Last update: Oct 2026

Cost of Living Comparison Between Managua and Ubud, Bali

For one person, living is cheaper in Managua: $1,042 a month against $1,368 in Ubud, Bali, rent and utilities included – about $3,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

51

Cost of Living Index in Managua
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Managua Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Managua

🇳🇮 Nicaragua

$1,042

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Managua and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Managua and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,042 per month in Managua vs $1,368 in Ubud, Bali, rent included.

Managua $1,042
Ubud, Bali $1,368

A couple spends around $1,629 per month in Managua vs $2,314 in Ubud, Bali, rent included.

Managua $1,629
Ubud, Bali $2,314

A family of three spends $2,215 per month in Managua vs $3,260 in Ubud, Bali, rent included.

Managua $2,215
Ubud, Bali $3,260

Managua is about 24% cheaper than Ubud, Bali, and outside of rent the biggest gap is in clothing.

Managua sits 23% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.82 NIO 360

$3.33 Rp 59.9K

194.89%

Three-Course Dinner for Two, Mid-Range

$35.64 NIO 1,305

$35.18 Rp 633.2K

1.31%

Fast Food Meal (McDonalds, etc)

$7.51 NIO 275

$5.80 Rp 104.5K

29.48%

Cappuccino

$2.58 NIO 94.4

$2.73 Rp 49.1K

-5.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 NIO 33.38

$1.64 Rp 29.5K

-44.51%

Water (0.33 liter bottle)

$0.74 NIO 27.07

$0.83 Rp 15.0K

-10.84%

Local Beer (0.5 liter draught)

$1.47 NIO 54.0

$2.70 Rp 48.6K

-45.56%

Imported Beer (0.33 liter bottle)

$2.21 NIO 81.1

$4.30 Rp 77.4K

-48.60%

Milk (1 liter)

$1.22 NIO 44.57

$1.50 Rp 27.1K

-18.67%

White Bread (500g)

$2.39 NIO 87.5

$2.30 Rp 41.4K

3.91%

Rice (white) (1kg)

$1.88 NIO 68.7

$1.18 Rp 21.2K

59.32%

Eggs

$2.43 NIO 88.9

$2.14 Rp 38.6K

13.55%

Local Cheese (1kg)

$11.40 NIO 418

$17.48 Rp 314.6K

-34.78%

Chicken Fillets (1kg)

$6.41 NIO 235

$4.03 Rp 72.5K

59.06%

Beef Round Steak (1kg)

$7.74 NIO 283

$12.23 Rp 220.1K

-36.71%

Apples (1kg)

$4.08 NIO 149

$3.55 Rp 63.9K

14.93%

Banana (1kg)

$0.59 NIO 21.50

$1.57 Rp 28.3K

-62.42%

Oranges (1kg)

$1.84 NIO 67.4

$2.24 Rp 40.2K

-17.86%

Tomato (1kg)

$2.47 NIO 90.5

$1.93 Rp 34.7K

27.98%

Potato (1kg)

$3.99 NIO 146

$1.88 Rp 33.9K

112.23%

Onion (1kg)

$2.17 NIO 79.5

$2.29 Rp 41.3K

-5.24%

Lettuce (1 head)

$1.04 NIO 38.08

$0.99 Rp 17.9K

5.05%

Water (1.5 liter bottle)

$1.01 NIO 36.86

$0.53 Rp 9,475

90.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.68 NIO 98.0

$2.28 Rp 41.1K

17.54%

Wine (Bottle)

$14.72 NIO 539

$23.01 Rp 414.2K

-36.03%

Local Beer (0.5 liter bottle)

$1.43 NIO 52.4

$2.34 Rp 42.2K

-38.89%

Imported Beer (0.33 liter bottle)

$2.27 NIO 83.1

$2.91 Rp 52.4K

-21.99%

One-way Ticket (Public Transport)

$0.16 NIO 5.69

$0.24 Rp 4,315

-33.33%

Public Transport Monthly Pass (Regular Price)

$5.99 NIO 220

$8.82 Rp 158.7K

-32.09%

Taxi Start (Normal Tariff)

$1.66 NIO 60.7

$0.48 Rp 8,684

245.83%

Taxi (Normal Tariff) (1km)

$1.61 NIO 58.9

$0.46 Rp 8,233

250.00%

Taxi 1hour Waiting (Normal Tariff)

$6.88 NIO 252

$5.45 Rp 98.2K

26.24%

Gasoline (1 liter)

