Cost of Living Comparison Between Manila and Ozamiz Cost of Living Comparison Between Manila and Ozamiz

Monthly Cost of Living

A single person spends $958 per month in Manila vs $772 in Ozamiz, rent included.

A couple spends around $1,515 per month in Manila vs $1,190 in Ozamiz, rent included.

A family of three spends $2,073 per month in Manila vs $1,607 in Ozamiz, rent included.

Manila costs about 24% more than Ozamiz, driven mainly by Groceries & Markets.

Both Manila and Ozamiz are more affordable than the global median – Manila 29% lower, Ozamiz 43% lower.

Meal at Budget Restaurant

$5.45 ₱331

$3.46 ₱210

57.51%

Three-Course Dinner for Two, Mid-Range

$26.28 ₱1,596

$17.69 ₱1,074

48.56%

Fast Food Meal (McDonalds, etc)

$4.32 ₱263

$3.22 ₱196

34.16%

Cappuccino

$2.71 ₱164

$2.47 ₱150

9.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 ₱55.0

$0.82 ₱49.72

10.98%

Water (0.33 liter bottle)

$0.50 ₱30.58

$0.39 ₱23.73

28.21%

Local Beer (0.5 liter draught)

$1.50 ₱91.0

$1.30 ₱78.9

15.38%

Imported Beer (0.33 liter bottle)

$2.63 ₱160

$2.08 ₱126

26.44%

Milk (1 liter)

$1.89 ₱115

$1.73 ₱105

9.25%

White Bread (500g)

$1.38 ₱83.8

$0.86 ₱52.4

60.47%

Rice (white) (1kg)

$1.08 ₱65.9

$0.89 ₱53.9

21.35%

Eggs

$2.14 ₱130

$1.61 ₱97.9

32.92%

Local Cheese (1kg)

$9.52 ₱578

$7.80 ₱474

22.05%

Chicken Fillets (1kg)

$5.33 ₱324

$4.34 ₱264

22.81%

Beef Round Steak (1kg)

$8.37 ₱508

$7.80 ₱474

7.31%

Apples (1kg)

$3.39 ₱206

$2.97 ₱181

14.14%

Banana (1kg)

$1.82 ₱111

$1.51 ₱91.9

20.53%

Oranges (1kg)

$3.66 ₱222

$2.57 ₱156

42.41%

Tomato (1kg)

$2.49 ₱151

$1.56 ₱94.6

59.62%

Potato (1kg)

$2.78 ₱169

$2.25 ₱136

23.56%

Onion (1kg)

$3.05 ₱185

$2.51 ₱152

21.51%

Lettuce (1 head)

$2.04 ₱124

$1.11 ₱67.5

83.78%

Water (1.5 liter bottle)

$0.65 ₱39.71

$0.77 ₱46.69

-15.58%

Cigarettes 20 Pack (Marlboro, Camel)

$3.42 ₱208

$2.82 ₱171

21.28%

Wine (Bottle)

$9.50 ₱577

$7.99 ₱485

18.90%

Local Beer (0.5 liter bottle)

$1.44 ₱87.5

$1.20 ₱73.1

20.00%

Imported Beer (0.33 liter bottle)

$2.14 ₱130

$2.00 ₱121

7.00%

One-way Ticket (Public Transport)

$0.51 ₱31.13

$0.28 ₱17.13

82.14%

Public Transport Monthly Pass (Regular Price)

$11.85 ₱719

Taxi Start (Normal Tariff)

$0.91 ₱55.5

$0.81 ₱49.37

12.35%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.18

$0.24 ₱14.65

4.17%

Taxi 1hour Waiting (Normal Tariff)

$2.08 ₱126

$2.14 ₱130

-2.80%

Gasoline (1 liter)

$1.16 ₱70.3

$1.13 ₱68.9

2.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ₱1.6M

-0.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₱1.4M

$20.4K ₱1.2M

9.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 ₱8,261

$111 ₱6,711

23.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.24 ₱1,350

$33.42 ₱2,029

-33.45%

Internet (50+ Mbps, Unlimited Data)

$27.14 ₱1,648

$27.57 ₱1,674

-1.56%

Gym Membership (Monthly)

$42.15 ₱2,559

$33.54 ₱2,036

25.67%

Tennis Court (1 Hour on Weekend)

$6.88 ₱418

$4.51 ₱274

52.55%

Cinema Ticket

$6.58 ₱400

$5.91 ₱359

11.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$362 ₱22.0K

$154 ₱9,343

134.99%

International Primary School, 1 Child (Yearly)

$11.2K ₱681.7K

$4,368 ₱265.2K

157.05%

Jeans (Levis 501 Or Similar)

$46.99 ₱2,853

$46.27 ₱2,810

1.56%

Summer Dress (H&M, Zara, etc)

$35.37 ₱2,148

$26.48 ₱1,608

33.57%

Sport Shoes (Adidas, Nike)

$82.4 ₱5,001

$75.4 ₱4,580

9.19%

Men's Leather Business Shoes

$46.51 ₱2,824

$53.7 ₱3,262

-13.44%

1-bedroom Apartment, City Center (Monthly)

$491 ₱29.8K

$269 ₱16.4K

82.40%

1-bedroom Apartment, Outside City Center (Monthly)

$268 ₱16.3K

$174 ₱10.5K

54.04%

3-bedroom Apartment, City Center (Monthly)

$1,726 ₱104.8K

$578 ₱35.1K

198.63%

3-bedroom Apartment, Outside City Center (Monthly)

$621 ₱37.7K

$402 ₱24.4K

54.32%

Buy Apartment in City Center (m2)

$4,269 ₱259.2K

$2,251 ₱136.7K

89.61%

Buy Apartment Outside City Center (m2)

$2,574 ₱156.3K

$931 ₱56.5K

176.48%

Average Monthly Net Salary (After Tax)

$487 ₱29.5K

$194 ₱11.8K

151.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

6.67

12.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manila: June 7, 2026

Last update for Ozamiz: June 8, 2026

Cost Breakdown

A central one-bedroom costs $491 in Manila versus $269 in Ozamiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 151% higher in Manila, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26.00 in Manila versus $18.00 in Ozamiz. Monthly groceries follow the same trend: $242 vs $198 – making Ozamiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Manila vs Ozamiz: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $958 in Manila, $772 in Ozamiz – roughly 24% apart. Manila costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,437 per month in Manila and $1,158 in Ozamiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ozamiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $958 in Manila and $772 in Ozamiz. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $362 per month in Manila and $154 in Ozamiz. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Ozamiz, where all-in costs run around $772, than in Manila at $958. In Ozamiz it covers expenses comfortably, while in Manila it requires careful planning or may not stretch far enough.

It depends on your priorities. Manila has an edge in some lifestyle areas, with costs from $772 in Ozamiz to $958 in Manila. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ozamiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manila makes more sense. Both are solid long-term options with distinct trade-offs.