Cost of Living Comparison Between Ubud, Bali and Mataram Cost of Living Comparison Between Ubud, Bali and Mataram

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $577 in Mataram.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $888 in Mataram.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,200 in Mataram.

Living in Ubud, Bali is roughly 149% more expensive than Mataram, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Mataram is 57% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$1.05 Rp 18.3K

240.00%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$11.02 Rp 190.9K

195.64%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$2.25 Rp 39.0K

125.33%

Cappuccino

$2.83 Rp 49.0K

$1.87 Rp 32.4K

51.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.55 Rp 9,529

143.64%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.36 Rp 6,243

91.67%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.63 Rp 45.6K

13.69%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.78 Rp 65.6K

1.85%

Milk (1 liter)

$1.74 Rp 30.2K

$1.56 Rp 27.0K

11.54%

White Bread (500g)

$2.54 Rp 44.0K

$1.68 Rp 29.1K

51.19%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.83 Rp 14.4K

43.37%

Eggs

$2.43 Rp 42.0K

$1.36 Rp 23.6K

78.68%

Local Cheese (1kg)

$14.66 Rp 254.1K

$3.32 Rp 57.5K

341.57%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.53 Rp 61.2K

18.41%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$6.29 Rp 109.1K

89.83%

Apples (1kg)

$3.69 Rp 63.9K

$1.70 Rp 29.5K

117.06%

Banana (1kg)

$1.61 Rp 27.8K

$1.21 Rp 21.0K

33.06%

Oranges (1kg)

$2.69 Rp 46.5K

$1.86 Rp 32.3K

44.62%

Tomato (1kg)

$2.33 Rp 40.4K

$0.79 Rp 13.7K

194.94%

Potato (1kg)

$1.91 Rp 33.0K

$0.79 Rp 13.7K

141.77%

Onion (1kg)

$2.19 Rp 37.9K

$1.89 Rp 32.8K

15.87%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.47 Rp 8,180

125.53%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.31 Rp 5,443

132.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$1.79 Rp 31.1K

74.86%

Wine (Bottle)

$23.49 Rp 407.1K

$16.27 Rp 282.1K

44.38%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.46 Rp 42.6K

11.38%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.80 Rp 65.9K

-24.21%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.63 Rp 10.9K

-53.97%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$18.37 Rp 318.5K

-55.53%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.48 Rp 8,285

-6.25%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.29 Rp 5,024

44.83%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$3.16 Rp 54.7K

94.94%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.65 Rp 11.2K

29.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$23.4K Rp 405.9M

12.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$28.0K Rp 485.3M

16.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$50.2 Rp 870.0K

56.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$4.39 Rp 76.2K

-10.02%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$19.07 Rp 330.6K

27.95%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$26.67 Rp 462.3K

261.98%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$7.66 Rp 132.7K

-17.10%

Cinema Ticket

$4.04 Rp 70.0K

$2.10 Rp 36.3K

92.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$90.8 Rp 1.6M

233.29%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$4,319 Rp 74.9M

51.00%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$36.80 Rp 637.8K

46.30%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$24.84 Rp 430.6K

52.90%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$61.1 Rp 1.1M

42.07%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$40.16 Rp 696.1K

96.36%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$76.9 Rp 1.3M

1215.94%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$128 Rp 2.2M

425.93%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$156 Rp 2.7M

2067.24%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$265 Rp 4.6M

692.04%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,199 Rp 20.8M

148.97%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$783 Rp 13.6M

198.79%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$202 Rp 3.5M

-14.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

47.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Mataram: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $76.9 in Mataram. Housing cost is often the main lever when comparing two cities.

Mataram pays 17% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $11.00 in Mataram for a mid-range dinner for two. Groceries echo the gap at $298 vs $179 per month, with Mataram cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mataram: Cost of Living - Frequently Asked Questions

Ubud, Bali and Mataram differ by about 149% in total monthly costs ($1,438 vs $577 including rent). Mataram is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Mataram earns 17% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $76.9 in Mataram. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 66% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Mataram – a meal for two runs $11.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $577 in Mataram versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Mataram but tight or insufficient in Ubud, Bali. The gap between the two cities makes Mataram the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Mataram are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mataram gentler on the wallet – expenses run 149% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.