😐A single person spends $1,256 per month in Playa del Carmen vs $719 in Masaya, rent included.
😐A couple spends around $2,137 per month in Playa del Carmen vs $1,155 in Masaya, rent included.
😐A family of three spends $3,017 per month in Playa del Carmen vs $1,592 in Masaya, rent included.
😐Playa del Carmen costs about 75% more than Masaya, driven mainly by Eating Out.
📊Both Playa del Carmen and Masaya are more affordable than the global median – Playa del Carmen6% lower, Masaya46% lower.
Currency
🍽 Eating Out
Playa del Carmen
Masaya
Difference
Meal at Budget Restaurant
$11.99MX$209
$4.87NIO 178
146.20%
Three-Course Dinner for Two, Mid-Range
$41.78MX$728
$34.82NIO 1,275
19.99%
Fast Food Meal(McDonalds, etc)
$10.75MX$187
$7.08NIO 259
51.84%
Cappuccino
$3.50MX$60.9
$2.39NIO 87.5
46.44%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.45MX$25.22
$0.79NIO 28.78
83.54%
Water(0.33 liter bottle)
$0.88MX$15.41
$0.76NIO 27.65
15.79%
Local Beer(0.5 liter draught)
$2.95MX$51.3
$1.35NIO 49.32
118.52%
Imported Beer(0.33 liter bottle)
$4.51MX$78.6
$2.02NIO 74.0
123.27%
🛒 Groceries & Markets
Playa del Carmen
Masaya
Difference
Milk(1 liter)
$1.43MX$24.94
$1.27NIO 46.52
12.60%
White Bread(500g)
$1.84MX$31.99
$2.46NIO 89.9
-25.20%
Rice(white)(1kg)
$1.57MX$27.31
$1.82NIO 66.6
-13.74%
Eggs
$2.51MX$43.74
$2.23NIO 81.7
12.56%
Local Cheese(1kg)
$8.28MX$144
$11.14NIO 408
-25.67%
Chicken Fillets(1kg)
$8.43MX$147
$6.77NIO 248
24.52%
Beef Round Steak(1kg)
$10.68MX$186
$7.88NIO 289
35.53%
Apples(1kg)
$2.61MX$45.43
$3.93NIO 144
-33.59%
Banana(1kg)
$1.44MX$25.04
$0.89NIO 32.74
61.80%
Oranges(1kg)
$1.96MX$34.16
$1.76NIO 64.6
11.36%
Tomato(1kg)
$2.09MX$36.47
$2.19NIO 80.2
-4.57%
Potato(1kg)
$1.85MX$32.24
$3.95NIO 145
-53.16%
Onion(1kg)
$2.17MX$37.74
$2.24NIO 81.9
-3.13%
Lettuce(1 head)
$1.03MX$17.96
$1.06NIO 38.81
-2.83%
Water(1.5 liter bottle)
$1.07MX$18.70
$1.06NIO 38.70
0.94%
Cigarettes 20 Pack(Marlboro, Camel)
$4.10MX$71.4
$2.63NIO 96.3
55.89%
Wine(Bottle)
$10.17MX$177
$14.63NIO 536
-30.49%
Local Beer(0.5 liter bottle)
$1.68MX$29.17
$1.42NIO 52.0
18.31%
Imported Beer(0.33 liter bottle)
$2.53MX$43.98
$2.17NIO 79.5
16.59%
🚌 Getting Around
Playa del Carmen
Masaya
Difference
One-way Ticket(Public Transport)
$0.51MX$8.87
-
-
Public Transport Monthly Pass(Regular Price)
$26.04MX$453
-
-
Taxi Start(Normal Tariff)
$3.23MX$56.3
$1.46NIO 53.5
121.23%
Taxi(Normal Tariff)(1km)
$2.41MX$41.88
-
-
Taxi 1hour Waiting(Normal Tariff)
$3.23MX$56.2
$6.63NIO 243
-51.28%
Gasoline(1 liter)
$1.32MX$23.00
$1.30NIO 47.49
1.54%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7KMX$517.1K
$22.6KNIO 827.8K
31.39%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7KMX$412.0K
$26.5KNIO 970.1K
-10.67%
🧾 Monthly Utilities & Internet
Playa del Carmen
Masaya
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.0MX$1,428
$97.0NIO 3,552
-15.44%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.95MX$400
$16.99NIO 622
35.08%
Internet(50+ Mbps, Unlimited Data)
$30.11MX$524
$37.80NIO 1,384
-20.34%
🎉 Sport & Entertainment
Playa del Carmen
Masaya
Difference
Gym Membership(Monthly)
$52.0MX$905
-
-
Tennis Court(1 Hour on Weekend)
$18.53MX$323
-
-
Cinema Ticket
$4.98MX$86.6
$8.23NIO 301
-39.49%
🧸 Childcare & Education
Playa del Carmen
Masaya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$197MX$3,438
$122NIO 4,474
61.62%
International Primary School, 1 Child(Yearly)
$5,336MX$92.9K
$5,919NIO 216.8K
-9.85%
👕👟 Clothing & Footwear
Playa del Carmen
Masaya
Difference
Jeans(Levis 501 Or Similar)
$35.60MX$620
$76.6NIO 2,805
-53.52%
Summer Dress(H&M, Zara, etc)
$40.33MX$702
$73.1NIO 2,675
-44.79%
Sport Shoes(Adidas, Nike)
$78.8MX$1,371
$133NIO 4,878
-40.87%
Men's Leather Business Shoes
$88.9MX$1,549
$109NIO 3,996
-18.49%
🏠 Accommodation & Living
Playa del Carmen
Masaya
Difference
1-bedroom Apartment, City Center(Monthly)
$947MX$16.5K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$474MX$8,254
-
-
3-bedroom Apartment, City Center(Monthly)
$1,644MX$28.6K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,211MX$21.1K
-
-
Buy Apartment in City Center(m2)
$4,056MX$70.6K
-
-
Buy Apartment Outside City Center(m2)
$6,470MX$112.7K
-
-
💵 Salaries & Financials
Playa del Carmen
Masaya
Difference
Average Monthly Net Salary(After Tax)
$654MX$11.4K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
10.25
11.41%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: July 13, 2026
Last update for Masaya: July 14, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $42.00 in Playa del Carmen versus $35.00 in Masaya. Groceries tell a different story – $249 in Playa del Carmen vs $261 in Masaya – so Playa del Carmen wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Masaya: Cost of Living - Frequently Asked Questions
Is Masaya cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 75%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,884 per month in Playa del Carmen and $1,078 in Masaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Is eating out cheaper in Playa del Carmen or in Masaya?
A mid-range dinner for two costs $42.00 in Playa del Carmen and $35.00 in Masaya. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Playa del Carmen and in Masaya?
Interestingly, groceries are about 5% cheaper in Playa del Carmen – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,500 a realistic budget for living in Playa del Carmen or in Masaya?
A $1,500 monthly budget goes further in Masaya, where all-in costs run around $719, than in Playa del Carmen at $1,256. In Masaya it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Masaya more family-friendly?
Families tend to lean toward Masaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Masaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared