Last update: Oct 2026

Cost of Living Comparison Between Masterton and Tbilisi

For one person, living is cheaper in Masterton: $841 a month against $1,269 in Tbilisi, rent and utilities included – about $5,100 less a year. Higher rent and utilities in Tbilisi outweigh lower spending on other living expenses.

41

Cost of Living Index in Masterton
Learn more

Masterton Living Index
61

Cost of Living Index in Tbilisi
Learn more

Tbilisi Living Index

Jump to prices

Masterton

🇳🇿 New Zealand

$841

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Masterton and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Masterton and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $841 in Masterton versus $1,269 in Tbilisi.

Masterton $841
Tbilisi $1,269

Estimated couple costs with rent: $1,446 in Masterton versus $2,016 in Tbilisi.

Masterton $1,446
Tbilisi $2,016

Monthly costs for a family of three with rent: $2,051 in Masterton versus $2,763 in Tbilisi.

Masterton $2,051
Tbilisi $2,763

Living in Masterton costs roughly 34% less than in Tbilisi, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Masterton 38% lower, Tbilisi 7% lower.

Meal at Budget Restaurant

$9.26 NZ$16.44

$11.63 ₾30.07

-20.38%

Three-Course Dinner for Two, Mid-Range

$65.0 NZ$115

$37.83 ₾97.8

71.69%

Fast Food Meal (McDonalds, etc)

$8.77 NZ$15.58

$9.66 ₾24.98

-9.21%

Cappuccino

$3.35 NZ$5.95

$3.57 ₾9.24

-6.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 NZ$3.46

$1.08 ₾2.78

80.56%

Water (0.33 liter bottle)

$1.11 NZ$1.97

$0.56 ₾1.45

98.21%

Local Beer (0.5 liter draught)

$3.96 NZ$7.04

$2.62 ₾6.78

51.15%

Imported Beer (0.33 liter bottle)

$3.40 NZ$6.04

$3.04 ₾7.85

11.84%

Milk (1 liter)

$1.46 NZ$2.59

$2.17 ₾5.60

-32.72%

White Bread (500g)

$2.13 NZ$3.77

$0.80 ₾2.06

166.25%

Rice (white) (1kg)

$1.10 NZ$1.95

$1.74 ₾4.51

-36.78%

Eggs

$6.49 NZ$11.51

$2.83 ₾7.31

129.33%

Local Cheese (1kg)

$8.59 NZ$15.25

$9.31 ₾24.07

-7.73%

Chicken Fillets (1kg)

$9.94 NZ$17.65

$6.52 ₾16.85

52.45%

Beef Round Steak (1kg)

$15.03 NZ$26.69

$12.95 ₾33.50

16.06%

Apples (1kg)

$2.22 NZ$3.93

$1.68 ₾4.33

32.14%

Banana (1kg)

$1.81 NZ$3.21

$1.85 ₾4.79

-2.16%

Oranges (1kg)

$3.04 NZ$5.40

$1.97 ₾5.10

54.31%

Tomato (1kg)

$4.48 NZ$7.95

$2.42 ₾6.25

85.12%

Potato (1kg)

$1.51 NZ$2.69

$0.82 ₾2.11

84.15%

Onion (1kg)

$1.09 NZ$1.94

$0.74 ₾1.91

47.30%

Lettuce (1 head)

$1.71 NZ$3.04

$1.34 ₾3.47

27.61%

Water (1.5 liter bottle)

$0.52 NZ$0.93

$0.77 ₾2.00

-32.47%

Cigarettes 20 Pack (Marlboro, Camel)

$19.90 NZ$35.33

$3.57 ₾9.24

457.42%

Wine (Bottle)

$11.48 NZ$20.39

$7.67 ₾19.83

49.67%

Local Beer (0.5 liter bottle)

$0.88 NZ$1.56

$1.70 ₾4.39

-48.24%

Imported Beer (0.33 liter bottle)

$1.22 NZ$2.17

$2.40 ₾6.21

-49.17%

One-way Ticket (Public Transport)

$2.23 NZ$3.97

$0.40 ₾1.05

457.50%

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.38

Taxi Start (Normal Tariff)

$1.89 NZ$3.36

$1.14 ₾2.95

65.79%

Taxi (Normal Tariff) (1km)

$1.80 NZ$3.20

$0.78 ₾2.02

130.77%

Taxi 1hour Waiting (Normal Tariff)

