp 21.3M

129.52%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$796 Rp 14.3M

181.68%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$222 Rp 4.0M

-25.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.46

45.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Mataram: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Mataram

$133 21.9% 80.2% $540

Groceries & Markets

Ubud, Bali

$287 21.2%

Mataram

$201 33.1% 29.9% $86

Clothing & Footwear

Ubud, Bali

$107 7.9%

Mataram

$98 16.1% 8% $8.5

Eating Out

Ubud, Bali

$106 7.9%

Mataram

$58 9.6% 45.4% $48

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Mataram

$89 14.7% 15% $16

Sport & Entertainment

Ubud, Bali

$63 4.6%

Mataram

$25 4.1% 60% $38

Getting Around

Ubud, Bali

$12 0.9%

Mataram

$3.3 * 0.5% 73.5% $9.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $225 in Mataram. Housing cost is often the main lever when comparing two cities.

Mataram pays 34% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $9.00 in Mataram for a mid-range dinner for two. Groceries echo the gap at $287 vs $201 per month, with Mataram cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇩 Mataram

🕒 Local time

20:32 8:32 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

402,843

💱 Currency

Indonesian Rupiah IDR Rp

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Ubud, Bali Mataram 93 km

From you

Ubud, Bali
Mataram

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mataram: Cost of Living - Frequently Asked Questions

Ubud, Bali and Mataram differ by about 122% in total monthly costs ($1,353 vs $608 including rent). Mataram is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 34% lower in Mataram. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $225 in Mataram. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,353 per month in Ubud, Bali versus $608 in Mataram – a 122% gap that adds up to real savings over time for anyone picking the cheaper option.

At $608 in Mataram versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Mataram but tight or insufficient in Ubud, Bali. The gap between the two cities makes Mataram the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Mataram are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mataram gentler on the wallet – expenses run 122% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.