😐Monthly costs for one person with rent: $955 in Kedah versus $808 in Matagalpa.
😐Estimated couple costs with rent: $1,409 in Kedah versus $1,238 in Matagalpa.
😐Monthly costs for a family of three with rent: $1,862 in Kedah versus $1,667 in Matagalpa.
🌍Living in Kedah is roughly 18% more expensive than in Matagalpa, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Kedah31% lower, Matagalpa41% lower.
Currency
🍽 Eating Out
Kedah
Matagalpa
Difference
Meal at Budget Restaurant
$3.44MYR 13.98
$6.81NIO 249
-49.49%
Three-Course Dinner for Two, Mid-Range
$12.37MYR 50.3
$25.20NIO 923
-50.91%
Fast Food Meal(McDonalds, etc)
$4.92MYR 20.00
$7.44NIO 272
-33.87%
Cappuccino
$2.79MYR 11.37
$2.57NIO 94.1
8.56%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.97MYR 3.94
$0.86NIO 31.49
12.79%
Water(0.33 liter bottle)
$0.33MYR 1.34
$0.44NIO 16.06
-25.00%
Local Beer(0.5 liter draught)
$2.47MYR 10.03
$1.17NIO 42.73
111.11%
Imported Beer(0.33 liter bottle)
$4.34MYR 17.67
$1.94NIO 71.1
123.71%
🛒 Groceries & Markets
Kedah
Matagalpa
Difference
Milk(1 liter)
$2.45MYR 9.97
$1.22NIO 44.61
100.82%
White Bread(500g)
$1.31MYR 5.34
$1.28NIO 46.90
2.34%
Rice(white)(1kg)
$1.70MYR 6.92
$1.71NIO 62.6
-0.58%
Eggs
$2.59MYR 10.53
$2.34NIO 85.6
10.68%
Local Cheese(1kg)
$15.46MYR 62.9
$2.69NIO 98.4
474.72%
Chicken Fillets(1kg)
$5.16MYR 20.98
$4.28NIO 157
20.56%
Beef Round Steak(1kg)
$9.82MYR 39.94
$6.77NIO 248
45.05%
Apples(1kg)
$2.38MYR 9.68
$3.69NIO 135
-35.50%
Banana(1kg)
$1.53MYR 6.22
$0.62NIO 22.75
146.77%
Oranges(1kg)
$2.24MYR 9.12
$1.76NIO 64.6
27.27%
Tomato(1kg)
$1.21MYR 4.92
$2.18NIO 80.0
-44.50%
Potato(1kg)
$0.94MYR 3.84
$3.90NIO 143
-75.90%
Onion(1kg)
$0.81MYR 3.28
$2.16NIO 79.0
-62.50%
Lettuce(1 head)
$0.77MYR 3.13
$1.00NIO 36.51
-23.00%
Water(1.5 liter bottle)
$0.69MYR 2.79
$1.06NIO 38.84
-34.91%
Cigarettes 20 Pack(Marlboro, Camel)
$4.48MYR 18.22
$2.68NIO 98.2
67.16%
Wine(Bottle)
$21.57MYR 87.8
$9.91NIO 363
117.66%
Local Beer(0.5 liter bottle)
$2.49MYR 10.14
$1.24NIO 45.54
100.81%
Imported Beer(0.33 liter bottle)
$3.61MYR 14.68
$2.32NIO 84.9
55.60%
🚌 Getting Around
Kedah
Matagalpa
Difference
One-way Ticket(Public Transport)
$0.72MYR 2.92
$0.20NIO 7.42
260.00%
Public Transport Monthly Pass(Regular Price)
$12.16MYR 49.48
-
-
Taxi Start(Normal Tariff)
$1.26MYR 5.12
$1.09NIO 39.91
15.60%
Taxi(Normal Tariff)(1km)
$0.51MYR 2.09
$1.24NIO 45.39
-58.87%
Taxi 1hour Waiting(Normal Tariff)
$6.74MYR 27.41
$6.79NIO 249
-0.74%
Gasoline(1 liter)
$0.64MYR 2.61
$1.37NIO 50.2
-53.28%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.4KMYR 172.6K
$23.4KNIO 857.8K
81.18%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1KMYR 114.5K
$26.7KNIO 977.0K
5.48%
🧾 Monthly Utilities & Internet
Kedah
Matagalpa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$50.1MYR 204
$59.4NIO 2,175
-15.58%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.22MYR 33.46
$16.80NIO 615
-51.07%
Internet(50+ Mbps, Unlimited Data)
$31.52MYR 128
$36.42NIO 1,334
-13.45%
🎉 Sport & Entertainment
Kedah
Matagalpa
Difference
Gym Membership(Monthly)
$41.66MYR 169
-
-
Tennis Court(1 Hour on Weekend)
$6.61MYR 26.88
-
-
Cinema Ticket
