Cost of Living Comparison Between Makati and San Fernando Cost of Living Comparison Between Makati and San Fernando

😐 Solo nomad: Makati is 43% more expensive than San Fernando without rent, and 59% more expensive with rent.

😐 Family of 3: Makati is 48.1% more expensive than San Fernando without rent, and 70.7% more expensive with rent.

Meal at Budget Restaurant

$6.55 ₱389

$3.53 ₱210

85.55%

Three-Course Dinner for Two, Mid-Range

$44.54 ₱2,647

$13.47 ₱801

230.66%

Fast Food Meal (McDonalds, etc)

$4.81 ₱286

$2.73 ₱162

76.19%

Cappuccino

$2.97 ₱176

$1.09 ₱64.6

172.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.16 ₱68.8

$0.45 ₱26.85

157.78%

Water (0.33 liter bottle)

$0.52 ₱31.11

$0.34 ₱20.10

52.94%

Local Beer (0.5 liter draught)

$2.35 ₱140

$1.30 ₱77.2

80.77%

Imported Beer (0.33 liter bottle)

$3.63 ₱216

$1.39 ₱82.3

161.15%

Milk (1 liter)

$2.16 ₱128

$1.89 ₱112

14.29%

White Bread (500g)

$1.48 ₱88.0

$1.20 ₱71.5

23.33%

Rice (white) (1kg)

$1.06 ₱63.1

$0.97 ₱57.7

9.28%

Eggs

$2.24 ₱133

$2.17 ₱129

3.23%

Local Cheese (1kg)

$7.97 ₱473

$9.01 ₱536

-11.54%

Chicken Fillets (1kg)

$4.38 ₱260

$3.91 ₱233

12.02%

Beef Round Steak (1kg)

$7.63 ₱453

$7.58 ₱450

0.66%

Apples (1kg)

$4.60 ₱273

$2.71 ₱161

69.74%

Banana (1kg)

$1.97 ₱117

$1.74 ₱104

13.22%

Oranges (1kg)

$2.72 ₱162

$2.25 ₱134

20.89%

Tomato (1kg)

$2.17 ₱129

$1.18 ₱70.1

83.90%

Potato (1kg)

$3.33 ₱198

$1.87 ₱111

78.07%

Onion (1kg)

$2.81 ₱167

$2.16 ₱128

30.09%

Lettuce (1 head)

$1.13 ₱67.3

$0.68 ₱40.36

66.18%

Water (1.5 liter bottle)

$1.02 ₱60.5

$0.59 ₱35.22

72.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ₱177

$3.25 ₱193

-8.31%

Wine (Bottle)

$6.72 ₱399

$6.94 ₱412

-3.17%

Local Beer (0.5 liter bottle)

$1.20 ₱71.2

$1.08 ₱64.3

11.11%

Imported Beer (0.33 liter bottle)

$2.33 ₱139

$1.50 ₱89.0

55.33%

One-way Ticket (Public Transport)

$0.54 ₱32.36

$0.28 ₱16.75

92.86%

Public Transport Monthly Pass (Regular Price)

$3.45 ₱205

$21.21 ₱1,261

-83.73%

Taxi Start (Normal Tariff)

$0.78 ₱46.17

$0.69 ₱40.87

13.04%

Taxi (Normal Tariff) (1km)

$0.13 ₱7.79

$0.22 ₱13.07

-40.91%

Taxi 1hour Waiting (Normal Tariff)

$3.65 ₱217

$1.08 ₱64.5

237.96%

Gasoline (1 liter)

$1.10 ₱65.6

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K ₱2.0M

$27.8K ₱1.7M

19.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K ₱1.3M

$24.4K ₱1.5M

-10.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 ₱9,971

$105 ₱6,265

59.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.55 ₱1,638

$17.46 ₱1,038

57.79%

Internet (50+ Mbps, Unlimited Data)

$35.88 ₱2,133

$26.74 ₱1,589

34.18%

Gym Membership (Monthly)

$56.0 ₱3,329

$31.14 ₱1,851

79.87%

Tennis Court (1 Hour on Weekend)

$11.60 ₱690

$7.19 ₱427

61.34%

Cinema Ticket

$7.99 ₱475

$4.47 ₱266

78.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$323 ₱19.2K

$61.1 ₱3,633

428.32%

International Primary School, 1 Child (Yearly)

$7,780 ₱462.3K

$1,939 ₱115.3K

301.14%

Jeans (Levis 501 Or Similar)

$58.7 ₱3,487

$34.58 ₱2,055

69.66%

Summer Dress (H&M, Zara, etc)

$34.96 ₱2,078

$16.04 ₱953

117.96%

Sport Shoes (Adidas, Nike)

$86.2 ₱5,125

$53.0 ₱3,151

62.64%

Men's Leather Business Shoes

$126 ₱7,461

$45.99 ₱2,733

172.97%

1-bedroom Apartment, City Center (Monthly)

$652 ₱38.7K

$358 ₱21.2K

82.28%

1-bedroom Apartment, Outside City Center (Monthly)

$402 ₱23.9K

$237 ₱14.1K

69.40%

3-bedroom Apartment, City Center (Monthly)

$2,277 ₱135.3K

$594 ₱35.3K

283.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,048 ₱62.3K

$494 ₱29.3K

112.16%

Buy Apartment in City Center (m2)

$6,376 ₱378.9K

Buy Apartment Outside City Center (m2)

$3,932 ₱233.7K

Average Monthly Net Salary (After Tax)

$662 ₱39.3K

$345 ₱20.5K

91.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

5.5

21.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: January 13, 2026

Last update for San Fernando: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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