Last update: Nov 2026

Cost of Living Comparison Between the Maldives and Cebu

For one person, living is cheaper in Cebu: $943 a month against $1,466 in the Maldives, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

71

Cost of Living Index in the Maldives
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Maldives Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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🇲🇻 Maldives

$1,466

/mo nomad

Cebu

🇵🇭 Philippines

$943

/mo nomad

😐 Solo nomad: The Maldives is 34.6% more expensive than Cebu without rent, and 55.4% more expensive with rent.

😐 Family of 3: The Maldives is 41.6% more expensive than Cebu without rent, and 70.3% more expensive with rent.

Meal at Budget Restaurant

$6.56 MVR 101

$3.88 ₱244

69.07%

Three-Course Dinner for Two, Mid-Range

$50.9 MVR 784

$23.22 ₱1,462

118.99%

Fast Food Meal (McDonalds, etc)

$9.80 MVR 151

$3.90 ₱246

151.28%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.81 MVR 74.2

Imported Non-Alcoholic Beer (0.33 liter bottle)

$9.45 MVR 146

Cappuccino

$3.32 MVR 51.1

$2.56 ₱161

29.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 MVR 24.24

$1.60 ₱101

-1.88%

Water (0.33 liter bottle)

$0.30 MVR 4.62

$0.51 ₱32.03

-41.18%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.82 MVR 28.06

$1.99 ₱125

-8.54%

White Bread (500g)

$1.60 MVR 24.62

$1.37 ₱86.3

16.79%

Rice (white) (1kg)

$1.27 MVR 19.64

$0.95 ₱59.9

33.68%

Eggs

$1.81 MVR 27.98

$2.02 ₱127

-10.40%

Local Cheese (1kg)

$6.35 MVR 97.9

$9.63 ₱606

-34.06%

Chicken Fillets (1kg)

$6.48 MVR 99.9

$4.35 ₱274

48.97%

Beef Round Steak (1kg)

$10.11 MVR 156

$7.70 ₱485

31.30%

Apples (1kg)

$3.98 MVR 61.3

$3.30 ₱207

20.61%

Banana (1kg)

$2.88 MVR 44.39

$1.27 ₱79.7

126.77%

Oranges (1kg)

$3.83 MVR 59.1

$2.34 ₱148

63.68%

Tomato (1kg)

$2.50 MVR 38.62

$1.51 ₱95.4

65.56%

Potato (1kg)

$1.97 MVR 30.40

$2.23 ₱141

-11.66%

Onion (1kg)

$1.88 MVR 28.98

$1.93 ₱122

-2.59%

Lettuce (1 head)

$1.99 MVR 30.75

$1.18 ₱74.4

68.64%

Water (1.5 liter bottle)

$0.65 MVR 9.95

$0.65 ₱40.93

Bottle of Non-Alcoholic Wine (Mid-Range)

$11.26 MVR 174

Local Non-Alcoholic Beer (0.5 liter bottle)

$2.47 MVR 38.02

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.62 MVR 71.3

Cigarettes 20 Pack (Marlboro, Camel)

$15.08 MVR 233

$2.89 ₱182

421.80%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.1

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.63 MVR 9.66

$0.23 ₱14.42

173.91%

Public Transport Monthly Pass (Regular Price)

$28.53 MVR 440

$12.24 ₱771

133.09%

Taxi Start (Normal Tariff)

$1.99 MVR 30.63

$0.82 ₱51.5

142.68%

Taxi (Normal Tariff) (1km)

$1.91 MVR 29.46

$0.20 ₱12.56

855.00%

Taxi 1hour Waiting (Normal Tariff)

$10.20 MVR 157

$4.32 ₱272

136.11%

Gasoline (1 liter)

$1.03 MVR 15.87

$1.38 ₱86.7

-25.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.0K MVR 354.7K

$21.2K ₱1.3M

8.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K MVR 405.4K

$19.3K ₱1.2M

36.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 MVR 2,029

$124 ₱7,816

5.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.97 MVR 447

$15.93 ₱1,003

81.86%

Internet (50+ Mbps, Unlimited Data)

