Last update: Oct 2026

Cost of Living Comparison Between Mata Utu and Wellington

For one person, living is cheaper in Wellington: $2,342 a month against $5,241 in Mata Utu, rent and utilities included – about $34,800 less a year. The total is higher in Mata Utu despite lower rent and utilities.

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Cost of Living Index in Wellington
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Wellington Living Index

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Mata Utu

🇼🇫 Wallis and Futuna

$5,241

/mo nomad

Wellington

🇳🇿 New Zealand

$2,342

/mo nomad

Monthly Cost of Living

How much you'll spend in Mata Utu and in Wellington

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mata Utu and in Wellington actually costs, broken down by who's living it.

A single person spends $5,241 per month in Mata Utu vs $2,342 in Wellington, rent included.

Mata Utu $5,241
Wellington $2,342

A couple spends around $6,656 per month in Mata Utu vs $3,316 in Wellington, rent included.

Mata Utu $6,656
Wellington $3,316

A family of three spends $8,071 per month in Mata Utu vs $4,291 in Wellington, rent included.

Mata Utu $8,071
Wellington $4,291

Mata Utu costs about 124% more than Wellington, and outside of rent the biggest gap is in utilities.

Both Mata Utu and Wellington sit above the global median – Mata Utu by 291%, Wellington by 75%.

Meal at Budget Restaurant

$11.06 CFPF 1,176

$13.89 NZ$24.77

-20.37%

Three-Course Dinner for Two, Mid-Range

$111 CFPF 11.8K

$64.2 NZ$114

72.55%

Fast Food Meal (McDonalds, etc)

$8.95 NZ$15.97

Cappuccino

$7.68 CFPF 817

$3.29 NZ$5.86

133.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.73 CFPF 610

$2.35 NZ$4.20

143.83%

Water (0.33 liter bottle)

$3.29 CFPF 350

$1.67 NZ$2.98

97.01%

Local Beer (0.5 liter draught)

$7.24 NZ$12.91

Imported Beer (0.33 liter bottle)

$5.55 CFPF 590

$6.75 NZ$12.04

-17.78%

Milk (1 liter)

$1.90 NZ$3.38

White Bread (500g)

$2.15 NZ$3.83

Rice (white) (1kg)

$1.82 NZ$3.24

Eggs

$6.73 NZ$12.00

Local Cheese (1kg)

$9.05 NZ$16.15

Chicken Fillets (1kg)

$9.54 NZ$17.02

Beef Round Steak (1kg)

$15.30 NZ$27.29

Apples (1kg)

$3.16 NZ$5.64

Banana (1kg)

$2.23 NZ$3.98

Oranges (1kg)

$2.97 NZ$5.29

Tomato (1kg)

$6.33 NZ$11.28

Potato (1kg)

$2.06 NZ$3.67

Onion (1kg)

$1.24 NZ$2.20

Lettuce (1 head)

$11.17 CFPF 1,189

$1.99 NZ$3.55

461.31%

Water (1.5 liter bottle)

$4.43 CFPF 471

$1.19 NZ$2.13

272.27%

Cigarettes 20 Pack (Marlboro, Camel)

$16.77 CFPF 1,784

$25.37 NZ$45.25

-33.90%

Wine (Bottle)

$16.69 CFPF 1,776

$11.37 NZ$20.28

46.79%

Local Beer (0.5 liter bottle)

$3.17 NZ$5.66

Imported Beer (0.33 liter bottle)

$2.76 NZ$4.92

One-way Ticket (Public Transport)

$2.74 NZ$4.89

Public Transport Monthly Pass (Regular Price)

$102 NZ$182

Taxi Start (Normal Tariff)

$1.82 NZ$3.24

Taxi (Normal Tariff) (1km)

$1.77 NZ$3.17

Taxi 1hour Waiting (Normal Tariff)

$33.17 NZ$59.2

Gasoline (1 liter)

$1.83 CFPF 194

$1.83 NZ$3.27

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.6K NZ$45.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K NZ$45.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 CFPF 15.4K

$199 NZ$354

-27.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$112 CFPF 12.0K

$32.79 NZ$58.5

242.85%

Internet (50+ Mbps, Unlimited Data)

$3,335 CFPF 354.8K

$53.5 NZ$95.4

6138.37%

Gym Membership (Monthly)

$38.58 NZ$68.8

Tennis Court (1 Hour on Weekend)

