Last update: Oct 2026

Cost of Living Comparison Between Masterton and Nadi

For one person, living is cheaper in Masterton: $832 a month against $1,386 in Nadi, rent and utilities included – about $6,600 less a year. Higher rent and utilities in Nadi outweigh lower spending on other living expenses.

40

Cost of Living Index in Masterton
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Masterton Living Index
67

Cost of Living Index in Nadi
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Nadi Living Index

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Masterton

🇳🇿 New Zealand

$832

/mo nomad

Nadi

🇫🇯 Fiji

$1,386

/mo nomad

Monthly Cost of Living

How much you'll spend in Masterton and in Nadi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Masterton and in Nadi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $832 in Masterton versus $1,386 in Nadi.

Masterton $832
Nadi $1,386

Estimated couple costs with rent: $1,432 in Masterton versus $2,044 in Nadi.

Masterton $1,432
Nadi $2,044

Monthly costs for a family of three with rent: $2,032 in Masterton versus $2,702 in Nadi.

Masterton $2,032
Nadi $2,702

Living in Masterton costs roughly 40% less than in Nadi, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Masterton is 38% below, Nadi is 3% above.

Meal at Budget Restaurant

$9.54 NZ$16.88

$8.87 FJD 19.85

7.55%

Three-Course Dinner for Two, Mid-Range

$64.9 NZ$115

$36.73 FJD 82.2

76.64%

Fast Food Meal (McDonalds, etc)

$8.56 NZ$15.14

$9.00 FJD 20.16

-4.89%

Cappuccino

$3.18 NZ$5.62

$4.41 FJD 9.88

-27.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 NZ$3.57

$1.49 FJD 3.35

35.57%

Water (0.33 liter bottle)

$1.09 NZ$1.93

$1.28 FJD 2.86

-14.84%

Local Beer (0.5 liter draught)

$3.89 NZ$6.88

$2.74 FJD 6.13

41.97%

Imported Beer (0.33 liter bottle)

$3.28 NZ$5.79

$4.55 FJD 10.19

-27.91%

Milk (1 liter)

$1.42 NZ$2.51

$1.34 FJD 3.00

5.97%

White Bread (500g)

$2.21 NZ$3.91

$1.08 FJD 2.43

104.63%

Rice (white) (1kg)

$1.03 NZ$1.82

$1.31 FJD 2.93

-21.37%

Eggs

$6.32 NZ$11.17

$3.12 FJD 6.99

102.56%

Local Cheese (1kg)

$8.29 NZ$14.65

$12.07 FJD 27.01

-31.32%

Chicken Fillets (1kg)

$9.48 NZ$16.76

$13.75 FJD 30.78

-31.05%

Beef Round Steak (1kg)

$15.18 NZ$26.85

$15.66 FJD 35.07

-3.07%

Apples (1kg)

$2.18 NZ$3.85

$2.94 FJD 6.57

-25.85%

Banana (1kg)

$1.71 NZ$3.02

$2.77 FJD 6.20

-38.27%

Oranges (1kg)

$2.98 NZ$5.27

$3.71 FJD 8.30

-19.68%

Tomato (1kg)

$4.58 NZ$8.11

Potato (1kg)

$1.53 NZ$2.71

$1.98 FJD 4.44

-22.73%

Onion (1kg)

$1.08 NZ$1.90

$1.98 FJD 4.44

-45.45%

Lettuce (1 head)

$1.70 NZ$3.00

$1.10 FJD 2.45

54.55%

Water (1.5 liter bottle)

$0.52 NZ$0.92

$0.96 FJD 2.15

-45.83%

Cigarettes 20 Pack (Marlboro, Camel)

$19.51 NZ$34.50

$9.46 FJD 21.19

106.24%

Wine (Bottle)

$11.21 NZ$19.83

$10.00 FJD 22.39

12.10%

Local Beer (0.5 liter bottle)

$0.85 NZ$1.50

$2.73 FJD 6.11

-68.86%

Imported Beer (0.33 liter bottle)

$1.14 NZ$2.02

$3.41 FJD 7.63

-66.57%

One-way Ticket (Public Transport)

$2.23 NZ$3.94

$0.70 FJD 1.57

218.57%

Taxi Start (Normal Tariff)

$1.81 NZ$3.20

$1.14 FJD 2.55

58.77%

Taxi (Normal Tariff) (1km)

$1.75 NZ$3.09

$0.42 FJD 0.94

316.67%

Taxi 1hour Waiting (Normal Tariff)

