Last update: Oct 2026

Cost of Living Comparison Between Mardan and Ubud, Bali

For one person, living is cheaper in Mardan: $502 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Mardan
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Mardan Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Mardan

🇵🇰 Pakistan

$502

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Mardan and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mardan and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $502 in Mardan versus $1,349 in Ubud, Bali.

Mardan $502
Ubud, Bali $1,349

Estimated couple costs with rent: $788 in Mardan versus $2,305 in Ubud, Bali.

Mardan $788
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,074 in Mardan versus $3,261 in Ubud, Bali.

Mardan $1,074
Ubud, Bali $3,261

Living in Mardan costs roughly 63% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.53 PKR 978

$3.32 Rp 60.2K

6.33%

Three-Course Dinner for Two, Mid-Range

$23.47 PKR 6,495

$35.64 Rp 645.8K

-34.15%

Fast Food Meal (McDonalds, etc)

$5.44 PKR 1,504

$5.53 Rp 100.3K

-1.63%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.66 PKR 1,013

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.77 PKR 1,872

Cappuccino

$2.55 PKR 705

$2.72 Rp 49.3K

-6.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 PKR 94.7

$1.70 Rp 30.8K

-80.00%

Water (0.33 liter bottle)

$0.23 PKR 63.9

$0.76 Rp 13.8K

-69.74%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

Milk (1 liter)

$0.90 PKR 250

$1.49 Rp 27.0K

-39.60%

White Bread (500g)

$0.78 PKR 216

$2.28 Rp 41.2K

-65.79%

Rice (white) (1kg)

$1.29 PKR 358

$1.19 Rp 21.6K

8.40%

Eggs

$1.22 PKR 337

$2.04 Rp 36.9K

-40.20%

Local Cheese (1kg)

$2.93 PKR 811

$17.70 Rp 320.8K

-83.45%

Chicken Fillets (1kg)

$3.17 PKR 878

$3.96 Rp 71.8K

-19.95%

Beef Round Steak (1kg)

$3.72 PKR 1,029

$12.19 Rp 220.9K

-69.48%

Apples (1kg)

$0.87 PKR 240

$3.66 Rp 66.2K

-76.23%

Banana (1kg)

$0.73 PKR 203

$1.52 Rp 27.5K

-51.97%

Oranges (1kg)

$1.03 PKR 286

$2.23 Rp 40.4K

-53.81%

Tomato (1kg)

$0.35 PKR 96.5

$1.97 Rp 35.7K

-82.23%

Potato (1kg)

$0.27 PKR 74.2

$1.85 Rp 33.5K

-85.41%

Onion (1kg)

$0.38 PKR 106

$2.42 Rp 43.9K

-84.30%

Lettuce (1 head)

$0.28 PKR 77.2

$0.99 Rp 17.9K

-71.72%

Water (1.5 liter bottle)

$0.35 PKR 96.0

$0.51 Rp 9,303

-31.37%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.79 PKR 496

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.20 PKR 333

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.32 PKR 642

Cigarettes 20 Pack (Marlboro, Camel)

$1.84 PKR 508

$2.22 Rp 40.3K

-17.12%

Wine (Bottle)

$22.24 Rp 403.0K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

One-way Ticket (Public Transport)

$0.20 PKR 54.5

$0.25 Rp 4,548

-20.00%

Public Transport Monthly Pass (Regular Price)

$10.72 PKR 2,966

$7.82 Rp 141.8K

37.08%

Taxi Start (Normal Tariff)

$1.27 PKR 352

$0.44 Rp 7,964

188.64%

Taxi (Normal Tariff) (1km)

$0.69 PKR 190

$0.43 Rp 7,793

60.47%

Taxi 1hour Waiting (Normal Tariff)

$1.60 PKR 442

$5.41 Rp 98.0K

-70.43%

Gasoline (1 liter)

