Last update: Oct 2026

Cost of Living Comparison Between Germany and Malta

Name: Malta
Address: MT

For one person, living is cheaper in Malta: $1,970 a month against $2,080 in Germany, rent and utilities included – about $1,300 less a year. The total is higher in Germany despite lower rent and utilities.

100

Cost of Living Index in Germany
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Germany Living Index
95

Cost of Living Index in Malta
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Malta Living Index

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🇩🇪 Germany

$2,080

/mo nomad

🇲🇹 Malta

$1,970

/mo nomad

Monthly Cost of Living

How much you'll spend in Germany and in Malta

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Germany and in Malta actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,080 in Germany versus $1,970 in Malta.

Germany $2,080
Malta $1,970

Estimated couple costs with rent: $3,130 in Germany versus $3,036 in Malta.

Germany $3,130
Malta $3,036

Monthly costs for a family of three with rent: $4,180 in Germany versus $4,102 in Malta.

Germany $4,180
Malta $4,102

Germany ($1,337–$2,681) and Malta ($1,657–$2,871) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Living in Germany is roughly 6% more expensive than in Malta on average.

Both countries sit above the global median: Germany 53% above, Malta 45% above.

Meal at Budget Restaurant

$16.60 €14.84

$16.44 €14.70

0.97%

Three-Course Dinner for Two, Mid-Range

$71.8 €64.2

$82.7 €73.9

-13.15%

Fast Food Meal (McDonalds, etc)

$12.12 €10.84

$11.69 €10.46

3.68%

Cappuccino

$3.96 €3.54

$2.75 €2.46

44.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.36 €3.00

$2.57 €2.30

30.74%

Water (0.33 liter bottle)

$2.89 €2.59

$1.68 €1.50

72.02%

Local Beer (0.5 liter draught)

$5.07 €4.53

$4.48 €4.01

13.17%

Imported Beer (0.33 liter bottle)

$4.50 €4.03

$4.43 €3.96

1.58%

Milk (1 liter)

$1.26 €1.13

$1.30 €1.16

-3.08%

White Bread (500g)

$2.20 €1.96

$1.30 €1.16

69.23%

Rice (white) (1kg)

$3.54 €3.16

$3.71 €3.32

-4.58%

Eggs

$3.88 €3.47

$3.90 €3.49

-0.51%

Local Cheese (1kg)

$14.24 €12.73

$10.47 €9.36

36.01%

Chicken Fillets (1kg)

$11.90 €10.64

$10.15 €9.08

17.24%

Beef Round Steak (1kg)

$20.68 €18.48

$16.73 €14.95

23.61%

Apples (1kg)

$3.28 €2.93

$3.08 €2.75

6.49%

Banana (1kg)

$2.05 €1.83

$2.20 €1.97

-6.82%

Oranges (1kg)

$2.31 €2.07

$2.93 €2.62

-21.16%

Tomato (1kg)

$4.29 €3.83

$3.24 €2.89

32.41%

Potato (1kg)

$1.53 €1.37

$1.94 €1.73

-21.13%

Onion (1kg)

$1.50 €1.34

$2.09 €1.86

-28.23%

Lettuce (1 head)

$1.64 €1.46

$1.90 €1.70

-13.68%

Water (1.5 liter bottle)

$1.02 €0.91

$0.93 €0.83

9.68%

Cigarettes 20 Pack (Marlboro, Camel)

$9.69 €8.66

$6.91 €6.18

40.23%

Wine (Bottle)

$6.01 €5.37

$8.18 €7.31

-26.53%

Local Beer (0.5 liter bottle)

$1.12 €1.00

$1.72 €1.53

-34.88%

Imported Beer (0.33 liter bottle)

$1.56 €1.40

$2.33 €2.08

-33.05%

One-way Ticket (Public Transport)

$3.85 €3.44

$2.25 €2.02

71.11%

Public Transport Monthly Pass (Regular Price)

$69.7 €62.3

Taxi Start (Normal Tariff)

