Cost of Living Comparison Between Makati and Tagum City Cost of Living Comparison Between Makati and Tagum City

Monthly Cost of Living

Monthly costs for one person with rent: $1,204 in Makati versus $766 in Tagum City.

Estimated couple costs with rent: $2,023 in Makati versus $1,180 in Tagum City.

Monthly costs for a family of three with rent: $2,841 in Makati versus $1,595 in Tagum City.

Living in Makati is roughly 57% more expensive than Tagum City, driven mainly by Eating Out.

Both cities sit below the global median: Makati 10% lower, Tagum City 43% lower.

Meal at Budget Restaurant

$6.69 ₱412

$3.52 ₱217

90.06%

Three-Course Dinner for Two, Mid-Range

$44.22 ₱2,728

$13.96 ₱861

216.76%

Fast Food Meal (McDonalds, etc)

$4.88 ₱301

$3.84 ₱237

27.08%

Cappuccino

$2.93 ₱181

$1.64 ₱101

78.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 ₱73.7

$0.82 ₱50.5

45.12%

Water (0.33 liter bottle)

$0.56 ₱34.78

$0.39 ₱24.35

43.59%

Local Beer (0.5 liter draught)

$2.42 ₱150

$1.34 ₱82.8

80.60%

Imported Beer (0.33 liter bottle)

$3.62 ₱223

$1.31 ₱80.6

176.34%

Milk (1 liter)

$2.20 ₱136

$1.89 ₱117

16.40%

White Bread (500g)

$1.49 ₱92.0

$1.23 ₱75.8

21.14%

Rice (white) (1kg)

$1.07 ₱65.7

$1.02 ₱62.7

4.90%

Eggs

$2.34 ₱144

$2.03 ₱125

15.27%

Local Cheese (1kg)

$8.19 ₱505

$8.22 ₱507

-0.36%

Chicken Fillets (1kg)

$4.42 ₱273

$4.14 ₱255

6.76%

Beef Round Steak (1kg)

$7.71 ₱475

$7.66 ₱472

0.65%

Apples (1kg)

$4.36 ₱269

$2.88 ₱178

51.39%

Banana (1kg)

$2.00 ₱123

$1.60 ₱98.6

25.00%

Oranges (1kg)

$2.57 ₱159

$2.61 ₱161

-1.53%

Tomato (1kg)

$2.23 ₱138

$1.54 ₱94.9

44.81%

Potato (1kg)

$3.45 ₱213

$2.21 ₱136

56.11%

Onion (1kg)

$2.86 ₱176

$2.52 ₱155

13.49%

Lettuce (1 head)

$1.14 ₱70.0

$1.10 ₱68.0

3.64%

Water (1.5 liter bottle)

$1.02 ₱62.7

$0.72 ₱44.16

41.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.84 ₱175

$2.82 ₱174

0.71%

Wine (Bottle)

$8.12 ₱501

$6.93 ₱427

17.17%

Local Beer (0.5 liter bottle)

$1.25 ₱77.1

$1.17 ₱72.1

6.84%

Imported Beer (0.33 liter bottle)

$2.32 ₱143

$1.99 ₱123

16.58%

One-way Ticket (Public Transport)

$0.54 ₱33.40

$0.28 ₱17.38

92.86%

Public Transport Monthly Pass (Regular Price)

$3.64 ₱225

Taxi Start (Normal Tariff)

$0.78 ₱48.35

$0.78 ₱48.28

Taxi (Normal Tariff) (1km)

$0.11 ₱6.49

$0.22 ₱13.48

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$3.65 ₱225

$2.08 ₱128

75.48%

Gasoline (1 liter)

$1.10 ₱67.9

$1.15 ₱70.8

-4.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K ₱2.1M

$26.1K ₱1.6M

27.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K ₱1.3M

$20.6K ₱1.3M

4.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 ₱10.5K

$112 ₱6,909

52.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.96 ₱1,663

$32.90 ₱2,030

-18.05%

Internet (50+ Mbps, Unlimited Data)

$35.97 ₱2,219

$27.25 ₱1,681

32.00%

Gym Membership (Monthly)

$55.6 ₱3,430

$34.09 ₱2,102

63.13%

Tennis Court (1 Hour on Weekend)

$11.87 ₱732

$4.37 ₱270

171.62%

Cinema Ticket

$8.19 ₱505

$5.99 ₱370

36.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$322 ₱19.9K

$152 ₱9,397

111.32%

International Primary School, 1 Child (Yearly)

$7,811 ₱481.8K

$4,231 ₱261.0K

84.62%

Jeans (Levis 501 Or Similar)

$58.8 ₱3,628

$45.92 ₱2,832

28.07%

Summer Dress (H&M, Zara, etc)

$35.76 ₱2,206

$27.09 ₱1,671

32.00%

Sport Shoes (Adidas, Nike)

$83.9 ₱5,174

$76.5 ₱4,718

9.66%

Men's Leather Business Shoes

$123 ₱7,612

$53.3 ₱3,285

131.74%

1-bedroom Apartment, City Center (Monthly)

$667 ₱41.2K

$270 ₱16.6K

147.35%

1-bedroom Apartment, Outside City Center (Monthly)

$403 ₱24.8K

$179 ₱11.0K

125.29%

3-bedroom Apartment, City Center (Monthly)

$2,307 ₱142.3K

$585 ₱36.1K

294.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,015 ₱62.6K

$400 ₱24.7K

153.97%

Buy Apartment in City Center (m2)

$6,283 ₱387.5K

$2,375 ₱146.5K

164.50%

Buy Apartment Outside City Center (m2)

$3,903 ₱240.8K

Average Monthly Net Salary (After Tax)

$712 ₱43.9K

$216 ₱13.3K

229.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: April 25, 2026

Last update for Tagum City: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $667 in Makati and $270 in Tagum City. Housing cost is often the main lever when comparing two cities.

Makati pays 229% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Makati vs $14.00 in Tagum City for a mid-range dinner for two. Groceries echo the gap at $236 vs $202 per month, with Tagum City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Tagum City: Cost of Living - Frequently Asked Questions

Tagum City wins on cost – living expenses run 57% lower than in Makati. Housing and daily spending are where you'll feel the difference most, making Tagum City the obvious pick if budget is a priority.

Makati pays 229% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $667 in Makati versus $270 in Tagum City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Makati. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,204 per month in Makati versus $766 in Tagum City – a 57% gap that adds up to real savings over time for anyone picking the cheaper option.

At $766 in Tagum City versus $1,204 in Makati, a $2,000 budget is realistic in Tagum City but tight or insufficient in Makati. The gap between the two cities makes Tagum City the clear choice for anyone on this budget.

Both work as nomad bases, but Tagum City delivers better value – similar infrastructure at $766 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tagum City hard to pass up.

Safety-wise, Makati and Tagum City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tagum City gentler on the wallet – expenses run 57% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.