Last update: Nov 2026

Cost of Living Comparison Between Makati and Ormoc

For one person, living is cheaper in Ormoc: $801 a month against $1,174 in Makati, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

56

Cost of Living Index in Makati
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Makati Living Index
40

Cost of Living Index in Ormoc
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Ormoc Living Index

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Makati

🇵🇭 Philippines

$1,174

/mo nomad

Ormoc

🇵🇭 Philippines

$801

/mo nomad

Monthly Cost of Living

How much you'll spend in Makati and in Ormoc

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati and in Ormoc actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,174 in Makati versus $801 in Ormoc.

Makati $1,174
Ormoc $801

Estimated couple costs with rent: $1,962 in Makati versus $1,192 in Ormoc.

Makati $1,962
Ormoc $1,192

Monthly costs for a family of three with rent: $2,750 in Makati versus $1,582 in Ormoc.

Makati $2,750
Ormoc $1,582

Living in Makati is roughly 47% more expensive than in Ormoc, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Makati 13% lower, Ormoc 41% lower.

Meal at Budget Restaurant

$4.72 ₱299

$3.58 ₱227

31.84%

Three-Course Dinner for Two, Mid-Range

$26.37 ₱1,671

$16.26 ₱1,031

62.18%

Fast Food Meal (McDonalds, etc)

$4.01 ₱254

$4.80 ₱305

-16.46%

Cappuccino

$2.46 ₱156

$2.15 ₱136

14.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.05 ₱66.7

$0.69 ₱43.70

52.17%

Water (0.33 liter bottle)

$0.59 ₱37.43

$0.39 ₱24.47

51.28%

Local Beer (0.5 liter draught)

$1.16 ₱73.6

$1.26 ₱79.6

-7.94%

Imported Beer (0.33 liter bottle)

$2.41 ₱153

$2.19 ₱139

10.05%

Milk (1 liter)

$1.86 ₱118

$1.54 ₱97.4

20.78%

White Bread (500g)

$1.12 ₱71.2

$1.18 ₱74.5

-5.08%

Rice (white) (1kg)

$0.99 ₱62.5

$0.92 ₱58.3

7.61%

Eggs

$2.20 ₱139

$1.93 ₱122

13.99%

Local Cheese (1kg)

$7.51 ₱476

$4.16 ₱263

80.53%

Chicken Fillets (1kg)

$4.63 ₱293

$4.20 ₱266

10.24%

Beef Round Steak (1kg)

$7.01 ₱444

$6.12 ₱388

14.54%

Apples (1kg)

$3.23 ₱205

$2.37 ₱150

36.29%

Banana (1kg)

$1.90 ₱121

$2.09 ₱132

-9.09%

Oranges (1kg)

$2.76 ₱175

$2.14 ₱136

28.97%

Tomato (1kg)

$0.88 ₱56.0

$0.93 ₱59.1

-5.38%

Potato (1kg)

$1.33 ₱84.3

$1.54 ₱97.5

-13.64%

Onion (1kg)

$1.38 ₱87.3

$1.50 ₱94.8

-8.00%

Lettuce (1 head)

$1.87 ₱119

$0.80 ₱50.5

133.75%

Water (1.5 liter bottle)

$0.58 ₱36.92

$0.55 ₱34.75

5.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.03 ₱192

$2.98 ₱189

1.68%

Wine (Bottle)

$9.67 ₱613

$6.85 ₱434

41.17%

Local Beer (0.5 liter bottle)

$1.25 ₱79.5

$1.27 ₱80.6

-1.57%

Imported Beer (0.33 liter bottle)

$2.01 ₱128

$1.75 ₱111

14.86%

One-way Ticket (Public Transport)

$0.76 ₱48.36

$0.21 ₱13.60

261.90%

Public Transport Monthly Pass (Regular Price)

$57.7 ₱3,657

$11.35 ₱719

408.28%

Taxi Start (Normal Tariff)

$0.75 ₱47.65

$0.87 ₱54.9

-13.79%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.67

$0.20 ₱12.72

Taxi 1hour Waiting (Normal Tariff)

$1.96 ₱124

$2.13 ₱135

-7.98%

Gasoline (1 liter)

