Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Mardan

For one person, living is cheaper in Mardan: $502 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
24

Cost of Living Index in Mardan
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Mardan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Mardan

🇵🇰 Pakistan

$502

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Mardan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Mardan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $502 in Mardan.

Ubud, Bali $1,349
Mardan $502

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $788 in Mardan.

Ubud, Bali $2,305
Mardan $788

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,074 in Mardan.

Ubud, Bali $3,261
Mardan $1,074

Living in Ubud, Bali is roughly 169% more expensive than in Mardan, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$3.53 PKR 978

-5.95%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$23.47 PKR 6,495

51.85%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$5.44 PKR 1,504

1.65%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.66 PKR 1,013

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.77 PKR 1,872

Cappuccino

$2.72 Rp 49.3K

$2.55 PKR 705

6.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.34 PKR 94.7

400.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.23 PKR 63.9

230.43%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

Milk (1 liter)

$1.49 Rp 27.0K

$0.90 PKR 250

65.56%

White Bread (500g)

$2.28 Rp 41.2K

$0.78 PKR 216

192.31%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.29 PKR 358

-7.75%

Eggs

$2.04 Rp 36.9K

$1.22 PKR 337

67.21%

Local Cheese (1kg)

$17.70 Rp 320.8K

$2.93 PKR 811

504.10%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$3.17 PKR 878

24.92%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$3.72 PKR 1,029

227.69%

Apples (1kg)

$3.66 Rp 66.2K

$0.87 PKR 240

320.69%

Banana (1kg)

$1.52 Rp 27.5K

$0.73 PKR 203

108.22%

Oranges (1kg)

$2.23 Rp 40.4K

$1.03 PKR 286

116.50%

Tomato (1kg)

$1.97 Rp 35.7K

$0.35 PKR 96.5

462.86%

Potato (1kg)

$1.85 Rp 33.5K

$0.27 PKR 74.2

585.19%

Onion (1kg)

$2.42 Rp 43.9K

$0.38 PKR 106

536.84%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.28 PKR 77.2

253.57%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.35 PKR 96.0

45.71%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.79 PKR 496

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.20 PKR 333

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.32 PKR 642

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$1.84 PKR 508

20.65%

Wine (Bottle)

$22.24 Rp 403.0K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.20 PKR 54.5

25.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$10.72 PKR 2,966

-27.05%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.27 PKR 352

-65.35%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.69 PKR 190

-37.68%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$1.60 PKR 442

238.13%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.05 PKR 292

-21.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$21.8K PKR 6.0M

9.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$23.6K PKR 6.5M

34.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$104 PKR 28.7K

-23.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$6.02 PKR 1,666

7.14%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$16.99 PKR 4,701

9.36%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$12.89 PKR 3,566

283.86%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$8.04 PKR 2,223

119.53%

Cinema Ticket

$4.27 Rp 77.4K

$4.89 PKR 1,353

-12.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$42.07 PKR 11.6K

1066.01%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$1,058 PKR 292.8K

436.10%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$25.98 PKR 7,188

71.82%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$34.63 PKR 9,583

0.92%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$96.3 PKR 26.7K

-17.05%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$40.12 PKR 11.1K

97.96%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$134 PKR 37.1K

738.75%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$86.0 PKR 23.8K

681.26%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$264 PKR 73.1K

1248.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$182 PKR 50.3K

847.28%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$865 PKR 239.3K

215.87%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$578 PKR 159.9K

295.33%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.08

5.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Mardan: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Mardan

$86 17.1% 87.2% $586

Groceries & Markets

Ubud, Bali

$288 21.4%

Mardan

$84 16.8% 70.8% $204

Eating Out

Ubud, Bali

$108 8%

Mardan

$77 15.4% 28.1% $30

Clothing & Footwear

Ubud, Bali

$108 8%

Mardan

$89 17.7% 17.5% $19

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Mardan

$127 25.2% 21.6% $23

Sport & Entertainment

Ubud, Bali

$58 4.3%

Mardan

$23 4.5% 60.9% $35

Getting Around

Ubud, Bali

$11 0.9%

Mardan

$16 3.2% 42% $4.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $134 in Mardan. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $23 in Mardan for a mid-range dinner for two. Groceries echo the gap at $288 vs $84 per month, with Mardan cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Mardan

🕒 Local time

10:37 10:37 AM

07:37 7:37 AM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

358,604

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.24 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Pakistani Rupee exchange rates as of November 2, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 309 PKR (1,000 PKR = 3.24 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Mardan 6,580 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Mardan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mardan: Cost of Living - Frequently Asked Questions

Mardan is about 63% cheaper overall, especially in groceries, leisure, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $753 in Mardan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $134 in Mardan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $42 in Mardan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 243% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $502 in Mardan versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Mardan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Mardan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.