$68.9 MVR 1,063

$28.07 ₱1,768

145.60%

Gym Membership (Monthly)

$62.3 MVR 961

$33.41 ₱2,104

86.56%

Tennis Court (1 Hour on Weekend)

$21.33 MVR 329

$6.40 ₱403

233.28%

Cinema Ticket

$9.21 MVR 142

$5.85 ₱368

57.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$176 MVR 2,716

$271 ₱17.0K

-34.92%

International Primary School, 1 Child (Yearly)

$4,713 MVR 72.7K

$8,060 ₱507.5K

-41.53%

Jeans (Levis 501 Or Similar)

$37.35 MVR 576

$48.31 ₱3,042

-22.69%

Summer Dress (H&M, Zara, etc)

$49.01 MVR 756

$24.56 ₱1,546

99.55%

Sport Shoes (Adidas, Nike)

$85.3 MVR 1,315

$77.1 ₱4,856

10.59%

Men's Leather Business Shoes

$51.7 MVR 797

$56.5 ₱3,558

-8.53%

1-bedroom Apartment, City Center (Monthly)

$933 MVR 14.4K

$495 ₱31.2K

88.26%

1-bedroom Apartment, Outside City Center (Monthly)

$665 MVR 10.2K

$322 ₱20.3K

106.63%

3-bedroom Apartment, City Center (Monthly)

$1,898 MVR 29.3K

$990 ₱62.4K

91.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,488 MVR 22.9K

$628 ₱39.6K

136.84%

Buy Apartment in City Center (m2)

$2,602 MVR 40.1K

$4,459 ₱280.7K

-41.63%

Buy Apartment Outside City Center (m2)

$774 MVR 11.9K

$3,030 ₱190.8K

-74.45%

Average Monthly Net Salary (After Tax)

$756 MVR 11.7K

$343 ₱21.6K

120.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

94.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Maldives: November 2, 2026

Last update for Cebu: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Maldives

$665 45.4%

Cebu

$322 34.1% 51.6% $343

Monthly Utilities & Internet

Maldives

$229 15.7%

Cebu

$168 17.8% 26.7% $61

Groceries & Markets

Maldives

$219 14.9%

Cebu

$206 21.8% 6% $13

Eating Out

Maldives

$129 8.8%

Cebu

$95 10.1% 26.5% $34

Clothing & Footwear

Maldives

$101 6.9%

Cebu

$93 9.9% 7.5% $7.6

Sport & Entertainment

Maldives

$81 5.5%

Cebu

$45 4.8% 44.1% $36

Getting Around

Maldives

$43 2.9%

Cebu

$15 1.6% 64.8% $28

Good to know

🇲🇻 Maldives

🇵🇭 Cebu

🕒 Local time

05:50 5:50 AM

08:50 8:50 AM

3 h ahead of the Maldives

🌤 Weather

👥 Population

436,330

964,169

💱 Currency

Maldivian Rufiyaa MVR Rf

Philippine Peso PHP ₱

📈 Exchange rate

100 MVR = 6.49 USD

100 MVR = 5.78 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to MVR – Maldivian Rufiyaa Converter

🇺🇸 United States Dollar ($)

🇲🇻 Maldivian Rufiyaa (Rf)

Maldivian Rufiyaa exchange rates as of November 6, 2026: 1 USD = 15.42 MVR (100 MVR = 6.49 USD). 1 EUR = 17.31 MVR (100 MVR = 5.78 EUR).

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

USD to MVR in detail →

On the map

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Maldives Cebu 5,590 km ≈ 7 h nonstop flight

From you

Maldives
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Maldives vs other spots: cost of living compared

Cost of Living Comparison Between the Maldives and Cebu

PHP, USD, EUR to MVR – Maldivian Rufiyaa Converter

City Median Internet Speeds Comparison (Updated April 2026)

Maldives

Cebu

Maldives

Cebu

Maldives vs other spots: cost of living compared

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