Cost of Living Comparison Between Masaya and Ubud, Bali Cost of Living Comparison Between Masaya and Ubud, Bali

Monthly Cost of Living

A single person spends $790 per month in Masaya vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,260 per month in Masaya vs $2,327 in Ubud, Bali, rent included.

A family of three spends $1,729 per month in Masaya vs $3,275 in Ubud, Bali, rent included.

Masaya is about 43% cheaper than Ubud, Bali, driven mainly by Clothing & Footwear.

Masaya sits 43% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.08 NIO 369

$3.33 Rp 58.7K

202.70%

Three-Course Dinner for Two, Mid-Range

$36.77 NIO 1,347

$35.82 Rp 630.7K

2.65%

Fast Food Meal (McDonalds, etc)

$7.66 NIO 280

$5.63 Rp 99.1K

36.06%

Cappuccino

$2.51 NIO 92.1

$2.82 Rp 49.7K

-10.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 NIO 30.34

$1.75 Rp 30.8K

-52.57%

Water (0.33 liter bottle)

$0.72 NIO 26.40

$0.80 Rp 14.0K

-10.00%

Local Beer (0.5 liter draught)

$1.44 NIO 52.9

$3.04 Rp 53.6K

-52.63%

Imported Beer (0.33 liter bottle)

$1.96 NIO 71.9

$4.30 Rp 75.7K

-54.42%

Milk (1 liter)

$1.24 NIO 45.27

$1.61 Rp 28.3K

-22.98%

White Bread (500g)

$2.29 NIO 83.9

$2.27 Rp 39.9K

0.88%

Rice (white) (1kg)

$1.71 NIO 62.5

$1.17 Rp 20.6K

46.15%

Eggs

$2.36 NIO 86.5

$2.17 Rp 38.2K

8.76%

Local Cheese (1kg)

$11.49 NIO 421

$17.63 Rp 310.5K

-34.83%

Chicken Fillets (1kg)

$6.52 NIO 239

$4.05 Rp 71.4K

60.99%

Beef Round Steak (1kg)

$7.30 NIO 268

$12.18 Rp 214.5K

-40.07%

Apples (1kg)

$3.64 NIO 133

$3.62 Rp 63.7K

0.55%

Banana (1kg)

$0.57 NIO 21.04

$1.64 Rp 28.8K

-65.24%

Oranges (1kg)

$1.75 NIO 64.0

$2.31 Rp 40.6K

-24.24%

Tomato (1kg)

$2.18 NIO 79.9

$1.96 Rp 34.5K

11.22%

Potato (1kg)

$4.03 NIO 147

$1.84 Rp 32.5K

119.02%

Onion (1kg)

$2.26 NIO 82.8

$2.37 Rp 41.7K

-4.64%

Lettuce (1 head)

$1.01 NIO 36.97

$1.05 Rp 18.5K

-3.81%

Water (1.5 liter bottle)

$1.07 NIO 39.11

$0.54 Rp 9,560

98.15%

Cigarettes 20 Pack (Marlboro, Camel)

$2.68 NIO 98.1

$2.30 Rp 40.6K

16.52%

Wine (Bottle)

$14.59 NIO 534

$23.08 Rp 406.4K

-36.79%

Local Beer (0.5 liter bottle)

$1.46 NIO 53.5

$2.34 Rp 41.2K

-37.61%

Imported Beer (0.33 liter bottle)

$2.35 NIO 85.9

$3.07 Rp 54.0K

-23.45%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$1.65 NIO 60.4

$0.49 Rp 8,631

236.73%

Taxi (Normal Tariff) (1km)

$1.67 NIO 61.2

$0.47 Rp 8,349

255.32%

Taxi 1hour Waiting (Normal Tariff)

$6.86 NIO 251

$5.60 Rp 98.6K

22.50%

Gasoline (1 liter)

$1.33 NIO 48.65

$0.81 Rp 14.2K

64.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.2K NIO 849.3K

$25.0K Rp 440.3M

-7.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K NIO 955.3K

$31.1K Rp 547.0M

-16.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 NIO 4,283

$82.7 Rp 1.5M

41.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.75 NIO 613

$6.49 Rp 114.2K

158.09%

Internet (50+ Mbps, Unlimited Data)

$36.65 NIO 1,342

$18.79 Rp 330.8K

95.05%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$8.33 NIO 305

$4.30 Rp 75.7K

93.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$237 NIO 8,673

$494 Rp 8.7M

-52.08%

International Primary School, 1 Child (Yearly)

$5,955 NIO 218.1K

$5,917 Rp 104.2M

0.63%

Jeans (Levis 501 Or Similar)

$71.2 NIO 2,607

$46.28 Rp 814.8K

53.82%

Summer Dress (H&M, Zara, etc)

$72.1 NIO 2,642

$36.44 Rp 641.6K

97.94%

Sport Shoes (Adidas, Nike)

$135 NIO 4,935

$80.7 Rp 1.4M

66.98%

Men's Leather Business Shoes

$107 NIO 3,904

$78.8 Rp 1.4M

35.28%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

10.25

13.78

-25.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masaya: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A mid-range dinner for two costs $37.00 in Masaya versus $36.00 in Ubud, Bali. Groceries tell a different story – $255 in Masaya vs $294 in Ubud, Bali – so Masaya wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Masaya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 74%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,185 per month in Masaya and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $37.00 in Masaya and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 15% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Masaya, where all-in costs run around $790, than in Ubud, Bali at $1,378. In Masaya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Masaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Masaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.