🇩🇪 Germany
101
Cost of Living Index in Germany
Learn more Last update: Oct 2026
Cost of Living Comparison Between Malta and Cebu
For one person, living is cheaper in Cebu: $934 a month against $1,992 in Malta, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.
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😐 Solo nomad: Malta is 84.8% more expensive than Cebu without rent, and 113.3% more expensive with rent.
😐 Family of 3: Malta is 99.6% more expensive than Cebu without rent, and 113.8% more expensive with rent.
🍽 Eating Out
Malta
Cebu
Difference
Meal at Budget Restaurant
$17.10 €15.26
$3.03 ₱190
464.36%
Three-Course Dinner for Two, Mid-Range
$82.9 €74.0
$23.48 ₱1,473
253.02%
Fast Food Meal (McDonalds, etc)
$12.21 €10.89
$4.09 ₱256
198.53%
Cappuccino
$2.81 €2.51
$2.52 ₱158
11.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.50 €2.23
$1.54 ₱96.9
62.34%
Water (0.33 liter bottle)
$1.67 €1.49
$0.49 ₱30.98
240.82%
Local Beer (0.5 liter draught)
$4.59 €4.10
$1.79 ₱112
156.42%
Imported Beer (0.33 liter bottle)
$4.47 €3.99
$2.26 ₱142
97.79%
🛒 Groceries & Markets
Malta
Cebu
Difference
Milk (1 liter)
$1.32 €1.18
$1.95 ₱122
-32.31%
White Bread (500g)
$1.29 €1.15
$1.43 ₱89.7
-9.79%
Rice (white) (1kg)
$3.62 €3.23
$1.02 ₱63.8
254.90%
Eggs
$4.00 €3.57
$2.06 ₱129
94.17%
Local Cheese (1kg)
$10.78 €9.62
$9.81 ₱615
9.89%
Chicken Fillets (1kg)
$10.18 €9.09
$4.61 ₱289
120.82%
Beef Round Steak (1kg)
$16.99 €15.16
$7.70 ₱483
120.65%
Apples (1kg)
$3.20 €2.85
$3.31 ₱207
-3.32%
Banana (1kg)
$2.15 €1.92
$1.45 ₱90.9
48.28%
Oranges (1kg)
$2.93 €2.61
$2.36 ₱148
24.15%
Tomato (1kg)
$3.24 €2.89
$1.54 ₱96.4
110.39%
Potato (1kg)
$1.96 €1.75
$2.36 ₱148
-16.95%
Onion (1kg)
$2.13 €1.90
$1.99 ₱125
7.04%
Lettuce (1 head)
$1.91 €1.70
$1.15 ₱72.1
66.09%
Water (1.5 liter bottle)
$0.95 €0.85
$0.67 ₱42.15
41.79%
Cigarettes 20 Pack (Marlboro, Camel)
$6.89 €6.15
$3.00 ₱188
129.67%
Wine (Bottle)
$8.27 €7.38
$6.35 ₱398
30.24%
Local Beer (0.5 liter bottle)
$1.81 €1.61
$1.31 ₱81.9
38.17%
Imported Beer (0.33 liter bottle)
$2.37 €2.12
$1.73 ₱108
36.99%
🚌 Getting Around
Malta
Cebu
Difference
One-way Ticket (Public Transport)
$2.23 €1.99
$0.25 ₱15.78
792.00%
Public Transport Monthly Pass (Regular Price)
-
$12.65 ₱793
-
Taxi Start (Normal Tariff)
$5.66 €5.05
$0.74 ₱46.32
664.86%
Taxi (Normal Tariff) (1km)
$2.28 €2.04
$0.21 ₱13.11
985.71%
Taxi 1hour Waiting (Normal Tariff)
$32.85 €29.32
$4.33 ₱271
658.66%
Gasoline (1 liter)
$1.48 €1.32
$1.33 ₱83.5
11.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.0K €25.0K
$21.8K ₱1.4M
28.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.5K €34.4K
$19.4K ₱1.2M
98.72%
🧾 Monthly Utilities & Internet
Malta
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$103 €92.0
$121 ₱7,563
-14.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.11 €24.19
$14.45 ₱907
87.61%
Internet (50+ Mbps, Unlimited Data)
$34.88 €31.13
$28.29 ₱1,774
23.29%
🎉 Sport & Entertainment
Malta
Cebu
Difference
