Last update: Nov 2026

Cost of Living Comparison Between Manila and Ozamiz

For one person, living is cheaper in Ozamiz: $709 a month against $922 in Manila, rent and utilities included – about $2,600 less a year. Rent and utilities account for about half of the difference.

Manila, Philippines
Ozamiz, Philippines
Manila
🇵🇭 Philippines
$922
/mo nomad
Ozamiz
🇵🇭 Philippines
$709
/mo nomad
Monthly Cost of Living

How much you'll spend in Manila and in Ozamiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Manila and in Ozamiz actually costs, broken down by who's living it.

A single person spends $922 per month in Manila vs $709 in Ozamiz, rent included.

  • Manila $922
  • Ozamiz $709

A couple spends around $1,531 per month in Manila vs $1,076 in Ozamiz, rent included.

  • Manila $1,531
  • Ozamiz $1,076

A family of three spends $2,140 per month in Manila vs $1,443 in Ozamiz, rent included.

  • Manila $2,140
  • Ozamiz $1,443

Manila costs about 30% more than Ozamiz, and outside of rent the biggest gap is in groceries.

Both Manila and Ozamiz are more affordable than the global median – Manila 32% lower, Ozamiz 48% lower.

Currency
🍽 Eating Out
Manila
Ozamiz
Difference
Meal at Budget Restaurant
$4.66 ₱296
$3.84 ₱244
21.35%
Three-Course Dinner for Two, Mid-Range
$26.32 ₱1,671
$16.64 ₱1,056
58.17%
Fast Food Meal (McDonalds, etc)
$4.02 ₱255
$2.76 ₱175
45.65%
Cappuccino
$2.51 ₱159
$2.20 ₱140
14.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 ₱87.1
$0.64 ₱40.84
114.06%
Water (0.33 liter bottle)
$0.89 ₱56.4
$0.33 ₱21.14
169.70%
Local Beer (0.5 liter draught)
$1.20 ₱75.9
$1.16 ₱73.6
3.45%
Imported Beer (0.33 liter bottle)
$2.34 ₱149
$2.04 ₱130
14.71%
🛒 Groceries & Markets
Manila
Ozamiz
Difference
Milk (1 liter)
$1.87 ₱119
$1.50 ₱95.5
24.67%
White Bread (500g)
$1.41 ₱89.5
$0.77 ₱48.92
83.12%
Rice (white) (1kg)
$1.02 ₱64.5
$0.82 ₱52.0
24.39%
Eggs
$2.19 ₱139
$2.00 ₱127
9.50%
Local Cheese (1kg)
$7.47 ₱474
$5.37 ₱341
39.11%
Chicken Fillets (1kg)
$4.86 ₱308
$3.42 ₱217
42.11%
Beef Round Steak (1kg)
$6.98 ₱443
$7.24 ₱459
-3.59%
Apples (1kg)
$3.28 ₱208
$2.36 ₱150
38.98%
Banana (1kg)
$1.81 ₱115
$0.73 ₱46.03
147.95%
Oranges (1kg)
$2.90 ₱184
$2.38 ₱151
21.85%
Tomato (1kg)
$1.91 ₱121
$1.16 ₱73.7
64.66%
Potato (1kg)
$2.30 ₱146
$2.15 ₱137
6.98%
Onion (1kg)
$2.69 ₱171
$1.52 ₱96.6
76.97%
Lettuce (1 head)
$2.18 ₱139
$1.10 ₱69.6
98.18%
Water (1.5 liter bottle)
$0.57 ₱36.41
$0.56 ₱35.63
1.79%
Cigarettes 20 Pack (Marlboro, Camel)
$3.07 ₱195
$2.81 ₱179
9.25%
Wine (Bottle)
$9.34 ₱593
$7.57 ₱480
23.38%
Local Beer (0.5 liter bottle)
$1.27 ₱80.9
$0.92 ₱58.6
38.04%
Imported Beer (0.33 liter bottle)
$2.05 ₱130
$1.93 ₱123
6.22%
🚌 Getting Around
Manila
Ozamiz
Difference
One-way Ticket (Public Transport)
$0.33 ₱20.98
$0.26 ₱16.38
26.92%
Public Transport Monthly Pass (Regular Price)
$12.80 ₱812
$12.47 ₱792
2.65%
Taxi Start (Normal Tariff)
$0.78 ₱49.21
$0.80 ₱50.6
-2.50%
Taxi (Normal Tariff) (1km)
$0.20 ₱12.68
$0.22 ₱13.99
-9.09%
Taxi 1hour Waiting (Normal Tariff)
$1.85 ₱118
$1.86 ₱118
-0.54%
Gasoline (1 liter)
$1.31 ₱83.2
$1.02 ₱64.5
28.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8K ₱1.3M
$20.9K ₱1.3M
-0.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$19.1K ₱1.2M
1.66%
🧾 Monthly Utilities & Internet
Manila
Ozamiz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$109 ₱6,936
$119 ₱7,557
-8.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.71 ₱997
$15.79 ₱1,003
-0.51%
Internet (50+ Mbps, Unlimited Data)
$24.58 ₱1,561
$24.04 ₱1,526
2.25%
🎉 Sport & Entertainment
Manila
Ozamiz
Difference
Gym Membership (Monthly)
$41.75 ₱2,651
$31.50 ₱2,000
32.54%
Tennis Court (1 Hour on Weekend)
$5.84 ₱371
$5.31 ₱337
9.98%
Cinema Ticket
$6.42 ₱407
$5.16 ₱328
24.42%
🧸 Childcare & Education
Manila
Ozamiz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$606 ₱38.5K
$130 ₱8,222
367.93%
International Primary School, 1 Child (Yearly)
$7,674 ₱487.2K
$7,814 ₱496.1K
-1.80%
👕👟 Clothing & Footwear
Manila
Ozamiz
Difference
Jeans (Levis 501 Or Similar)
$55.8 ₱3,545
$32.81 ₱2,083
70.19%
Summer Dress (H&M, Zara, etc)
$28.57 ₱1,814
$19.14 ₱1,215
49.27%
Sport Shoes (Adidas, Nike)
$68.9 ₱4,375
$70.9 ₱4,503
-2.83%
Men's Leather Business Shoes
$58.3 ₱3,701
$55.7 ₱3,534
4.73%
🏠 Accommodation & Living
Manila
Ozamiz
Difference
1-bedroom Apartment, City Center (Monthly)
$533 ₱33.8K
$246 ₱15.6K
116.32%
1-bedroom Apartment, Outside City Center (Monthly)
$289 ₱18.4K
$169 ₱10.7K
71.56%
3-bedroom Apartment, City Center (Monthly)
$1,916 ₱121.6K
$484 ₱30.8K
295.55%
3-bedroom Apartment, Outside City Center (Monthly)
$780 ₱49.5K
$344 ₱21.9K
126.61%
Buy Apartment in City Center (m2)
$4,078 ₱258.9K
$2,637 ₱167.4K
54.63%
Buy Apartment Outside City Center (m2)
$2,432 ₱154.4K
$1,127 ₱71.6K
115.76%
💵 Salaries & Financials
Manila
Ozamiz
Difference
Average Monthly Net Salary (After Tax)
$505 ₱32.1K
$188 ₱11.9K
168.99%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.43
6.92
7.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manila: November 2, 2026