$33.98 NZ$60.3

$11.83 ₾30.58

187.24%

Gasoline (1 liter)

$1.73 NZ$3.08

$1.45 ₾3.75

19.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.9K NZ$40.6K

$24.6K ₾63.6K

-6.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K NZ$42.4K

$22.3K ₾57.8K

6.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.0 NZ$99.5

$88.8 ₾230

-36.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.91 NZ$53.1

$13.12 ₾33.93

127.97%

Internet (50+ Mbps, Unlimited Data)

$53.4 NZ$94.8

$19.67 ₾50.9

171.38%

Gym Membership (Monthly)

$42.36 NZ$75.2

$64.1 ₾166

-33.86%

Tennis Court (1 Hour on Weekend)

$8.22 NZ$14.59

$19.04 ₾49.24

-56.83%

Cinema Ticket

$9.47 NZ$16.81

$7.12 ₾18.42

33.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,038 NZ$1,844

$375 ₾971

176.59%

International Primary School, 1 Child (Yearly)

$13.3K NZ$23.6K

$10.5K ₾27.1K

27.15%

Jeans (Levis 501 Or Similar)

$56.7 NZ$101

$104 ₾268

-45.33%

Summer Dress (H&M, Zara, etc)

$28.47 NZ$50.6

$39.26 ₾102

-27.48%

Sport Shoes (Adidas, Nike)

$105 NZ$186

$117 ₾303

-10.90%

Men's Leather Business Shoes

$141 NZ$250

$122 ₾315

15.66%

1-bedroom Apartment, City Center (Monthly)

$695 ₾1,798

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,167

3-bedroom Apartment, City Center (Monthly)

$1,019 NZ$1,809

$1,355 ₾3,504

-24.81%

3-bedroom Apartment, Outside City Center (Monthly)

$906 ₾2,343

Buy Apartment in City Center (m2)

$2,295 ₾5,934

Buy Apartment Outside City Center (m2)

$1,345 ₾3,478

Average Monthly Net Salary (After Tax)

$2,339 NZ$4,152

$664 ₾1,718

252.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

12.62

-57.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masterton: October 25, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Masterton

$293 34.8%

Tbilisi

$234 18.4% 20.1% $59

Eating Out

Masterton

$179 21.3%

Tbilisi

$191 15% 6.2% $11

Clothing & Footwear

Masterton

$149 17.7%

Tbilisi

$172 13.5% 15.6% $23

Monthly Utilities & Internet

Masterton

$139 16.6%

Tbilisi

$122 9.6% 12.7% $18

Sport & Entertainment

Masterton

$61 7.3%

Tbilisi

$78 6.2% 27.7% $17

Getting Around

Masterton

$20 * 2.4%

Tbilisi

$22 1.7% 10.4% $2.1

Accommodation & Living

Masterton

- * 0%

Tbilisi

$451 35.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Masterton pays about 3.5 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $65 in Masterton vs $38 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $293 vs $234 per month, with Tbilisi cheaper across the board.

Good to know

🇳🇿 Masterton

🇬🇪 Tbilisi

🕒 Local time

14:40 2:40 PM

05:40 5:40 AM

9 h behind Masterton

🌤 Weather

👥 Population

26,800

1,241,700 Capital

💱 Currency

New Zealand Dollar NZD $

Georgian Lari GEL ₾

📈 Exchange rate

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

1 GEL = 0.387 USD

1 GEL = 0.346 EUR

Exchange rates and currency converter

GEL, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of November 2, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Georgian Lari exchange rates as of November 2, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.89 GEL (1 GEL = 0.346 EUR).

USD to NZD in detail →

On the map

Lowest

Highest

Between locations

Masterton Tbilisi 15,970 km ≈ 20 h nonstop flight

From you

Masterton
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Masterton vs Tbilisi: Cost of Living - Frequently Asked Questions

Masterton is about 34% cheaper overall, especially in clothing, leisure, and eating out. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Masterton is about 3.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Shoppers in Tbilisi pay roughly 20% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $841 per month in Masterton versus $1,269 in Tbilisi – Masterton is about 34% cheaper, which adds up to real savings over time.

At $841 in Masterton versus $1,269 in Tbilisi, a $1,000 budget is realistic in Masterton but tight or insufficient in Tbilisi. The gap between the two cities makes Masterton the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Masterton and Tbilisi are both considered safe, so it’s unlikely to be the deciding factor between them.