Last update: Oct 2026

Cost of Living Comparison Between Makati and Tanay Rizal

For one person, living is cheaper in Tanay Rizal: $747 a month against $1,230 in Makati, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

Makati, Philippines
Tanay Rizal, Philippines
Makati
🇵🇭 Philippines
$1,230
/mo nomad
Tanay Rizal
🇵🇭 Philippines
$747
/mo nomad
Monthly Cost of Living

How much you'll spend in Makati and in Tanay Rizal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati and in Tanay Rizal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,230 in Makati versus $747 in Tanay Rizal.

  • Makati $1,230
  • Tanay Rizal $747

Estimated couple costs with rent: $2,137 in Makati versus $1,097 in Tanay Rizal.

  • Makati $2,137
  • Tanay Rizal $1,097

Monthly costs for a family of three with rent: $3,044 in Makati versus $1,448 in Tanay Rizal.

  • Makati $3,044
  • Tanay Rizal $1,448

Living in Makati is roughly 65% more expensive than in Tanay Rizal, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Makati 10% lower, Tanay Rizal 45% lower.

Currency
🍽 Eating Out
Makati
Tanay Rizal
Difference
Meal at Budget Restaurant
$6.40 ₱408
$3.94 ₱251
62.44%
Three-Course Dinner for Two, Mid-Range
$38.45 ₱2,453
$16.06 ₱1,025
139.41%
Fast Food Meal (McDonalds, etc)
$4.78 ₱305
$2.70 ₱172
77.04%
Cappuccino
$2.59 ₱166
$2.17 ₱138
19.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.09 ₱69.8
$0.68 ₱43.42
60.29%
Water (0.33 liter bottle)
$0.49 ₱31.35
$0.31 ₱19.53
58.06%
Local Beer (0.5 liter draught)
$2.39 ₱153
$1.14 ₱73.0
109.65%
Imported Beer (0.33 liter bottle)
$3.18 ₱203
$2.13 ₱136
49.30%
🛒 Groceries & Markets
Makati
Tanay Rizal
Difference
Milk (1 liter)
$1.80 ₱115
$1.58 ₱101
13.92%
White Bread (500g)
$1.26 ₱80.7
$1.01 ₱64.3
24.75%
Rice (white) (1kg)
$1.03 ₱65.8
$0.89 ₱56.6
15.73%
Eggs
$2.37 ₱151
$1.78 ₱114
33.15%
Local Cheese (1kg)
$6.91 ₱441
$5.52 ₱352
25.18%
Chicken Fillets (1kg)
$4.93 ₱315
$4.59 ₱293
7.41%
Beef Round Steak (1kg)
$6.74 ₱430
$7.89 ₱504
-14.58%
Apples (1kg)
$4.12 ₱263
$2.47 ₱158
66.80%
Banana (1kg)
$1.90 ₱121
$1.74 ₱111
9.20%
Oranges (1kg)
$3.19 ₱203
$2.28 ₱145
39.91%
Tomato (1kg)
$2.25 ₱143
$1.19 ₱75.9
89.08%
Potato (1kg)
$3.55 ₱226
$1.88 ₱120
88.83%
Onion (1kg)
$3.50 ₱223
$2.45 ₱156
42.86%
Lettuce (1 head)
$1.07 ₱68.0
$1.12 ₱71.7
-4.46%
Water (1.5 liter bottle)
$1.13 ₱71.8
$0.60 ₱38.54
88.33%
Cigarettes 20 Pack (Marlboro, Camel)
$2.60 ₱166
$2.92 ₱186
-10.96%
Wine (Bottle)
$7.85 ₱501
$7.50 ₱479
4.67%
Local Beer (0.5 liter bottle)
$1.29 ₱82.5
$1.07 ₱68.3
20.56%
Imported Beer (0.33 liter bottle)
$1.93 ₱123
$1.91 ₱122
1.05%
🚌 Getting Around
Makati
Tanay Rizal
Difference
One-way Ticket (Public Transport)
$0.88 ₱56.4
$0.25 ₱16.05
252.00%
Public Transport Monthly Pass (Regular Price)
$56.3 ₱3,590
$11.80 ₱753
376.78%
Taxi Start (Normal Tariff)
$0.65 ₱41.54
$0.89 ₱56.5
-26.97%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.36
$0.22 ₱14.26
-4.55%
Taxi 1hour Waiting (Normal Tariff)
$1.90 ₱121
$1.77 ₱113
7.34%
Gasoline (1 liter)
$1.28 ₱81.5
$1.15 ₱73.4
11.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8K ₱1.3M
$20.1K ₱1.3M
3.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K ₱1.2M
$20.0K ₱1.3M
-5.71%
🧾 Monthly Utilities & Internet
Makati
Tanay Rizal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$151 ₱9,657
$118 ₱7,535
28.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.59 ₱995
$17.58 ₱1,122
-11.32%
Internet (50+ Mbps, Unlimited Data)
$31.38 ₱2,002
$24.21 ₱1,545
29.62%
🎉 Sport & Entertainment
Makati
Tanay Rizal
Difference
Gym Membership (Monthly)
$53.3 ₱3,399
$27.36 ₱1,746
94.70%
Tennis Court (1 Hour on Weekend)
$14.04 ₱896
$4.43 ₱283
216.93%
Cinema Ticket
$7.22 ₱461
$5.07 ₱323
42.41%
🧸 Childcare & Education
Makati
Tanay Rizal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$776 ₱49.5K
$134 ₱8,561
478.23%
International Primary School, 1 Child (Yearly)
$7,391 ₱471.6K
$8,083 ₱515.7K
-8.56%
👕👟 Clothing & Footwear
Makati
Tanay Rizal
Difference
Jeans (Levis 501 Or Similar)
$59.9 ₱3,821
$32.42 ₱2,069
84.70%
Summer Dress (H&M, Zara, etc)
$36.96 ₱2,358
$21.99 ₱1,403
68.08%
Sport Shoes (Adidas, Nike)
$81.0 ₱5,170
$71.7 ₱4,573
13.08%
Men's Leather Business Shoes
$101 ₱6,438
$54.3 ₱3,462
85.94%
🏠 Accommodation & Living
Makati
Tanay Rizal
Difference
1-bedroom Apartment, City Center (Monthly)
$829 ₱52.9K
$218 ₱13.9K
281.07%
1-bedroom Apartment, Outside City Center (Monthly)
$429 ₱27.3K
$190 ₱12.1K
125.95%
3-bedroom Apartment, City Center (Monthly)
$2,151 ₱137.2K
$500 ₱31.9K
330.14%
3-bedroom Apartment, Outside City Center (Monthly)
$1,308 ₱83.5K
$309 ₱19.7K
322.92%
Buy Apartment in City Center (m2)
$5,714 ₱364.6K
$2,408 ₱153.6K
137.30%
Buy Apartment Outside City Center (m2)
$3,568 ₱227.7K
$1,256 ₱80.2K
184.07%
💵 Salaries & Financials
Makati
Tanay Rizal
Difference
Average Monthly Net Salary (After Tax)
$587 ₱37.5K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.5
6.92
8.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: October 26, 2026

