Cost of Living Comparison Between Makati and Santa Cruz, Laguna Cost of Living Comparison Between Makati and Santa Cruz, Laguna

😐 Solo nomad: Makati is 39.4% more expensive than Santa Cruz, Laguna without rent, and 62.7% more expensive with rent.

😐 Family of 3: Makati is 45.9% more expensive than Santa Cruz, Laguna without rent, and 80.6% more expensive with rent.

Meal at Budget Restaurant

$6.55 ₱389

$1.75 ₱104

274.29%

Three-Course Dinner for Two, Mid-Range

$44.54 ₱2,647

$9.06 ₱538

391.61%

Fast Food Meal (McDonalds, etc)

$4.81 ₱286

$3.06 ₱182

57.19%

Cappuccino

$2.97 ₱176

$2.08 ₱123

42.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.16 ₱68.8

$0.43 ₱25.34

169.77%

Water (0.33 liter bottle)

$0.52 ₱31.11

$0.28 ₱16.84

85.71%

Local Beer (0.5 liter draught)

$2.35 ₱140

$1.22 ₱72.5

92.62%

Imported Beer (0.33 liter bottle)

$3.63 ₱216

$1.08 ₱64.4

236.11%

Milk (1 liter)

$2.16 ₱128

$1.77 ₱105

22.03%

White Bread (500g)

$1.48 ₱88.0

$1.21 ₱72.1

22.31%

Rice (white) (1kg)

$1.06 ₱63.1

$1.08 ₱64.4

-1.85%

Eggs

$2.24 ₱133

$1.74 ₱104

28.74%

Local Cheese (1kg)

$7.97 ₱473

$5.19 ₱308

53.56%

Chicken Fillets (1kg)

$4.38 ₱260

$4.32 ₱257

1.39%

Beef Round Steak (1kg)

$7.63 ₱453

$7.02 ₱417

8.69%

Apples (1kg)

$4.60 ₱273

$1.57 ₱93.1

192.99%

Banana (1kg)

$1.97 ₱117

$0.56 ₱33.00

251.79%

Oranges (1kg)

$2.72 ₱162

$1.65 ₱97.9

64.85%

Tomato (1kg)

$2.17 ₱129

$1.69 ₱101

28.40%

Potato (1kg)

$3.33 ₱198

$2.76 ₱164

20.65%

Onion (1kg)

$2.81 ₱167

$4.05 ₱241

-30.62%

Lettuce (1 head)

$1.13 ₱67.3

$1.57 ₱93.5

-28.03%

Water (1.5 liter bottle)

$1.02 ₱60.5

$1.04 ₱62.0

-1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ₱177

$3.23 ₱192

-7.74%

Wine (Bottle)

$6.72 ₱399

$7.46 ₱444

-9.92%

Local Beer (0.5 liter bottle)

$1.20 ₱71.2

$1.62 ₱96.0

-25.93%

Imported Beer (0.33 liter bottle)

$2.33 ₱139

$2.01 ₱120

15.92%

One-way Ticket (Public Transport)

$0.54 ₱32.36

$0.28 ₱16.71

92.86%

Public Transport Monthly Pass (Regular Price)

$3.45 ₱205

Taxi Start (Normal Tariff)

$0.78 ₱46.17

$0.77 ₱45.63

1.30%

Taxi (Normal Tariff) (1km)

$0.13 ₱7.79

$0.22 ₱13.05

-40.91%

Taxi 1hour Waiting (Normal Tariff)

$3.65 ₱217

$2.10 ₱125

73.81%

Gasoline (1 liter)

$1.10 ₱65.6

$1.14 ₱67.7

-3.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K ₱2.0M

$26.2K ₱1.6M

27.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K ₱1.3M

$20.2K ₱1.2M

7.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 ₱9,971

$93.8 ₱5,576

78.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.55 ₱1,638

$33.54 ₱1,993

-17.86%

Internet (50+ Mbps, Unlimited Data)

$35.88 ₱2,133

$29.72 ₱1,766

20.73%

Gym Membership (Monthly)

$56.0 ₱3,329

$34.55 ₱2,053

62.11%

Tennis Court (1 Hour on Weekend)

$11.60 ₱690

$4.49 ₱267

158.35%

Cinema Ticket

$7.99 ₱475

$7.07 ₱420

13.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$323 ₱19.2K

$82.1 ₱4,877

293.57%

International Primary School, 1 Child (Yearly)

$7,780 ₱462.3K

$2,769 ₱164.6K

180.96%

Jeans (Levis 501 Or Similar)

$58.7 ₱3,487

$31.34 ₱1,863

87.20%

Summer Dress (H&M, Zara, etc)

$34.96 ₱2,078

$29.91 ₱1,777

16.88%

Sport Shoes (Adidas, Nike)

$86.2 ₱5,125

$99.3 ₱5,899

-13.12%

Men's Leather Business Shoes

$126 ₱7,461

$95.2 ₱5,660

31.81%

1-bedroom Apartment, City Center (Monthly)

$652 ₱38.7K

$262 ₱15.6K

148.81%

1-bedroom Apartment, Outside City Center (Monthly)

$402 ₱23.9K

$176 ₱10.4K

128.98%

3-bedroom Apartment, City Center (Monthly)

$2,277 ₱135.3K

$597 ₱35.5K

281.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,048 ₱62.3K

$396 ₱23.5K

164.66%

Buy Apartment in City Center (m2)

$6,376 ₱378.9K

$1,751 ₱104.1K

264.04%

Buy Apartment Outside City Center (m2)

$3,932 ₱233.7K

$804 ₱47.8K

388.78%

Average Monthly Net Salary (After Tax)

$662 ₱39.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

8.13

-17.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: January 13, 2026

Last update for Santa Cruz, Laguna: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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