🙂Monthly costs for one person with rent: $857 in Kedah versus $859 in Matagalpa.
😐Estimated couple costs with rent: $1,327 in Kedah versus $1,290 in Matagalpa.
😐Monthly costs for a family of three with rent: $1,798 in Kedah versus $1,722 in Matagalpa.
🌍Monthly costs are close between Kedah and Matagalpa; which city is cheaper depends on the spending category.
📊Both cities sit below the global median: Kedah36% lower, Matagalpa36% lower.
Currency
🍽 Eating Out
Kedah
Matagalpa
Difference
Meal at Budget Restaurant
$3.14MYR 12.82
$4.78NIO 175
-34.31%
Three-Course Dinner for Two, Mid-Range
$21.57MYR 88.2
$25.32NIO 927
-14.81%
Fast Food Meal(McDonalds, etc)
$4.26MYR 17.42
$6.96NIO 255
-38.79%
Cappuccino
$2.94MYR 12.02
$2.34NIO 85.9
25.64%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.74MYR 3.02
$0.80NIO 29.38
-7.50%
Water(0.33 liter bottle)
$0.33MYR 1.37
$0.47NIO 17.11
-29.79%
Local Beer(0.5 liter draught)
$4.38MYR 17.91
$1.21NIO 44.37
261.98%
Imported Beer(0.33 liter bottle)
$4.32MYR 17.67
$1.98NIO 72.3
118.18%
🛒 Groceries & Markets
Kedah
Matagalpa
Difference
Milk(1 liter)
$1.83MYR 7.47
$1.15NIO 42.06
59.13%
White Bread(500g)
$0.97MYR 3.97
$1.49NIO 54.4
-34.90%
Rice(white)(1kg)
$1.16MYR 4.75
$1.59NIO 58.2
-27.04%
Eggs
$2.04MYR 8.32
$2.15NIO 78.7
-5.12%
Local Cheese(1kg)
$14.76MYR 60.4
$1.97NIO 72.2
649.24%
Chicken Fillets(1kg)
$5.00MYR 20.44
$4.26NIO 156
17.37%
Beef Round Steak(1kg)
$14.52MYR 59.4
$6.69NIO 245
117.04%
Apples(1kg)
$2.77MYR 11.31
$3.88NIO 142
-28.61%
Banana(1kg)
$1.21MYR 4.95
$0.83NIO 30.38
45.78%
Oranges(1kg)
$2.69MYR 10.98
$1.81NIO 66.4
48.62%
Tomato(1kg)
$2.11MYR 8.64
$2.18NIO 79.8
-3.21%
Potato(1kg)
$1.19MYR 4.88
$1.13NIO 41.42
5.31%
Onion(1kg)
$1.21MYR 4.94
$2.17NIO 79.4
-44.24%
Lettuce(1 head)
$0.97MYR 3.96
$0.67NIO 24.45
44.78%
Water(1.5 liter bottle)
$0.45MYR 1.83
$1.02NIO 37.32
-55.88%
Cigarettes 20 Pack(Marlboro, Camel)
$4.15MYR 16.96
$2.71NIO 99.3
53.14%
Wine(Bottle)
$19.04MYR 77.8
$10.12NIO 371
88.14%
Local Beer(0.5 liter bottle)
$2.65MYR 10.85
$1.24NIO 45.47
113.71%
Imported Beer(0.33 liter bottle)
$3.54MYR 14.46
$2.26NIO 82.7
56.64%
🚌 Getting Around
Kedah
Matagalpa
Difference
One-way Ticket(Public Transport)
$0.70MYR 2.86
$0.49NIO 17.77
42.86%
Public Transport Monthly Pass(Regular Price)
$11.64MYR 47.59
-
-
Taxi Start(Normal Tariff)
$0.73MYR 3.00
$0.86NIO 31.42
-15.12%
Taxi(Normal Tariff)(1km)
$0.50MYR 2.04
$1.00NIO 36.53
-50.00%
Taxi 1hour Waiting(Normal Tariff)
$7.08MYR 28.96
$6.88NIO 252
2.91%
Gasoline(1 liter)
$0.50MYR 2.04
$1.31NIO 47.95
-61.83%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6KMYR 137.5K
$22.9KNIO 837.8K
47.01%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.8KMYR 113.6K
$26.7KNIO 978.8K
4.01%
🧾 Monthly Utilities & Internet
Kedah
Matagalpa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$38.56MYR 158
$53.4NIO 1,956
-27.80%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.94MYR 40.63
$17.19NIO 630
-42.18%
Internet(50+ Mbps, Unlimited Data)
$11.76MYR 48.07
$35.37NIO 1,295
-66.75%
🎉 Sport & Entertainment
Kedah
Matagalpa
Difference
Gym Membership(Monthly)