Last update for Tanay Rizal: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Makati
$429
Tanay Rizal
$190 55.7% $239
Groceries & Markets
Makati
$227
Tanay Rizal
$184 19.1% $43
Monthly Utilities & Internet
Makati
$198
Tanay Rizal
$160 19.4% $38
Clothing & Footwear
Makati
$125
Tanay Rizal
$81 35.3% $44
Eating Out
Makati
$121
Tanay Rizal
$80 34.4% $42
Sport & Entertainment
Makati
$68
Tanay Rizal
$38 44.6% $30
Getting Around
Makati
$61
Tanay Rizal
$15 75.9% $47

Cost Breakdown

A one-bedroom apartment in the center runs $829 in Makati and $218 in Tanay Rizal. Housing cost is often the main lever when comparing two cities.

Dining out: $38 in Makati vs $16 in Tanay Rizal for a mid-range dinner for two. Groceries echo the gap at $227 vs $184 per month, with Tanay Rizal cheaper across the board.

Good to know
🇵🇭 Makati
🇵🇭 Tanay Rizal
🕒 Local time
20:56 8:56 PM
20:56 8:56 PM
Same time as Makati
🌤 Weather
👥 Population
582,602
59,950
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 29, 2026: 1 USD = 63.81 PHP (100 PHP = 1.57 USD). 1 EUR = 71.21 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Makati Tanay Rizal 29 km
From you
  • Makati
  • Tanay Rizal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Makati vs Tanay Rizal: Cost of Living - Frequently Asked Questions
Which city is more expensive, Makati or Tanay Rizal?
Tanay Rizal wins on cost – living expenses run 39% lower than in Makati. Housing and daily spending are where you’ll feel the difference most, making Tanay Rizal the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Makati and in Tanay Rizal?
You’d need roughly $1,845 in Makati and $1,120 in Tanay Rizal to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Makati compared to Tanay Rizal?
Rent for a central apartment: $829 in Makati versus $218 in Tanay Rizal. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Makati compared to Tanay Rizal?
All in, you’ll spend $1,230 per month in Makati versus $747 in Tanay Rizal – Tanay Rizal is about 39% cheaper, which adds up to real savings over time.
How expensive is transport in Makati compared to Tanay Rizal?
A monthly transit pass in Tanay Rizal runs roughly 79% less than in Makati. The price difference matters if you commute daily and watch your budget.
Which city offers a better quality of life: Makati or Tanay Rizal?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Makati compared to Tanay Rizal?
Safety-wise, Makati and Tanay Rizal are both considered safe, so it’s unlikely to be the deciding factor between them.
Which city is more affordable for expats?
Expats usually find Tanay Rizal gentler on the wallet – expenses run 39% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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