$16.40 NZ$29.25

Cinema Ticket

$12.14 NZ$21.66

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,036 NZ$1,849

International Primary School, 1 Child (Yearly)

$12.9K NZ$22.9K

Jeans (Levis 501 Or Similar)

$220 CFPF 23.4K

$78.4 NZ$140

181.01%

Summer Dress (H&M, Zara, etc)

$91.5 CFPF 9,736

$28.23 NZ$50.4

224.16%

Sport Shoes (Adidas, Nike)

$228 CFPF 24.3K

$103 NZ$184

121.05%

Men's Leather Business Shoes

$283 CFPF 30.1K

$155 NZ$276

82.50%

1-bedroom Apartment, City Center (Monthly)

$898 CFPF 95.5K

$1,228 NZ$2,190

-26.87%

1-bedroom Apartment, Outside City Center (Monthly)

$913 CFPF 97.1K

$1,139 NZ$2,032

-19.90%

3-bedroom Apartment, City Center (Monthly)

$2,238 CFPF 238.1K

$2,171 NZ$3,873

3.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,282 CFPF 242.8K

$1,670 NZ$2,978

36.65%

Buy Apartment in City Center (m2)

$6,719 NZ$12.0K

Buy Apartment Outside City Center (m2)

$3,505 NZ$6,252

Average Monthly Net Salary (After Tax)

$3,338 CFPF 355.2K

$2,818 NZ$5,027

18.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mata Utu: October 5, 2026

Last update for Wellington: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mata Utu

–

Wellington

$1.1K 48.3%

Groceries & Markets

Mata Utu

–

Wellington

$343 14.5%

Monthly Utilities & Internet

Mata Utu

–

Wellington

$285 12.1%

Eating Out

Mata Utu

–

Wellington

$243 10.3%

Clothing & Footwear

Mata Utu

–

Wellington

$164 7%

Getting Around

Mata Utu

–

Wellington

$124 5.2%

Sport & Entertainment

Mata Utu

–

Wellington

$63 2.7%

Cost Breakdown

A central one-bedroom costs $898 in Mata Utu versus $1,228 in Wellington. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Mata Utu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $111 in Mata Utu versus $64.0 in Wellington. Groceries tell a different story – $131 in Mata Utu vs $343 in Wellington – so Mata Utu wins on supermarket bills even if dining out costs more.

Good to know

🇼🇫 Mata Utu

🇳🇿 Wellington

🕒 Local time

20:34 8:34 PM

21:34 9:34 PM

1 h ahead of Mata Utu

🌤 Weather

👥 Population

1,200 Capital

215,900 Capital

💱 Currency

CFP Franc XPF Fr

New Zealand Dollar NZD $

📈 Exchange rate

1,000 XPF = 9.4 USD

1,000 XPF = 8.38 EUR

1 NZD = 0.561 USD

1 NZD = 0.5 EUR

Exchange rates and currency converter

NZD, USD, EUR to XPF – CFP Franc Converter

🇺🇸 United States Dollar ($)

🌐 CFP Franc (Fr)

CFP Franc exchange rates as of October 10, 2026: 1 USD = 106 XPF (1,000 XPF = 9.4 USD). 1 EUR = 119 XPF (1,000 XPF = 8.38 EUR).

New Zealand Dollar exchange rates as of October 10, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 2 NZD (1 NZD = 0.5 EUR).

USD to XPF in detail →

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Between locations

Mata Utu Wellington 3,240 km ≈ 4 h 30 min nonstop flight

From you

Mata Utu
Wellington

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mata Utu vs Wellington: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $5,241 in Mata Utu, $2,342 in Wellington – roughly 124% apart. Outside of rent, the biggest gap is in utilities.

For a comfortable life, plan on about $7,862 per month in Mata Utu and $3,513 in Wellington. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Wellington, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $111 in Mata Utu and $64.0 in Wellington. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $5,241 in Mata Utu and $2,342 in Wellington. That's a gap of about 124%.

A $2,500 monthly budget goes further in Wellington, where all-in costs run around $2,342, than in Mata Utu at $5,241. In Wellington it covers expenses comfortably, while in Mata Utu it requires careful planning or may not stretch far enough.

It depends on your priorities. Wellington has an edge in some lifestyle areas, with costs from $2,342 in Wellington to $5,241 in Mata Utu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Wellington. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mata Utu makes more sense. Both are solid long-term options with distinct trade-offs.