Cost of Living Comparison Between Mardan and Ubud, Bali Cost of Living Comparison Between Mardan and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $433 in Mardan versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $641 in Mardan versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $848 in Mardan versus $3,732 in Ubud, Bali.

Living in Mardan costs roughly 70% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Mardan is 68% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$2.18 PKR 608

$3.57 Rp 61.6K

-38.94%

Three-Course Dinner for Two, Mid-Range

$14.39 PKR 4,017

$32.58 Rp 562.6K

-55.83%

Fast Food Meal (McDonalds, etc)

$5.35 PKR 1,493

$5.07 Rp 87.5K

5.52%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.75 PKR 488

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.93 PKR 1,098

Cappuccino

$2.06 PKR 575

$2.83 Rp 48.8K

-27.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.29 PKR 79.9

$1.34 Rp 23.1K

-78.36%

Water (0.33 liter bottle)

$0.22 PKR 61.1

$0.69 Rp 12.0K

-68.12%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

Milk (1 liter)

$0.78 PKR 217

$1.74 Rp 30.1K

-55.17%

White Bread (500g)

$0.65 PKR 183

$2.54 Rp 43.8K

-74.41%

Rice (white) (1kg)

$0.84 PKR 234

$1.19 Rp 20.6K

-29.41%

Eggs

$1.16 PKR 323

$2.43 Rp 41.9K

-52.26%

Local Cheese (1kg)

$6.03 PKR 1,682

$14.66 Rp 253.2K

-58.87%

Chicken Fillets (1kg)

$2.39 PKR 667

$4.18 Rp 72.1K

-42.82%

Beef Round Steak (1kg)

$3.10 PKR 867

$11.94 Rp 206.1K

-74.04%

Apples (1kg)

$0.74 PKR 206

$3.69 Rp 63.6K

-79.95%

Banana (1kg)

$0.55 PKR 153

$1.61 Rp 27.7K

-65.84%

Oranges (1kg)

$0.95 PKR 266

$2.69 Rp 46.4K

-64.68%

Tomato (1kg)

$0.30 PKR 84.9

$2.33 Rp 40.2K

-87.12%

Potato (1kg)

$0.24 PKR 66.9

$1.91 Rp 32.9K

-87.43%

Onion (1kg)

$0.37 PKR 102

$2.19 Rp 37.7K

-83.11%

Lettuce (1 head)

$0.31 PKR 86.2

$1.06 Rp 18.3K

-70.75%

Water (1.5 liter bottle)

$0.15 PKR 41.22

$0.72 Rp 12.5K

-79.17%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.98 PKR 553

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.87 PKR 243

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.99 PKR 555

Cigarettes 20 Pack (Marlboro, Camel)

$1.37 PKR 384

$3.13 Rp 54.1K

-56.23%

Wine (Bottle)

$23.49 Rp 405.6K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

One-way Ticket (Public Transport)

$0.18 PKR 49.07

$0.29 Rp 5,010

-37.93%

Public Transport Monthly Pass (Regular Price)

$7.04 PKR 1,966

$8.17 Rp 141.0K

-13.83%

Taxi Start (Normal Tariff)

$0.36 PKR 102

$0.45 Rp 7,834

-20.00%

Taxi (Normal Tariff) (1km)

$0.34 PKR 96.1

$0.42 Rp 7,278

-19.05%

Taxi 1hour Waiting (Normal Tariff)

$1.81 PKR 506

$6.16 Rp 106.3K

-70.62%

Gasoline (1 liter)

$0.97 PKR 271

$0.84 Rp 14.5K

15.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K PKR 5.8M

$26.2K Rp 453.1M

-20.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K PKR 7.3M

$32.5K Rp 560.8M

-19.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 PKR 31.9K

$78.4 Rp 1.4M

45.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.37 PKR 1,499

$3.95 Rp 68.2K

35.95%

Internet (50+ Mbps, Unlimited Data)

$18.43 PKR 5,144

$24.40 Rp 421.4K

-24.47%

Gym Membership (Monthly)

$12.43 PKR 3,469

$96.5 Rp 1.7M

-87.12%

Tennis Court (1 Hour on Weekend)

$5.91 PKR 1,649

$6.35 Rp 109.6K

-6.93%

Cinema Ticket

$4.18 PKR 1,166

$4.04 Rp 69.7K

3.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$17.36 PKR 4,845

$303 Rp 5.2M

-94.26%

International Primary School, 1 Child (Yearly)

$1,128 PKR 314.8K

$6,523 Rp 112.6M

-82.71%

Jeans (Levis 501 Or Similar)

$21.42 PKR 5,978

$53.8 Rp 929.5K

-60.22%

Summer Dress (H&M, Zara, etc)

$27.91 PKR 7,791

$37.98 Rp 655.8K

-26.51%

Sport Shoes (Adidas, Nike)

$89.5 PKR 25.0K

$86.8 Rp 1.5M

3.20%

Men's Leather Business Shoes

$17.55 PKR 4,899

$78.9 Rp 1.4M

-77.75%

1-bedroom Apartment, City Center (Monthly)

$75.8 PKR 21.2K

$1,012 Rp 17.5M

-92.51%

1-bedroom Apartment, Outside City Center (Monthly)

$51.6 PKR 14.4K

$674 Rp 11.6M

-92.35%

3-bedroom Apartment, City Center (Monthly)

$164 PKR 45.9K

$3,390 Rp 58.5M

-95.15%

3-bedroom Apartment, Outside City Center (Monthly)

$108 PKR 30.2K

$2,098 Rp 36.2M

-94.85%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$270 PKR 75.3K

$173 Rp 3.0M

55.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.2

13.28

52.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mardan: April 25, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $75.8 in Mardan and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Mardan pays 56% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Mardan vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $78.0 vs $298 per month, with Mardan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mardan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Mardan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Sport & Entertainment. The 232% gap adds up to real monthly savings that compound significantly over time.

Mardan pays 56% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $75.8 in Mardan versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $17.36 in Mardan versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 280% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $433 in Mardan versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Mardan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Mardan the clear choice for anyone on this budget.

For families, Mardan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mardan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mardan gentler on the wallet – expenses run 232% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.