Cost of Living Comparison Between Makati and Santa Cruz, Laguna Cost of Living Comparison Between Makati and Santa Cruz, Laguna

😐 Solo nomad: Makati is 19.2% more expensive than Santa Cruz, Laguna without rent, and 59.7% more expensive with rent.

😐 Family of 3: Makati is 64.9% more expensive than Santa Cruz, Laguna without rent, and 79.5% more expensive with rent.

Meal at Budget Restaurant

$6.60 ₱385

$1.76 ₱102

275.00%

Three-Course Dinner for Two, Mid-Range

$44.23 ₱2,576

$9.05 ₱527

388.73%

Fast Food Meal (McDonalds, etc)

$4.93 ₱287

$3.15 ₱184

56.51%

Cappuccino

$2.91 ₱170

$2.09 ₱122

39.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 ₱69.8

$0.42 ₱24.62

185.71%

Water (0.33 liter bottle)

$0.57 ₱33.39

$0.26 ₱15.11

119.23%

Local Beer (0.5 liter draught)

$2.41 ₱141

$1.23 ₱71.4

95.93%

Imported Beer (0.33 liter bottle)

$3.65 ₱212

$1.08 ₱62.7

237.96%

Milk (1 liter)

$2.24 ₱131

$1.84 ₱107

21.74%

White Bread (500g)

$1.44 ₱84.0

$1.25 ₱73.0

15.20%

Rice (white) (1kg)

$1.07 ₱62.2

$1.04 ₱60.4

2.88%

Eggs

$2.27 ₱132

$1.68 ₱97.8

35.12%

Local Cheese (1kg)

$7.95 ₱463

$5.40 ₱315

47.22%

Chicken Fillets (1kg)

$4.54 ₱265

$4.29 ₱250

5.83%

Beef Round Steak (1kg)

$7.94 ₱462

$7.28 ₱424

9.07%

Apples (1kg)

$4.36 ₱254

$1.65 ₱95.8

164.24%

Banana (1kg)

$1.97 ₱115

$0.51 ₱29.50

286.27%

Oranges (1kg)

$2.57 ₱150

$1.62 ₱94.5

58.64%

Tomato (1kg)

$2.28 ₱133

$1.72 ₱99.9

32.56%

Potato (1kg)

$3.34 ₱194

$2.85 ₱166

17.19%

Onion (1kg)

$2.86 ₱166

$4.01 ₱234

-28.68%

Lettuce (1 head)

$1.13 ₱65.7

$1.58 ₱91.9

-28.48%

Water (1.5 liter bottle)

$0.94 ₱54.7

$1.06 ₱61.7

-11.32%

Cigarettes 20 Pack (Marlboro, Camel)

$2.90 ₱169

$3.10 ₱180

-6.45%

Wine (Bottle)

$6.80 ₱396

$9.70 ₱565

-29.90%

Local Beer (0.5 liter bottle)

$1.19 ₱69.5

$1.56 ₱90.7

-23.72%

Imported Beer (0.33 liter bottle)

$2.26 ₱131

$2.05 ₱119

10.24%

One-way Ticket (Public Transport)

$0.55 ₱32.00

$0.26 ₱14.97

111.54%

Public Transport Monthly Pass (Regular Price)

$3.46 ₱201

Taxi Start (Normal Tariff)

$0.82 ₱47.97

$0.78 ₱45.27

5.13%

Taxi (Normal Tariff) (1km)

$0.13 ₱7.59

$0.22 ₱12.78

-40.91%

Taxi 1hour Waiting (Normal Tariff)

$3.46 ₱201

$2.19 ₱127

57.99%

Gasoline (1 liter)

$1.14 ₱66.3

$1.14 ₱66.4

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K ₱2.0M

$25.2K ₱1.5M

33.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K ₱1.2M

$20.2K ₱1.2M

6.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 ₱10.0K

$94.5 ₱5,501

82.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.80 ₱1,619

$32.79 ₱1,910

-15.22%

Internet (50+ Mbps, Unlimited Data)

$36.50 ₱2,125

$30.34 ₱1,766

20.30%

Gym Membership (Monthly)

$56.8 ₱3,310

$34.58 ₱2,013

64.37%

Tennis Court (1 Hour on Weekend)

$11.75 ₱684

$4.51 ₱263

160.53%

Cinema Ticket

$8.17 ₱476

$7.14 ₱416

14.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$318 ₱18.5K

$80.8 ₱4,706

294.11%

International Primary School, 1 Child (Yearly)

$7,715 ₱449.2K

$2,774 ₱161.5K

178.12%

Jeans (Levis 501 Or Similar)

$59.0 ₱3,438

$32.29 ₱1,880

82.84%

Summer Dress (H&M, Zara, etc)

$35.47 ₱2,066

$29.46 ₱1,715

20.40%

Sport Shoes (Adidas, Nike)

$86.1 ₱5,012

$96.8 ₱5,635

-11.06%

Men's Leather Business Shoes

$122 ₱7,113

$94.6 ₱5,506

29.18%

1-bedroom Apartment, City Center (Monthly)

$650 ₱37.8K

$265 ₱15.4K

144.89%

1-bedroom Apartment, Outside City Center (Monthly)

$397 ₱23.1K

$177 ₱10.3K

123.84%

3-bedroom Apartment, City Center (Monthly)

$2,264 ₱131.8K

$599 ₱34.9K

278.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,030 ₱60.0K

$387 ₱22.5K

166.34%

Buy Apartment in City Center (m2)

$6,326 ₱368.3K

$2,574 ₱149.9K

145.79%

Buy Apartment Outside City Center (m2)

$3,965 ₱230.9K

$670 ₱39.0K

492.26%

Average Monthly Net Salary (After Tax)

$727 ₱42.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

8.13

-17.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: February 28, 2026

Last update for Santa Cruz, Laguna: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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