Cost of Living Comparison Between Mataram and Surabaya Cost of Living Comparison Between Mataram and Surabaya

Monthly Cost of Living

Monthly costs for one person with rent: $558 in Mataram versus $702 in Surabaya.

Estimated couple costs with rent: $861 in Mataram versus $1,129 in Surabaya.

Monthly costs for a family of three with rent: $1,163 in Mataram versus $1,557 in Surabaya.

Living in Mataram costs roughly 21% less than in Surabaya, driven mainly by Groceries & Markets.

Both cities sit below the global median: Mataram 58% lower, Surabaya 47% lower.

Meal at Budget Restaurant

$1.11 Rp 20.1K

$1.56 Rp 28.2K

-28.85%

Three-Course Dinner for Two, Mid-Range

$11.00 Rp 198.5K

$12.42 Rp 224.2K

-11.43%

Fast Food Meal (McDonalds, etc)

$2.28 Rp 41.1K

$3.03 Rp 54.6K

-24.75%

Cappuccino

$1.80 Rp 32.5K

$1.76 Rp 31.7K

2.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.55 Rp 9,869

$0.66 Rp 11.9K

-16.67%

Water (0.33 liter bottle)

$0.36 Rp 6,535

$0.28 Rp 5,096

28.57%

Local Beer (0.5 liter draught)

$2.63 Rp 47.5K

$2.44 Rp 44.1K

7.79%

Imported Beer (0.33 liter bottle)

$3.67 Rp 66.2K

$4.09 Rp 73.8K

-10.27%

Milk (1 liter)

$1.53 Rp 27.7K

$1.44 Rp 25.9K

6.25%

White Bread (500g)

$1.61 Rp 29.1K

$1.52 Rp 27.4K

5.92%

Rice (white) (1kg)

$0.76 Rp 13.8K

$0.98 Rp 17.7K

-22.45%

Eggs

$1.37 Rp 24.8K

$1.51 Rp 27.2K

-9.27%

Local Cheese (1kg)

$3.31 Rp 59.7K

$9.28 Rp 167.5K

-64.33%

Chicken Fillets (1kg)

$3.59 Rp 64.8K

$3.24 Rp 58.5K

10.80%

Beef Round Steak (1kg)

$5.99 Rp 108.2K

$8.13 Rp 146.7K

-26.32%

Apples (1kg)

$1.72 Rp 31.0K

$2.38 Rp 43.0K

-27.73%

Banana (1kg)

$1.22 Rp 22.0K

$1.50 Rp 27.1K

-18.67%

Oranges (1kg)

$1.89 Rp 34.1K

$2.18 Rp 39.4K

-13.30%

Tomato (1kg)

$0.75 Rp 13.5K

$1.42 Rp 25.6K

-47.18%

Potato (1kg)

$0.84 Rp 15.2K

$1.32 Rp 23.8K

-36.36%

Onion (1kg)

$1.80 Rp 32.5K

$1.73 Rp 31.2K

4.05%

Lettuce (1 head)

$0.48 Rp 8,639

$1.15 Rp 20.7K

-58.26%

Water (1.5 liter bottle)

$0.32 Rp 5,695

$0.46 Rp 8,229

-30.43%

Cigarettes 20 Pack (Marlboro, Camel)

$1.78 Rp 32.1K

$2.52 Rp 45.6K

-29.37%

Wine (Bottle)

$15.33 Rp 276.7K

$25.18 Rp 454.5K

-39.12%

Local Beer (0.5 liter bottle)

$2.36 Rp 42.6K

$1.78 Rp 32.2K

32.58%

Imported Beer (0.33 liter bottle)

$3.58 Rp 64.6K

$3.30 Rp 59.5K

8.48%

One-way Ticket (Public Transport)

$0.63 Rp 11.5K

$0.44 Rp 8,032

43.18%

Public Transport Monthly Pass (Regular Price)

$18.41 Rp 332.4K

$9.26 Rp 167.2K

98.81%

Taxi Start (Normal Tariff)

$0.51 Rp 9,185

$0.45 Rp 8,115

13.33%

Taxi (Normal Tariff) (1km)

$0.31 Rp 5,661

$0.31 Rp 5,634

Taxi 1hour Waiting (Normal Tariff)

$3.08 Rp 55.7K

$2.74 Rp 49.5K

12.41%

Gasoline (1 liter)

$0.69 Rp 12.4K

$0.87 Rp 15.6K

-20.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K Rp 420.7M

$20.8K Rp 374.8M

12.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K Rp 496.7M

$34.9K Rp 629.2M

-21.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.4 Rp 909.6K

$83.0 Rp 1.5M

-39.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.32 Rp 78.1K

$4.19 Rp 75.6K

3.10%

Internet (50+ Mbps, Unlimited Data)

$19.37 Rp 349.8K

$19.44 Rp 350.9K

-0.36%

Gym Membership (Monthly)

$26.95 Rp 486.5K

$21.63 Rp 390.4K

24.60%

Tennis Court (1 Hour on Weekend)

$7.48 Rp 135.0K

$4.38 Rp 79.1K

70.78%

Cinema Ticket

$2.10 Rp 38.0K

$2.98 Rp 53.9K

-29.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.5 Rp 1.7M

$186 Rp 3.4M

-50.83%

International Primary School, 1 Child (Yearly)

$4,217 Rp 76.1M

$9,266 Rp 167.3M

-54.49%

Jeans (Levis 501 Or Similar)

$36.84 Rp 665.2K

$62.9 Rp 1.1M

-41.41%

Summer Dress (H&M, Zara, etc)

$24.43 Rp 441.0K

$38.49 Rp 694.9K

-36.53%

Sport Shoes (Adidas, Nike)

$61.5 Rp 1.1M

$76.9 Rp 1.4M

-20.05%

Men's Leather Business Shoes

$40.48 Rp 730.8K

$83.8 Rp 1.5M

-51.67%

1-bedroom Apartment, City Center (Monthly)

$76.8 Rp 1.4M

$249 Rp 4.5M

-69.14%

1-bedroom Apartment, Outside City Center (Monthly)

$128 Rp 2.3M

$138 Rp 2.5M

-7.28%

3-bedroom Apartment, City Center (Monthly)

$153 Rp 2.8M

$775 Rp 14.0M

-80.20%

3-bedroom Apartment, Outside City Center (Monthly)

$259 Rp 4.7M

$392 Rp 7.1M

-33.81%

Buy Apartment in City Center (m2)

$1,155 Rp 20.8M

$2,136 Rp 38.6M

-45.94%

Buy Apartment Outside City Center (m2)

$679 Rp 12.3M

$1,064 Rp 19.2M

-36.22%

Average Monthly Net Salary (After Tax)

$192 Rp 3.5M

$269 Rp 4.9M

-28.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

8.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mataram: July 26, 2026

Last update for Surabaya: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $76.8 in Mataram and $249 in Surabaya. Housing cost is often the main lever when comparing two cities.

Surabaya pays 40% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $11.00 in Mataram vs $12.00 in Surabaya for a mid-range dinner for two. Groceries echo the gap at $174 vs $228 per month, with Mataram cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mataram vs Surabaya: Cost of Living - Frequently Asked Questions

Mataram and Surabaya differ by about 26% in total monthly costs ($558 vs $702 including rent). Mataram is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 40% lower in Surabaya. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $76.8 in Mataram versus $249 in Surabaya. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 31% higher in Surabaya. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Mataram – a meal for two runs $11.00 versus $12.00 in Surabaya. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Mataram gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Mataram gentler on the wallet – expenses run 26% less than in Surabaya. Beyond cost, consider language, visa policies, and how big the international community is in each city.