Last update: Oct 2026

Cost of Living Comparison Between Margate, South Africa and Cape Town

For one person, living is cheaper in Margate: $891 a month against $1,556 in Cape Town, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

Margate, South Africa
Cape Town, South Africa
Margate
🇿🇦 South Africa
$891
/mo nomad
Cape Town
🇿🇦 South Africa
$1,556
/mo nomad
Monthly Cost of Living

How much you'll spend in Margate and in Cape Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Margate and in Cape Town actually costs, broken down by who's living it.

A single person spends $891 per month in Margate vs $1,556 in Cape Town, rent included.

  • Margate $891
  • Cape Town $1,556

A couple spends around $1,419 per month in Margate vs $2,432 in Cape Town, rent included.

  • Margate $1,419
  • Cape Town $2,432

A family of three spends $1,947 per month in Margate vs $3,307 in Cape Town, rent included.

  • Margate $1,947
  • Cape Town $3,307

Margate is about 43% cheaper than Cape Town, and outside of rent the biggest gap is in groceries.

Margate sits 35% below the global median, while Cape Town is 14% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Margate
Cape Town
Difference
Meal at Budget Restaurant
$7.72 R 128
$12.09 R 201
-36.15%
Three-Course Dinner for Two, Mid-Range
$36.77 R 612
$44.34 R 738
-17.07%
Fast Food Meal (McDonalds, etc)
$5.95 R 99.0
$6.15 R 102
-3.25%
Cappuccino
$1.89 R 31.51
$2.36 R 39.24
-19.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.05 R 17.55
$1.26 R 21.03
-16.67%
Water (0.33 liter bottle)
$0.84 R 14.01
$1.00 R 16.56
-16.00%
Local Beer (0.5 liter draught)
$2.44 R 40.65
$3.08 R 51.2
-20.78%
Imported Beer (0.33 liter bottle)
$2.30 R 38.31
$3.70 R 61.5
-37.84%
🛒 Groceries & Markets
Margate
Cape Town
Difference
Milk (1 liter)
$0.99 R 16.42
$1.34 R 22.38
-26.12%
White Bread (500g)
$0.91 R 15.08
$1.19 R 19.86
-23.53%
Rice (white) (1kg)
$1.13 R 18.72
$2.10 R 34.96
-46.19%
Eggs
$2.38 R 39.60
$3.05 R 50.7
-21.97%
Local Cheese (1kg)
$5.21 R 86.6
$8.73 R 145
-40.32%
Chicken Fillets (1kg)
$3.41 R 56.7
$6.97 R 116
-51.08%
Beef Round Steak (1kg)
$6.01 R 100
$9.39 R 156
-36.00%
Apples (1kg)
$1.16 R 19.22
$1.89 R 31.39
-38.62%
Banana (1kg)
$1.25 R 20.85
$1.88 R 31.27
-33.51%
Oranges (1kg)
$1.09 R 18.13
$1.69 R 28.04
-35.50%
Tomato (1kg)
$1.41 R 23.49
$2.04 R 34.02
-30.88%
Potato (1kg)
$1.10 R 18.22
$1.57 R 26.08
-29.94%
Onion (1kg)
$1.33 R 22.07
$1.48 R 24.61
-10.14%
Lettuce (1 head)
$1.10 R 18.38
$1.28 R 21.33
-14.06%
Water (1.5 liter bottle)
$0.97 R 16.16
$1.19 R 19.78
-18.49%
Cigarettes 20 Pack (Marlboro, Camel)
$1.62 R 26.91
$3.63 R 60.4
-55.37%
Wine (Bottle)
$3.63 R 60.4
$6.17 R 103
-41.17%
Local Beer (0.5 liter bottle)
$1.48 R 24.60
$1.39 R 23.10
6.47%
Imported Beer (0.33 liter bottle)
$1.85 R 30.85
$2.18 R 36.27
-15.14%
🚌 Getting Around
Margate
Cape Town
Difference
One-way Ticket (Public Transport)
$1.56 R 25.89
$1.37 R 22.79
13.87%
Public Transport Monthly Pass (Regular Price)
-
$61.3 R 1,020
-
Taxi Start (Normal Tariff)
$0.45 R 7.42
$0.57 R 9.56
-21.05%
Taxi (Normal Tariff) (1km)
$0.71 R 11.88
$1.48 R 24.58
-52.03%
Taxi 1hour Waiting (Normal Tariff)
$7.76 R 129
$4.90 R 81.5
58.37%
Gasoline (1 liter)
$1.37 R 22.87
$1.58 R 26.25
-13.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K R 584.0K
$34.7K R 577.5K
1.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.7K R 560.3K
$34.1K R 567.4K
-1.24%
🧾 Monthly Utilities & Internet
Margate
Cape Town
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$61.6 R 1,025
$117 R 1,945
-47.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.40 R 306
$28.35 R 472
-35.10%
Internet (50+ Mbps, Unlimited Data)
$32.91 R 548
$40.58 R 675
-18.90%
🎉 Sport & Entertainment
Margate
Cape Town
Difference
Gym Membership (Monthly)
$32.81 R 546
$48.54 R 808
-32.41%
Tennis Court (1 Hour on Weekend)
$10.97 R 183
$10.80 R 180
1.57%
Cinema Ticket
$4.34 R 72.2
$9.11 R 152
-52.36%
🧸 Childcare & Education
Margate
Cape Town
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$310 R 5,161
$302 R 5,024
2.74%
International Primary School, 1 Child (Yearly)
$7,680 R 127.8K
$6,720 R 111.8K
14.29%
👕👟 Clothing & Footwear
Margate
Cape Town
Difference
Jeans (Levis 501 Or Similar)
$54.6 R 908
$55.2 R 919
-1.23%
Summer Dress (H&M, Zara, etc)
$18.27 R 304
$32.70 R 544
-44.13%
Sport Shoes (Adidas, Nike)
$71.7 R 1,193
$118 R 1,961
-39.16%
Men's Leather Business Shoes
$49.48 R 823
$104 R 1,728
-52.37%
🏠 Accommodation & Living
Margate
Cape Town
Difference
1-bedroom Apartment, City Center (Monthly)
$395 R 6,577
$1,041 R 17.3K
-62.02%
1-bedroom Apartment, Outside City Center (Monthly)
$363 R 6,046
$691 R 11.5K
-47.40%
3-bedroom Apartment, City Center (Monthly)
$743 R 12.4K
$1,981 R 33.0K
-62.51%
3-bedroom Apartment, Outside City Center (Monthly)
$724 R 12.0K
$1,388 R 23.1K
-47.84%
Buy Apartment in City Center (m2)
$880 R 14.6K
$2,420 R 40.3K
-63.62%
Buy Apartment Outside City Center (m2)
$696 R 11.6K
$1,552 R 25.8K
-55.13%
💵 Salaries & Financials
Margate
Cape Town
Difference
Average Monthly Net Salary (After Tax)
$1,528 R 25.4K
$1,576 R 26.2K
-3.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.78
10.97
7.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Margate: October 26, 2026

