Cost of Living Comparison Between Manila and Ozamiz Cost of Living Comparison Between Manila and Ozamiz

Monthly Cost of Living

A single person spends $968 per month in Manila vs $767 in Ozamiz, rent included.

A couple spends around $1,526 per month in Manila vs $1,202 in Ozamiz, rent included.

A family of three spends $2,085 per month in Manila vs $1,636 in Ozamiz, rent included.

Manila costs about 26% more than Ozamiz, driven mainly by Groceries & Markets.

Both Manila and Ozamiz are more affordable than the global median – Manila 27% lower, Ozamiz 42% lower.

Meal at Budget Restaurant

$5.40 ₱331

$3.52 ₱216

53.41%

Three-Course Dinner for Two, Mid-Range

$26.20 ₱1,604

$17.62 ₱1,078

48.69%

Fast Food Meal (McDonalds, etc)

$4.32 ₱264

$3.24 ₱198

33.33%

Cappuccino

$2.65 ₱162

$2.39 ₱147

10.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.96 ₱58.6

$0.78 ₱47.63

23.08%

Water (0.33 liter bottle)

$0.54 ₱33.24

$0.39 ₱24.04

38.46%

Local Beer (0.5 liter draught)

$1.53 ₱93.4

$1.36 ₱83.2

12.50%

Imported Beer (0.33 liter bottle)

$2.73 ₱167

$2.10 ₱128

30.00%

Milk (1 liter)

$1.90 ₱116

$1.74 ₱107

9.20%

White Bread (500g)

$1.33 ₱81.5

$0.82 ₱49.92

62.20%

Rice (white) (1kg)

$1.09 ₱66.6

$0.89 ₱54.5

22.47%

Eggs

$2.11 ₱129

$1.62 ₱99.1

30.25%

Local Cheese (1kg)

$9.09 ₱556

$8.14 ₱498

11.67%

Chicken Fillets (1kg)

$5.12 ₱313

$4.14 ₱253

23.67%

Beef Round Steak (1kg)

$8.32 ₱509

$7.56 ₱463

10.05%

Apples (1kg)

$3.48 ₱213

$2.86 ₱175

21.68%

Banana (1kg)

$1.83 ₱112

$1.58 ₱96.9

15.82%

Oranges (1kg)

$3.65 ₱224

$2.71 ₱166

34.69%

Tomato (1kg)

$2.48 ₱152

$1.62 ₱99.2

53.09%

Potato (1kg)

$2.68 ₱164

$2.21 ₱135

21.27%

Onion (1kg)

$3.09 ₱189

$2.59 ₱158

19.31%

Lettuce (1 head)

$1.99 ₱122

$1.07 ₱65.2

85.98%

Water (1.5 liter bottle)

$0.70 ₱42.73

$0.75 ₱46.06

-6.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.36 ₱206

$2.78 ₱170

20.86%

Wine (Bottle)

$9.94 ₱609

$7.02 ₱430

41.60%

Local Beer (0.5 liter bottle)

$1.45 ₱88.6

$1.15 ₱70.5

26.09%

Imported Beer (0.33 liter bottle)

$2.15 ₱131

$1.96 ₱120

9.69%

One-way Ticket (Public Transport)

$0.51 ₱31.48

$0.28 ₱17.29

82.14%

Public Transport Monthly Pass (Regular Price)

$12.06 ₱738

Taxi Start (Normal Tariff)

$0.87 ₱53.1

$0.81 ₱49.78

7.41%

Taxi (Normal Tariff) (1km)

$0.27 ₱16.66

$0.24 ₱14.77

12.50%

Taxi 1hour Waiting (Normal Tariff)

$2.09 ₱128

$2.11 ₱129

-0.95%

Gasoline (1 liter)

$1.13 ₱69.0

$1.09 ₱66.7

3.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K ₱1.6M

$26.3K ₱1.6M

0.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.0K ₱1.4M

$20.5K ₱1.3M

12.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 ₱8,317

$115 ₱7,012

18.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.22 ₱1,360

$32.93 ₱2,016

-32.52%

Internet (50+ Mbps, Unlimited Data)

$27.60 ₱1,690

$27.89 ₱1,708

-1.04%

Gym Membership (Monthly)

$42.74 ₱2,616

$33.75 ₱2,066

26.64%

Tennis Court (1 Hour on Weekend)

$7.04 ₱431

$4.36 ₱267

61.47%

Cinema Ticket

$6.67 ₱408

$5.89 ₱360

13.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 ₱22.2K

$153 ₱9,395

136.45%

International Primary School, 1 Child (Yearly)

$11.4K ₱694.8K

$4,238 ₱259.4K

167.84%

Jeans (Levis 501 Or Similar)

$46.97 ₱2,875

$46.60 ₱2,853

0.79%

Summer Dress (H&M, Zara, etc)

$34.66 ₱2,122

$26.13 ₱1,600

32.64%

Sport Shoes (Adidas, Nike)

$83.1 ₱5,084

$76.3 ₱4,669

8.89%

Men's Leather Business Shoes

$46.23 ₱2,830

$53.8 ₱3,295

-14.12%

1-bedroom Apartment, City Center (Monthly)

$488 ₱29.9K

$269 ₱16.5K

81.38%

1-bedroom Apartment, Outside City Center (Monthly)

$263 ₱16.1K

$178 ₱10.9K

47.50%

3-bedroom Apartment, City Center (Monthly)

$1,705 ₱104.4K

$594 ₱36.4K

186.86%

3-bedroom Apartment, Outside City Center (Monthly)

$627 ₱38.4K

$397 ₱24.3K

58.07%

Buy Apartment in City Center (m2)

$4,414 ₱270.2K

$2,151 ₱131.7K

105.22%

Buy Apartment Outside City Center (m2)

$2,526 ₱154.6K

$928 ₱56.8K

172.15%

Average Monthly Net Salary (After Tax)

$492 ₱30.1K

$194 ₱11.9K

153.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

6.67

12.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manila: July 25, 2026

Last update for Ozamiz: July 26, 2026

Cost Breakdown

A central one-bedroom costs $488 in Manila versus $269 in Ozamiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 153% higher in Manila, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26.00 in Manila versus $18.00 in Ozamiz. Monthly groceries follow the same trend: $240 vs $195 – making Ozamiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Manila vs Ozamiz: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $968 in Manila, $767 in Ozamiz – roughly 26% apart. Manila costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,452 per month in Manila and $1,151 in Ozamiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ozamiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $968 in Manila and $767 in Ozamiz. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $363 per month in Manila and $153 in Ozamiz. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Ozamiz, where all-in costs run around $767, than in Manila at $968. In Ozamiz it covers expenses comfortably, while in Manila it requires careful planning or may not stretch far enough.

It depends on your priorities. Manila has an edge in some lifestyle areas, with costs from $767 in Ozamiz to $968 in Manila. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ozamiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manila makes more sense. Both are solid long-term options with distinct trade-offs.