Cost of Living Comparison Between Makati and San Fernando, La Union Cost of Living Comparison Between Makati and San Fernando, La Union

😐 Solo nomad: Makati is 25.9% more expensive than San Fernando, La Union without rent, and 79.4% more expensive with rent.
😐 Family of 3: Makati is 46.3% more expensive than San Fernando, La Union without rent, and 105.2% more expensive with rent.
Currency
🍽 Eating Out
Makati
San Fernando, La Union
Difference
Meal at Budget Restaurant
$6.60 ₱385
$3.47 ₱202
90.20%
Three-Course Dinner for Two, Mid-Range
$44.23 ₱2,576
$17.67 ₱1,029
150.31%
Fast Food Meal (McDonalds, etc)
$4.93 ₱287
$3.26 ₱190
51.23%
Cappuccino
$2.91 ₱170
$2.34 ₱136
24.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.20 ₱69.8
$0.82 ₱47.51
46.34%
Water (0.33 liter bottle)
$0.57 ₱33.39
$0.40 ₱23.21
42.50%
Local Beer (0.5 liter draught)
$2.41 ₱141
$1.36 ₱79.4
77.21%
Imported Beer (0.33 liter bottle)
$3.65 ₱212
$2.11 ₱123
72.99%
🛒 Groceries & Markets
Makati
San Fernando, La Union
Difference
Milk (1 liter)
$2.24 ₱131
$2.92 ₱170
-23.29%
White Bread (500g)
$1.44 ₱84.0
$1.22 ₱71.0
18.03%
Rice (white) (1kg)
$1.07 ₱62.2
$0.95 ₱55.1
12.63%
Eggs
$2.27 ₱132
$2.00 ₱116
13.50%
Local Cheese (1kg)
$7.95 ₱463
$7.81 ₱455
1.79%
Chicken Fillets (1kg)
$4.54 ₱265
$4.21 ₱245
7.84%
Beef Round Steak (1kg)
$7.94 ₱462
$7.79 ₱454
1.93%
Apples (1kg)
$4.36 ₱254
$2.84 ₱165
53.52%
Banana (1kg)
$1.97 ₱115
$1.58 ₱92.1
24.68%
Oranges (1kg)
$2.57 ₱150
$2.63 ₱153
-2.28%
Tomato (1kg)
$2.28 ₱133
$1.60 ₱93.2
42.50%
Potato (1kg)
$3.34 ₱194
$2.29 ₱133
45.85%
Onion (1kg)
$2.86 ₱166
$2.62 ₱153
9.16%
Lettuce (1 head)
$1.13 ₱65.7
$1.08 ₱62.8
4.63%
Water (1.5 liter bottle)
$0.94 ₱54.7
$0.71 ₱41.56
32.39%
Cigarettes 20 Pack (Marlboro, Camel)
$2.90 ₱169
$2.80 ₱163
3.57%
Wine (Bottle)
$6.80 ₱396
$7.24 ₱422
-6.08%
Local Beer (0.5 liter bottle)
$1.19 ₱69.5
$1.20 ₱70.1
-0.83%
Imported Beer (0.33 liter bottle)
$2.26 ₱131
$1.97 ₱115
14.72%
🚌 Getting Around
Makati
San Fernando, La Union
Difference
One-way Ticket (Public Transport)
$0.55 ₱32.00
$0.26 ₱15.08
111.54%
Public Transport Monthly Pass (Regular Price)
$3.46 ₱201
-
-
Taxi Start (Normal Tariff)
$0.82 ₱47.97
$0.77 ₱45.08
6.49%
Taxi (Normal Tariff) (1km)
$0.13 ₱7.59
$0.22 ₱12.73
-40.91%
Taxi 1hour Waiting (Normal Tariff)
$3.46 ₱201
$2.18 ₱127
58.72%
Gasoline (1 liter)
$1.14 ₱66.3
$1.20 ₱70.2
-5.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K ₱2.0M
$26.8K ₱1.6M
25.42%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.5K ₱1.2M
$20.4K ₱1.2M
5.23%
🧾 Monthly Utilities & Internet
Makati
San Fernando, La Union
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$172 ₱10.0K
$114 ₱6,666
50.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.80 ₱1,619
$32.91 ₱1,917
-15.53%
Internet (50+ Mbps, Unlimited Data)
$36.50 ₱2,125
$27.37 ₱1,594
33.36%
🎉 Sport & Entertainment
Makati
San Fernando, La Union
Difference
Gym Membership (Monthly)
$56.8 ₱3,310
$13.52 ₱787
320.41%
Tennis Court (1 Hour on Weekend)
$11.75 ₱684
$4.52 ₱263
159.96%
Cinema Ticket
$8.17 ₱476
$6.10 ₱355
33.93%
🧸 Childcare & Education
Makati
San Fernando, La Union
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$318 ₱18.5K
$150 ₱8,728
112.48%
International Primary School, 1 Child (Yearly)
$7,715 ₱449.2K
$5,885 ₱342.7K
31.09%
👕👟 Clothing & Footwear
Makati
San Fernando, La Union
Difference
Jeans (Levis 501 Or Similar)
$59.0 ₱3,438
$46.44 ₱2,704
27.13%
Summer Dress (H&M, Zara, etc)
$35.47 ₱2,066
$26.38 ₱1,536
34.46%
Sport Shoes (Adidas, Nike)
$86.1 ₱5,012
$35.35 ₱2,059
143.48%
Men's Leather Business Shoes
$122 ₱7,113
$40.55 ₱2,361
201.23%
🏠 Accommodation & Living
Makati
San Fernando, La Union
Difference
1-bedroom Apartment, City Center (Monthly)
$650 ₱37.8K
$135 ₱7,887
379.52%
1-bedroom Apartment, Outside City Center (Monthly)
$397 ₱23.1K
$125 ₱7,261
218.28%
3-bedroom Apartment, City Center (Monthly)
$2,264 ₱131.8K
$251 ₱14.6K
802.36%
3-bedroom Apartment, Outside City Center (Monthly)
$1,030 ₱60.0K
$212 ₱12.4K
384.81%
Buy Apartment in City Center (m2)
$6,326 ₱368.3K
$2,332 ₱135.8K
171.31%
Buy Apartment Outside City Center (m2)
$3,965 ₱230.9K
$678 ₱39.5K
485.20%
💵 Salaries & Financials
Makati
San Fernando, La Union
Difference
Average Monthly Net Salary (After Tax)
$727 ₱42.3K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
6.67
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: February 28, 2026

Last update for San Fernando, La Union: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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