Cost of Living Comparison Between Ubud, Bali and Masaya Cost of Living Comparison Between Ubud, Bali and Masaya

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $719 in Masaya, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,155 in Masaya, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,592 in Masaya, rent included.

Ubud, Bali costs about 96% more than Masaya, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Masaya is 46% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$4.87 NIO 178

-29.16%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$34.82 NIO 1,275

-7.12%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.08 NIO 259

-31.64%

Cappuccino

$2.75 Rp 49.4K

$2.39 NIO 87.5

15.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.79 NIO 28.78

74.68%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.76 NIO 27.65

-1.32%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.35 NIO 49.32

121.48%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.02 NIO 74.0

90.59%

Milk (1 liter)

$1.74 Rp 31.2K

$1.27 NIO 46.52

37.01%

White Bread (500g)

$2.46 Rp 44.2K

$2.46 NIO 89.9

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.82 NIO 66.6

-35.71%

Eggs

$2.43 Rp 43.7K

$2.23 NIO 81.7

8.97%

Local Cheese (1kg)

$14.50 Rp 260.6K

$11.14 NIO 408

30.16%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.77 NIO 248

-35.75%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$7.88 NIO 289

52.03%

Apples (1kg)

$3.72 Rp 66.8K

$3.93 NIO 144

-5.34%

Banana (1kg)

$1.63 Rp 29.2K

$0.89 NIO 32.74

83.15%

Oranges (1kg)

$2.74 Rp 49.3K

$1.76 NIO 64.6

55.68%

Tomato (1kg)

$2.24 Rp 40.3K

$2.19 NIO 80.2

2.28%

Potato (1kg)

$1.92 Rp 34.5K

$3.95 NIO 145

-51.39%

Onion (1kg)

$2.28 Rp 40.9K

$2.24 NIO 81.9

1.79%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.06 NIO 38.81

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.06 NIO 38.70

-32.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.63 NIO 96.3

25.10%

Wine (Bottle)

$23.19 Rp 416.8K

$14.63 NIO 536

58.51%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.42 NIO 52.0

95.77%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.17 NIO 79.5

25.81%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.46 NIO 53.5

-67.12%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$6.63 NIO 243

-6.18%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.30 NIO 47.49

-37.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$22.6K NIO 827.8K

17.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$26.5K NIO 970.1K

21.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$97.0 NIO 3,552

-19.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$16.99 NIO 622

-76.04%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$37.80 NIO 1,384

-35.63%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$8.23 NIO 301

-51.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$122 NIO 4,474

149.70%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$5,919 NIO 216.8K

12.22%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$76.6 NIO 2,805

-29.32%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$73.1 NIO 2,675

-48.24%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$133 NIO 4,878

-34.80%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$109 NIO 3,996

-30.02%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.25

29.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Masaya: July 14, 2026

Cost Breakdown

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $35.00 in Masaya. Groceries tell a different story – $297 in Ubud, Bali vs $261 in Masaya – so Masaya wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Masaya: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 96%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,078 in Masaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $35.00 in Masaya. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 14% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Masaya, where all-in costs run around $719, than in Ubud, Bali at $1,408. In Masaya it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Masaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Masaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.