😐Monthly costs for one person with rent: $859 in Matagalpa versus $857 in Kedah.
🙂Estimated couple costs with rent: $1,290 in Matagalpa versus $1,327 in Kedah.
🙂Monthly costs for a family of three with rent: $1,722 in Matagalpa versus $1,798 in Kedah.
🌍Monthly costs are close between Matagalpa and Kedah; which city is cheaper depends on the spending category.
📊Both cities sit below the global median: Matagalpa36% lower, Kedah36% lower.
Currency
🍽 Eating Out
Matagalpa
Kedah
Difference
Meal at Budget Restaurant
$4.78NIO 175
$3.14MYR 12.82
52.23%
Three-Course Dinner for Two, Mid-Range
$25.32NIO 927
$21.57MYR 88.2
17.39%
Fast Food Meal(McDonalds, etc)
$6.96NIO 255
$4.26MYR 17.42
63.38%
Cappuccino
$2.34NIO 85.9
$2.94MYR 12.02
-20.41%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.80NIO 29.38
$0.74MYR 3.02
8.11%
Water(0.33 liter bottle)
$0.47NIO 17.11
$0.33MYR 1.37
42.42%
Local Beer(0.5 liter draught)
$1.21NIO 44.37
$4.38MYR 17.91
-72.37%
Imported Beer(0.33 liter bottle)
$1.98NIO 72.3
$4.32MYR 17.67
-54.17%
🛒 Groceries & Markets
Matagalpa
Kedah
Difference
Milk(1 liter)
$1.15NIO 42.06
$1.83MYR 7.47
-37.16%
White Bread(500g)
$1.49NIO 54.4
$0.97MYR 3.97
53.61%
Rice(white)(1kg)
$1.59NIO 58.2
$1.16MYR 4.75
37.07%
Eggs
$2.15NIO 78.7
$2.04MYR 8.32
5.39%
Local Cheese(1kg)
$1.97NIO 72.2
$14.76MYR 60.4
-86.65%
Chicken Fillets(1kg)
$4.26NIO 156
$5.00MYR 20.44
-14.80%
Beef Round Steak(1kg)
$6.69NIO 245
$14.52MYR 59.4
-53.93%
Apples(1kg)
$3.88NIO 142
$2.77MYR 11.31
40.07%
Banana(1kg)
$0.83NIO 30.38
$1.21MYR 4.95
-31.40%
Oranges(1kg)
$1.81NIO 66.4
$2.69MYR 10.98
-32.71%
Tomato(1kg)
$2.18NIO 79.8
$2.11MYR 8.64
3.32%
Potato(1kg)
$1.13NIO 41.42
$1.19MYR 4.88
-5.04%
Onion(1kg)
$2.17NIO 79.4
$1.21MYR 4.94
79.34%
Lettuce(1 head)
$0.67NIO 24.45
$0.97MYR 3.96
-30.93%
Water(1.5 liter bottle)
$1.02NIO 37.32
$0.45MYR 1.83
126.67%
Cigarettes 20 Pack(Marlboro, Camel)
$2.71NIO 99.3
$4.15MYR 16.96
-34.70%
Wine(Bottle)
$10.12NIO 371
$19.04MYR 77.8
-46.85%
Local Beer(0.5 liter bottle)
$1.24NIO 45.47
$2.65MYR 10.85
-53.21%
Imported Beer(0.33 liter bottle)
$2.26NIO 82.7
$3.54MYR 14.46
-36.16%
🚌 Getting Around
Matagalpa
Kedah
Difference
One-way Ticket(Public Transport)
$0.49NIO 17.77
$0.70MYR 2.86
-30.00%
Public Transport Monthly Pass(Regular Price)
-
$11.64MYR 47.59
-
Taxi Start(Normal Tariff)
$0.86NIO 31.42
$0.73MYR 3.00
17.81%
Taxi(Normal Tariff)(1km)
$1.00NIO 36.53
$0.50MYR 2.04
100.00%
Taxi 1hour Waiting(Normal Tariff)
$6.88NIO 252
$7.08MYR 28.96
-2.82%
Gasoline(1 liter)
$1.31NIO 47.95
$0.50MYR 2.04
162.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.9KNIO 837.8K
$33.6KMYR 137.5K
-31.98%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7KNIO 978.8K
$27.8KMYR 113.6K
-3.85%
🧾 Monthly Utilities & Internet
Matagalpa
Kedah
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$53.4NIO 1,956
$38.56MYR 158
38.51%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.19NIO 630
$9.94MYR 40.63
72.94%
Internet(50+ Mbps, Unlimited Data)
$35.37NIO 1,295
$11.76MYR 48.07
200.77%
🎉 Sport & Entertainment
Matagalpa
Kedah
Difference
Gym Membership(Monthly)
