Last update: Oct 2026

Cost of Living Comparison Between Mata Utu and Auckland

For one person, living is cheaper in Auckland: $2,433 a month against $5,241 in Mata Utu, rent and utilities included – about $33,700 less a year. The total is higher in Mata Utu despite lower rent and utilities.

117

Cost of Living Index in Auckland
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Auckland Living Index

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Mata Utu

🇼🇫 Wallis and Futuna

$5,241

/mo nomad

Auckland

🇳🇿 New Zealand

$2,433

/mo nomad

Monthly Cost of Living

How much you'll spend in Mata Utu and in Auckland

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mata Utu and in Auckland actually costs, broken down by who's living it.

Monthly costs for one person with rent: $5,241 in Mata Utu versus $2,433 in Auckland.

Mata Utu $5,241
Auckland $2,433

Estimated couple costs with rent: $6,656 in Mata Utu versus $3,354 in Auckland.

Mata Utu $6,656
Auckland $3,354

Monthly costs for a family of three with rent: $8,071 in Mata Utu versus $4,274 in Auckland.

Mata Utu $8,071
Auckland $4,274

Living in Mata Utu is roughly 115% more expensive than in Auckland, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Mata Utu 291% above, Auckland 82% above.

Meal at Budget Restaurant

$11.06 CFPF 1,176

$13.84 NZ$24.68

-20.09%

Three-Course Dinner for Two, Mid-Range

$111 CFPF 11.8K

$67.7 NZ$121

63.60%

Fast Food Meal (McDonalds, etc)

$9.14 NZ$16.31

Cappuccino

$7.68 CFPF 817

$3.36 NZ$5.99

128.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.73 CFPF 610

$1.93 NZ$3.45

196.89%

Water (0.33 liter bottle)

$3.29 CFPF 350

$1.73 NZ$3.09

90.17%

Local Beer (0.5 liter draught)

$6.82 NZ$12.16

Imported Beer (0.33 liter bottle)

$5.55 CFPF 590

$6.54 NZ$11.66

-15.14%

Milk (1 liter)

$1.95 NZ$3.48

White Bread (500g)

$2.18 NZ$3.88

Rice (white) (1kg)

$1.90 NZ$3.40

Eggs

$6.20 NZ$11.05

Local Cheese (1kg)

$8.48 NZ$15.13

Chicken Fillets (1kg)

$9.96 NZ$17.76

Beef Round Steak (1kg)

$16.97 NZ$30.27

Apples (1kg)

$2.80 NZ$4.99

Banana (1kg)

$2.07 NZ$3.69

Oranges (1kg)

$2.86 NZ$5.11

Tomato (1kg)

$5.69 NZ$10.16

Potato (1kg)

$2.13 NZ$3.80

Onion (1kg)

$1.58 NZ$2.82

Lettuce (1 head)

$11.17 CFPF 1,189

$1.98 NZ$3.53

464.14%

Water (1.5 liter bottle)

$4.43 CFPF 471

$1.04 NZ$1.86

325.96%

Cigarettes 20 Pack (Marlboro, Camel)

$16.77 CFPF 1,784

$27.14 NZ$48.41

-38.21%

Wine (Bottle)

$16.69 CFPF 1,776

$10.29 NZ$18.35

62.20%

Local Beer (0.5 liter bottle)

$2.85 NZ$5.09

Imported Beer (0.33 liter bottle)

$3.34 NZ$5.96

One-way Ticket (Public Transport)

$2.55 NZ$4.55

Public Transport Monthly Pass (Regular Price)

$124 NZ$220

Taxi Start (Normal Tariff)

$2.28 NZ$4.06

Taxi (Normal Tariff) (1km)

$1.99 NZ$3.55

Taxi 1hour Waiting (Normal Tariff)

$32.10 NZ$57.3

Gasoline (1 liter)

$1.83 CFPF 194

$1.87 NZ$3.33

-2.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K NZ$44.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K NZ$40.0K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 CFPF 15.4K

$179 NZ$319

-19.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$112 CFPF 12.0K

$26.11 NZ$46.56

330.56%

Internet (50+ Mbps, Unlimited Data)

$3,335 CFPF 354.8K

$50.4 NZ$90.0

6511.88%

Gym Membership (Monthly)

$44.76 NZ$79.8

Tennis Court (1 Hour on Weekend)

$17.91 NZ$31.95

Cinema Ticket

$12.81 NZ$22.85

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,110 NZ$1,979

International Primary School, 1 Child (Yearly)

