Last update: Oct 2026

Cost of Living Comparison Between Nadi and Masterton

For one person, living is cheaper in Masterton: $832 a month against $1,386 in Nadi, rent and utilities included – about $6,600 less a year. Higher rent and utilities in Nadi outweigh lower spending on other living expenses.

67

Cost of Living Index in Nadi
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Nadi Living Index
40

Cost of Living Index in Masterton
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Masterton Living Index

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Nadi

🇫🇯 Fiji

$1,386

/mo nomad

Masterton

🇳🇿 New Zealand

$832

/mo nomad

Monthly Cost of Living

How much you'll spend in Nadi and in Masterton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nadi and in Masterton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,386 in Nadi versus $832 in Masterton.

Nadi $1,386
Masterton $832

Estimated couple costs with rent: $2,044 in Nadi versus $1,432 in Masterton.

Nadi $2,044
Masterton $1,432

Monthly costs for a family of three with rent: $2,702 in Nadi versus $2,032 in Masterton.

Nadi $2,702
Masterton $2,032

Living in Nadi is roughly 67% more expensive than in Masterton, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Nadi is 3% above, Masterton is 38% below.

Meal at Budget Restaurant

$8.87 FJD 19.85

$9.54 NZ$16.88

-7.02%

Three-Course Dinner for Two, Mid-Range

$36.73 FJD 82.2

$64.9 NZ$115

-43.39%

Fast Food Meal (McDonalds, etc)

$9.00 FJD 20.16

$8.56 NZ$15.14

5.14%

Cappuccino

$4.41 FJD 9.88

$3.18 NZ$5.62

38.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 FJD 3.35

$2.02 NZ$3.57

-26.24%

Water (0.33 liter bottle)

$1.28 FJD 2.86

$1.09 NZ$1.93

17.43%

Local Beer (0.5 liter draught)

$2.74 FJD 6.13

$3.89 NZ$6.88

-29.56%

Imported Beer (0.33 liter bottle)

$4.55 FJD 10.19

$3.28 NZ$5.79

38.72%

Milk (1 liter)

$1.34 FJD 3.00

$1.42 NZ$2.51

-5.63%

White Bread (500g)

$1.08 FJD 2.43

$2.21 NZ$3.91

-51.13%

Rice (white) (1kg)

$1.31 FJD 2.93

$1.03 NZ$1.82

27.18%

Eggs

$3.12 FJD 6.99

$6.32 NZ$11.17

-50.63%

Local Cheese (1kg)

$12.07 FJD 27.01

$8.29 NZ$14.65

45.60%

Chicken Fillets (1kg)

$13.75 FJD 30.78

$9.48 NZ$16.76

45.04%

Beef Round Steak (1kg)

$15.66 FJD 35.07

$15.18 NZ$26.85

3.16%

Apples (1kg)

$2.94 FJD 6.57

$2.18 NZ$3.85

34.86%

Banana (1kg)

$2.77 FJD 6.20

$1.71 NZ$3.02

61.99%

Oranges (1kg)

$3.71 FJD 8.30

$2.98 NZ$5.27

24.50%

Tomato (1kg)

$4.58 NZ$8.11

Potato (1kg)

$1.98 FJD 4.44

$1.53 NZ$2.71

29.41%

Onion (1kg)

$1.98 FJD 4.44

$1.08 NZ$1.90

83.33%

Lettuce (1 head)

$1.10 FJD 2.45

$1.70 NZ$3.00

-35.29%

Water (1.5 liter bottle)

$0.96 FJD 2.15

$0.52 NZ$0.92

84.62%

Cigarettes 20 Pack (Marlboro, Camel)

$9.46 FJD 21.19

$19.51 NZ$34.50

-51.51%

Wine (Bottle)

$10.00 FJD 22.39

$11.21 NZ$19.83

-10.79%

Local Beer (0.5 liter bottle)

$2.73 FJD 6.11

$0.85 NZ$1.50

221.18%

Imported Beer (0.33 liter bottle)

$3.41 FJD 7.63

$1.14 NZ$2.02

199.12%

One-way Ticket (Public Transport)

$0.70 FJD 1.57

$2.23 NZ$3.94

-68.61%

Taxi Start (Normal Tariff)

$1.14 FJD 2.55

$1.81 NZ$3.20

-37.02%

Taxi (Normal Tariff) (1km)

$0.42 FJD 0.94

$1.75 NZ$3.09

-76.00%

Taxi 1hour Waiting (Normal Tariff)

$4.84 FJD 10.84

$34.16 NZ$60.4

-85.83%

Gasoline (1 liter)

