🙂A single person spends $719 per month in Masaya vs $1,256 in Playa del Carmen, rent included.
🙂A couple spends around $1,155 per month in Masaya vs $2,137 in Playa del Carmen, rent included.
🙂A family of three spends $1,592 per month in Masaya vs $3,017 in Playa del Carmen, rent included.
🙂Masaya is about 43% cheaper than Playa del Carmen, driven mainly by Eating Out.
📊Both Masaya and Playa del Carmen are more affordable than the global median – Masaya46% lower, Playa del Carmen6% lower.
Currency
🍽 Eating Out
Masaya
Playa del Carmen
Difference
Meal at Budget Restaurant
$4.87NIO 178
$11.99MX$210
-59.38%
Three-Course Dinner for Two, Mid-Range
$34.82NIO 1,275
$41.78MX$733
-16.66%
Fast Food Meal(McDonalds, etc)
$7.08NIO 259
$10.75MX$189
-34.14%
Cappuccino
$2.39NIO 87.5
$3.50MX$61.3
-31.71%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.79NIO 28.78
$1.45MX$25.41
-45.52%
Water(0.33 liter bottle)
$0.76NIO 27.65
$0.88MX$15.52
-13.64%
Local Beer(0.5 liter draught)
$1.35NIO 49.32
$2.95MX$51.7
-54.24%
Imported Beer(0.33 liter bottle)
$2.02NIO 74.0
$4.51MX$79.1
-55.21%
🛒 Groceries & Markets
Masaya
Playa del Carmen
Difference
Milk(1 liter)
$1.27NIO 46.52
$1.43MX$25.12
-11.19%
White Bread(500g)
$2.46NIO 89.9
$1.84MX$32.23
33.70%
Rice(white)(1kg)
$1.82NIO 66.6
$1.57MX$27.51
15.92%
Eggs
$2.23NIO 81.7
$2.51MX$44.06
-11.16%
Local Cheese(1kg)
$11.14NIO 408
$8.28MX$145
34.54%
Chicken Fillets(1kg)
$6.77NIO 248
$8.43MX$148
-19.69%
Beef Round Steak(1kg)
$7.88NIO 289
$10.68MX$187
-26.22%
Apples(1kg)
$3.93NIO 144
$2.61MX$45.76
50.57%
Banana(1kg)
$0.89NIO 32.74
$1.44MX$25.22
-38.19%
Oranges(1kg)
$1.76NIO 64.6
$1.96MX$34.41
-10.20%
Tomato(1kg)
$2.19NIO 80.2
$2.09MX$36.74
4.78%
Potato(1kg)
$3.95NIO 145
$1.85MX$32.47
113.51%
Onion(1kg)
$2.24NIO 81.9
$2.17MX$38.02
3.23%
Lettuce(1 head)
$1.06NIO 38.81
$1.03MX$18.09
2.91%
Water(1.5 liter bottle)
$1.06NIO 38.70
$1.07MX$18.84
-0.93%
Cigarettes 20 Pack(Marlboro, Camel)
$2.63NIO 96.3
$4.10MX$72.0
-35.85%
Wine(Bottle)
$14.63NIO 536
$10.17MX$178
43.85%
Local Beer(0.5 liter bottle)
$1.42NIO 52.0
$1.68MX$29.38
-15.48%
Imported Beer(0.33 liter bottle)
$2.17NIO 79.5
$2.53MX$44.31
-14.23%
🚌 Getting Around
Masaya
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.51MX$8.93
-
Public Transport Monthly Pass(Regular Price)
-
$26.04MX$457
-
Taxi Start(Normal Tariff)
$1.46NIO 53.5
$3.23MX$56.7
-54.80%
Taxi(Normal Tariff)(1km)
-
$2.41MX$42.19
-
Taxi 1hour Waiting(Normal Tariff)
$6.63NIO 243
$3.23MX$56.6
105.26%
Gasoline(1 liter)
$1.30NIO 47.49
$1.32MX$23.17
-1.52%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.6KNIO 827.8K
$29.7KMX$520.9K
-23.89%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5KNIO 970.1K
$23.7KMX$415.0K
11.94%
🧾 Monthly Utilities & Internet
Masaya
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$97.0NIO 3,552
$82.0MX$1,439
18.27%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.99NIO 622
$22.95MX$403
-25.97%
Internet(50+ Mbps, Unlimited Data)
$37.80NIO 1,384
$30.11MX$528
25.54%
🎉 Sport & Entertainment
Masaya
Playa del Carmen
Difference
Gym Membership(Monthly)
-
$52.0MX$912
-
Tennis Court(1 Hour on Weekend)
-
$18.53MX$325
-
Cinema Ticket
$8.23NIO 301
$4.98MX$87.3
65.26%
🧸 Childcare & Education
Masaya
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$122NIO 4,474
$197MX$3,463
-38.13%
International Primary School, 1 Child(Yearly)
$5,919NIO 216.8K
$5,336MX$93.6K
10.92%
👕👟 Clothing & Footwear
Masaya
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$76.6NIO 2,805
$35.60MX$624
115.17%
Summer Dress(H&M, Zara, etc)
$73.1NIO 2,675
$40.33MX$707
81.13%
Sport Shoes(Adidas, Nike)
$133NIO 4,878
$78.8MX$1,381
69.12%
Men's Leather Business Shoes
$109NIO 3,996
$88.9MX$1,560
22.68%
🏠 Accommodation & Living
Masaya
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
-
$947MX$16.6K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$474MX$8,314
-
3-bedroom Apartment, City Center(Monthly)
-
$1,644MX$28.8K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,211MX$21.2K
-
Buy Apartment in City Center(m2)
-
$4,056MX$71.1K
-
Buy Apartment Outside City Center(m2)
-
$6,470MX$113.5K
-
💵 Salaries & Financials
Masaya
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$654MX$11.5K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
10.25
11.42
-10.25%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Masaya: July 14, 2026
Last update for Playa del Carmen: July 13, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $35.00 in Masaya versus $42.00 in Playa del Carmen. Groceries tell a different story – $261 in Masaya vs $249 in Playa del Carmen – so Playa del Carmen wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Masaya vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Masaya?
Yes – Playa del Carmen is pricier by about 75%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,078 per month in Masaya and $1,884 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Is eating out cheaper in Masaya or in Playa del Carmen?
A mid-range dinner for two costs $35.00 in Masaya and $42.00 in Playa del Carmen. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Masaya and in Playa del Carmen?
Interestingly, groceries are about 5% cheaper in Playa del Carmen – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,500 a realistic budget for living in Masaya or in Playa del Carmen?
A $1,500 monthly budget goes further in Masaya, where all-in costs run around $719, than in Playa del Carmen at $1,256. In Masaya it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Masaya or Playa del Carmen more family-friendly?
Families tend to lean toward Masaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Masaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.