Gym Membership (Monthly)
$67.5 €60.3
$32.68 ₱2,050
106.58%
Tennis Court (1 Hour on Weekend)
$21.31 €19.01
$6.39 ₱401
233.49%
Cinema Ticket
$11.21 €10.00
$5.46 ₱342
105.31%
🧸 Childcare & Education
Malta
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$413 €369
$273 ₱17.1K
51.20%
International Primary School, 1 Child (Yearly)
$10.9K €9,687
$8,156 ₱511.5K
33.09%
👕👟 Clothing & Footwear
Malta
Cebu
Difference
Jeans (Levis 501 Or Similar)
$99.9 €89.2
$49.57 ₱3,109
101.61%
Summer Dress (H&M, Zara, etc)
$45.95 €41.01
$24.87 ₱1,560
84.76%
Sport Shoes (Adidas, Nike)
$105 €93.8
$76.6 ₱4,804
37.20%
Men's Leather Business Shoes
$114 €102
$59.3 ₱3,717
92.58%
🏠 Accommodation & Living
Malta
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,181 €1,054
$506 ₱31.7K
133.52%
1-bedroom Apartment, Outside City Center (Monthly)
$988 €882
$309 ₱19.4K
219.39%
3-bedroom Apartment, City Center (Monthly)
$1,974 €1,761
$1,052 ₱66.0K
87.68%
3-bedroom Apartment, Outside City Center (Monthly)
$1,562 €1,394
$619 ₱38.8K
152.40%
Buy Apartment in City Center (m2)
$4,418 €3,943
$2,915 ₱182.9K
51.54%
Buy Apartment Outside City Center (m2)
$3,292 €2,938
$1,867 ₱117.1K
76.31%
💵 Salaries & Financials
Malta
Cebu
Difference
Average Monthly Net Salary (After Tax)
$1,792 €1,600
$341 ₱21.4K
425.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.13
7.2
-42.64%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Malta: October 6, 2026
Last update for Cebu: October 5, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Accommodation & Living
Malta $988 49.5%
Cebu $309 33.5% 68.7% $679
Groceries & Markets
Malta $307 15.4%
Cebu $210 22.7% 31.5% $97
Eating Out
Malta $256 12.8%
Cebu $88 9.6% 65.4% $167
Monthly Utilities & Internet
Malta $165 8.3%
Cebu $163 17.7% 1.1% $1.8
Clothing & Footwear
Malta $164 8.2%
Cebu $95 10.2% 42.4% $70
Sport & Entertainment
Malta $90 4.5%
Cebu $44 4.7% 51.5% $46
Getting Around
Malta $26 * 1.3%
Cebu $15 1.7% 40.5% $11
Categories marked with * are only partly priced – their share counts the items that do have prices.
Accommodation & Living
Malta $1.6K 38.8%
Cebu $619 32.4% 60.4% $943
Groceries & Markets
Malta $720 17.9%
Cebu $493 25.8% 31.6% $228
Eating Out
Malta $930 23.1%
Cebu $288 15.1% 69% $642
Monthly Utilities & Internet
Malta $192 4.8%
Cebu $178 9.3% 7.5% $14
Clothing & Footwear
Malta $365 9.1%
Cebu $210 11% 42.4% $155
Sport & Entertainment
Malta $201 5%
Cebu $94 4.9% 53.5% $108
Getting Around
Malta $56 * 1.4%
Cebu $31 1.6% 44.3% $25
Categories marked with * are only partly priced – their share counts the items that do have prices.
Good to know
🇲🇹 Malta
🇵🇭 Cebu
Weather
Population
553,214
964,169
Exchange rates and currency converter
On the map
Lowest
Highest
Between locations
- Malta Cebu 11,030 km ≈ 14 h nonstop flight
From you
- Malta
- Cebu
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Malta vs other spots: cost of living compared
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