Last update: Oct 2026

Cost of Living Comparison Between Malta and Germany

Name: Germany
Address: DE

For one person, living is cheaper in Malta: $1,970 a month against $2,080 in Germany, rent and utilities included – about $1,300 less a year. The total is higher in Germany despite lower rent and utilities.

95

Cost of Living Index in Malta
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Malta Living Index
100

Cost of Living Index in Germany
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Germany Living Index

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🇲🇹 Malta

$1,970

/mo nomad

🇩🇪 Germany

$2,080

/mo nomad

Monthly Cost of Living

How much you'll spend in Malta and in Germany

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Malta and in Germany actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,970 in Malta versus $2,080 in Germany.

Malta $1,970
Germany $2,080

Estimated couple costs with rent: $3,036 in Malta versus $3,130 in Germany.

Malta $3,036
Germany $3,130

Monthly costs for a family of three with rent: $4,102 in Malta versus $4,180 in Germany.

Malta $4,102
Germany $4,180

Malta ($1,657–$2,871) and Germany ($1,337–$2,681) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Living in Malta costs about 5% less than in Germany on average.

Both countries sit above the global median: Malta 45% above, Germany 53% above.

Meal at Budget Restaurant

$16.44 €14.76

$16.60 €14.90

-0.96%

Three-Course Dinner for Two, Mid-Range

$82.7 €74.2

$71.8 €64.4

15.14%

Fast Food Meal (McDonalds, etc)

$11.69 €10.49

$12.12 €10.88

-3.55%

Cappuccino

$2.75 €2.47

$3.96 €3.55

-30.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 €2.30

$3.36 €3.02

-23.51%

Water (0.33 liter bottle)

$1.68 €1.51

$2.89 €2.60

-41.87%

Local Beer (0.5 liter draught)

$4.48 €4.02

$5.07 €4.55

-11.64%

Imported Beer (0.33 liter bottle)

$4.43 €3.98

$4.50 €4.04

-1.56%

Milk (1 liter)

$1.30 €1.17

$1.26 €1.13

3.17%

White Bread (500g)

$1.30 €1.17

$2.20 €1.97

-40.91%

Rice (white) (1kg)

$3.71 €3.33

$3.54 €3.17

4.80%

Eggs

$3.90 €3.50

$3.88 €3.48

0.52%

Local Cheese (1kg)

$10.47 €9.39

$14.24 €12.78

-26.47%

Chicken Fillets (1kg)

$10.15 €9.11

$11.90 €10.68

-14.71%

Beef Round Steak (1kg)

$16.73 €15.01

$20.68 €18.55

-19.10%

Apples (1kg)

$3.08 €2.76

$3.28 €2.94

-6.10%

Banana (1kg)

$2.20 €1.98

$2.05 €1.84

7.32%

Oranges (1kg)

$2.93 €2.63

$2.31 €2.08

26.84%

Tomato (1kg)

$3.24 €2.90

$4.29 €3.85

-24.48%

Potato (1kg)

$1.94 €1.74

$1.53 €1.37

26.80%

Onion (1kg)

$2.09 €1.87

$1.50 €1.34

39.33%

Lettuce (1 head)

$1.90 €1.70

$1.64 €1.47

15.85%

Water (1.5 liter bottle)

$0.93 €0.83

$1.02 €0.91

-8.82%

Cigarettes 20 Pack (Marlboro, Camel)

$6.91 €6.20

$9.69 €8.69

-28.69%

Wine (Bottle)

$8.18 €7.34

$6.01 €5.39

36.11%

Local Beer (0.5 liter bottle)

$1.72 €1.54

$1.12 €1.01

53.57%

Imported Beer (0.33 liter bottle)

$2.33 €2.09

$1.56 €1.40

49.36%

One-way Ticket (Public Transport)

$2.25 €2.02

$3.85 €3.45

-41.56%

Public Transport Monthly Pass (Regular Price)

$69.7 €62.6

Taxi Start (Normal Tariff)

$5.72 €5.13

$5.34 €4.79

7.12%

Taxi (Normal Tariff) (1km)

