😐Monthly costs for one person with rent: $868 in Kedah versus $842 in Matagalpa.
😐Estimated couple costs with rent: $1,344 in Kedah versus $1,258 in Matagalpa.
😐Monthly costs for a family of three with rent: $1,819 in Kedah versus $1,674 in Matagalpa.
😐Living in Kedah is roughly 3% more expensive than Matagalpa, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Kedah35% lower, Matagalpa37% lower.
Currency
🍽 Eating Out
Kedah
Matagalpa
Difference
Meal at Budget Restaurant
$3.02MYR 12.25
$4.80NIO 176
-37.08%
Three-Course Dinner for Two, Mid-Range
$21.42MYR 86.9
$24.91NIO 912
-14.01%
Fast Food Meal(McDonalds, etc)
$4.28MYR 17.36
$6.80NIO 249
-37.06%
Cappuccino
$2.95MYR 11.96
$2.41NIO 88.4
22.41%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.74MYR 3.02
$0.85NIO 31.09
-12.94%
Water(0.33 liter bottle)
$0.37MYR 1.48
$0.46NIO 16.96
-19.57%
Local Beer(0.5 liter draught)
$4.40MYR 17.84
$1.19NIO 43.52
269.75%
Imported Beer(0.33 liter bottle)
$4.48MYR 18.19
$2.01NIO 73.7
122.89%
🛒 Groceries & Markets
Kedah
Matagalpa
Difference
Milk(1 liter)
$1.81MYR 7.34
$1.19NIO 43.53
52.10%
White Bread(500g)
$0.91MYR 3.67
$1.53NIO 56.0
-40.52%
Rice(white)(1kg)
$1.21MYR 4.92
$1.57NIO 57.5
-22.93%
Eggs
$2.11MYR 8.58
$2.19NIO 80.2
-3.65%
Local Cheese(1kg)
$15.33MYR 62.2
$1.90NIO 69.7
706.84%
Chicken Fillets(1kg)
$5.00MYR 20.27
$4.11NIO 151
21.65%
Beef Round Steak(1kg)
$14.66MYR 59.5
$6.78NIO 248
116.22%
Apples(1kg)
$2.88MYR 11.70
$3.88NIO 142
-25.77%
Banana(1kg)
$1.19MYR 4.83
$0.91NIO 33.17
30.77%
Oranges(1kg)
$2.61MYR 10.60
$1.76NIO 64.4
48.30%
Tomato(1kg)
$2.17MYR 8.82
$2.28NIO 83.4
-4.82%
Potato(1kg)
$1.19MYR 4.83
$1.13NIO 41.32
5.31%
Onion(1kg)
$1.16MYR 4.72
$2.18NIO 80.0
-46.79%
Lettuce(1 head)
$0.97MYR 3.92
$0.68NIO 24.81
42.65%
Water(1.5 liter bottle)
$0.48MYR 1.95
$0.99NIO 36.10
-51.52%
Cigarettes 20 Pack(Marlboro, Camel)
$4.13MYR 16.76
$2.64NIO 96.5
56.44%
Wine(Bottle)
$19.59MYR 79.5
$9.90NIO 362
97.88%
Local Beer(0.5 liter bottle)
$2.64MYR 10.70
$1.20NIO 43.78
120.00%
Imported Beer(0.33 liter bottle)
$3.37MYR 13.67
$2.19NIO 80.3
53.88%
🚌 Getting Around
Kedah
Matagalpa
Difference
One-way Ticket(Public Transport)
$0.68MYR 2.77
$0.49NIO 17.82
38.78%
Public Transport Monthly Pass(Regular Price)
$11.77MYR 47.74
-
-
Taxi Start(Normal Tariff)
$0.69MYR 2.82
$0.84NIO 30.71
-17.86%
Taxi(Normal Tariff)(1km)
$0.47MYR 1.92
$0.91NIO 33.18
-48.35%
Taxi 1hour Waiting(Normal Tariff)
$6.98MYR 28.34
$6.69NIO 245
4.33%
Gasoline(1 liter)
$0.49MYR 2.00
$1.37NIO 50.1
-64.23%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.5KMYR 135.9K
$23.3KNIO 854.5K
43.51%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4KMYR 111.0K
$26.4KNIO 967.8K
3.53%
🧾 Monthly Utilities & Internet
Kedah
Matagalpa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$38.49MYR 156
$52.6NIO 1,928
-26.88%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.99MYR 40.52
$17.24NIO 632
-42.05%
Internet(50+ Mbps, Unlimited Data)
$11.96MYR 48.55
$35.43NIO 1,297
-66.24%
🎉 Sport & Entertainment
Kedah
Matagalpa
Difference
Gym Membership(Monthly)
$36.49MYR 148
-
