Cost of Living Comparison Between Ubud, Bali and Managua Cost of Living Comparison Between Ubud, Bali and Managua

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $938 in Managua, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,545 in Managua, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,152 in Managua, rent included.

Ubud, Bali costs about 50% more than Managua, driven mainly by Clothing & Footwear.

Ubud, Bali sits 5% above the global median, while Managua is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$4.88 NIO 179

-29.30%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$34.67 NIO 1,270

-6.72%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.10 NIO 260

-31.83%

Cappuccino

$2.75 Rp 49.4K

$2.44 NIO 89.2

12.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.81 NIO 29.67

70.37%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.69 NIO 25.28

8.70%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.34 NIO 49.13

123.13%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.02 NIO 74.0

90.59%

Milk (1 liter)

$1.74 Rp 31.2K

$1.22 NIO 44.59

42.62%

White Bread (500g)

$2.46 Rp 44.2K

$2.45 NIO 89.6

0.41%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.87 NIO 68.5

-37.43%

Eggs

$2.43 Rp 43.7K

$2.27 NIO 83.2

7.05%

Local Cheese (1kg)

$14.50 Rp 260.6K

$11.03 NIO 404

31.46%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.44 NIO 236

-32.45%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$7.93 NIO 291

51.07%

Apples (1kg)

$3.72 Rp 66.8K

$3.84 NIO 141

-3.12%

Banana (1kg)

$1.63 Rp 29.2K

$0.90 NIO 32.81

81.11%

Oranges (1kg)

$2.74 Rp 49.3K

$1.84 NIO 67.5

48.91%

Tomato (1kg)

$2.24 Rp 40.3K

$2.22 NIO 81.1

0.90%

Potato (1kg)

$1.92 Rp 34.5K

$3.90 NIO 143

-50.77%

Onion (1kg)

$2.28 Rp 40.9K

$2.19 NIO 80.1

4.11%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.02 NIO 37.39

3.92%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.05 NIO 38.44

-31.43%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.68 NIO 98.2

22.76%

Wine (Bottle)

$23.19 Rp 416.8K

$14.81 NIO 542

56.58%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.39 NIO 50.9

100.00%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.18 NIO 79.9

25.23%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.13 NIO 4.92

107.69%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$5.90 NIO 216

37.46%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.46 NIO 53.5

-67.12%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.54 NIO 19.76

-22.22%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$6.81 NIO 250

-8.66%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.31 NIO 48.09

-38.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$22.6K NIO 829.4K

17.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$26.7K NIO 979.7K

20.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$98.0 NIO 3,588

-20.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$16.68 NIO 611

-75.60%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$37.05 NIO 1,357

-34.33%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$35.43 NIO 1,298

178.32%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$15.02 NIO 550

-57.79%

Cinema Ticket

$3.99 Rp 71.6K

$7.80 NIO 286

-48.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$123 NIO 4,501

148.19%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$5,934 NIO 217.3K

11.94%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$76.7 NIO 2,810

-29.44%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$72.4 NIO 2,652

-47.78%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$133 NIO 4,879

-34.81%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$110 NIO 4,036

-30.72%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$258 NIO 9,456

284.19%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$191 NIO 6,994

252.25%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$431 NIO 15.8K

683.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$441 NIO 16.1K

365.21%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,189 NIO 43.6K

135.81%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$647 NIO 23.7K

244.14%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$358 NIO 13.1K

-53.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.25

29.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Managua: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $258 in Managua. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 115% higher in Managua, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $35.00 in Managua. Groceries tell a different story – $297 in Ubud, Bali vs $259 in Managua – so Managua wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Managua: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $938 in Managua – roughly 50% apart. Ubud, Bali costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,407 in Managua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Managua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 37% less in Managua. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $305 per month in Ubud, Bali and $123 in Managua. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Managua, where all-in costs run around $938, than in Ubud, Bali at $1,408. In Managua it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $938 in Managua to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Managua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.