$37.42MYR 153
-
-
Tennis Court(1 Hour on Weekend)
$6.04MYR 24.68
-
-
Cinema Ticket
$2.81MYR 11.49
$8.02NIO 294
-64.96%
🧸 Childcare & Education
Kedah
Matagalpa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$236MYR 964
$100NIO 3,668
135.56%
International Primary School, 1 Child(Yearly)
$6,189MYR 25.3K
$6,027NIO 220.7K
2.69%
👕👟 Clothing & Footwear
Kedah
Matagalpa
Difference
Jeans(Levis 501 Or Similar)
$54.0MYR 221
$78.7NIO 2,881
-31.32%
Summer Dress(H&M, Zara, etc)
$28.68MYR 117
$72.1NIO 2,641
-60.23%
Sport Shoes(Adidas, Nike)
$62.3MYR 255
$133NIO 4,875
-53.19%
Men's Leather Business Shoes
$53.8MYR 220
$106NIO 3,892
-49.42%
🏠 Accommodation & Living
Kedah
Matagalpa
Difference
1-bedroom Apartment, City Center(Monthly)
$382MYR 1,561
$158NIO 5,781
141.98%
1-bedroom Apartment, Outside City Center(Monthly)
$274MYR 1,118
$262NIO 9,606
4.29%
3-bedroom Apartment, City Center(Monthly)
$650MYR 2,657
$548NIO 20.1K
18.51%
3-bedroom Apartment, Outside City Center(Monthly)
$476MYR 1,946
$378NIO 13.9K
25.84%
Buy Apartment in City Center(m2)
$2,045MYR 8,362
-
-
Buy Apartment Outside City Center(m2)
$1,134MYR 4,635
-
-
💵 Salaries & Financials
Kedah
Matagalpa
Difference
Average Monthly Net Salary(After Tax)
$1,301MYR 5,319
$99.9NIO 3,657
1202.94%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.16
10.25
-59.41%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kedah: July 21, 2026
Last update for Matagalpa: July 20, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $382 in Kedah and $158 in Matagalpa. Housing cost is often the main lever when comparing two cities.
💰Kedah pays 1203% more on average. How far that income stretches comes down to housing choices and lifestyle.
🛒Dining out: $22.00 in Kedah vs $25.00 in Matagalpa. Groceries flip the comparison at $270 vs $185, with Matagalpa cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kedah vs Matagalpa: Cost of Living - Frequently Asked Questions
Which city pays better: Kedah or Matagalpa?
Average pay runs 1203% higher in Kedah, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Kedah and in Matagalpa?
Rent for a central apartment: $382 in Kedah versus $158 in Matagalpa. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Kedah and Matagalpa?
Childcare runs $236 in Kedah versus $100 in Matagalpa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Shoppers in Matagalpa pay roughly 46% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more doable on $2,000 per month?
At $857 in Kedah versus $859 in Matagalpa, a $2,000 budget is realistic in Kedah but tight or insufficient in Matagalpa. The gap between the two cities makes Kedah the clear choice for anyone on this budget.
How does quality of life compare between Kedah and Matagalpa?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Kedah or Matagalpa safer for residents?
Safety-wise, Kedah and Matagalpa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
How do I decide between Kedah and Matagalpa?
It comes down to priorities – Kedah wins on affordability, Matagalpa on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.