😐Monthly costs for one person with rent: $865 in Matagalpa versus $845 in Kedah.
🙂Estimated couple costs with rent: $1,294 in Matagalpa versus $1,324 in Kedah.
🙂Monthly costs for a family of three with rent: $1,723 in Matagalpa versus $1,803 in Kedah.
😐Living in Matagalpa is roughly 2% more expensive than Kedah, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Matagalpa35% lower, Kedah37% lower.
Currency
🍽 Eating Out
Matagalpa
Kedah
Difference
Meal at Budget Restaurant
$4.95NIO 182
$2.97MYR 11.73
66.67%
Three-Course Dinner for Two, Mid-Range
$25.13NIO 925
$20.99MYR 82.9
19.72%
Fast Food Meal(McDonalds, etc)
$7.05NIO 260
$4.25MYR 16.81
65.88%
Cappuccino
$2.36NIO 87.0
$2.88MYR 11.37
-18.06%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.79NIO 29.04
$0.69MYR 2.71
14.49%
Water(0.33 liter bottle)
$0.46NIO 17.04
$0.36MYR 1.43
27.78%
Local Beer(0.5 liter draught)
$1.23NIO 45.46
$4.28MYR 16.91
-71.26%
Imported Beer(0.33 liter bottle)
$1.96NIO 72.3
$4.39MYR 17.34
-55.35%
🛒 Groceries & Markets
Matagalpa
Kedah
Difference
Milk(1 liter)
$1.19NIO 43.92
$1.84MYR 7.26
-35.33%
White Bread(500g)
$1.47NIO 54.1
$0.90MYR 3.56
63.33%
Rice(white)(1kg)
$1.58NIO 58.2
$1.16MYR 4.59
36.21%
Eggs
$2.18NIO 80.3
$2.13MYR 8.42
2.35%
Local Cheese(1kg)
$1.98NIO 72.8
$14.94MYR 59.0
-86.75%
Chicken Fillets(1kg)
$4.24NIO 156
$5.16MYR 20.37
-17.83%
Beef Round Steak(1kg)
$6.45NIO 238
$14.74MYR 58.2
-56.24%
Apples(1kg)
$3.85NIO 142
$2.87MYR 11.34
34.15%
Banana(1kg)
$0.83NIO 30.71
$1.21MYR 4.77
-31.40%
Oranges(1kg)
$1.81NIO 66.7
$2.68MYR 10.59
-32.46%
Tomato(1kg)
$2.21NIO 81.3
$2.09MYR 8.24
5.74%
Potato(1kg)
$1.07NIO 39.47
$1.18MYR 4.65
-9.32%
Onion(1kg)
$2.23NIO 82.2
$1.22MYR 4.80
82.79%
Lettuce(1 head)
$0.67NIO 24.74
$0.95MYR 3.75
-29.47%
Water(1.5 liter bottle)
$1.03NIO 37.83
$0.48MYR 1.91
114.58%
Cigarettes 20 Pack(Marlboro, Camel)
$2.63NIO 96.7
$4.19MYR 16.57
-37.23%
Wine(Bottle)
$10.13NIO 373
$19.49MYR 77.0
-48.02%
Local Beer(0.5 liter bottle)
$1.20NIO 44.21
$2.65MYR 10.47
-54.72%
Imported Beer(0.33 liter bottle)
$2.19NIO 80.6
$3.52MYR 13.89
-37.78%
🚌 Getting Around
Matagalpa
Kedah
Difference
One-way Ticket(Public Transport)
$0.46NIO 16.79
$0.72MYR 2.85
-36.11%
Public Transport Monthly Pass(Regular Price)
-
$11.89MYR 46.98
-
Taxi Start(Normal Tariff)
$0.92NIO 33.81
$0.68MYR 2.69
35.29%
Taxi(Normal Tariff)(1km)
$0.92NIO 34.03
$0.47MYR 1.84
95.74%
Taxi 1hour Waiting(Normal Tariff)
$6.64NIO 245
$6.95MYR 27.47
-4.46%
Gasoline(1 liter)
$1.35NIO 49.55
$0.50MYR 1.97
170.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.7KNIO 837.1K
$33.2KMYR 131.3K
-31.61%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3KNIO 969.8K
$27.9KMYR 110.3K
-5.72%
🧾 Monthly Utilities & Internet
Matagalpa
Kedah
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$51.8NIO 1,908
$38.58MYR 152
34.34%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.71NIO 615
$10.25MYR 40.50
63.02%
Internet(50+ Mbps, Unlimited Data)
$35.25NIO 1,298
$11.73MYR 46.35
200.51%
🎉 Sport & Entertainment
Matagalpa
Kedah
Difference
Gym Membership(Monthly)
-
