Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Managua

For one person, living is cheaper in Managua: $1,042 a month against $1,368 in Ubud, Bali, rent and utilities included – about $3,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
51

Cost of Living Index in Managua
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Managua Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Managua

🇳🇮 Nicaragua

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Managua

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Managua actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,042 in Managua, rent included.

Ubud, Bali $1,368
Managua $1,042

A couple spends around $2,314 per month in Ubud, Bali vs $1,629 in Managua, rent included.

Ubud, Bali $2,314
Managua $1,629

A family of three spends $3,260 per month in Ubud, Bali vs $2,215 in Managua, rent included.

Ubud, Bali $3,260
Managua $2,215

Ubud, Bali costs about 31% more than Managua, and outside of rent the biggest gap is in clothing.

Ubud, Bali sits 1% above the global median, while Managua is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$9.82 NIO 360

-66.09%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$35.64 NIO 1,305

-1.29%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$7.51 NIO 275

-22.77%

Cappuccino

$2.73 Rp 49.1K

$2.58 NIO 94.4

5.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.91 NIO 33.38

80.22%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.74 NIO 27.07

12.16%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.47 NIO 54.0

83.67%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.21 NIO 81.1

94.57%

Milk (1 liter)

$1.50 Rp 27.1K

$1.22 NIO 44.57

22.95%

White Bread (500g)

$2.30 Rp 41.4K

$2.39 NIO 87.5

-3.77%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.88 NIO 68.7

-37.23%

Eggs

$2.14 Rp 38.6K

$2.43 NIO 88.9

-11.93%

Local Cheese (1kg)

$17.48 Rp 314.6K

$11.40 NIO 418

53.33%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$6.41 NIO 235

-37.13%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$7.74 NIO 283

58.01%

Apples (1kg)

$3.55 Rp 63.9K

$4.08 NIO 149

-12.99%

Banana (1kg)

$1.57 Rp 28.3K

$0.59 NIO 21.50

166.10%

Oranges (1kg)

$2.24 Rp 40.2K

$1.84 NIO 67.4

21.74%

Tomato (1kg)

$1.93 Rp 34.7K

$2.47 NIO 90.5

-21.86%

Potato (1kg)

$1.88 Rp 33.9K

$3.99 NIO 146

-52.88%

Onion (1kg)

$2.29 Rp 41.3K

$2.17 NIO 79.5

5.53%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.04 NIO 38.08

-4.81%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.01 NIO 36.86

-47.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$2.68 NIO 98.0

-14.93%

Wine (Bottle)

$23.01 Rp 414.2K

$14.72 NIO 539

56.32%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.43 NIO 52.4

63.64%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.27 NIO 83.1

28.19%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.16 NIO 5.69

50.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$5.99 NIO 220

47.25%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.66 NIO 60.7

-71.08%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.61 NIO 58.9

-71.43%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$6.88 NIO 252

-20.78%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.35 NIO 49.58

-34.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$23.2K NIO 850.6K

5.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$26.2K NIO 960.2K

18.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$150 NIO 5,499

-44.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$19.87 NIO 728

-67.54%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$32.01 NIO 1,172

-41.99%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$35.39 NIO 1,296

57.73%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$15.16 NIO 555

19.46%

Cinema Ticket

$4.38 Rp 78.9K

$9.06 NIO 332

-51.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$235 NIO 8,616

109.57%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$6,163 NIO 225.7K

-6.64%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$59.1 NIO 2,163

-21.80%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$65.8 NIO 2,408

-46.27%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$123 NIO 4,494

-35.55%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$147 NIO 5,394

-46.77%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$257 NIO 9,407

344.78%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$182 NIO 6,678

270.54%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$435 NIO 15.9K

705.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$370 NIO 13.5K

359.78%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,188 NIO 43.5K

134.32%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$681 NIO 24.9K

228.91%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$430 NIO 15.7K

-61.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.92

15.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Managua: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Managua

$182 17.5% 73% $493

Groceries & Markets

Ubud, Bali

$290 21.2%

Managua

$260 25% 10.5% $30

Eating Out

Ubud, Bali

$109 8%

Managua

$150 14.4% 38.3% $42

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Managua

$202 19.4% 87% $94

Clothing & Footwear

Ubud, Bali

$108 7.9%

Managua

$178 17.1% 65.2% $70

Sport & Entertainment

Ubud, Bali

$65 4.7%

Managua

$54 5.1% 17.2% $11

Getting Around

Ubud, Bali

$13 0.9%

Managua

$16 1.6% 30% $3.8

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $257 in Managua. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 161% higher in Managua, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $36.00 in Managua. Groceries tell a different story – $290 in Ubud, Bali vs $260 in Managua – so Managua wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇳🇮 Managua

🕒 Local time

21:49 9:49 PM

07:49 7:49 AM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,039,290 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Nicaraguan Córdoba NIO C$

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 NIO = 2.73 USD

100 NIO = 2.43 EUR

Exchange rates and currency converter

NIO, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Nicaraguan Córdoba exchange rates as of October 19, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 41.17 NIO (100 NIO = 2.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Managua 17,630 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Managua

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Managua: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,042 in Managua – roughly 31% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,563 in Managua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Managua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 47% less in Managua. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $493 per month in Ubud, Bali and $235 in Managua. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Managua, where all-in costs run around $1,042, than in Ubud, Bali at $1,368. In Managua it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,042 in Managua to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Managua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.