Cost of Living Comparison Between Makati and San Fernando Cost of Living Comparison Between Makati and San Fernando

😐 Solo nomad: Makati is 28.8% more expensive than San Fernando without rent, and 57% more expensive with rent.
😐 Family of 3: Makati is 55.4% more expensive than San Fernando without rent, and 73.4% more expensive with rent.
Currency
🍽 Eating Out
Makati
San Fernando
Difference
Meal at Budget Restaurant
$6.60 ₱391
$3.50 ₱207
88.57%
Three-Course Dinner for Two, Mid-Range
$44.23 ₱2,617
$13.49 ₱798
227.87%
Fast Food Meal (McDonalds, etc)
$4.93 ₱292
$2.73 ₱162
80.59%
Cappuccino
$2.91 ₱172
$1.04 ₱61.8
179.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.20 ₱70.9
$0.45 ₱26.71
166.67%
Water (0.33 liter bottle)
$0.57 ₱33.93
$0.37 ₱21.71
54.05%
Local Beer (0.5 liter draught)
$2.41 ₱143
$1.37 ₱81.0
75.91%
Imported Beer (0.33 liter bottle)
$3.65 ₱216
$1.39 ₱82.5
162.59%
🛒 Groceries & Markets
Makati
San Fernando
Difference
Milk (1 liter)
$2.24 ₱133
$1.84 ₱109
21.74%
White Bread (500g)
$1.44 ₱85.4
$1.25 ₱73.7
15.20%
Rice (white) (1kg)
$1.07 ₱63.2
$0.95 ₱56.0
12.63%
Eggs
$2.27 ₱134
$2.19 ₱129
3.65%
Local Cheese (1kg)
$7.95 ₱470
$8.92 ₱528
-10.87%
Chicken Fillets (1kg)
$4.54 ₱269
$3.91 ₱231
16.11%
Beef Round Steak (1kg)
$7.94 ₱470
$7.91 ₱468
0.38%
Apples (1kg)
$4.36 ₱258
$2.72 ₱161
60.29%
Banana (1kg)
$1.97 ₱117
$1.79 ₱106
10.06%
Oranges (1kg)
$2.57 ₱152
$2.35 ₱139
9.36%
Tomato (1kg)
$2.28 ₱135
$1.17 ₱69.0
94.87%
Potato (1kg)
$3.34 ₱197
$1.90 ₱113
75.79%
Onion (1kg)
$2.86 ₱169
$2.18 ₱129
31.19%
Lettuce (1 head)
$1.13 ₱66.8
$0.72 ₱42.47
56.94%
Water (1.5 liter bottle)
$0.94 ₱55.6
$0.60 ₱35.60
56.67%
Cigarettes 20 Pack (Marlboro, Camel)
$2.90 ₱172
$3.24 ₱191
-10.49%
Wine (Bottle)
$6.80 ₱402
$9.12 ₱540
-25.44%
Local Beer (0.5 liter bottle)
$1.19 ₱70.6
$1.08 ₱63.7
10.19%
Imported Beer (0.33 liter bottle)
$2.26 ₱133
$1.44 ₱85.2
56.94%
🚌 Getting Around
Makati
San Fernando
Difference
One-way Ticket (Public Transport)
$0.55 ₱32.51
$0.26 ₱15.37
111.54%
Public Transport Monthly Pass (Regular Price)
$3.46 ₱204
$21.11 ₱1,249
-83.61%
Taxi Start (Normal Tariff)
$0.82 ₱48.75
$0.74 ₱43.91
10.81%
Taxi (Normal Tariff) (1km)
$0.13 ₱7.72
$0.24 ₱14.28
-45.83%
Taxi 1hour Waiting (Normal Tariff)
$3.46 ₱204
$1.07 ₱63.6
223.36%
Gasoline (1 liter)
$1.14 ₱67.3
$1.15 ₱68.1
-0.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K ₱2.0M
$28.0K ₱1.7M
20.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.5K ₱1.3M
$23.5K ₱1.4M
-8.83%
🧾 Monthly Utilities & Internet
Makati
San Fernando
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$172 ₱10.2K
$108 ₱6,416
58.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.80 ₱1,645
$17.45 ₱1,033
59.31%
Internet (50+ Mbps, Unlimited Data)
$36.50 ₱2,160
$26.40 ₱1,562
38.26%
🎉 Sport & Entertainment
Makati
San Fernando
Difference
Gym Membership (Monthly)
$56.8 ₱3,363
$31.33 ₱1,854
81.42%
Tennis Court (1 Hour on Weekend)
$11.75 ₱695
$7.18 ₱425
63.65%
Cinema Ticket
$8.17 ₱483
$4.39 ₱260
86.10%
🧸 Childcare & Education
Makati
San Fernando
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$318 ₱18.8K
$62.2 ₱3,681
411.94%
International Primary School, 1 Child (Yearly)
$7,715 ₱456.5K
$1,925 ₱113.9K
300.71%
👕👟 Clothing & Footwear
Makati
San Fernando
Difference
Jeans (Levis 501 Or Similar)
$59.0 ₱3,494
$34.73 ₱2,055
70.00%
Summer Dress (H&M, Zara, etc)
$35.47 ₱2,099
$15.93 ₱942
122.66%
Sport Shoes (Adidas, Nike)
$86.1 ₱5,093
$52.4 ₱3,100
64.29%
Men's Leather Business Shoes
$122 ₱7,228
$46.48 ₱2,750
162.80%
🏠 Accommodation & Living
Makati
San Fernando
Difference
1-bedroom Apartment, City Center (Monthly)
$650 ₱38.4K
$360 ₱21.3K
80.62%
1-bedroom Apartment, Outside City Center (Monthly)
$397 ₱23.5K
$238 ₱14.1K
66.54%
3-bedroom Apartment, City Center (Monthly)
$2,264 ₱134.0K
$588 ₱34.8K
285.20%
3-bedroom Apartment, Outside City Center (Monthly)
$1,030 ₱60.9K
$492 ₱29.1K
109.38%
Buy Apartment in City Center (m2)
$6,326 ₱374.3K
-
-
Buy Apartment Outside City Center (m2)
$3,965 ₱234.6K
-
-
💵 Salaries & Financials
Makati
San Fernando
Difference
Average Monthly Net Salary (After Tax)
$727 ₱43.0K
$346 ₱20.5K
110.17%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
5.5
21.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: February 28, 2026

Last update for San Fernando: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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