$34.16 NZ$60.4

$4.84 FJD 10.84

605.79%

Gasoline (1 liter)

$1.77 NZ$3.12

$1.32 FJD 2.96

34.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.0K NZ$39.0K

$24.9K FJD 55.7K

-11.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K NZ$43.9K

$22.3K FJD 50.0K

11.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.0 NZ$97.3

$65.8 FJD 147

-16.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.34 NZ$51.9

$17.97 FJD 40.23

63.27%

Internet (50+ Mbps, Unlimited Data)

$52.8 NZ$93.3

$23.26 FJD 52.1

126.78%

Gym Membership (Monthly)

$41.79 NZ$73.9

$37.21 FJD 83.3

12.31%

Tennis Court (1 Hour on Weekend)

$8.51 NZ$15.06

Cinema Ticket

$9.68 NZ$17.12

$5.45 FJD 12.19

77.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,056 NZ$1,868

International Primary School, 1 Child (Yearly)

$12.7K NZ$22.5K

Jeans (Levis 501 Or Similar)

$55.6 NZ$98.3

$29.10 FJD 65.2

90.96%

Summer Dress (H&M, Zara, etc)

$27.59 NZ$48.79

$43.62 FJD 97.7

-36.75%

Sport Shoes (Adidas, Nike)

$102 NZ$181

$56.8 FJD 127

80.53%

Men's Leather Business Shoes

$142 NZ$251

$67.7 FJD 152

109.87%

1-bedroom Apartment, City Center (Monthly)

$1,127 FJD 2,524

1-bedroom Apartment, Outside City Center (Monthly)

$645 FJD 1,444

3-bedroom Apartment, City Center (Monthly)

$1,002 NZ$1,773

$1,673 FJD 3,745

-40.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,004 FJD 2,248

Buy Apartment in City Center (m2)

$679 FJD 1,521

Buy Apartment Outside City Center (m2)

$518 FJD 1,161

Average Monthly Net Salary (After Tax)

$2,327 NZ$4,115

$806 FJD 1,805

188.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

7.25

-25.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masterton: October 13, 2026

Last update for Nadi: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Masterton

$288 34.7%

Nadi

$306 * 22.1% 6.3% $18

Eating Out

Masterton

$179 21.5%

Nadi

$185 13.3% 3.5% $6.2

Clothing & Footwear

Masterton

$147 17.7%

Nadi

$89 6.4% 39.8% $59

Monthly Utilities & Internet

Masterton

$137 16.5%

Nadi

$107 7.7% 21.9% $30

Sport & Entertainment

Masterton

$61 7.4%

Nadi

$48 3.5% 21.3% $13

Getting Around

Masterton

$19 * 2.3%

Nadi

$6 * 0.4% 68.9% $13

Accommodation & Living

Masterton

- * 0%

Nadi

$645 46.5%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Masterton pays 189% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $65.0 in Masterton vs $37.00 in Nadi. Groceries flip the comparison at $288 vs $306, with Masterton cheaper for home cooking.

Good to know

🇳🇿 Masterton

🇫🇯 Nadi

🕒 Local time

11:37 11:37 AM

10:37 10:37 AM

1 h behind Masterton

🌤 Weather

👥 Population

26,800

50,000

💱 Currency

New Zealand Dollar NZD $

Fijian Dollar FJD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 FJD = 0.447 USD

1 FJD = 0.397 EUR

Exchange rates and currency converter

FJD, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

Fijian Dollar exchange rates as of October 17, 2026: 1 USD = 2.24 FJD (1 FJD = 0.447 USD). 1 EUR = 2.52 FJD (1 FJD = 0.397 EUR).

USD to NZD in detail →

On the map

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Between locations

Masterton Nadi 2,580 km ≈ 3 h 45 min nonstop flight

From you

Masterton
Nadi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Masterton vs Nadi: Cost of Living - Frequently Asked Questions

Masterton is cheaper overall, especially in groceries and eating out. The 67% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 189% higher in Masterton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 6% higher in Nadi. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Masterton – a meal for two runs $65.0 versus $37.00 in Nadi. If you eat out regularly, this makes a real dent in your monthly spending.

At $832 in Masterton versus $1,386 in Nadi, a $1,500 budget is realistic in Masterton but tight or insufficient in Nadi. The gap between the two cities makes Masterton the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Masterton and Nadi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Masterton gentler on the wallet – expenses run 67% less than in Nadi. Beyond cost, consider language, visa policies, and how big the international community is in each city.