Cost of Living Comparison Between Ubud, Bali and Managua Cost of Living Comparison Between Ubud, Bali and Managua

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $998 in Managua, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $1,576 in Managua, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $2,154 in Managua, rent included.

Ubud, Bali costs about 40% more than Managua, driven mainly by Clothing & Footwear.

Ubud, Bali sits 2% above the global median, while Managua is 27% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$9.91 NIO 363

-65.99%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$36.90 NIO 1,351

4.58%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$7.40 NIO 271

-25.41%

Cappuccino

$2.64 Rp 46.8K

$2.49 NIO 91.3

6.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$0.84 NIO 30.78

98.81%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.68 NIO 24.75

13.24%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$1.45 NIO 53.3

81.38%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$2.03 NIO 74.5

110.84%

Milk (1 liter)

$1.55 Rp 27.3K

$1.30 NIO 47.46

19.23%

White Bread (500g)

$2.22 Rp 39.3K

$2.40 NIO 87.7

-7.50%

Rice (white) (1kg)

$1.13 Rp 19.9K

$1.77 NIO 65.0

-36.16%

Eggs

$2.09 Rp 36.9K

$2.29 NIO 84.0

-8.73%

Local Cheese (1kg)

$17.39 Rp 307.6K

$11.71 NIO 429

48.51%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$6.70 NIO 246

-42.24%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$7.07 NIO 259

77.51%

Apples (1kg)

$3.62 Rp 63.9K

$3.76 NIO 138

-3.72%

Banana (1kg)

$1.56 Rp 27.6K

$0.57 NIO 21.03

173.68%

Oranges (1kg)

$2.35 Rp 41.6K

$1.77 NIO 65.0

32.77%

Tomato (1kg)

$2.06 Rp 36.4K

$2.18 NIO 79.9

-5.50%

Potato (1kg)

$1.90 Rp 33.6K

$3.82 NIO 140

-50.26%

Onion (1kg)

$2.34 Rp 41.3K

$2.16 NIO 79.2

8.33%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.99 NIO 36.31

4.04%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$1.03 NIO 37.65

-46.60%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$2.69 NIO 98.5

-16.36%

Wine (Bottle)

$23.81 Rp 421.0K

$14.82 NIO 543

60.66%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$1.48 NIO 54.2

56.08%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$2.32 NIO 84.8

20.69%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$0.15 NIO 5.64

80.00%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

$6.15 NIO 225

40.81%

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$1.66 NIO 60.8

-71.08%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$1.67 NIO 61.0

-73.05%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$6.61 NIO 242

-13.46%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.36 NIO 49.89

-44.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$23.2K NIO 851.4K

5.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$25.9K NIO 947.5K

24.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$117 NIO 4,282

-28.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$16.96 NIO 621

-61.91%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$36.52 NIO 1,338

-48.00%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$32.97 NIO 1,208

69.76%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

$15.06 NIO 552

23.64%

Cinema Ticket

$4.28 Rp 75.7K

$8.54 NIO 313

-49.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$234 NIO 8,562

108.11%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$6,050 NIO 221.6K

-3.21%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$70.0 NIO 2,563

-34.90%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$73.4 NIO 2,687

-50.42%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$133 NIO 4,881

-38.50%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$109 NIO 4,009

-26.54%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$255 NIO 9,341

337.79%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$191 NIO 7,009

266.33%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$439 NIO 16.1K

705.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$366 NIO 13.4K

381.61%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$1,192 NIO 43.7K

137.05%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$642 NIO 23.5K

256.73%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$357 NIO 13.1K

-52.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.25

34.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Managua: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $255 in Managua. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 110% higher in Managua, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $37.00 in Managua. Monthly groceries follow the same trend: $293 vs $257 – making Managua the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Managua: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,396 in Ubud, Bali, $998 in Managua – roughly 40% apart. Ubud, Bali costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,497 in Managua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Managua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 41% less in Managua. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $487 per month in Ubud, Bali and $234 in Managua. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Managua, where all-in costs run around $998, than in Ubud, Bali at $1,396. In Managua it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $998 in Managua to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Managua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.