Last update: Nov 2026

Cost of Living Comparison Between Cebu and the Maldives

Name: Maldives
Address: MV

For one person, living is cheaper in Cebu: $943 a month against $1,466 in the Maldives, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
71

Cost of Living Index in the Maldives
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Maldives Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$943

/mo nomad

🇲🇻 Maldives

$1,466

/mo nomad

🙂 Solo nomad: Cebu is 25.7% cheaper than the Maldives without rent, and 35.6% cheaper with rent.

🙂 Family of 3: Cebu is 29.4% cheaper than the Maldives without rent, and 41.3% cheaper with rent.

Meal at Budget Restaurant

$3.88 ₱244

$6.56 MVR 101

-40.85%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$50.9 MVR 784

-54.34%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$9.80 MVR 151

-60.20%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.81 MVR 74.2

Imported Non-Alcoholic Beer (0.33 liter bottle)

$9.45 MVR 146

Cappuccino

$2.56 ₱161

$3.32 MVR 51.1

-22.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$1.57 MVR 24.24

1.91%

Water (0.33 liter bottle)

$0.51 ₱32.03

$0.30 MVR 4.62

70.00%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

$1.82 MVR 28.06

9.34%

White Bread (500g)

$1.37 ₱86.3

$1.60 MVR 24.62

-14.37%

Rice (white) (1kg)

$0.95 ₱59.9

$1.27 MVR 19.64

-25.20%

Eggs

$2.02 ₱127

$1.81 MVR 27.98

11.60%

Local Cheese (1kg)

$9.63 ₱606

$6.35 MVR 97.9

51.65%

Chicken Fillets (1kg)

$4.35 ₱274

$6.48 MVR 99.9

-32.87%

Beef Round Steak (1kg)

$7.70 ₱485

$10.11 MVR 156

-23.84%

Apples (1kg)

$3.30 ₱207

$3.98 MVR 61.3

-17.09%

Banana (1kg)

$1.27 ₱79.7

$2.88 MVR 44.39

-55.90%

Oranges (1kg)

$2.34 ₱148

$3.83 MVR 59.1

-38.90%

Tomato (1kg)

$1.51 ₱95.4

$2.50 MVR 38.62

-39.60%

Potato (1kg)

$2.23 ₱141

$1.97 MVR 30.40

13.20%

Onion (1kg)

$1.93 ₱122

$1.88 MVR 28.98

2.66%

Lettuce (1 head)

$1.18 ₱74.4

$1.99 MVR 30.75

-40.70%

Water (1.5 liter bottle)

$0.65 ₱40.93

$0.65 MVR 9.95

Bottle of Non-Alcoholic Wine (Mid-Range)

$11.26 MVR 174

Local Non-Alcoholic Beer (0.5 liter bottle)

$2.47 MVR 38.02

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.62 MVR 71.3

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$15.08 MVR 233

-80.84%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.1

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.63 MVR 9.66

-63.49%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱771

$28.53 MVR 440

-57.10%

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$1.99 MVR 30.63

-58.79%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$1.91 MVR 29.46

-89.53%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$10.20 MVR 157

-57.65%

Gasoline (1 liter)

$1.38 ₱86.7

$1.03 MVR 15.87

33.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$23.0K MVR 354.7K

-7.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$26.3K MVR 405.4K

-26.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,816

$132 MVR 2,029

-5.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$28.97 MVR 447

-45.01%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,768

$68.9 MVR 1,063

-59.28%

Gym Membership (Monthly)

$33.41 ₱2,104

$62.3 MVR 961

-46.40%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

$21.33 MVR 329

-70.00%

Cinema Ticket

$5.85 ₱368

$9.21 MVR 142

-36.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

$176 MVR 2,716

53.65%

International Primary School, 1 Child (Yearly)

$8,060 ₱507.5K

$4,713 MVR 72.7K

71.03%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,042

$37.35 MVR 576

29.34%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$49.01 MVR 756

-49.89%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,856

$85.3 MVR 1,315

-9.58%

Men's Leather Business Shoes

$56.5 ₱3,558

$51.7 MVR 797

9.32%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$933 MVR 14.4K

-46.88%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.3K

$665 MVR 10.2K

-51.61%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.4K

$1,898 MVR 29.3K

-47.83%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.6K

$1,488 MVR 22.9K

-57.78%

Buy Apartment in City Center (m2)

$4,459 ₱280.7K

$2,602 MVR 40.1K

71.32%

Buy Apartment Outside City Center (m2)

$3,030 ₱190.8K

$774 MVR 11.9K

291.45%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

$756 MVR 11.7K

-54.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-48.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for the Maldives: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Maldives

$665 45.4% 107% $343

Groceries & Markets

Cebu

$206 21.8%

Maldives

$219 14.9% 6.4% $13

Monthly Utilities & Internet

Cebu

$168 17.8%

Maldives

$229 15.7% 36.5% $61

Eating Out

Cebu

$95 10.1%

Maldives

$129 8.8% 36% $34

Clothing & Footwear

Cebu

$93 9.9%

Maldives

$101 6.9% 8.2% $7.6

Sport & Entertainment

Cebu

$45 4.8%

Maldives

$81 5.5% 79% $36

Getting Around

Cebu

$15 1.6%

Maldives

$43 2.9% 184% $28

Good to know

🇵🇭 Cebu

🇲🇻 Maldives

🕒 Local time

10:30 10:30 AM

07:30 7:30 AM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

436,330

💱 Currency

Philippine Peso PHP ₱

Maldivian Rufiyaa MVR Rf

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 MVR = 6.49 USD

100 MVR = 5.78 EUR

Exchange rates and currency converter

MVR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

Maldivian Rufiyaa exchange rates as of November 6, 2026: 1 USD = 15.42 MVR (100 MVR = 6.49 USD). 1 EUR = 17.31 MVR (100 MVR = 5.78 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Maldives 5,590 km ≈ 7 h nonstop flight

From you

Cebu
Maldives

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs other spots: cost of living compared

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