Cost of Living Comparison Between Managua and Ubud, Bali Cost of Living Comparison Between Managua and Ubud, Bali

Monthly Cost of Living

A single person spends $938 per month in Managua vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,545 per month in Managua vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,152 per month in Managua vs $3,763 in Ubud, Bali, rent included.

Managua is about 33% cheaper than Ubud, Bali, driven mainly by Clothing & Footwear.

Managua sits 30% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Managua
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.88 NIO 179
$3.45 Rp 62.0K
41.45%
Three-Course Dinner for Two, Mid-Range
$34.67 NIO 1,270
$32.34 Rp 580.1K
7.20%
Fast Food Meal (McDonalds, etc)
$7.10 NIO 260
$4.84 Rp 86.9K
46.69%
Cappuccino
$2.44 NIO 89.2
$2.75 Rp 49.3K
-11.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 NIO 29.67
$1.38 Rp 24.8K
-41.30%
Water (0.33 liter bottle)
$0.69 NIO 25.28
$0.75 Rp 13.5K
-8.00%
Local Beer (0.5 liter draught)
$1.34 NIO 49.13
$2.99 Rp 53.7K
-55.18%
Imported Beer (0.33 liter bottle)
$2.02 NIO 74.0
$3.85 Rp 69.1K
-47.53%
🛒 Groceries & Markets
Managua
Ubud, Bali
Difference
Milk (1 liter)
$1.22 NIO 44.59
$1.74 Rp 31.1K
-29.89%
White Bread (500g)
$2.45 NIO 89.6
$2.46 Rp 44.1K
-0.41%
Rice (white) (1kg)
$1.87 NIO 68.5
$1.17 Rp 21.0K
59.83%
Eggs
$2.27 NIO 83.2
$2.43 Rp 43.6K
-6.58%
Local Cheese (1kg)
$11.03 NIO 404
$14.50 Rp 260.2K
-23.93%
Chicken Fillets (1kg)
$6.44 NIO 236
$4.35 Rp 78.0K
48.05%
Beef Round Steak (1kg)
$7.93 NIO 291
$11.98 Rp 214.9K
-33.81%
Apples (1kg)
$3.84 NIO 141
$3.72 Rp 66.7K
3.23%
Banana (1kg)
$0.90 NIO 32.81
$1.63 Rp 29.2K
-44.79%
Oranges (1kg)
$1.84 NIO 67.5
$2.74 Rp 49.2K
-32.85%
Tomato (1kg)
$2.22 NIO 81.1
$2.24 Rp 40.2K
-0.89%
Potato (1kg)
$3.90 NIO 143
$1.92 Rp 34.4K
103.13%
Onion (1kg)
$2.19 NIO 80.1
$2.28 Rp 40.8K
-3.95%
Lettuce (1 head)
$1.02 NIO 37.39
$1.06 Rp 19.1K
-3.77%
Water (1.5 liter bottle)
$1.05 NIO 38.44
$0.72 Rp 12.9K
45.83%
Cigarettes 20 Pack (Marlboro, Camel)
$2.68 NIO 98.2
$3.29 Rp 58.9K
-18.54%
Wine (Bottle)
$14.81 NIO 542
$23.19 Rp 416.1K
-36.14%
Local Beer (0.5 liter bottle)
$1.39 NIO 50.9
$2.78 Rp 49.8K
-50.00%
Imported Beer (0.33 liter bottle)
$2.18 NIO 79.9
$2.73 Rp 49.0K
-20.15%
🚌 Getting Around
Managua
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.13 NIO 4.92
$0.27 Rp 4,778
-51.85%
Public Transport Monthly Pass (Regular Price)
$5.90 NIO 216
$8.11 Rp 145.4K
-27.25%
Taxi Start (Normal Tariff)
$1.46 NIO 53.5
$0.48 Rp 8,659
204.17%
Taxi (Normal Tariff) (1km)
$0.54 NIO 19.76
$0.42 Rp 7,532
28.57%
Taxi 1hour Waiting (Normal Tariff)
$6.81 NIO 250
$6.22 Rp 111.6K
9.49%
Gasoline (1 liter)
$1.31 NIO 48.09
$0.81 Rp 14.6K
61.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.6K NIO 829.4K
$26.6K Rp 477.4M
-14.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K NIO 979.7K
$32.2K Rp 577.4M
-16.90%
🧾 Monthly Utilities & Internet
Managua
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.0 NIO 3,588
$78.4 Rp 1.4M
25.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.68 NIO 611
$4.07 Rp 73.0K
309.83%
Internet (50+ Mbps, Unlimited Data)
$37.05 NIO 1,357
$24.33 Rp 436.4K
52.28%
🎉 Sport & Entertainment
Managua
Ubud, Bali
Difference