$19.4K NZ$34.7K

Jeans (Levis 501 Or Similar)

$220 CFPF 23.4K

$80.2 NZ$143

174.77%

Summer Dress (H&M, Zara, etc)

$91.5 CFPF 9,736

$39.62 NZ$70.7

130.97%

Sport Shoes (Adidas, Nike)

$228 CFPF 24.3K

$93.9 NZ$168

142.89%

Men's Leather Business Shoes

$283 CFPF 30.1K

$112 NZ$199

153.04%

1-bedroom Apartment, City Center (Monthly)

$898 CFPF 95.5K

$1,327 NZ$2,367

-32.35%

1-bedroom Apartment, Outside City Center (Monthly)

$913 CFPF 97.1K

$1,215 NZ$2,168

-24.91%

3-bedroom Apartment, City Center (Monthly)

$2,238 CFPF 238.1K

$2,152 NZ$3,838

4.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,282 CFPF 242.8K

$1,652 NZ$2,946

38.12%

Buy Apartment in City Center (m2)

$7,205 NZ$12.9K

Buy Apartment Outside City Center (m2)

$5,497 NZ$9,804

Average Monthly Net Salary (After Tax)

$3,338 CFPF 355.2K

$2,905 NZ$5,181

14.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.37

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mata Utu: October 5, 2026

Last update for Auckland: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mata Utu

–

Auckland

$1.2K 50.4%

Groceries & Markets

Mata Utu

–

Auckland

$338 14%

Monthly Utilities & Internet

Mata Utu

–

Auckland

$256 10.6%

Eating Out

Mata Utu

–

Auckland

$240 10%

Clothing & Footwear

Mata Utu

–

Auckland

$146 6.1%

Getting Around

Mata Utu

–

Auckland

$146 6.1%

Sport & Entertainment

Mata Utu

–

Auckland

$70 2.9%

Cost Breakdown

A one-bedroom apartment in the center runs $898 in Mata Utu and $1,327 in Auckland. Housing cost is often the main lever when comparing two cities.

Mata Utu pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $111 in Mata Utu vs $68.0 in Auckland. Groceries flip the comparison at $131 vs $338, with Mata Utu cheaper for home cooking.

Good to know

🇼🇫 Mata Utu

🇳🇿 Auckland

🕒 Local time

19:31 7:31 PM

20:31 8:31 PM

1 h ahead of Mata Utu

🌤 Weather

👥 Population

1,200 Capital

1,463,000

💱 Currency

CFP Franc XPF Fr

New Zealand Dollar NZD $

📈 Exchange rate

1,000 XPF = 9.4 USD

1,000 XPF = 8.38 EUR

1 NZD = 0.561 USD

1 NZD = 0.5 EUR

Exchange rates and currency converter

NZD, USD, EUR to XPF – CFP Franc Converter

🇺🇸 United States Dollar ($)

🌐 CFP Franc (Fr)

CFP Franc exchange rates as of October 10, 2026: 1 USD = 106 XPF (1,000 XPF = 9.4 USD). 1 EUR = 119 XPF (1,000 XPF = 8.38 EUR).

New Zealand Dollar exchange rates as of October 10, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 2 NZD (1 NZD = 0.5 EUR).

USD to XPF in detail →

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Between locations

Mata Utu Auckland 2,770 km ≈ 4 h nonstop flight

From you

Mata Utu
Auckland

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mata Utu vs Auckland: Cost of Living - Frequently Asked Questions

Auckland wins on cost – living expenses run 115% lower than in Mata Utu. Housing and daily spending are where you'll feel the difference most, making Auckland the obvious pick if budget is a priority.

Average pay runs 15% higher in Mata Utu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $898 in Mata Utu versus $1,327 in Auckland. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $5,241 per month in Mata Utu versus $2,433 in Auckland – a 115% gap that adds up to real savings over time for anyone picking the cheaper option.

Shoppers in Mata Utu pay roughly 157% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $2,433 in Auckland versus $5,241 in Mata Utu, a $2,000 budget is realistic in Auckland but tight or insufficient in Mata Utu. The gap between the two cities makes Auckland the clear choice for anyone on this budget.

Both work as nomad bases, but Auckland delivers better value – similar infrastructure at $2,433 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Auckland hard to pass up.

Safety-wise, Mata Utu and Auckland are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Auckland gentler on the wallet – expenses run 115% less than in Mata Utu. Beyond cost, consider language, visa policies, and how big the international community is in each city.