$36.97MYR 146
-
Tennis Court(1 Hour on Weekend)
-
$5.79MYR 22.85
-
Cinema Ticket
$8.17NIO 301
$2.87MYR 11.33
184.67%
🧸 Childcare & Education
Matagalpa
Kedah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$98.5NIO 3,626
$243MYR 958
-59.40%
International Primary School, 1 Child(Yearly)
$5,933NIO 218.4K
$6,217MYR 24.6K
-4.57%
👕👟 Clothing & Footwear
Matagalpa
Kedah
Difference
Jeans(Levis 501 Or Similar)
$75.9NIO 2,795
$53.9MYR 213
40.88%
Summer Dress(H&M, Zara, etc)
$71.2NIO 2,620
$29.08MYR 115
144.67%
Sport Shoes(Adidas, Nike)
$132NIO 4,862
$61.0MYR 241
116.37%
Men's Leather Business Shoes
$109NIO 4,001
$53.0MYR 209
105.00%
🏠 Accommodation & Living
Matagalpa
Kedah
Difference
1-bedroom Apartment, City Center(Monthly)
$155NIO 5,718
$387MYR 1,528
-59.86%
1-bedroom Apartment, Outside City Center(Monthly)
$263NIO 9,683
$268MYR 1,061
-2.05%
3-bedroom Apartment, City Center(Monthly)
$553NIO 20.4K
$638MYR 2,519
-13.31%
3-bedroom Apartment, Outside City Center(Monthly)
$379NIO 14.0K
$470MYR 1,857
-19.30%
Buy Apartment in City Center(m2)
-
$1,647MYR 6,507
-
Buy Apartment Outside City Center(m2)
-
$1,008MYR 3,983
-
💵 Salaries & Financials
Matagalpa
Kedah
Difference
Average Monthly Net Salary(After Tax)
$202NIO 7,454
$1,358MYR 5,364
-85.09%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.25
4.16
146.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Matagalpa: April 20, 2026
Last update for Kedah: April 20, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $155 in Matagalpa and $387 in Kedah. Housing cost is often the main lever when comparing two cities.
💰Kedah pays 571% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $25 in Matagalpa vs $21 in Kedah. Groceries flip the comparison at $184 vs $273, with Matagalpa cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Matagalpa vs Kedah: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Matagalpa and Kedah?
Matagalpa and Kedah differ by about 2% in total monthly costs ($865 vs $845 including rent). Kedah is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Kedah earns 571% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Matagalpa and Kedah?
Rent for a central apartment: $155 in Matagalpa versus $387 in Kedah. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Matagalpa pay roughly 48% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Matagalpa or Kedah?
All in, you'll spend $865 per month in Matagalpa versus $845 in Kedah – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.
How far does $1,200 go in Matagalpa vs Kedah?
Either city works on $1,200 a month, though Kedah gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Matagalpa and Kedah?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Matagalpa or Kedah safer for residents?
Safety-wise, Matagalpa and Kedah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Matagalpa or Kedah?
Expats usually find Kedah gentler on the wallet – expenses run 2% less than in Matagalpa. Beyond cost, consider language, visa policies, and how big the international community is in each city.