Cost of Living Comparison Between Malta and Germany Cost of Living Comparison Between Malta and Germany

Name: Germany
Address: DE

Monthly Cost of Living

Monthly costs for one person with rent: $1,956 in Malta versus $2,017 in Germany.

Estimated couple costs with rent: $2,955 in Malta versus $3,049 in Germany.

Monthly costs for a family of three with rent: $3,953 in Malta versus $4,081 in Germany.

Living in Malta costs about 3% less than in Germany on average.

Both countries sit above the global median: Malta 46% above, Germany 51% above.

Malta ($1,564–$2,976) and Germany ($1,333–$2,865) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Meal at Budget Restaurant

$17.39 €15.09

$17.12 €14.86

1.58%

Three-Course Dinner for Two, Mid-Range

$80.1 €69.5

$75.6 €65.6

5.98%

Fast Food Meal (McDonalds, etc)

$11.51 €9.99

$11.77 €10.21

-2.21%

Cappuccino

$2.77 €2.40

$4.15 €3.60

-33.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 €2.22

$3.38 €2.93

-24.26%

Water (0.33 liter bottle)

$1.60 €1.39

$2.96 €2.57

-45.95%

Local Beer (0.5 liter draught)

$4.03 €3.49

$5.33 €4.63

-24.39%

Imported Beer (0.33 liter bottle)

$4.59 €3.98

$4.59 €3.99

Milk (1 liter)

$1.30 €1.13

$1.32 €1.14

-1.52%

White Bread (500g)

$1.32 €1.15

$2.19 €1.90

-39.73%

Rice (white) (1kg)

$3.68 €3.19

$3.30 €2.86

11.52%

Eggs

$3.77 €3.27

$3.88 €3.37

-2.84%

Local Cheese (1kg)

$10.38 €9.01

$14.64 €12.70

-29.10%

Chicken Fillets (1kg)

$9.51 €8.25

$13.85 €12.02

-31.34%

Beef Round Steak (1kg)

$17.19 €14.91

$20.07 €17.41

-14.35%

Apples (1kg)

$3.21 €2.79

$3.20 €2.78

0.31%

Banana (1kg)

$2.08 €1.81

$1.89 €1.64

10.05%

Oranges (1kg)

$2.76 €2.39

$2.29 €1.99

20.52%

Tomato (1kg)

$3.29 €2.85

$4.78 €4.14

-31.17%

Potato (1kg)

$1.96 €1.70

$1.60 €1.39

22.50%

Onion (1kg)

$2.16 €1.87

$1.64 €1.42

31.71%

Lettuce (1 head)

$1.87 €1.63

$1.92 €1.66

-2.60%

Water (1.5 liter bottle)

$0.90 €0.78

$1.10 €0.96

-18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$6.87 €5.96

$9.68 €8.40

-29.03%

Wine (Bottle)

$8.10 €7.02

$5.75 €4.99

40.87%

Local Beer (0.5 liter bottle)

$1.86 €1.61

$1.10 €0.96

69.09%

Imported Beer (0.33 liter bottle)

$2.43 €2.11

$1.63 €1.42

49.08%

One-way Ticket (Public Transport)

$2.34 €2.03

$3.74 €3.24

-37.43%

Public Transport Monthly Pass (Regular Price)

$67.0 €58.1

Taxi Start (Normal Tariff)

$5.87 €5.09

$5.93 €5.14

-1.01%

Taxi (Normal Tariff) (1km)

$2.14 €1.86

$2.34 €2.03

-8.55%

Taxi 1hour Waiting (Normal Tariff)

$43.63 €37.86

$37.50 €32.54

16.35%

Gasoline (1 liter)

$1.51 €1.31

$2.02 €1.75

-25.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €23.9K

$31.2K €27.0K

-11.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.2K €29.6K

$37.8K €32.8K

-9.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 €92.4

$356 €308

-70.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.13 €23.54

$27.58 €23.93

-1.63%

Internet (50+ Mbps, Unlimited Data)

$36.37 €31.55

$51.7 €44.87

-29.68%

Gym Membership (Monthly)

$66.1 €57.4

$40.39 €35.04

63.70%

Tennis Court (1 Hour on Weekend)

$24.05 €20.86

$25.17 €21.83

-4.45%

Cinema Ticket

$10.72 €9.30

$13.75 €11.93

-22.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$558 €484

$477 €414

17.08%

International Primary School, 1 Child (Yearly)

$11.2K €9,726

$15.1K €13.1K

-25.86%

Jeans (Levis 501 Or Similar)

$101 €87.5

$95.0 €82.4

6.19%

Summer Dress (H&M, Zara, etc)

$46.83 €40.63

$44.64 €38.73

4.91%

Sport Shoes (Adidas, Nike)

$101 €87.7

$103 €89.8

-2.24%

Men's Leather Business Shoes

$114 €98.7

$136 €118

-16.05%

1-bedroom Apartment, City Center (Monthly)

$1,131 €981

$1,007 €874

12.26%

1-bedroom Apartment, Outside City Center (Monthly)

$930 €807

$779 €676

19.30%

3-bedroom Apartment, City Center (Monthly)

$1,878 €1,629

$1,927 €1,672

-2.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,506 €1,306

$1,467 €1,273

2.64%

Buy Apartment in City Center (m2)

$4,540 €3,939

$6,266 €5,436

-27.55%

Buy Apartment Outside City Center (m2)

$3,427 €2,974

$4,093 €3,551

-16.25%

Average Monthly Net Salary (After Tax)

$1,825 €1,584

$3,405 €2,954

-46.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.73

3.98

18.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Malta: June 1, 2026

Last update for Germany: June 1, 2026

Cost Breakdown

National rent averages: $1,123 in Malta, $846 in Germany. Capital cities: $1,255 in Valletta vs $1,410 in Berlin.

National salary averages: $1,843 in Malta, $3,209 in Germany. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 33% higher in Malta.

Public transport is 933% more expensive in Germany.

Salaries are 74% higher in Germany, giving Germany stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Malta vs Germany: Cost of Living - Frequently Asked Questions

At $2,099 per month in Germany and $2,270 in Malta, there's a 8% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Germany is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Malta beats Germany across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In Germany, $3,000 covers most cities easily. In Malta, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after. Germany wins on affordability; Malta may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.