$1.32 FJD 2.96

$1.77 NZ$3.12

-25.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K FJD 55.7K

$22.0K NZ$39.0K

12.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K FJD 50.0K

$24.8K NZ$43.9K

-10.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$65.8 FJD 147

$55.0 NZ$97.3

19.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.97 FJD 40.23

$29.34 NZ$51.9

-38.75%

Internet (50+ Mbps, Unlimited Data)

$23.26 FJD 52.1

$52.8 NZ$93.3

-55.91%

Gym Membership (Monthly)

$37.21 FJD 83.3

$41.79 NZ$73.9

-10.96%

Tennis Court (1 Hour on Weekend)

$8.51 NZ$15.06

Cinema Ticket

$5.45 FJD 12.19

$9.68 NZ$17.12

-43.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,056 NZ$1,868

International Primary School, 1 Child (Yearly)

$12.7K NZ$22.5K

Jeans (Levis 501 Or Similar)

$29.10 FJD 65.2

$55.6 NZ$98.3

-47.63%

Summer Dress (H&M, Zara, etc)

$43.62 FJD 97.7

$27.59 NZ$48.79

58.10%

Sport Shoes (Adidas, Nike)

$56.8 FJD 127

$102 NZ$181

-44.61%

Men's Leather Business Shoes

$67.7 FJD 152

$142 NZ$251

-52.35%

1-bedroom Apartment, City Center (Monthly)

$1,127 FJD 2,524

1-bedroom Apartment, Outside City Center (Monthly)

$645 FJD 1,444

3-bedroom Apartment, City Center (Monthly)

$1,673 FJD 3,745

$1,002 NZ$1,773

66.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,004 FJD 2,248

Buy Apartment in City Center (m2)

$679 FJD 1,521

Buy Apartment Outside City Center (m2)

$518 FJD 1,161

Average Monthly Net Salary (After Tax)

$806 FJD 1,805

$2,327 NZ$4,115

-65.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.25

5.39

34.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nadi: October 10, 2026

Last update for Masterton: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nadi

$645 46.5%

Masterton

- * 0% 100%

Groceries & Markets

Nadi

$306 * 22.1%

Masterton

$288 34.7% 5.9% $18

Eating Out

Nadi

$185 13.3%

Masterton

$179 21.5% 3.4% $6.2

Monthly Utilities & Internet

Nadi

$107 7.7%

Masterton

$137 16.5% 28.1% $30

Clothing & Footwear

Nadi

$89 6.4%

Masterton

$147 17.7% 66.2% $59

Sport & Entertainment

Nadi

$48 3.5%

Masterton

$61 7.4% 27.1% $13

Getting Around

Nadi

$6 * 0.4%

Masterton

$19 * 2.3% 222% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Masterton pays 189% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $37.00 in Nadi vs $65.0 in Masterton. Groceries flip the comparison at $306 vs $288, with Masterton cheaper for home cooking.

Good to know

🇫🇯 Nadi

🇳🇿 Masterton

🕒 Local time

10:46 10:46 AM

11:46 11:46 AM

1 h ahead of Nadi

🌤 Weather

👥 Population

50,000

26,800

💱 Currency

Fijian Dollar FJD $

New Zealand Dollar NZD $

📈 Exchange rate

1 FJD = 0.447 USD

1 FJD = 0.397 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD, EUR to FJD – Fijian Dollar Converter

🇺🇸 United States Dollar ($)

🇫🇯 Fijian Dollar ($)

Fijian Dollar exchange rates as of October 17, 2026: 1 USD = 2.24 FJD (1 FJD = 0.447 USD). 1 EUR = 2.52 FJD (1 FJD = 0.397 EUR).

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to FJD in detail →

On the map

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Highest

Between locations

Nadi Masterton 2,580 km ≈ 3 h 45 min nonstop flight

From you

Nadi
Masterton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nadi vs Masterton: Cost of Living - Frequently Asked Questions

Masterton is cheaper overall, especially in groceries and eating out. The 67% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 189% lower in Masterton. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 6% higher in Nadi. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Masterton – a meal for two runs $65.0 versus $37.00 in Nadi. If you eat out regularly, this makes a real dent in your monthly spending.

At $832 in Masterton versus $1,386 in Nadi, a $1,500 budget is realistic in Masterton but tight or insufficient in Nadi. The gap between the two cities makes Masterton the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nadi and Masterton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Masterton gentler on the wallet – expenses run 67% less than in Nadi. Beyond cost, consider language, visa policies, and how big the international community is in each city.