$1.05 PKR 292

$0.82 Rp 14.9K

28.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K PKR 6.0M

$23.8K Rp 432.0M

-8.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K PKR 6.5M

$31.7K Rp 575.3M

-25.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 PKR 28.7K

$79.1 Rp 1.4M

31.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.02 PKR 1,666

$6.45 Rp 116.8K

-6.67%

Internet (50+ Mbps, Unlimited Data)

$16.99 PKR 4,701

$18.58 Rp 336.7K

-8.56%

Gym Membership (Monthly)

$12.89 PKR 3,566

$49.48 Rp 896.7K

-73.95%

Tennis Court (1 Hour on Weekend)

$8.04 PKR 2,223

$17.65 Rp 319.8K

-54.45%

Cinema Ticket

$4.89 PKR 1,353

$4.27 Rp 77.4K

14.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$42.07 PKR 11.6K

$491 Rp 8.9M

-91.42%

International Primary School, 1 Child (Yearly)

$1,058 PKR 292.8K

$5,674 Rp 102.8M

-81.35%

Jeans (Levis 501 Or Similar)

$25.98 PKR 7,188

$44.64 Rp 808.9K

-41.80%

Summer Dress (H&M, Zara, etc)

$34.63 PKR 9,583

$34.95 Rp 633.4K

-0.92%

Sport Shoes (Adidas, Nike)

$96.3 PKR 26.7K

$79.9 Rp 1.4M

20.55%

Men's Leather Business Shoes

$40.12 PKR 11.1K

$79.4 Rp 1.4M

-49.48%

1-bedroom Apartment, City Center (Monthly)

$134 PKR 37.1K

$1,125 Rp 20.4M

-88.08%

1-bedroom Apartment, Outside City Center (Monthly)

$86.0 PKR 23.8K

$671 Rp 12.2M

-87.20%

3-bedroom Apartment, City Center (Monthly)

$264 PKR 73.1K

$3,565 Rp 64.6M

-92.59%

3-bedroom Apartment, Outside City Center (Monthly)

$182 PKR 50.3K

$1,723 Rp 31.2M

-89.44%

Buy Apartment in City Center (m2)

$865 PKR 239.3K

$2,732 Rp 49.5M

-68.34%

Buy Apartment Outside City Center (m2)

$578 PKR 159.9K

$2,284 Rp 41.4M

-74.70%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

13.78

-5.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mardan: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Mardan

$127 25.2%

Ubud, Bali

$104 7.7% 17.8% $23

Clothing & Footwear

Mardan

$89 17.7%

Ubud, Bali

$108 8% 21.2% $19

Accommodation & Living

Mardan

$86 17.1%

Ubud, Bali

$672 49.8% 681% $586

Groceries & Markets

Mardan

$84 16.8%

Ubud, Bali

$288 21.4% 243% $204

Eating Out

Mardan

$77 15.4%

Ubud, Bali

$108 8% 39% $30

Sport & Entertainment

Mardan

$23 4.5%

Ubud, Bali

$58 4.3% 156% $35

Getting Around

Mardan

$16 3.2%

Ubud, Bali

$11 0.9% 29.6% $4.8

Cost Breakdown

A one-bedroom apartment in the center runs $134 in Mardan and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $23 in Mardan vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $84 vs $288 per month, with Mardan cheaper across the board.

Good to know

🇵🇰 Mardan

🇮🇩 Ubud, Bali

🕒 Local time

06:42 6:42 AM

09:42 9:42 AM

3 h ahead of Mardan

🌤 Weather

👥 Population

358,604

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.24 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 1, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 309 PKR (1,000 PKR = 3.24 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Mardan Ubud, Bali 6,580 km ≈ 9 h nonstop flight

From you

Mardan
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mardan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Mardan is about 63% cheaper overall, especially in groceries, leisure, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $753 in Mardan and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $134 in Mardan versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $42 in Mardan versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 243% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $502 in Mardan versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Mardan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Mardan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.