Cost of Living Comparison Between Masterton and Tbilisi Cost of Living Comparison Between Masterton and Tbilisi

Monthly Cost of Living

Monthly costs for one person with rent: $1,510 in Masterton versus $1,191 in Tbilisi.

Estimated couple costs with rent: $2,430 in Masterton versus $1,856 in Tbilisi.

Monthly costs for a family of three with rent: $3,350 in Masterton versus $2,522 in Tbilisi.

Living in Masterton is roughly 27% more expensive than in Tbilisi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Masterton is 13% above, Tbilisi is 11% below.

Meal at Budget Restaurant

$10.01 NZ$16.98

$10.91 ₾28.56

-8.25%

Three-Course Dinner for Two, Mid-Range

$89.1 NZ$151

$43.19 ₾113

106.30%

Fast Food Meal (McDonalds, etc)

$8.82 NZ$14.95

$8.53 ₾22.31

3.40%

Cappuccino

$3.25 NZ$5.51

$2.99 ₾7.81

8.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 NZ$3.51

$0.81 ₾2.12

155.56%

Water (0.33 liter bottle)

$1.57 NZ$2.66

$0.42 ₾1.09

273.81%

Local Beer (0.5 liter draught)

$3.60 NZ$6.10

$2.16 ₾5.65

66.67%

Imported Beer (0.33 liter bottle)

$4.10 NZ$6.95

$2.88 ₾7.52

42.36%

Milk (1 liter)

$1.49 NZ$2.53

$1.94 ₾5.08

-23.20%

White Bread (500g)

$1.62 NZ$2.74

$0.68 ₾1.77

138.24%

Rice (white) (1kg)

$1.17 NZ$1.98

$1.85 ₾4.83

-36.76%

Eggs

$6.31 NZ$10.70

$2.53 ₾6.62

149.41%

Local Cheese (1kg)

$7.27 NZ$12.32

$7.53 ₾19.69

-3.45%

Chicken Fillets (1kg)

$9.21 NZ$15.61

$6.26 ₾16.39

47.12%

Beef Round Steak (1kg)

$12.60 NZ$21.36

$9.59 ₾25.09

31.39%

Apples (1kg)

$1.78 NZ$3.02

$1.16 ₾3.04

53.45%

Banana (1kg)

$1.86 NZ$3.16

$1.64 ₾4.29

13.41%

Oranges (1kg)

$2.56 NZ$4.34

$1.88 ₾4.93

36.17%

Tomato (1kg)

$3.42 NZ$5.80

$2.23 ₾5.84

53.36%

Potato (1kg)

$1.44 NZ$2.43

$0.70 ₾1.83

105.71%

Onion (1kg)

$1.21 NZ$2.05

$0.64 ₾1.68

89.06%

Lettuce (1 head)

$1.84 NZ$3.13

$1.18 ₾3.09

55.93%

Water (1.5 liter bottle)

$0.91 NZ$1.55

$0.70 ₾1.83

30.00%

Cigarettes 20 Pack (Marlboro, Camel)

$20.66 NZ$35.02

$2.97 ₾7.78

595.62%

Wine (Bottle)

$10.99 NZ$18.63

$7.43 ₾19.45

47.91%

Local Beer (0.5 liter bottle)

$2.33 NZ$3.95

$1.54 ₾4.03

51.30%

Imported Beer (0.33 liter bottle)

$2.62 NZ$4.45

$2.28 ₾5.98

14.91%

One-way Ticket (Public Transport)

$2.45 NZ$4.16

$0.36 ₾0.93

580.56%

Public Transport Monthly Pass (Regular Price)

$65.2 NZ$110

$14.73 ₾38.54

342.36%

Taxi Start (Normal Tariff)

$2.36 NZ$4.00

$1.42 ₾3.71

66.20%

Taxi (Normal Tariff) (1km)

$1.78 NZ$3.01

$0.69 ₾1.81

157.97%

Taxi 1hour Waiting (Normal Tariff)

$41.16 NZ$69.8

$7.27 ₾19.02

466.16%

Gasoline (1 liter)

$1.63 NZ$2.77

$1.09 ₾2.86

49.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K NZ$40.8K

$18.3K ₾47.9K

31.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K NZ$38.6K

$20.5K ₾53.6K

11.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 NZ$136

$74.4 ₾195

7.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.22 NZ$54.6

$11.71 ₾30.63

175.15%

Internet (50+ Mbps, Unlimited Data)

$47.35 NZ$80.3

$17.60 ₾46.06

169.03%

Gym Membership (Monthly)

$39.93 NZ$67.7

$60.3 ₾158

-33.75%

Tennis Court (1 Hour on Weekend)

$8.97 NZ$15.20

$16.29 ₾42.63

-44.94%

Cinema Ticket

$8.24 NZ$13.97

$6.51 ₾17.03

26.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$397 NZ$673

$269 ₾704

47.42%

International Primary School, 1 Child (Yearly)

$4,899 NZ$8,305

$5,154 ₾13.5K

-4.95%

Jeans (Levis 501 Or Similar)

$70.4 NZ$119

$77.1 ₾202

-8.71%

Summer Dress (H&M, Zara, etc)

$29.77 NZ$50.5

$43.48 ₾114

-31.53%

Sport Shoes (Adidas, Nike)

$103 NZ$175

$118 ₾310

-12.84%

Men's Leather Business Shoes

$116 NZ$196

$113 ₾295

2.53%

1-bedroom Apartment, City Center (Monthly)

$793 NZ$1,345

$709 ₾1,856

11.82%

1-bedroom Apartment, Outside City Center (Monthly)

$597 NZ$1,012

$465 ₾1,215

28.45%

3-bedroom Apartment, City Center (Monthly)

$1,244 NZ$2,108

$1,316 ₾3,442

-5.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,100 NZ$1,864

$767 ₾2,007

43.40%

Buy Apartment in City Center (m2)

$2,492 ₾6,522

Buy Apartment Outside City Center (m2)

$1,442 ₾3,773

Average Monthly Net Salary (After Tax)

$2,400 NZ$4,068

$663 ₾1,735

261.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

11.89

-43.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masterton: July 26, 2026

Last update for Tbilisi: July 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $793 in Masterton and $709 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Masterton pays 262% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89.0 in Masterton vs $43.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $278 vs $204 per month, with Tbilisi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Masterton vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around, Monthly Utilities & Internet. The 27% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 262% higher in Masterton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $793 in Masterton versus $709 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Tbilisi – a meal for two runs $43.00 versus $89.0 in Masterton. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,510 per month in Masterton versus $1,191 in Tbilisi – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,191 in Tbilisi versus $1,510 in Masterton, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Masterton. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

For families, Tbilisi is more practical. Housing and childcare are both notably cheaper than in Masterton, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Masterton and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 27% less than in Masterton. Beyond cost, consider language, visa policies, and how big the international community is in each city.