Last update for Cape Town: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Margate
$363
Cape Town
$691 90.1% $327
Groceries & Markets
Margate
$149
Cape Town
$224 50.3% $75
Eating Out
Margate
$127
Cape Town
$175 38.3% $49
Monthly Utilities & Internet
Margate
$113
Cape Town
$186 64.6% $73
Clothing & Footwear
Margate
$87
Cape Town
$139 59.6% $52
Sport & Entertainment
Margate
$41
Cape Town
$67 60.9% $25
Getting Around
Margate
$10 *
Cape Town
$75 630% $64

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $395 in Margate versus $1,041 in Cape Town. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Cape Town, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $37 in Margate versus $44 in Cape Town. Monthly groceries follow the same trend: $149 vs $224 – making Margate the more affordable choice for daily food spending.

Good to know
🇿🇦 Margate
🇿🇦 Cape Town
🕒 Local time
13:47 1:47 PM
13:47 1:47 PM
Same time as Margate
🌤 Weather
👥 Population
34,407
3,740,026 Capital
Exchange rates and currency converter

USD, EUR to ZAR – South African Rand Converter

South African Rand exchange rates as of October 28, 2026: 1 USD = 16.64 ZAR (100 ZAR = 6.01 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

On the map
Between locations
  • Margate Cape Town 1,170 km ≈ 2 h nonstop flight
From you
  • Margate
  • Cape Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Margate vs Cape Town: Cost of Living - Frequently Asked Questions
Which city is more expensive, Margate or Cape Town?
Cape Town costs about 75% more than Margate, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Margate and in Cape Town?
For a comfortable life, plan on about $1,336 per month in Margate and $2,335 in Cape Town. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Margate or Cape Town?
Rent is clearly cheaper in Margate, especially for central apartments: a one-bedroom in the center costs $395 there versus $1,041 in Cape Town.
How much does it cost to live in Margate compared to Cape Town?
Monthly expenses with rent come to $891 in Margate and $1,556 in Cape Town. That’s a gap of about 75%.
How do childcare costs compare in Margate and in Cape Town?
Kindergarten costs $310 per month in Margate and $302 in Cape Town. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $800/month in Margate or in Cape Town?
$800 is a stretch for both – monthly costs hit $891 in Margate and $1,556 in Cape Town. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Margate or Cape Town?
It depends on your priorities. Cape Town has an edge in some lifestyle areas, with costs from $891 in Margate to $1,556 in Cape Town. Climate, culture, job market, and personal taste all factor in.
Should I move to Margate or to Cape Town?
If budget matters most, go with Margate. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Town makes more sense. Both are solid long-term options with distinct trade-offs.

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