🙂Monthly costs for one person with rent: $845 in Kedah versus $865 in Matagalpa.
😐Estimated couple costs with rent: $1,324 in Kedah versus $1,294 in Matagalpa.
😐Monthly costs for a family of three with rent: $1,803 in Kedah versus $1,723 in Matagalpa.
🙂Living in Kedah costs roughly 2% less than in Matagalpa, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Kedah37% lower, Matagalpa35% lower.
Currency
🍽 Eating Out
Kedah
Matagalpa
Difference
Meal at Budget Restaurant
$2.97MYR 11.73
$4.95NIO 182
-40.00%
Three-Course Dinner for Two, Mid-Range
$20.99MYR 82.9
$25.13NIO 925
-16.47%
Fast Food Meal(McDonalds, etc)
$4.25MYR 16.81
$7.05NIO 260
-39.72%
Cappuccino
$2.88MYR 11.37
$2.36NIO 87.0
22.03%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.69MYR 2.71
$0.79NIO 29.04
-12.66%
Water(0.33 liter bottle)
$0.36MYR 1.43
$0.46NIO 17.04
-21.74%
Local Beer(0.5 liter draught)
$4.28MYR 16.91
$1.23NIO 45.46
247.97%
Imported Beer(0.33 liter bottle)
$4.39MYR 17.34
$1.96NIO 72.3
123.98%
🛒 Groceries & Markets
Kedah
Matagalpa
Difference
Milk(1 liter)
$1.84MYR 7.26
$1.19NIO 43.92
54.62%
White Bread(500g)
$0.90MYR 3.56
$1.47NIO 54.1
-38.78%
Rice(white)(1kg)
$1.16MYR 4.59
$1.58NIO 58.2
-26.58%
Eggs
$2.13MYR 8.42
$2.18NIO 80.3
-2.29%
Local Cheese(1kg)
$14.94MYR 59.0
$1.98NIO 72.8
654.55%
Chicken Fillets(1kg)
$5.16MYR 20.37
$4.24NIO 156
21.70%
Beef Round Steak(1kg)
$14.74MYR 58.2
$6.45NIO 238
128.53%
Apples(1kg)
$2.87MYR 11.34
$3.85NIO 142
-25.45%
Banana(1kg)
$1.21MYR 4.77
$0.83NIO 30.71
45.78%
Oranges(1kg)
$2.68MYR 10.59
$1.81NIO 66.7
48.07%
Tomato(1kg)
$2.09MYR 8.24
$2.21NIO 81.3
-5.43%
Potato(1kg)
$1.18MYR 4.65
$1.07NIO 39.47
10.28%
Onion(1kg)
$1.22MYR 4.80
$2.23NIO 82.2
-45.29%
Lettuce(1 head)
$0.95MYR 3.75
$0.67NIO 24.74
41.79%
Water(1.5 liter bottle)
$0.48MYR 1.91
$1.03NIO 37.83
-53.40%
Cigarettes 20 Pack(Marlboro, Camel)
$4.19MYR 16.57
$2.63NIO 96.7
59.32%
Wine(Bottle)
$19.49MYR 77.0
$10.13NIO 373
92.40%
Local Beer(0.5 liter bottle)
$2.65MYR 10.47
$1.20NIO 44.21
120.83%
Imported Beer(0.33 liter bottle)
$3.52MYR 13.89
$2.19NIO 80.6
60.73%
🚌 Getting Around
Kedah
Matagalpa
Difference
One-way Ticket(Public Transport)
$0.72MYR 2.85
$0.46NIO 16.79
56.52%
Public Transport Monthly Pass(Regular Price)
$11.89MYR 46.98
-
-
Taxi Start(Normal Tariff)
$0.68MYR 2.69
$0.92NIO 33.81
-26.09%
Taxi(Normal Tariff)(1km)
$0.47MYR 1.84
$0.92NIO 34.03
-48.91%
Taxi 1hour Waiting(Normal Tariff)
$6.95MYR 27.47
$6.64NIO 245
4.67%
Gasoline(1 liter)
$0.50MYR 1.97
$1.35NIO 49.55
-62.96%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.2KMYR 131.3K
$22.7KNIO 837.1K
46.22%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.9KMYR 110.3K
$26.3KNIO 969.8K
6.06%
🧾 Monthly Utilities & Internet
Kedah
Matagalpa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$38.58MYR 152
$51.8NIO 1,908
-25.56%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.25MYR 40.50
$16.71NIO 615
-38.66%
Internet(50+ Mbps, Unlimited Data)
$11.73MYR 46.35
$35.25NIO 1,298
-66.72%
🎉 Sport & Entertainment
Kedah
Matagalpa
Difference
Gym Membership(Monthly)
$36.97MYR 146
