🙂A single person spends $952 per month in Managua vs $1,419 in Ubud, Bali, rent included.
🙂A couple spends around $1,555 per month in Managua vs $2,540 in Ubud, Bali, rent included.
🙂A family of three spends $2,158 per month in Managua vs $3,660 in Ubud, Bali, rent included.
🙂Managua is about 33% cheaper than Ubud, Bali, driven mainly by Clothing & Footwear.
📊Managua sits 29% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Managua
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.80NIO 176
$3.56Rp 63.7K
34.83%
Three-Course Dinner for Two, Mid-Range
$35.28NIO 1,292
$32.73Rp 584.5K
7.79%
Fast Food Meal(McDonalds, etc)
$6.90NIO 253
$4.95Rp 88.4K
39.39%
Cappuccino
$2.44NIO 89.3
$2.71Rp 48.4K
-9.96%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.80NIO 29.36
$1.34Rp 24.0K
-40.30%
Water(0.33 liter bottle)
$0.69NIO 25.21
$0.70Rp 12.5K
-1.43%
Local Beer(0.5 liter draught)
$1.33NIO 48.60
$2.92Rp 52.1K
-54.45%
Imported Beer(0.33 liter bottle)
$2.06NIO 75.4
$3.96Rp 70.7K
-47.98%
🛒 Groceries & Markets
Managua
Ubud, Bali
Difference
Milk(1 liter)
$1.25NIO 45.85
$1.81Rp 32.3K
-30.94%
White Bread(500g)
$2.37NIO 86.9
$2.52Rp 45.0K
-5.95%
Rice(white)(1kg)
$1.82NIO 66.8
$1.16Rp 20.7K
56.90%
Eggs
$2.31NIO 84.6
$2.46Rp 43.9K
-6.10%
Local Cheese(1kg)
$11.00NIO 403
$14.71Rp 262.7K
-25.22%
Chicken Fillets(1kg)
$6.51NIO 238
$4.32Rp 77.1K
50.69%
Beef Round Steak(1kg)
$8.10NIO 297
$12.14Rp 216.7K
-33.28%
Apples(1kg)
$3.86NIO 141
$3.84Rp 68.6K
0.52%
Banana(1kg)
$0.89NIO 32.77
$1.56Rp 27.8K
-42.95%
Oranges(1kg)
$1.84NIO 67.5
$2.83Rp 50.6K
-34.98%
Tomato(1kg)
$2.28NIO 83.7
$2.33Rp 41.5K
-2.15%
Potato(1kg)
$3.94NIO 144
$1.91Rp 34.2K
106.28%
Onion(1kg)
$2.24NIO 82.2
$2.20Rp 39.3K
1.82%
Lettuce(1 head)
$1.06NIO 38.98
$1.01Rp 18.1K
4.95%
Water(1.5 liter bottle)
$1.05NIO 38.52
$0.78Rp 13.8K
34.62%
Cigarettes 20 Pack(Marlboro, Camel)
$2.61NIO 95.4
$3.32Rp 59.2K
-21.39%
Wine(Bottle)
$14.53NIO 532
$23.74Rp 423.9K
-38.80%
Local Beer(0.5 liter bottle)
$1.41NIO 51.7
$2.79Rp 49.8K
-49.46%
Imported Beer(0.33 liter bottle)
$2.16NIO 79.1
$2.86Rp 51.1K
-24.48%
🚌 Getting Around
Managua
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.16NIO 5.81
$0.27Rp 4,800
-40.74%
Public Transport Monthly Pass(Regular Price)
$5.93NIO 217
$8.03Rp 143.4K
-26.15%
Taxi Start(Normal Tariff)
$1.46NIO 53.7
$0.46Rp 8,150
217.39%
Taxi(Normal Tariff)(1km)
$0.54NIO 19.61
$0.45Rp 8,037
20.00%
Taxi 1hour Waiting(Normal Tariff)
$6.70NIO 246
$6.10Rp 108.9K
9.84%
Gasoline(1 liter)
$1.29NIO 47.27
$0.79Rp 14.2K
63.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.7KNIO 831.7K
$26.1KRp 467.0M
-13.16%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7KNIO 976.9K
$32.1KRp 573.6M
-16.95%
🧾 Monthly Utilities & Internet
Managua
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$98.2NIO 3,595
$79.9Rp 1.4M
22.78%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.14NIO 628
$4.06Rp 72.6K
322.17%
Internet(50+ Mbps, Unlimited Data)
$37.51NIO 1,374
$23.52Rp 420.0K
59.48%
🎉 Sport & Entertainment
Managua
Ubud, Bali
Difference
Gym Membership(Monthly)
$35.85NIO 1,313
$98.7Rp 1.8M
-63.68%
Tennis Court(1 Hour on Weekend)
$14.84NIO 543
$6.63Rp 118.4K
123.83%
Cinema Ticket
$7.92NIO 290
$4.15Rp 74.1K
90.84%
🧸 Childcare & Education
Managua
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$122NIO 4,474
$304Rp 5.4M
-59.81%
International Primary School, 1 Child(Yearly)
$6,003NIO 219.9K
$6,613Rp 118.1M
-9.23%
👕👟 Clothing & Footwear
Managua
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$78.2NIO 2,862
$55.5Rp 991.8K
40.71%
Summer Dress(H&M, Zara, etc)
$71.1NIO 2,605
$38.31Rp 684.1K
85.67%
Sport Shoes(Adidas, Nike)
$131NIO 4,802
$88.6Rp 1.6M
47.98%
Men's Leather Business Shoes
$110NIO 4,012
$77.9Rp 1.4M
40.67%
🏠 Accommodation & Living
Managua
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$255NIO 9,348
$1,006Rp 18.0M
-74.64%
1-bedroom Apartment, Outside City Center(Monthly)
$191NIO 7,000
$675Rp 12.1M
-71.70%
3-bedroom Apartment, City Center(Monthly)
$442NIO 16.2K
$3,442Rp 61.5M
-87.16%
3-bedroom Apartment, Outside City Center(Monthly)
$444NIO 16.3K
$2,039Rp 36.4M
-78.22%
Buy Apartment in City Center(m2)
$1,209NIO 44.3K
$2,841Rp 50.7M
-57.43%
Buy Apartment Outside City Center(m2)
$646NIO 23.7K
$2,264Rp 40.4M
-71.46%
💵 Salaries & Financials
Managua
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$360NIO 13.2K
$165Rp 3.0M
117.71%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.25
13.28
-22.82%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Managua: May 30, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $255 in Managua versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 118% higher in Managua, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $35.00 in Managua versus $33.00 in Ubud, Bali. Groceries tell a different story – $260 in Managua vs $302 in Ubud, Bali – so Managua wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Managua vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Managua and Ubud, Bali compare overall?
Monthly costs with rent: $952 in Managua, $1,419 in Ubud, Bali – roughly 49% apart. Ubud, Bali costs more across the board, with Clothing & Footwear showing the biggest gap.
What salary covers living expenses in Managua compared to Ubud, Bali?
For a comfortable life, plan on about $1,428 per month in Managua and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Managua and Ubud, Bali?
Rent is clearly cheaper in Managua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Managua and Ubud, Bali?
Public transport costs about 35% less in Managua. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Managua and Ubud, Bali?
Kindergarten costs $122 per month in Managua and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Managua, where all-in costs run around $952, than in Ubud, Bali at $1,419. In Managua it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Managua and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $952 in Managua to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Managua or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Managua and Ubud, Bali?
If budget matters most, go with Managua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.