Gym Membership (Monthly)
$35.43 NIO 1,298
$98.6 Rp 1.8M
-64.07%
Tennis Court (1 Hour on Weekend)
$15.02 NIO 550
$6.34 Rp 113.7K
136.91%
Cinema Ticket
$7.80 NIO 286
$3.99 Rp 71.5K
95.49%
🧸 Childcare & Education
Managua
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$123 NIO 4,501
$305 Rp 5.5M
-59.71%
International Primary School, 1 Child (Yearly)
$5,934 NIO 217.3K
$6,642 Rp 119.2M
-10.67%
👕👟 Clothing & Footwear
Managua
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$76.7 NIO 2,810
$54.1 Rp 971.2K
41.73%
Summer Dress (H&M, Zara, etc)
$72.4 NIO 2,652
$37.81 Rp 678.2K
91.51%
Sport Shoes (Adidas, Nike)
$133 NIO 4,879
$86.8 Rp 1.6M
53.40%
Men's Leather Business Shoes
$110 NIO 4,036
$76.4 Rp 1.4M
44.34%
🏠 Accommodation & Living
Managua
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$258 NIO 9,456
$992 Rp 17.8M
-73.97%
1-bedroom Apartment, Outside City Center (Monthly)
$191 NIO 6,994
$673 Rp 12.1M
-71.61%
3-bedroom Apartment, City Center (Monthly)
$431 NIO 15.8K
$3,375 Rp 60.5M
-87.24%
3-bedroom Apartment, Outside City Center (Monthly)
$441 NIO 16.1K
$2,050 Rp 36.8M
-78.50%
Buy Apartment in City Center (m2)
$1,189 NIO 43.6K
$2,805 Rp 50.3M
-57.59%
Buy Apartment Outside City Center (m2)
$647 NIO 23.7K
$2,227 Rp 39.9M
-70.94%
💵 Salaries & Financials
Managua
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$358 NIO 13.1K
$167 Rp 3.0M
114.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.25
13.28
-22.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Managua: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $258 in Managua versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 115% higher in Managua, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Managua versus $32.00 in Ubud, Bali. Groceries tell a different story – $259 in Managua vs $297 in Ubud, Bali – so Managua wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Managua vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Managua and in Ubud, Bali compare overall?
Monthly costs with rent: $938 in Managua, $1,408 in Ubud, Bali – roughly 50% apart. Ubud, Bali costs more across the board, with Clothing & Footwear showing the biggest gap.
What salary covers living expenses in Managua compared to Ubud, Bali?
For a comfortable life, plan on about $1,407 per month in Managua and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Managua and Ubud, Bali?
Rent is clearly cheaper in Managua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Managua and in Ubud, Bali?
Public transport costs about 37% less in Managua. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Managua and Ubud, Bali?
Kindergarten costs $123 per month in Managua and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Managua, where all-in costs run around $938, than in Ubud, Bali at $1,408. In Managua it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Managua and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $938 in Managua to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Managua or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Managua and Ubud, Bali?
If budget matters most, go with Managua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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