Last update: Nov 2026

Cost of Living Comparison Between Manila and Cadiz, Philippines

For one person, living is cheaper in Cadiz: $617 a month against $922 in Manila, rent and utilities included – about $3,700 less a year. Rent and utilities account for about half of the difference.

Manila, Philippines
Cadiz, Philippines
Manila
🇵🇭 Philippines
$922
/mo nomad
Cadiz
🇵🇭 Philippines
$617
/mo nomad
Monthly Cost of Living

How much you'll spend in Manila and in Cadiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Manila and in Cadiz actually costs, broken down by who's living it.

A single person spends $922 per month in Manila vs $617 in Cadiz, rent included.

  • Manila $922
  • Cadiz $617

A couple spends around $1,531 per month in Manila vs $943 in Cadiz, rent included.

  • Manila $1,531
  • Cadiz $943

A family of three spends $2,140 per month in Manila vs $1,269 in Cadiz, rent included.

  • Manila $2,140
  • Cadiz $1,269

Manila costs about 50% more than Cadiz, and outside of rent the biggest gap is in clothing.

Both Manila and Cadiz are more affordable than the global median – Manila 32% lower, Cadiz 54% lower.

Currency
🍽 Eating Out
Manila
Cadiz
Difference
Meal at Budget Restaurant
$4.66 ₱296
$2.80 ₱178
66.43%
Three-Course Dinner for Two, Mid-Range
$26.32 ₱1,673
$7.88 ₱501
234.01%
Fast Food Meal (McDonalds, etc)
$4.02 ₱256
$3.08 ₱196
30.52%
Cappuccino
$2.51 ₱159
$1.37 ₱86.9
83.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 ₱87.2
$0.38 ₱23.92
260.53%
Water (0.33 liter bottle)
$0.89 ₱56.5
$0.32 ₱20.42
178.13%
Local Beer (0.5 liter draught)
$1.20 ₱76.1
$1.04 ₱65.9
15.38%
Imported Beer (0.33 liter bottle)
$2.34 ₱149
$1.71 ₱108
36.84%
🛒 Groceries & Markets
Manila
Cadiz
Difference
Milk (1 liter)
$1.87 ₱119
$1.59 ₱101
17.61%
White Bread (500g)
$1.41 ₱89.6
$1.14 ₱72.2
23.68%
Rice (white) (1kg)
$1.02 ₱64.6
$0.88 ₱56.3
15.91%
Eggs
$2.19 ₱139
$1.71 ₱109
28.07%
Local Cheese (1kg)
$7.47 ₱475
$5.80 ₱369
28.79%
Chicken Fillets (1kg)
$4.86 ₱309
$4.02 ₱256
20.90%
Beef Round Steak (1kg)
$6.98 ₱444
$6.24 ₱397
11.86%
Apples (1kg)
$3.28 ₱208
$3.18 ₱202
3.14%
Banana (1kg)
$1.81 ₱115
$1.07 ₱68.1
69.16%
Oranges (1kg)
$2.90 ₱185
$2.95 ₱188
-1.69%
Tomato (1kg)
$1.91 ₱122
$1.37 ₱86.8
39.42%
Potato (1kg)
$2.30 ₱146
$2.30 ₱146
-
Onion (1kg)
$2.69 ₱171
$2.71 ₱172
-0.74%
Lettuce (1 head)
$2.18 ₱139
$0.38 ₱23.89
473.68%
Water (1.5 liter bottle)
$0.57 ₱36.47
$0.82 ₱51.9
-30.49%
Cigarettes 20 Pack (Marlboro, Camel)
$3.07 ₱195
$2.44 ₱155
25.82%
Wine (Bottle)
$9.34 ₱594
$6.23 ₱396
49.92%
Local Beer (0.5 liter bottle)
$1.27 ₱81.0
$1.07 ₱68.1
18.69%
Imported Beer (0.33 liter bottle)
$2.05 ₱130
$1.27 ₱80.8
61.42%
🚌 Getting Around
Manila
Cadiz
Difference
One-way Ticket (Public Transport)
$0.33 ₱21.01
$0.22 ₱13.98
50.00%
Public Transport Monthly Pass (Regular Price)
$12.80 ₱814
$12.17 ₱774
5.18%
Taxi Start (Normal Tariff)
$0.78 ₱49.28
$0.81 ₱51.7
-3.70%
Taxi (Normal Tariff) (1km)
$0.20 ₱12.70
$0.35 ₱22.39
-42.86%
Taxi 1hour Waiting (Normal Tariff)
$1.85 ₱118
$2.33 ₱148
-20.60%
Gasoline (1 liter)
$1.31 ₱83.3
$1.17 ₱74.3
11.97%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8K ₱1.3M
$20.9K ₱1.3M
-0.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$19.3K ₱1.2M
0.80%
🧾 Monthly Utilities & Internet
Manila
Cadiz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$109 ₱6,946
$62.1 ₱3,949
75.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.71 ₱999
$9.55 ₱607
64.50%
Internet (50+ Mbps, Unlimited Data)
$24.58 ₱1,563
$26.39 ₱1,678
-6.86%
🎉 Sport & Entertainment
Manila
Cadiz
Difference
Gym Membership (Monthly)
$41.75 ₱2,655
$31.42 ₱1,998
32.88%
Tennis Court (1 Hour on Weekend)
$5.84 ₱372
$5.31 ₱338
9.98%
Cinema Ticket
$6.42 ₱408
$4.77 ₱304
34.59%
🧸 Childcare & Education
Manila
Cadiz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$606 ₱38.5K
$31.82 ₱2,023
1804.49%
International Primary School, 1 Child (Yearly)
$7,674 ₱487.9K
$7,911 ₱503.0K
-2.99%
👕👟 Clothing & Footwear
Manila
Cadiz
Difference
Jeans (Levis 501 Or Similar)
$55.8 ₱3,550
$23.23 ₱1,477
140.38%
Summer Dress (H&M, Zara, etc)
$28.57 ₱1,817
$19.10 ₱1,215
49.58%
Sport Shoes (Adidas, Nike)
$68.9 ₱4,381
$54.0 ₱3,432
27.68%
Men's Leather Business Shoes
$58.3 ₱3,706
$23.63 ₱1,503
146.68%
🏠 Accommodation & Living
Manila
Cadiz
Difference
1-bedroom Apartment, City Center (Monthly)
$533 ₱33.9K
$247 ₱15.7K
115.40%
1-bedroom Apartment, Outside City Center (Monthly)
$289 ₱18.4K
$170 ₱10.8K
70.14%
3-bedroom Apartment, City Center (Monthly)
$1,916 ₱121.8K
$498 ₱31.6K
285.10%
3-bedroom Apartment, Outside City Center (Monthly)
$780 ₱49.6K
$345 ₱21.9K
126.33%
Buy Apartment in City Center (m2)
$4,078 ₱259.3K
$2,622 ₱166.7K
55.52%
Buy Apartment Outside City Center (m2)
$2,432 ₱154.6K
$1,115 ₱70.9K
118.12%
💵 Salaries & Financials
Manila
Cadiz
Difference
Average Monthly Net Salary (After Tax)
$505 ₱32.1K
$184 ₱11.7K
174.20%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.43
7.33
1.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manila: November 2, 2026