$1.35 NIO 49.58

$0.88 Rp 15.9K

53.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.2K NIO 850.6K

$24.6K Rp 442.2M

-5.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K NIO 960.2K

$31.2K Rp 561.4M

-15.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 NIO 5,499

$83.0 Rp 1.5M

80.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.87 NIO 728

$6.45 Rp 116.0K

208.06%

Internet (50+ Mbps, Unlimited Data)

$32.01 NIO 1,172

$18.57 Rp 334.2K

72.37%

Gym Membership (Monthly)

$35.39 NIO 1,296

$55.8 Rp 1.0M

-36.60%

Tennis Court (1 Hour on Weekend)

$15.16 NIO 555

$18.11 Rp 326.0K

-16.29%

Cinema Ticket

$9.06 NIO 332

$4.38 Rp 78.9K

106.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 NIO 8,616

$493 Rp 8.9M

-52.28%

International Primary School, 1 Child (Yearly)

$6,163 NIO 225.7K

$5,754 Rp 103.6M

7.12%

Jeans (Levis 501 Or Similar)

$59.1 NIO 2,163

$46.19 Rp 831.4K

27.88%

Summer Dress (H&M, Zara, etc)

$65.8 NIO 2,408

$35.33 Rp 636.0K

86.10%

Sport Shoes (Adidas, Nike)

$123 NIO 4,494

$79.1 Rp 1.4M

55.17%

Men's Leather Business Shoes

$147 NIO 5,394

$78.4 Rp 1.4M

87.88%

1-bedroom Apartment, City Center (Monthly)

$257 NIO 9,407

$1,142 Rp 20.6M

-77.52%

1-bedroom Apartment, Outside City Center (Monthly)

$182 NIO 6,678

$676 Rp 12.2M

-73.01%

3-bedroom Apartment, City Center (Monthly)

$435 NIO 15.9K

$3,503 Rp 63.1M

-87.58%

3-bedroom Apartment, Outside City Center (Monthly)

$370 NIO 13.5K

$1,700 Rp 30.6M

-78.25%

Buy Apartment in City Center (m2)

$1,188 NIO 43.5K

$2,784 Rp 50.1M

-57.32%

Buy Apartment Outside City Center (m2)

$681 NIO 24.9K

$2,241 Rp 40.3M

-69.60%

Average Monthly Net Salary (After Tax)

$430 NIO 15.7K

$165 Rp 3.0M

161.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.92

13.78

-13.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Managua: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Managua

$260 25%

Ubud, Bali

$290 21.2% 11.7% $30

Monthly Utilities & Internet

Managua

$202 19.4%

Ubud, Bali

$108 7.9% 46.5% $94

Accommodation & Living

Managua

$182 17.5%

Ubud, Bali

$676 49.4% 271% $493

Clothing & Footwear

Managua

$178 17.1%

Ubud, Bali

$108 7.9% 39.5% $70

Eating Out

Managua

$150 14.4%

Ubud, Bali

$109 8% 27.7% $42

Sport & Entertainment

Managua

$54 5.1%

Ubud, Bali

$65 4.7% 20.7% $11

Getting Around

Managua

$16 1.6%

Ubud, Bali

$13 0.9% 23.1% $3.8

Cost Breakdown

A central one-bedroom costs $257 in Managua versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 161% higher in Managua, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Managua versus $35.00 in Ubud, Bali. Groceries tell a different story – $260 in Managua vs $290 in Ubud, Bali – so Managua wins on supermarket bills even if dining out costs more.

Good to know

🇳🇮 Managua

🇮🇩 Ubud, Bali

🕒 Local time

06:57 6:57 AM

20:57 8:57 PM

14 h ahead of Managua

🌤 Weather

👥 Population

1,039,290 Capital

74,800

💱 Currency

Nicaraguan Córdoba NIO C$

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NIO = 2.73 USD

100 NIO = 2.43 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NIO – Nicaraguan Córdoba Converter

🇺🇸 United States Dollar ($)

🇳🇮 Nicaraguan Córdoba (C$)

Nicaraguan Córdoba exchange rates as of October 19, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 41.17 NIO (100 NIO = 2.43 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to NIO in detail →

On the map

Lowest

Highest

Between locations

Managua Ubud, Bali 17,630 km ≈ 23 h nonstop flight

From you

Managua
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Managua vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,042 in Managua, $1,368 in Ubud, Bali – roughly 31% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,563 per month in Managua and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Managua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 47% less in Managua. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $235 per month in Managua and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Managua, where all-in costs run around $1,042, than in Ubud, Bali at $1,368. In Managua it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,042 in Managua to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Managua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.