-
Tennis Court(1 Hour on Weekend)
$5.85MYR 23.76
-
-
Cinema Ticket
$2.81MYR 11.41
$8.16NIO 299
-65.56%
🧸 Childcare & Education
Kedah
Matagalpa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$238MYR 964
$99.9NIO 3,658
137.84%
International Primary School, 1 Child(Yearly)
$6,215MYR 25.2K
$5,958NIO 218.2K
4.31%
👕👟 Clothing & Footwear
Kedah
Matagalpa
Difference
Jeans(Levis 501 Or Similar)
$55.4MYR 225
$75.9NIO 2,781
-27.08%
Summer Dress(H&M, Zara, etc)
$28.32MYR 115
$72.1NIO 2,639
-60.69%
Sport Shoes(Adidas, Nike)
$62.0MYR 252
$133NIO 4,854
-53.20%
Men's Leather Business Shoes
$52.5MYR 213
$110NIO 4,035
-52.31%
🏠 Accommodation & Living
Kedah
Matagalpa
Difference
1-bedroom Apartment, City Center(Monthly)
$380MYR 1,541
$157NIO 5,735
142.57%
1-bedroom Apartment, Outside City Center(Monthly)
$270MYR 1,094
$267NIO 9,764
1.13%
3-bedroom Apartment, City Center(Monthly)
$646MYR 2,622
$551NIO 20.2K
17.17%
3-bedroom Apartment, Outside City Center(Monthly)
$465MYR 1,886
$369NIO 13.5K
26.02%
Buy Apartment in City Center(m2)
$1,964MYR 7,968
-
-
Buy Apartment Outside City Center(m2)
$957MYR 3,882
-
-
💵 Salaries & Financials
Kedah
Matagalpa
Difference
Average Monthly Net Salary(After Tax)
$1,322MYR 5,363
$100NIO 3,665
1220.72%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.16
10.25
-59.41%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kedah: June 7, 2026
Last update for Matagalpa: June 7, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $380 in Kedah and $157 in Matagalpa. Housing cost is often the main lever when comparing two cities.
💰Kedah pays 1221% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $21.00 in Kedah vs $25.00 in Matagalpa. Groceries flip the comparison at $273 vs $185, with Matagalpa cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kedah vs Matagalpa: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Kedah and Matagalpa?
Kedah and Matagalpa differ by about 3% in total monthly costs ($868 vs $842 including rent). Matagalpa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Kedah or Matagalpa?
Kedah pays 1221% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Kedah and Matagalpa?
Rent for a central apartment: $380 in Kedah versus $157 in Matagalpa. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 48% higher in Kedah. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Kedah or Matagalpa?
All in, you'll spend $868 per month in Kedah versus $842 in Matagalpa – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.
How far does $1,200 go in Kedah vs Matagalpa?
Either city works on $1,200 a month, though Matagalpa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Kedah and Matagalpa?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Kedah or Matagalpa safer for residents?
Safety-wise, Kedah and Matagalpa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Kedah or Matagalpa?
Expats usually find Matagalpa gentler on the wallet – expenses run 3% less than in Kedah. Beyond cost, consider language, visa policies, and how big the international community is in each city.