Last update: Oct 2026

Cost of Living Comparison Between Cebu and Malta

For one person, living is cheaper in Cebu: $934 a month against $1,992 in Malta, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$934
/mo nomad
🇲🇹 Malta
$1,992
/mo nomad
🙂 Solo nomad: Cebu is 45.9% cheaper than Malta without rent, and 53.1% cheaper with rent.
🙂 Family of 3: Cebu is 49.9% cheaper than Malta without rent, and 53.2% cheaper with rent.
Currency
🍽 Eating Out
Cebu
Malta
Difference
Meal at Budget Restaurant
$3.03 ₱190
$17.10 €15.26
-82.28%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,473
$82.9 €74.0
-71.67%
Fast Food Meal (McDonalds, etc)
$4.09 ₱256
$12.21 €10.89
-66.50%
Cappuccino
$2.52 ₱158
$2.81 €2.51
-10.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱96.9
$2.50 €2.23
-38.40%
Water (0.33 liter bottle)
$0.49 ₱30.98
$1.67 €1.49
-70.66%
Local Beer (0.5 liter draught)
$1.79 ₱112
$4.59 €4.10
-61.00%
Imported Beer (0.33 liter bottle)
$2.26 ₱142
$4.47 €3.99
-49.44%
🛒 Groceries & Markets
Cebu
Malta
Difference
Milk (1 liter)
$1.95 ₱122
$1.32 €1.18
47.73%
White Bread (500g)
$1.43 ₱89.7
$1.29 €1.15
10.85%
Rice (white) (1kg)
$1.02 ₱63.8
$3.62 €3.23
-71.82%
Eggs
$2.06 ₱129
$4.00 €3.57
-48.50%
Local Cheese (1kg)
$9.81 ₱615
$10.78 €9.62
-9.00%
Chicken Fillets (1kg)
$4.61 ₱289
$10.18 €9.09
-54.72%
Beef Round Steak (1kg)
$7.70 ₱483
$16.99 €15.16
-54.68%
Apples (1kg)
$3.31 ₱207
$3.20 €2.85
3.44%
Banana (1kg)
$1.45 ₱90.9
$2.15 €1.92
-32.56%
Oranges (1kg)
$2.36 ₱148
$2.93 €2.61
-19.45%
Tomato (1kg)
$1.54 ₱96.4
$3.24 €2.89
-52.47%
Potato (1kg)
$2.36 ₱148
$1.96 €1.75
20.41%
Onion (1kg)
$1.99 ₱125
$2.13 €1.90
-6.57%
Lettuce (1 head)
$1.15 ₱72.1
$1.91 €1.70
-39.79%
Water (1.5 liter bottle)
$0.67 ₱42.15
$0.95 €0.85
-29.47%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱188
$6.89 €6.15
-56.46%
Wine (Bottle)
$6.35 ₱398
$8.27 €7.38
-23.22%
Local Beer (0.5 liter bottle)
$1.31 ₱81.9
$1.81 €1.61
-27.62%
Imported Beer (0.33 liter bottle)
$1.73 ₱108
$2.37 €2.12
-27.00%
🚌 Getting Around
Cebu
Malta
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.78
$2.23 €1.99
-88.79%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱793
-
-
Taxi Start (Normal Tariff)
$0.74 ₱46.32
$5.66 €5.05
-86.93%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.11
$2.28 €2.04
-90.79%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱271
$32.85 €29.32
-86.82%
Gasoline (1 liter)
$1.33 ₱83.5
$1.48 €1.32
-10.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$28.0K €25.0K
-22.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$38.5K €34.4K
-49.68%
🧾 Monthly Utilities & Internet
Cebu
Malta
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,563
$103 €92.0
16.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱907
$27.11 €24.19
-46.70%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,774
$34.88 €31.13
-18.89%
🎉 Sport & Entertainment
Cebu
Malta
Difference
Gym Membership (Monthly)
$32.68 ₱2,050
$67.5 €60.3
-51.59%
Tennis Court (1 Hour on Weekend)
$6.39 ₱401
$21.31 €19.01
-70.01%
Cinema Ticket
$5.46 ₱342
$11.21 €10.00
-51.29%
🧸 Childcare & Education
Cebu
Malta
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.1K
$413 €369
-33.86%
International Primary School, 1 Child (Yearly)
$8,156 ₱511.5K
$10.9K €9,687
-24.86%
👕👟 Clothing & Footwear
Cebu
Malta
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,109
$99.9 €89.2
-50.40%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,560
$45.95 €41.01
-45.88%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,804
$105 €93.8
-27.11%
Men's Leather Business Shoes
$59.3 ₱3,717
$114 €102
-48.07%
🏠 Accommodation & Living
Cebu
Malta
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.7K
$1,181 €1,054
-57.18%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$988 €882
-68.69%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.0K
$1,974 €1,761
-46.72%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.8K
$1,562 €1,394
-60.38%
Buy Apartment in City Center (m2)
$2,915 ₱182.9K
$4,418 €3,943
-34.01%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.1K
$3,292 €2,938
-43.28%
💵 Salaries & Financials
Cebu
Malta
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.4K
$1,792 €1,600
-80.97%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
4.13
74.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Malta: October 6, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Malta
$988 219% $679
Groceries & Markets
Cebu
$210
Malta
$307 46% $97
Monthly Utilities & Internet
Cebu
$163
Malta
$165 1.1% $1.8
Clothing & Footwear
Cebu
$95
Malta
$164 73.6% $70
Eating Out
Cebu
$88
Malta
$256 189% $167
Sport & Entertainment
Cebu
$44
Malta
$90 106% $46
Getting Around
Cebu
$15
Malta
$26 * 68.2% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know
🇵🇭 Cebu
🇲🇹 Malta
🕒 Local time
13:24 1:24 PM
07:24 7:24 AM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
553,214
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Cebu Malta 11,030 km ≈ 14 h nonstop flight
From you
  • Cebu
  • Malta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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