-
$37.42MYR 153
-
Tennis Court(1 Hour on Weekend)
-
$6.04MYR 24.68
-
Cinema Ticket
$8.02NIO 294
$2.81MYR 11.49
185.41%
🧸 Childcare & Education
Matagalpa
Kedah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$100NIO 3,668
$236MYR 964
-57.55%
International Primary School, 1 Child(Yearly)
$6,027NIO 220.7K
$6,189MYR 25.3K
-2.62%
👕👟 Clothing & Footwear
Matagalpa
Kedah
Difference
Jeans(Levis 501 Or Similar)
$78.7NIO 2,881
$54.0MYR 221
45.59%
Summer Dress(H&M, Zara, etc)
$72.1NIO 2,641
$28.68MYR 117
151.46%
Sport Shoes(Adidas, Nike)
$133NIO 4,875
$62.3MYR 255
113.63%
Men's Leather Business Shoes
$106NIO 3,892
$53.8MYR 220
97.69%
🏠 Accommodation & Living
Matagalpa
Kedah
Difference
1-bedroom Apartment, City Center(Monthly)
$158NIO 5,781
$382MYR 1,561
-58.67%
1-bedroom Apartment, Outside City Center(Monthly)
$262NIO 9,606
$274MYR 1,118
-4.12%
3-bedroom Apartment, City Center(Monthly)
$548NIO 20.1K
$650MYR 2,657
-15.62%
3-bedroom Apartment, Outside City Center(Monthly)
$378NIO 13.9K
$476MYR 1,946
-20.54%
Buy Apartment in City Center(m2)
-
$2,045MYR 8,362
-
Buy Apartment Outside City Center(m2)
-
$1,134MYR 4,635
-
💵 Salaries & Financials
Matagalpa
Kedah
Difference
Average Monthly Net Salary(After Tax)
$99.9NIO 3,657
$1,301MYR 5,319
-92.33%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.25
4.16
146.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Matagalpa: July 20, 2026
Last update for Kedah: July 21, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $158 in Matagalpa and $382 in Kedah. Housing cost is often the main lever when comparing two cities.
💰Kedah pays 1203% more on average. How far that income stretches comes down to housing choices and lifestyle.
🛒Dining out: $25.00 in Matagalpa vs $22.00 in Kedah. Groceries flip the comparison at $185 vs $270, with Matagalpa cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Matagalpa vs Kedah: Cost of Living - Frequently Asked Questions
Which city has better-paying jobs?
On paper, salaries run 1203% lower in Kedah. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Matagalpa and in Kedah?
Rent for a central apartment: $158 in Matagalpa versus $382 in Kedah. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Matagalpa and Kedah?
Childcare runs $100 in Matagalpa versus $236 in Kedah. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Shoppers in Matagalpa pay roughly 46% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more doable on $2,000 per month?
At $857 in Kedah versus $859 in Matagalpa, a $2,000 budget is realistic in Kedah but tight or insufficient in Matagalpa. The gap between the two cities makes Kedah the clear choice for anyone on this budget.
How does quality of life compare between Matagalpa and Kedah?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Matagalpa or Kedah safer for residents?
Safety-wise, Matagalpa and Kedah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
How do I decide between Matagalpa and Kedah?
It comes down to priorities – Kedah wins on affordability, Matagalpa on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.