$2.23 €2.00

$2.81 €2.52

-20.64%

Taxi 1hour Waiting (Normal Tariff)

$33.06 €29.66

$38.83 €34.84

-14.86%

Gasoline (1 liter)

$1.48 €1.33

$2.13 €1.91

-30.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K €24.6K

$32.6K €29.2K

-15.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.5K €35.5K

$37.7K €33.9K

4.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 €92.3

$342 €307

-69.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.16 €23.47

$24.87 €22.32

5.19%

Internet (50+ Mbps, Unlimited Data)

$34.75 €31.18

$48.49 €43.51

-28.34%

Gym Membership (Monthly)

$67.0 €60.1

$39.42 €35.37

70.02%

Tennis Court (1 Hour on Weekend)

$22.27 €19.98

$27.47 €24.65

-18.93%

Cinema Ticket

$11.01 €9.87

$14.65 €13.15

-24.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$436 €391

$611 €548

-28.60%

International Primary School, 1 Child (Yearly)

$11.2K €10.1K

$17.3K €15.5K

-35.04%

Jeans (Levis 501 Or Similar)

$99.7 €89.5

$89.1 €79.9

11.93%

Summer Dress (H&M, Zara, etc)

$46.43 €41.66

$42.07 €37.75

10.36%

Sport Shoes (Adidas, Nike)

$105 €93.9

$98.3 €88.2

6.48%

Men's Leather Business Shoes

$119 €107

$131 €117

-8.98%

1-bedroom Apartment, City Center (Monthly)

$1,230 €1,104

$934 €838

31.65%

1-bedroom Apartment, Outside City Center (Monthly)

$974 €874

$718 €645

35.52%

3-bedroom Apartment, City Center (Monthly)

$2,093 €1,878

$1,704 €1,529

22.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,660 €1,490

$1,294 €1,161

28.32%

Buy Apartment in City Center (m2)

$4,503 €4,041

$5,944 €5,333

-24.23%

Buy Apartment Outside City Center (m2)

$3,344 €3,000

$3,958 €3,551

-15.52%

Average Monthly Net Salary (After Tax)

$1,766 €1,585

$3,290 €2,952

-46.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.06

3.96

2.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Malta: October 26, 2026

Last update for Germany: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Malta

$974 49.4%

Germany

$718 34.6% 26.2% $255

Groceries & Markets

Malta

$304 15.4%

Germany

$335 16.1% 10.3% $31

Eating Out

Malta

$248 12.6%

Germany

$276 13.3% 11.4% $28

Clothing & Footwear

Malta

$166 8.4%

Germany

$162 7.8% 2.6% $4.3

Monthly Utilities & Internet

Malta

$164 8.3%

Germany

$415 20% 154% $252

Sport & Entertainment

Malta

$89 4.5%

Germany

$69 3.3% 22.8% $20

Getting Around

Malta

$26 * 1.3%

Germany

$104 5% 304% $79

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

National rent averages: $1,180 in Malta, $812 in Germany. Capital cities: $1,389 in Valletta vs $1,407 in Berlin.

National salary averages: $1,801 in Malta, $3,107 in Germany. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 45% higher in Malta.

Dining out costs 15% more in Malta.

Public transport is 127% more expensive in Germany.

Salaries are 73% higher in Germany, and purchasing power comes out stronger in Germany.

Good to know

🇲🇹 Malta

🇩🇪 Germany

🕒 Local time

21:35 9:35 PM

Same time as Malta

🌤 Weather

👥 Population

553,214

84,358,845

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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Highest

Between locations

Malta Germany 1,850 km ≈ 2 h 45 min nonstop flight

From you

Malta
Germany

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Malta vs Germany: Cost of Living - Frequently Asked Questions

At $2,080 per month in Germany and $1,970 in Malta, Malta comes out about 5% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Overall, Malta is the cheaper option, but not in every category: rent, groceries, transport, and eating out each follow their own pattern. Check the categories you spend the most on before deciding.

It depends on what you’re after: Malta wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.