$5.34 €4.77

$5.72 €5.11

-6.64%

Taxi (Normal Tariff) (1km)

$2.81 €2.51

$2.23 €1.99

26.01%

Taxi 1hour Waiting (Normal Tariff)

$38.83 €34.72

$33.06 €29.55

17.45%

Gasoline (1 liter)

$2.13 €1.90

$1.48 €1.32

43.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.1K

$27.4K €24.5K

18.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.7K €33.7K

$39.5K €35.4K

-4.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$342 €306

$103 €91.9

232.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.87 €22.23

$26.16 €23.38

-4.93%

Internet (50+ Mbps, Unlimited Data)

$48.49 €43.35

$34.75 €31.06

39.54%

Gym Membership (Monthly)

$39.42 €35.24

$67.0 €59.9

-41.18%

Tennis Court (1 Hour on Weekend)

$27.47 €24.56

$22.27 €19.91

23.35%

Cinema Ticket

$14.65 €13.10

$11.01 €9.84

33.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$611 €546

$436 €390

40.06%

International Primary School, 1 Child (Yearly)

$17.3K €15.4K

$11.2K €10.0K

53.95%

Jeans (Levis 501 Or Similar)

$89.1 €79.6

$99.7 €89.1

-10.66%

Summer Dress (H&M, Zara, etc)

$42.07 €37.61

$46.43 €41.51

-9.39%

Sport Shoes (Adidas, Nike)

$98.3 €87.9

$105 €93.6

-6.09%

Men's Leather Business Shoes

$131 €117

$119 €106

9.87%

1-bedroom Apartment, City Center (Monthly)

$934 €835

$1,230 €1,099

-24.04%

1-bedroom Apartment, Outside City Center (Monthly)

$718 €642

$974 €870

-26.21%

3-bedroom Apartment, City Center (Monthly)

$1,704 €1,523

$2,093 €1,871

-18.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,294 €1,157

$1,660 €1,484

-22.07%

Buy Apartment in City Center (m2)

$5,944 €5,314

$4,503 €4,026

31.99%

Buy Apartment Outside City Center (m2)

$3,958 €3,538

$3,344 €2,989

18.37%

Average Monthly Net Salary (After Tax)

$3,290 €2,941

$1,766 €1,579

86.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

4.06

-2.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: October 25, 2026

Last update for Malta: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Germany

$718 34.6%

Malta

$974 49.4% 35.5% $255

Monthly Utilities & Internet

Germany

$415 20%

Malta

$164 8.3% 60.6% $252

Groceries & Markets

Germany

$335 16.1%

Malta

$304 15.4% 9.3% $31

Eating Out

Germany

$276 13.3%

Malta

$248 12.6% 10.2% $28

Clothing & Footwear

Germany

$162 7.8%

Malta

$166 8.4% 2.7% $4.3

Getting Around

Germany

$104 5%

Malta

$26 * 1.3% 75.2% $79

Sport & Entertainment

Germany

$69 3.3%

Malta

$89 4.5% 29.6% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

National rent averages: $812 in Germany, $1,180 in Malta. Capital cities: $1,407 in Berlin vs $1,389 in Valletta.

National salary averages: $3,107 in Germany, $1,801 in Malta. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 45% higher in Malta.

Dining out costs 15% more in Malta.

Public transport is 127% more expensive in Germany.

Salaries are 73% higher in Germany, and purchasing power comes out stronger in Germany.

Good to know

🇩🇪 Germany

🇲🇹 Malta

🕒 Local time

01:07 1:07 AM

Same time as Germany

🌤 Weather

👥 Population

84,358,845

553,214

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Germany Malta 1,850 km ≈ 2 h 45 min nonstop flight

From you

Germany
Malta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Germany vs Malta: Cost of Living - Frequently Asked Questions

At $2,080 per month in Germany and $1,970 in Malta, Malta comes out about 5% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Overall, Malta is the cheaper option, but not in every category: rent, groceries, transport, and eating out each follow their own pattern. Check the categories you spend the most on before deciding.

It depends on what you’re after: Malta wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.