🙂A single person spends $718 per month in Masaya vs $1,297 in Playa del Carmen, rent included.
🙂A couple spends around $1,138 per month in Masaya vs $2,181 in Playa del Carmen, rent included.
🙂A family of three spends $1,558 per month in Masaya vs $3,065 in Playa del Carmen, rent included.
🙂Masaya is about 45% cheaper than Playa del Carmen, driven mainly by Eating Out.
📊Both Masaya and Playa del Carmen are more affordable than the global median – Masaya46% lower, Playa del Carmen3% lower.
Currency
🍽 Eating Out
Masaya
Playa del Carmen
Difference
Meal at Budget Restaurant
$4.95NIO 181
$11.73MX$203
-57.80%
Three-Course Dinner for Two, Mid-Range
$35.34NIO 1,294
$41.62MX$720
-15.09%
Fast Food Meal(McDonalds, etc)
$7.21NIO 264
$10.64MX$184
-32.24%
Cappuccino
$2.44NIO 89.2
$3.52MX$60.9
-30.68%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.84NIO 30.60
$1.51MX$26.12
-44.37%
Water(0.33 liter bottle)
$0.75NIO 27.32
$0.97MX$16.84
-22.68%
Local Beer(0.5 liter draught)
$1.29NIO 47.42
$2.95MX$51.0
-56.27%
Imported Beer(0.33 liter bottle)
$2.05NIO 75.2
$4.45MX$77.0
-53.93%
🛒 Groceries & Markets
Masaya
Playa del Carmen
Difference
Milk(1 liter)
$1.26NIO 46.00
$1.38MX$23.93
-8.70%
White Bread(500g)
$2.38NIO 87.0
$1.89MX$32.72
25.93%
Rice(white)(1kg)
$1.86NIO 68.2
$1.64MX$28.32
13.41%
Eggs
$2.24NIO 81.9
$2.51MX$43.34
-10.76%
Local Cheese(1kg)
$11.39NIO 417
$8.34MX$144
36.57%
Chicken Fillets(1kg)
$6.81NIO 249
$8.34MX$144
-18.35%
Beef Round Steak(1kg)
$7.92NIO 290
$10.73MX$186
-26.19%
Apples(1kg)
$3.93NIO 144
$2.60MX$45.04
51.15%
Banana(1kg)
$0.83NIO 30.49
$1.46MX$25.20
-43.15%
Oranges(1kg)
$1.81NIO 66.4
$1.90MX$32.87
-4.74%
Tomato(1kg)
$2.21NIO 81.1
$2.08MX$35.91
6.25%
Potato(1kg)
$4.05NIO 148
$1.78MX$30.71
127.53%
Onion(1kg)
$2.19NIO 80.1
$2.19MX$37.80
-
Lettuce(1 head)
$1.01NIO 37.06
$1.04MX$17.99
-2.88%
Water(1.5 liter bottle)
$1.04NIO 38.13
$1.08MX$18.62
-3.70%
Cigarettes 20 Pack(Marlboro, Camel)
$2.68NIO 98.3
$4.08MX$70.6
-34.31%
Wine(Bottle)
$14.69NIO 538
$10.32MX$178
42.34%
Local Beer(0.5 liter bottle)
$1.45NIO 53.3
$1.71MX$29.61
-15.20%
Imported Beer(0.33 liter bottle)
$2.24NIO 82.1
$2.58MX$44.54
-13.18%
🚌 Getting Around
Masaya
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.51MX$8.81
-
Public Transport Monthly Pass(Regular Price)
-
$26.46MX$458
-
Taxi Start(Normal Tariff)
$1.46NIO 53.3
$3.26MX$56.4
-55.21%
Taxi(Normal Tariff)(1km)
-
$2.49MX$43.09
-
Taxi 1hour Waiting(Normal Tariff)
$6.88NIO 252
$3.25MX$56.2
111.69%
Gasoline(1 liter)
$1.36NIO 49.91
$1.31MX$22.61
3.82%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8KNIO 835.6K
$30.3KMX$523.7K
-24.65%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2KNIO 959.3K
$23.4KMX$405.3K
11.79%
🧾 Monthly Utilities & Internet
Masaya
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$98.9NIO 3,622
$82.9MX$1,433
19.34%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.80NIO 615
$22.22MX$384
-24.39%
Internet(50+ Mbps, Unlimited Data)
$37.42NIO 1,370
$29.34MX$507
27.54%
🎉 Sport & Entertainment
Masaya
Playa del Carmen
Difference
Gym Membership(Monthly)
-
$51.6MX$893
-
Tennis Court(1 Hour on Weekend)
-
$18.32MX$317
-
Cinema Ticket
$7.96NIO 291
$5.07MX$87.6
57.00%
🧸 Childcare & Education
Masaya
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$124NIO 4,540
$201MX$3,473
-38.27%
International Primary School, 1 Child(Yearly)
$5,948NIO 217.9K
$5,212MX$90.1K
14.13%
👕👟 Clothing & Footwear
Masaya
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$77.7NIO 2,846
$36.92MX$639
110.51%
Summer Dress(H&M, Zara, etc)
$72.7NIO 2,662
$39.79MX$688
82.66%
Sport Shoes(Adidas, Nike)
$130NIO 4,762
$78.5MX$1,357
65.75%
Men's Leather Business Shoes
$110NIO 4,019
$87.1MX$1,506
26.00%
🏠 Accommodation & Living
Masaya
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
-
$973MX$16.8K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$468MX$8,090
-
3-bedroom Apartment, City Center(Monthly)
-
$1,641MX$28.4K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,221MX$21.1K
-
Buy Apartment in City Center(m2)
-
$3,946MX$68.3K
-
Buy Apartment Outside City Center(m2)
-
$6,498MX$112.4K
-
💵 Salaries & Financials
Masaya
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$664MX$11.5K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
10.25
11.42
-10.25%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Masaya: June 2, 2026
Last update for Playa del Carmen: June 2, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $35.00 in Masaya versus $42.00 in Playa del Carmen. Groceries tell a different story – $262 in Masaya vs $249 in Playa del Carmen – so Playa del Carmen wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Masaya vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Masaya?
Yes – Playa del Carmen is pricier by about 81%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,077 per month in Masaya and $1,945 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Is eating out cheaper in Masaya or Playa del Carmen?
A mid-range dinner for two costs $35.00 in Masaya and $42.00 in Playa del Carmen. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Masaya and Playa del Carmen?
Interestingly, groceries are about 5% cheaper in Playa del Carmen – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,500 a realistic budget for Masaya or Playa del Carmen?
A $1,500 monthly budget goes further in Masaya, where all-in costs run around $718, than in Playa del Carmen at $1,297. In Masaya it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Masaya or Playa del Carmen more family-friendly?
Families tend to lean toward Masaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Masaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.