Cost of Living Comparison Between Makati and Naga Cost of Living Comparison Between Makati and Naga

😐 Solo nomad: Makati is 50.2% more expensive than Naga without rent, and 60.6% more expensive with rent.
😐 Family of 3: Makati is 64% more expensive than Naga without rent, and 93.1% more expensive with rent.
Currency
🍽 Eating Out
Makati
Naga
Difference
Meal at Budget Restaurant
$6.60 ₱386
$3.58 ₱210
84.36%
Three-Course Dinner for Two, Mid-Range
$44.23 ₱2,588
$17.57 ₱1,028
151.74%
Fast Food Meal (McDonalds, etc)
$4.93 ₱289
$3.36 ₱197
46.73%
Cappuccino
$2.91 ₱170
$2.34 ₱137
24.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.20 ₱70.1
$0.78 ₱45.88
53.85%
Water (0.33 liter bottle)
$0.57 ₱33.54
$0.39 ₱22.88
46.15%
Local Beer (0.5 liter draught)
$2.41 ₱141
$1.31 ₱76.9
83.97%
Imported Beer (0.33 liter bottle)
$3.65 ₱213
$2.12 ₱124
72.17%
🛒 Groceries & Markets
Makati
Naga
Difference
Milk (1 liter)
$2.24 ₱131
$1.90 ₱111
17.89%
White Bread (500g)
$1.44 ₱84.4
$1.22 ₱71.2
18.03%
Rice (white) (1kg)
$1.07 ₱62.5
$0.86 ₱50.1
24.42%
Eggs
$2.27 ₱133
$1.76 ₱103
28.98%
Local Cheese (1kg)
$7.95 ₱465
$8.09 ₱473
-1.73%
Chicken Fillets (1kg)
$4.54 ₱266
$4.22 ₱247
7.58%
Beef Round Steak (1kg)
$7.94 ₱464
$7.78 ₱455
2.06%
Apples (1kg)
$4.36 ₱255
$2.84 ₱166
53.52%
Banana (1kg)
$1.97 ₱115
$1.58 ₱92.6
24.68%
Oranges (1kg)
$2.57 ₱150
$2.63 ₱154
-2.28%
Tomato (1kg)
$2.28 ₱134
$1.54 ₱90.2
48.05%
Potato (1kg)
$3.34 ₱195
$2.22 ₱130
50.45%
Onion (1kg)
$2.86 ₱167
$2.51 ₱147
13.94%
Lettuce (1 head)
$1.13 ₱66.0
$1.10 ₱64.5
2.73%
Water (1.5 liter bottle)
$0.94 ₱55.0
$0.72 ₱42.08
30.56%
Cigarettes 20 Pack (Marlboro, Camel)
$2.90 ₱170
$2.63 ₱154
10.27%
Wine (Bottle)
$6.80 ₱398
$4.18 ₱245
62.68%
Local Beer (0.5 liter bottle)
$1.19 ₱69.8
$1.21 ₱71.0
-1.65%
Imported Beer (0.33 liter bottle)
$2.26 ₱132
$2.04 ₱119
10.78%
🚌 Getting Around
Makati
Naga
Difference
One-way Ticket (Public Transport)
$0.55 ₱32.14
$0.26 ₱15.05
111.54%
Public Transport Monthly Pass (Regular Price)
$3.46 ₱202
-
-
Taxi Start (Normal Tariff)
$0.82 ₱48.19
$0.82 ₱47.93
-
Taxi (Normal Tariff) (1km)
$0.13 ₱7.63
$0.24 ₱14.11
-45.83%
Taxi 1hour Waiting (Normal Tariff)
$3.46 ₱202
$2.12 ₱124
63.21%
Gasoline (1 liter)
$1.14 ₱66.6
$1.11 ₱64.9
2.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K ₱2.0M
$27.1K ₱1.6M
24.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.5K ₱1.3M
$20.6K ₱1.2M
3.95%
🧾 Monthly Utilities & Internet
Makati
Naga
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$172 ₱10.1K
$112 ₱6,557
53.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.80 ₱1,626
$32.79 ₱1,918
-15.22%
Internet (50+ Mbps, Unlimited Data)
$36.50 ₱2,135
$26.14 ₱1,529
39.63%
🎉 Sport & Entertainment
Makati
Naga
Difference
Gym Membership (Monthly)
$56.8 ₱3,325
$33.94 ₱1,986
67.47%
Tennis Court (1 Hour on Weekend)
$11.75 ₱687
-
-
Cinema Ticket
$8.17 ₱478
$5.98 ₱350
36.62%
🧸 Childcare & Education
Makati
Naga
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$318 ₱18.6K
$149 ₱8,710
113.90%
International Primary School, 1 Child (Yearly)
$7,715 ₱451.3K
$4,283 ₱250.6K
80.12%
👕👟 Clothing & Footwear
Makati
Naga
Difference
Jeans (Levis 501 Or Similar)
$59.0 ₱3,454
$44.97 ₱2,631
31.29%
Summer Dress (H&M, Zara, etc)
$35.47 ₱2,075
$26.63 ₱1,558
33.20%
Sport Shoes (Adidas, Nike)
$86.1 ₱5,035
$74.0 ₱4,326
16.39%
Men's Leather Business Shoes
$122 ₱7,146
$53.8 ₱3,145
127.21%
🏠 Accommodation & Living
Makati
Naga
Difference
1-bedroom Apartment, City Center (Monthly)
$650 ₱38.0K
$266 ₱15.5K
144.59%
1-bedroom Apartment, Outside City Center (Monthly)
$397 ₱23.2K
$179 ₱10.5K
121.43%
3-bedroom Apartment, City Center (Monthly)
$2,264 ₱132.4K
$333 ₱19.5K
579.83%
3-bedroom Apartment, Outside City Center (Monthly)
$1,030 ₱60.2K
$265 ₱15.5K
288.37%
Buy Apartment in City Center (m2)
$6,326 ₱370.0K
-
-
Buy Apartment Outside City Center (m2)
$3,965 ₱232.0K
-
-
💵 Salaries & Financials
Makati
Naga
Difference
Average Monthly Net Salary (After Tax)
$727 ₱42.5K
$156 ₱9,128
365.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
6.67
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: February 28, 2026

Last update for Naga: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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