Cost of Living Comparison Between Ubud, Bali and Masaya Cost of Living Comparison Between Ubud, Bali and Masaya

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $718 in Masaya, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,138 in Masaya, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,558 in Masaya, rent included.

Ubud, Bali costs about 98% more than Masaya, driven mainly by Sport & Entertainment.

Ubud, Bali sits 6% above the global median, while Masaya is 46% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$4.95 NIO 181

-28.08%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$35.34 NIO 1,294

-7.39%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$7.21 NIO 264

-31.35%

Cappuccino

$2.71 Rp 48.4K

$2.44 NIO 89.2

11.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.84 NIO 30.60

59.52%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.75 NIO 27.32

-6.67%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.29 NIO 47.42

126.36%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.05 NIO 75.2

93.17%

Milk (1 liter)

$1.81 Rp 32.3K

$1.26 NIO 46.00

43.65%

White Bread (500g)

$2.52 Rp 45.0K

$2.38 NIO 87.0

5.88%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.86 NIO 68.2

-37.63%

Eggs

$2.46 Rp 43.9K

$2.24 NIO 81.9

9.82%

Local Cheese (1kg)

$14.71 Rp 262.7K

$11.39 NIO 417

29.15%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$6.81 NIO 249

-36.56%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$7.92 NIO 290

53.28%

Apples (1kg)

$3.84 Rp 68.6K

$3.93 NIO 144

-2.29%

Banana (1kg)

$1.56 Rp 27.8K

$0.83 NIO 30.49

87.95%

Oranges (1kg)

$2.83 Rp 50.6K

$1.81 NIO 66.4

56.35%

Tomato (1kg)

$2.33 Rp 41.5K

$2.21 NIO 81.1

5.43%

Potato (1kg)

$1.91 Rp 34.2K

$4.05 NIO 148

-52.84%

Onion (1kg)

$2.20 Rp 39.3K

$2.19 NIO 80.1

0.46%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.01 NIO 37.06

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.04 NIO 38.13

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.68 NIO 98.3

23.88%

Wine (Bottle)

$23.74 Rp 423.9K

$14.69 NIO 538

61.61%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.45 NIO 53.3

92.41%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.24 NIO 82.1

27.68%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.46 NIO 53.3

-68.49%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$6.88 NIO 252

-11.34%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.36 NIO 49.91

-41.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$22.8K NIO 835.6K

14.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$26.2K NIO 959.3K

22.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$98.9 NIO 3,622

-19.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$16.80 NIO 615

-75.83%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$37.42 NIO 1,370

-37.15%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$7.96 NIO 291

-47.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$124 NIO 4,540

145.19%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$5,948 NIO 217.9K

11.18%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$77.7 NIO 2,846

-28.54%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$72.7 NIO 2,662

-47.29%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$130 NIO 4,762

-31.86%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$110 NIO 4,019

-29.03%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.25

29.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Masaya: June 2, 2026

Cost Breakdown

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $35.00 in Masaya. Groceries tell a different story – $302 in Ubud, Bali vs $262 in Masaya – so Masaya wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Masaya: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 98%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,077 in Masaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $35.00 in Masaya. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 15% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Masaya, where all-in costs run around $718, than in Ubud, Bali at $1,419. In Masaya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Masaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Masaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.