Last update for Ozamiz: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Manila
$289
Ozamiz
$169 41.7% $121
Groceries & Markets
Manila
$219
Ozamiz
$165 24.7% $54
Monthly Utilities & Internet
Manila
$150
Ozamiz
$159 6.2% $9.3
Eating Out
Manila
$99
Ozamiz
$79 20.1% $20
Clothing & Footwear
Manila
$95
Ozamiz
$80 15.6% $15
Sport & Entertainment
Manila
$55
Ozamiz
$42 23.4% $13
Getting Around
Manila
$16
Ozamiz
$15 3.1% $0.5

Cost Breakdown

A central one-bedroom costs $533 in Manila versus $246 in Ozamiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Manila are about 2.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26 in Manila versus $17 in Ozamiz. Monthly groceries follow the same trend: $219 vs $165 – making Ozamiz the more affordable choice for daily food spending.

Good to know
🇵🇭 Manila
🇵🇭 Ozamiz
🕒 Local time
13:36 1:36 PM
13:36 1:36 PM
Same time as Manila
🌤 Weather
👥 Population
1,780,148 Capital
141,828
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.49 PHP (100 PHP = 1.58 USD). 1 EUR = 71 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Manila Ozamiz 780 km ≈ 1 h 30 min nonstop flight
From you
  • Manila
  • Ozamiz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Manila vs Ozamiz: Cost of Living - Frequently Asked Questions
How do living costs in Manila and in Ozamiz compare overall?
Monthly costs with rent: $922 in Manila, $709 in Ozamiz – Ozamiz comes out roughly 23% cheaper. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Manila compared to Ozamiz?
For a comfortable life, plan on about $1,383 per month in Manila and $1,063 in Ozamiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Manila and Ozamiz?
Rent is clearly cheaper in Ozamiz, especially for central apartments: a one-bedroom in the center costs $246 there versus $533 in Manila.
Which city is more expensive overall: Manila or Ozamiz?
Monthly expenses with rent come to $922 in Manila and $709 in Ozamiz. That makes Ozamiz about 23% cheaper.
How do commuting costs compare in Manila and in Ozamiz?
Public transport costs about 3% less in Ozamiz. For daily commuters, that gap adds up to noticeable savings over a year.
Where should families live: Manila or Ozamiz?
Families tend to lean toward Ozamiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Manila and Ozamiz?
If budget matters most, go with Ozamiz. If higher salaries or specific career opportunities are the priority, Manila makes more sense. Both are solid long-term options with distinct trade-offs.

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