-
-
Tennis Court(1 Hour on Weekend)
$5.79MYR 22.85
-
-
Cinema Ticket
$2.87MYR 11.33
$8.17NIO 301
-64.87%
🧸 Childcare & Education
Kedah
Matagalpa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$243MYR 958
$98.5NIO 3,626
146.30%
International Primary School, 1 Child(Yearly)
$6,217MYR 24.6K
$5,933NIO 218.4K
4.79%
👕👟 Clothing & Footwear
Kedah
Matagalpa
Difference
Jeans(Levis 501 Or Similar)
$53.9MYR 213
$75.9NIO 2,795
-29.02%
Summer Dress(H&M, Zara, etc)
$29.08MYR 115
$71.2NIO 2,620
-59.13%
Sport Shoes(Adidas, Nike)
$61.0MYR 241
$132NIO 4,862
-53.78%
Men's Leather Business Shoes
$53.0MYR 209
$109NIO 4,001
-51.22%
🏠 Accommodation & Living
Kedah
Matagalpa
Difference
1-bedroom Apartment, City Center(Monthly)
$387MYR 1,528
$155NIO 5,718
149.14%
1-bedroom Apartment, Outside City Center(Monthly)
$268MYR 1,061
$263NIO 9,683
2.09%
3-bedroom Apartment, City Center(Monthly)
$638MYR 2,519
$553NIO 20.4K
15.36%
3-bedroom Apartment, Outside City Center(Monthly)
$470MYR 1,857
$379NIO 14.0K
23.92%
Buy Apartment in City Center(m2)
$1,647MYR 6,507
-
-
Buy Apartment Outside City Center(m2)
$1,008MYR 3,983
-
-
💵 Salaries & Financials
Kedah
Matagalpa
Difference
Average Monthly Net Salary(After Tax)
$1,358MYR 5,364
$202NIO 7,454
570.78%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.16
10.25
-59.41%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kedah: April 20, 2026
Last update for Matagalpa: April 20, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $387 in Kedah and $155 in Matagalpa. Housing cost is often the main lever when comparing two cities.
💰Kedah pays 571% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $21 in Kedah vs $25 in Matagalpa. Groceries flip the comparison at $273 vs $184, with Matagalpa cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kedah vs Matagalpa: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Kedah and Matagalpa?
Kedah and Matagalpa differ by about 2% in total monthly costs ($845 vs $865 including rent). Kedah is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Kedah or Matagalpa?
Kedah pays 571% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Kedah and Matagalpa?
Rent for a central apartment: $387 in Kedah versus $155 in Matagalpa. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Matagalpa pay roughly 48% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Kedah or Matagalpa?
All in, you'll spend $845 per month in Kedah versus $865 in Matagalpa – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.
How far does $1,200 go in Kedah vs Matagalpa?
Either city works on $1,200 a month, though Kedah gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Kedah and Matagalpa?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Kedah or Matagalpa safer for residents?
Safety-wise, Kedah and Matagalpa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Kedah or Matagalpa?
Expats usually find Kedah gentler on the wallet – expenses run 2% less than in Matagalpa. Beyond cost, consider language, visa policies, and how big the international community is in each city.