$4.67MYR 18.99
$8.58NIO 314
-45.57%
🧸 Childcare & Education
Kedah
Matagalpa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$175MYR 711
$238NIO 8,730
-26.65%
International Primary School, 1 Child(Yearly)
$4,909MYR 20.0K
$6,017NIO 220.4K
-18.42%
👕👟 Clothing & Footwear
Kedah
Matagalpa
Difference
Jeans(Levis 501 Or Similar)
$55.1MYR 224
$72.1NIO 2,640
-23.53%
Summer Dress(H&M, Zara, etc)
$35.44MYR 144
$74.5NIO 2,728
-52.42%
Sport Shoes(Adidas, Nike)
$74.4MYR 303
$130NIO 4,762
-42.78%
Men's Leather Business Shoes
$70.5MYR 287
$108NIO 3,970
-35.00%
🏠 Accommodation & Living
Kedah
Matagalpa
Difference
1-bedroom Apartment, City Center(Monthly)
$423MYR 1,720
$202NIO 7,386
109.64%
1-bedroom Apartment, Outside City Center(Monthly)
$333MYR 1,355
$175NIO 6,396
90.81%
3-bedroom Apartment, City Center(Monthly)
$697MYR 2,835
$298NIO 10.9K
134.04%
3-bedroom Apartment, Outside City Center(Monthly)
$492MYR 2,002
$246NIO 9,022
99.74%
Buy Apartment in City Center(m2)
$2,052MYR 8,347
-
-
Buy Apartment Outside City Center(m2)
$1,131MYR 4,601
-
-
💵 Salaries & Financials
Kedah
Matagalpa
Difference
Average Monthly Net Salary(After Tax)
$1,313MYR 5,343
$198NIO 7,242
564.30%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.43
10.25
-56.78%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kedah: September 6, 2026
Last update for Matagalpa: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $423 in Kedah and $202 in Matagalpa. Housing cost is often the main lever when comparing two cities.
💰Kedah pays 564% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $12.00 in Kedah vs $25.00 in Matagalpa. Groceries flip the comparison at $271 vs $195, with Matagalpa cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kedah vs Matagalpa: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Kedah and in Matagalpa?
Kedah and Matagalpa differ by about 18% in total monthly costs ($955 vs $808 including rent). Matagalpa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Kedah or Matagalpa?
Average pay runs 564% higher in Kedah, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Kedah and in Matagalpa?
Rent for a central apartment: $423 in Kedah versus $202 in Matagalpa. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 39% higher in Kedah. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Kedah or Matagalpa?
All in, you'll spend $955 per month in Kedah versus $808 in Matagalpa – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $808 in Matagalpa versus $955 in Kedah, a $2,000 budget is realistic in Matagalpa but tight or insufficient in Kedah. The gap between the two cities makes Matagalpa the clear choice for anyone on this budget.
How does quality of life compare between Kedah and Matagalpa?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Kedah or Matagalpa safer for residents?
Safety-wise, Kedah and Matagalpa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Kedah or Matagalpa?
Expats usually find Matagalpa gentler on the wallet – expenses run 18% less than in Kedah. Beyond cost, consider language, visa policies, and how big the international community is in each city.