$1.25 ₱79.5

$1.11 ₱70.7

12.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ₱1.3M

$18.4K ₱1.2M

13.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$17.6K ₱1.1M

7.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₱7,025

$113 ₱7,166

-1.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.82 ₱1,066

$15.74 ₱998

6.86%

Internet (50+ Mbps, Unlimited Data)

$24.00 ₱1,521

$26.03 ₱1,650

-7.80%

Gym Membership (Monthly)

$56.6 ₱3,588

$30.33 ₱1,923

86.65%

Tennis Court (1 Hour on Weekend)

$14.14 ₱896

Cinema Ticket

$6.31 ₱400

$5.01 ₱317

25.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$619 ₱39.3K

$308 ₱19.5K

100.99%

International Primary School, 1 Child (Yearly)

$5,231 ₱331.5K

$7,941 ₱503.3K

-34.13%

Jeans (Levis 501 Or Similar)

$55.4 ₱3,512

$43.00 ₱2,725

28.86%

Summer Dress (H&M, Zara, etc)

$31.32 ₱1,985

$28.33 ₱1,795

10.55%

Sport Shoes (Adidas, Nike)

$70.0 ₱4,437

$74.4 ₱4,718

-5.96%

Men's Leather Business Shoes

$57.8 ₱3,666

$59.7 ₱3,786

-3.16%

1-bedroom Apartment, City Center (Monthly)

$820 ₱52.0K

$364 ₱23.1K

125.18%

1-bedroom Apartment, Outside City Center (Monthly)

$495 ₱31.4K

$247 ₱15.6K

100.38%

3-bedroom Apartment, City Center (Monthly)

$2,487 ₱157.7K

$824 ₱52.3K

201.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,294 ₱82.0K

$457 ₱29.0K

183.00%

Buy Apartment in City Center (m2)

$5,608 ₱355.4K

$3,654 ₱231.6K

53.48%

Buy Apartment Outside City Center (m2)

$3,558 ₱225.5K

$2,438 ₱154.5K

45.92%

Average Monthly Net Salary (After Tax)

$524 ₱33.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: November 2, 2026

Last update for Ormoc: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Makati

$495 42.1%

Ormoc

$247 30.8% 50.1% $248

Groceries & Markets

Makati

$203 17.3%

Ormoc

$169 21.1% 16.9% $34

Monthly Utilities & Internet

Makati

$152 12.9%

Ormoc

$155 19.3% 2.1% $3.2

Eating Out

Makati

$97 8.2%

Ormoc

$84 10.5% 13.3% $13

Clothing & Footwear

Makati

$97 8.2%

Ormoc

$92 11.5% 4.2% $4.1

Sport & Entertainment

Makati

$69 5.9%

Ormoc

$40 5% 41.7% $29

Getting Around

Makati

$62 5.3%

Ormoc

$14 1.8% 77.5% $48

Cost Breakdown

A one-bedroom apartment in the center runs $820 in Makati and $364 in Ormoc. Housing cost is often the main lever when comparing two cities.

Dining out: $26 in Makati vs $16 in Ormoc for a mid-range dinner for two. Groceries echo the gap at $203 vs $169 per month, with Ormoc cheaper across the board.

Good to know

🇵🇭 Makati

🇵🇭 Ormoc

🕒 Local time

02:02 2:02 AM

Same time as Makati

🌤 Weather

👥 Population

582,602

230,998

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Makati Ormoc 550 km ≈ 1 h 15 min nonstop flight

From you

Makati
Ormoc

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Ormoc: Cost of Living - Frequently Asked Questions

Ormoc wins on cost – living expenses run 32% lower than in Makati. Housing and daily spending are where you’ll feel the difference most, making Ormoc the obvious pick if budget is a priority.

You’d need roughly $1,761 in Makati and $1,202 in Ormoc to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $820 in Makati versus $364 in Ormoc. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,174 per month in Makati versus $801 in Ormoc – Ormoc is about 32% cheaper, which adds up to real savings over time.

A monthly transit pass in Ormoc runs roughly 80% less than in Makati. The price difference matters if you commute daily and watch your budget.

At $801 in Ormoc versus $1,174 in Makati, a $1,000 budget is realistic in Ormoc but tight or insufficient in Makati. The gap between the two cities makes Ormoc the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ormoc gentler on the wallet – expenses run 32% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.