Cost of Living Comparison Between Makati and San Fernando Cost of Living Comparison Between Makati and San Fernando

😐 Solo nomad: Makati is 66.5% more expensive than San Fernando without rent, and 52.4% more expensive with rent.
😐 Family of 3: Makati is 69.8% more expensive than San Fernando without rent, and 78.5% more expensive with rent.
Currency
šŸ½ Eating Out
Makati
San Fernando
Difference
Meal at Budget Restaurant
$6.5 ₱362
$3.61 ₱201
80.06%
Three-Course Dinner for Two, Mid-Range
$44.55 ₱2,480
$13.46 ₱749
230.98%
Fast Food Meal (McDonalds, etc)
$5.06 ₱281
$2.7 ₱150
87.41%
Cappuccino
$2.87 ₱160
$1.08 ₱60
165.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.21 ₱67.7
$0.46 ₱25.52
163.04%
Water (0.33 liter bottle)
$0.57 ₱31.53
$0.36 ₱20.05
58.33%
Local Beer (0.5 liter draught)
$2.43 ₱135
$1.3 ₱72.6
86.92%
Imported Beer (0.33 liter bottle)
$3.65 ₱203
$1.39 ₱77.4
162.59%
šŸ›’ Groceries & Markets
Makati
San Fernando
Difference
Milk (1 liter)
$2.14 ₱119
$1.85 ₱103
15.68%
White Bread (500g)
$1.51 ₱84.2
$1.23 ₱68.5
22.76%
Rice (white) (1kg)
$1.06 ₱59.3
$0.96 ₱53.3
10.42%
Eggs
$2.35 ₱131
$2.19 ₱122
7.31%
Local Cheese (1kg)
$8.04 ₱448
$9.27 ₱516
-13.27%
Chicken Fillets (1kg)
$4.39 ₱244
$3.75 ₱209
17.07%
Beef Round Steak (1kg)
$7.94 ₱442
$7.77 ₱433
2.19%
Apples (1kg)
$4.59 ₱256
$2.62 ₱146
75.19%
Banana (1kg)
$2 ₱111
$1.8 ₱99.9
11.11%
Oranges (1kg)
$2.73 ₱152
$2.33 ₱130
17.17%
Tomato (1kg)
$2.19 ₱122
$1.17 ₱65.1
87.18%
Potato (1kg)
$3.35 ₱186
$1.89 ₱105
77.25%
Onion (1kg)
$2.81 ₱156
$2.16 ₱120
30.09%
Lettuce (1 head)
$1.09 ₱60.9
$0.68 ₱37.9
60.29%
Water (1.5 liter bottle)
$0.98 ₱54.6
$0.63 ₱35.34
55.56%
Cigarettes 20 Pack (Marlboro, Camel)
$3 ₱167
$3.34 ₱186
-10.18%
Wine (Bottle)
$6.7 ₱373
$8.78 ₱489
-23.69%
Local Beer (0.5 liter bottle)
$1.25 ₱69.6
$1.07 ₱59.7
16.82%
Imported Beer (0.33 liter bottle)
$2.21 ₱123
$1.43 ₱79.6
54.55%
🚌 Getting Around
Makati
San Fernando
Difference
One-way Ticket (Public Transport)
$0.55 ₱30.37
$0.28 ₱15.7
96.43%
Public Transport Monthly Pass (Regular Price)
$3.58 ₱199
$21.28 ₱1,185
-83.18%
Taxi Start (Normal Tariff)
$0.84 ₱46.55
$0.73 ₱40.45
15.07%
Taxi (Normal Tariff) (1km)
$0.13 ₱7.5
$0.24 ₱13.38
-45.83%
Taxi 1hour Waiting (Normal Tariff)
$3.65 ₱203
$1.08 ₱60.1
237.96%
Gasoline (1 liter)
$1.11 ₱61.7
$1.16 ₱64.4
-4.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K ₱1.9M
$28.9K ₱1.6M
18.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.3K ₱1.2M
$24.2K ₱1.3M
-7.84%
🧾 Monthly Utilities & Internet
Makati
San Fernando
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$169 ₱9,394
$105 ₱5,819
61.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27 ₱1,503
$17.77 ₱990
51.94%
Internet (50+ Mbps, Unlimited Data)
$35.66 ₱1,986
$25.71 ₱1,432
38.70%
šŸŽ‰ Sport & Entertainment
Makati
San Fernando
Difference
Gym Membership (Monthly)
$56.1 ₱3,122
$30.53 ₱1,700
83.66%
Tennis Court (1 Hour on Weekend)
$11.87 ₱661
$7.27 ₱405
63.27%
Cinema Ticket
$8.16 ₱454
$4.3 ₱239
89.77%
🧸 Childcare & Education
Makati
San Fernando
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$324 ₱18.1K
$62.5 ₱3,477
419.14%
International Primary School, 1 Child (Yearly)
$7,700 ₱428.7K
$1,912 ₱106.5K
302.62%
šŸ‘•šŸ‘Ÿ Clothing & Footwear
Makati
San Fernando
Difference
Jeans (Levis 501 Or Similar)
$59.5 ₱3,312
$35.32 ₱1,966
68.43%
Summer Dress (H&M, Zara, etc)
$35.84 ₱1,995
$15.94 ₱887
124.84%
Sport Shoes (Adidas, Nike)
$85.8 ₱4,779
$52.7 ₱2,931
63.02%
Men's Leather Business Shoes
$123 ₱6,873
$45.81 ₱2,550
169.48%
šŸ  Accommodation & Living
Makati
San Fernando
Difference
1-bedroom Apartment, City Center (Monthly)
$644 ₱35.8K
$353 ₱19.7K
82.16%
1-bedroom Apartment, Outside City Center (Monthly)
$405 ₱22.5K
$236 ₱13.2K
71.30%
3-bedroom Apartment, City Center (Monthly)
$2,272 ₱126.5K
$576 ₱32.1K
294.22%
3-bedroom Apartment, Outside City Center (Monthly)
$1,036 ₱57.7K
$483 ₱26.9K
114.62%
Buy Apartment in City Center (m2)
$6,045 ₱336.6K
$2,440 ₱135.9K
147.74%
Buy Apartment Outside City Center (m2)
$4,200 ₱233.8K
-
-
šŸ’µ Salaries & Financials
Makati
San Fernando
Difference
Average Monthly Net Salary (After Tax)
$918 ₱51.1K
$344 ₱19.2K
166.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
5.5
21.27%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: October 29, 2025

Last update for San Fernando: October 28, 2025

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