🙂A single person spends $790 per month in Masaya vs $1,305 in Playa del Carmen, rent included.
🙂A couple spends around $1,260 per month in Masaya vs $2,334 in Playa del Carmen, rent included.
🙂A family of three spends $1,729 per month in Masaya vs $3,362 in Playa del Carmen, rent included.
🙂Masaya is about 39% cheaper than Playa del Carmen, driven mainly by Eating Out.
📊Both Masaya and Playa del Carmen are more affordable than the global median – Masaya43% lower, Playa del Carmen5% lower.
Currency
🍽 Eating Out
Masaya
Playa del Carmen
Difference
Meal at Budget Restaurant
$10.08NIO 369
$11.96MX$203
-15.72%
Three-Course Dinner for Two, Mid-Range
$36.77NIO 1,347
$47.38MX$804
-22.39%
Fast Food Meal(McDonalds, etc)
$7.66NIO 280
$11.75MX$199
-34.81%
Cappuccino
$2.51NIO 92.1
$4.12MX$70.0
-39.08%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.83NIO 30.34
$1.40MX$23.74
-40.71%
Water(0.33 liter bottle)
$0.72NIO 26.40
$0.91MX$15.48
-20.88%
Local Beer(0.5 liter draught)
$1.44NIO 52.9
$3.21MX$54.4
-55.14%
Imported Beer(0.33 liter bottle)
$1.96NIO 71.9
$7.07MX$120
-72.28%
🛒 Groceries & Markets
Masaya
Playa del Carmen
Difference
Milk(1 liter)
$1.24NIO 45.27
$1.68MX$28.44
-26.19%
White Bread(500g)
$2.29NIO 83.9
$2.15MX$36.48
6.51%
Rice(white)(1kg)
$1.71NIO 62.5
$1.77MX$30.10
-3.39%
Eggs
$2.36NIO 86.5
$2.82MX$47.76
-16.31%
Local Cheese(1kg)
$11.49NIO 421
$9.20MX$156
24.89%
Chicken Fillets(1kg)
$6.52NIO 239
$9.23MX$157
-29.36%
Beef Round Steak(1kg)
$7.30NIO 268
$12.64MX$214
-42.25%
Apples(1kg)
$3.64NIO 133
$2.95MX$50.1
23.39%
Banana(1kg)
$0.57NIO 21.04
$1.58MX$26.79
-63.92%
Oranges(1kg)
$1.75NIO 64.0
$2.22MX$37.70
-21.17%
Tomato(1kg)
$2.18NIO 79.9
$2.36MX$40.09
-7.63%
Potato(1kg)
$4.03NIO 147
$1.99MX$33.81
102.51%
Onion(1kg)
$2.26NIO 82.8
$1.98MX$33.58
14.14%
Lettuce(1 head)
$1.01NIO 36.97
$1.24MX$21.04
-18.55%
Water(1.5 liter bottle)
$1.07NIO 39.11
$1.21MX$20.55
-11.57%
Cigarettes 20 Pack(Marlboro, Camel)
$2.68NIO 98.1
$4.60MX$78.1
-41.74%
Wine(Bottle)
$14.59NIO 534
$10.52MX$178
38.69%
Local Beer(0.5 liter bottle)
$1.46NIO 53.5
$1.69MX$28.70
-13.61%
Imported Beer(0.33 liter bottle)
$2.35NIO 85.9
$2.77MX$47.06
-15.16%
🚌 Getting Around
Masaya
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.60MX$10.22
-
Public Transport Monthly Pass(Regular Price)
-
$29.70MX$504
-
Taxi Start(Normal Tariff)
$1.65NIO 60.4
$5.24MX$88.8
-68.51%
Taxi(Normal Tariff)(1km)
$1.67NIO 61.2
$3.65MX$61.9
-54.25%
Taxi 1hour Waiting(Normal Tariff)
$6.86NIO 251
$5.78MX$98.1
18.69%
Gasoline(1 liter)
$1.33NIO 48.65
$1.54MX$26.09
-13.64%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.2KNIO 849.3K
$22.8KMX$386.8K
1.70%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1KNIO 955.3K
$25.8KMX$437.9K
1.05%
🧾 Monthly Utilities & Internet
Masaya
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$117NIO 4,283
$90.7MX$1,538
28.98%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.75NIO 613
$25.19MX$427
-33.51%
Internet(50+ Mbps, Unlimited Data)
$36.65NIO 1,342
$31.75MX$539
15.43%
🎉 Sport & Entertainment
Masaya
Playa del Carmen
Difference
Gym Membership(Monthly)
-
$68.8MX$1,167
-
Tennis Court(1 Hour on Weekend)
-
$29.37MX$498
-
Cinema Ticket
$8.33NIO 305
$4.86MX$82.5
71.40%
🧸 Childcare & Education
Masaya
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$237NIO 8,673
$226MX$3,828
4.94%
International Primary School, 1 Child(Yearly)
$5,955NIO 218.1K
$4,194MX$71.1K
41.99%
👕👟 Clothing & Footwear
Masaya
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$71.2NIO 2,607
$47.38MX$804
50.25%
Summer Dress(H&M, Zara, etc)
$72.1NIO 2,642
$43.45MX$737
66.01%
Sport Shoes(Adidas, Nike)
$135NIO 4,935
$80.2MX$1,361
67.98%
Men's Leather Business Shoes
$107NIO 3,904
$91.4MX$1,550
16.66%
🏠 Accommodation & Living
Masaya
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
-
$1,086MX$18.4K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$409MX$6,933
-
3-bedroom Apartment, City Center(Monthly)
-
$1,972MX$33.5K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,281MX$21.7K
-
Buy Apartment in City Center(m2)
-
$4,046MX$68.6K
-
Buy Apartment Outside City Center(m2)
-
$6,704MX$113.7K
-
💵 Salaries & Financials
Masaya
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$773MX$13.1K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
10.25
11.45
-10.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Masaya: September 6, 2026
Last update for Playa del Carmen: September 7, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $37.00 in Masaya versus $47.00 in Playa del Carmen. Monthly groceries follow the same trend: $255 vs $278 – making Masaya the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Masaya vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Masaya?
Yes – Playa del Carmen is pricier by about 65%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,185 per month in Masaya and $1,958 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Is eating out cheaper in Masaya or in Playa del Carmen?
A mid-range dinner for two costs $37.00 in Masaya and $47.00 in Playa del Carmen. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Masaya and in Playa del Carmen?
Groceries cost about 9% more in Playa del Carmen, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Masaya or in Playa del Carmen?
A $1,500 monthly budget goes further in Masaya, where all-in costs run around $790, than in Playa del Carmen at $1,305. In Masaya it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Masaya or Playa del Carmen more family-friendly?
Families tend to lean toward Masaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Masaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.