Last update for Cadiz: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Manila
$289
Cadiz
$170 41.2% $119
Groceries & Markets
Manila
$219
Cadiz
$179 18.2% $40
Monthly Utilities & Internet
Manila
$150
Cadiz
$98 34.4% $51
Eating Out
Manila
$99
Cadiz
$59 40.1% $40
Clothing & Footwear
Manila
$95
Cadiz
$54 43.3% $41
Sport & Entertainment
Manila
$55
Cadiz
$41 24.9% $14
Getting Around
Manila
$16
Cadiz
$16 1.6% $0.3

Cost Breakdown

A central one-bedroom costs $533 in Manila versus $247 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Manila are about 2.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26 in Manila versus $8 in Cadiz. Monthly groceries follow the same trend: $219 vs $179 – making Cadiz the more affordable choice for daily food spending.

Good to know
🇵🇭 Manila
🇵🇭 Cadiz
🕒 Local time
06:39 6:39 AM
06:39 6:39 AM
Same time as Manila
🌤 Weather
👥 Population
1,780,148 Capital
154,723
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.57 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Manila Cadiz 480 km
From you
  • Manila
  • Cadiz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Manila vs Cadiz: Cost of Living - Frequently Asked Questions
Which city is more expensive, Manila or Cadiz?
Manila costs about 50% more than Cadiz, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Manila and in Cadiz?
For a comfortable life, plan on about $1,383 per month in Manila and $925 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Manila or Cadiz?
Rent is clearly cheaper in Cadiz, especially for central apartments: a one-bedroom in the center costs $247 there versus $533 in Manila.
Are groceries more expensive in Manila or in Cadiz?
Groceries cost about 22% more in Manila, though the gap depends on what you buy.
How do dining costs compare in Manila and in Cadiz?
A mid-range dinner for two costs $26 in Manila and $8 in Cadiz. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $800/month in Manila or in Cadiz?
A $800 monthly budget goes further in Cadiz, where all-in costs run around $617, than in Manila at $922. In Cadiz it covers expenses comfortably, while in Manila it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Cadiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to Manila or to Cadiz?
If budget matters most, go with Cadiz. If higher salaries or specific career opportunities are the priority, Manila makes more sense. Both are solid long-term options with distinct trade-offs.

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