😐Monthly costs for one person with rent: $1,232 in Makati versus $724 in Cotabato City.
😐Estimated couple costs with rent: $2,009 in Makati versus $1,154 in Cotabato City.
😐Monthly costs for a family of three with rent: $2,786 in Makati versus $1,584 in Cotabato City.
😐Living in Makati is roughly 70% more expensive than Cotabato City, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Makati8% lower, Cotabato City46% lower.
Currency
🍽 Eating Out
Makati
Cotabato City
Difference
Meal at Budget Restaurant
$6.80₱419
$4.41₱272
54.20%
Three-Course Dinner for Two, Mid-Range
$45.15₱2,783
$23.90₱1,473
88.91%
Fast Food Meal(McDonalds, etc)
$4.93₱304
$4.63₱285
6.48%
Cappuccino
$2.87₱177
$2.03₱125
41.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.19₱73.4
$0.87₱53.4
36.78%
Water(0.33 liter bottle)
$0.56₱34.75
$0.53₱32.60
5.66%
Local Beer(0.5 liter draught)
$2.44₱151
$1.41₱86.8
73.05%
Imported Beer(0.33 liter bottle)
$3.66₱225
$1.75₱108
109.14%
🛒 Groceries & Markets
Makati
Cotabato City
Difference
Milk(1 liter)
$2.14₱132
$1.04₱64.2
105.77%
White Bread(500g)
$1.43₱88.4
$0.34₱20.95
320.59%
Rice(white)(1kg)
$1.08₱66.5
$0.91₱55.9
18.68%
Eggs
$2.34₱144
$2.01₱124
16.42%
Local Cheese(1kg)
$8.16₱503
$5.86₱361
39.25%
Chicken Fillets(1kg)
$4.43₱273
$3.26₱201
35.89%
Beef Round Steak(1kg)
$7.64₱471
$7.43₱458
2.83%
Apples(1kg)
$4.57₱282
$1.40₱86.4
226.43%
Banana(1kg)
$1.92₱118
$1.04₱64.1
84.62%
Oranges(1kg)
$2.70₱166
$1.07₱66.1
152.34%
Tomato(1kg)
$2.25₱139
$1.12₱69.0
100.89%
Potato(1kg)
$3.29₱203
$1.26₱77.9
161.11%
Onion(1kg)
$2.86₱177
$1.50₱92.4
90.67%
Lettuce(1 head)
$1.08₱66.8
$0.51₱31.14
111.76%
Water(1.5 liter bottle)
$0.99₱61.3
$0.57₱34.95
73.68%
Cigarettes 20 Pack(Marlboro, Camel)
$2.94₱181
$0.86₱52.8
241.86%
Wine(Bottle)
$8.28₱511
$8.11₱500
2.10%
Local Beer(0.5 liter bottle)
$1.20₱74.1
$1.42₱87.3
-15.49%
Imported Beer(0.33 liter bottle)
$2.34₱144
$1.50₱92.3
56.00%
🚌 Getting Around
Makati
Cotabato City
Difference
One-way Ticket(Public Transport)
$0.51₱31.70
$0.28₱17.27
82.14%
Public Transport Monthly Pass(Regular Price)
$3.58₱221
-
-
Taxi Start(Normal Tariff)
$0.81₱49.98
$0.88₱54.1
-7.95%
Taxi(Normal Tariff)(1km)
$0.12₱7.44
$0.25₱15.49
-52.00%
Taxi 1hour Waiting(Normal Tariff)
$3.58₱221
$2.09₱129
71.29%
Gasoline(1 liter)
$1.10₱67.8
$1.10₱68.1
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K₱2.1M
$22.4K₱1.4M
52.82%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.5K₱1.3M
$21.3K₱1.3M
1.12%
🧾 Monthly Utilities & Internet
Makati
Cotabato City
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$172₱10.6K
$105₱6,483
63.55%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$26.94₱1,661
$34.22₱2,109
-21.27%
Internet(50+ Mbps, Unlimited Data)
$36.49₱2,249
$36.53₱2,252
-0.11%
🎉 Sport & Entertainment
Makati
Cotabato City
Difference
Gym Membership(Monthly)
$56.0₱3,451
$34.34₱2,117
63.05%
Tennis Court(1 Hour on Weekend)
$11.79₱727
$4.33₱267
172.29%
Cinema Ticket
$7.90₱487
$3.14₱194
151.59%
🧸 Childcare & Education
Makati
Cotabato City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$321₱19.8K
$117₱7,234
173.09%
International Primary School, 1 Child(Yearly)
$7,538₱464.6K
$4,325₱266.6K
74.29%
👕👟 Clothing & Footwear
Makati
Cotabato City
Difference
Jeans(Levis 501 Or Similar)
$60.3₱3,716
$46.46₱2,864
29.75%
Summer Dress(H&M, Zara, etc)
$35.62₱2,196
$29.70₱1,831
19.93%
Sport Shoes(Adidas, Nike)
$85.6₱5,275
$79.0₱4,872
8.27%
Men's Leather Business Shoes
$122₱7,513
$68.8₱4,239
77.24%
🏠 Accommodation & Living
Makati
Cotabato City
Difference
1-bedroom Apartment, City Center(Monthly)
$666₱41.0K
$263₱16.2K
153.54%
1-bedroom Apartment, Outside City Center(Monthly)
$390₱24.0K
$179₱11.0K
118.14%
3-bedroom Apartment, City Center(Monthly)
$2,260₱139.3K
$576₱35.5K
292.13%
3-bedroom Apartment, Outside City Center(Monthly)
$1,024₱63.1K
$397₱24.4K
158.11%
Buy Apartment in City Center(m2)
$6,010₱370.4K
$2,371₱146.2K
153.43%
Buy Apartment Outside City Center(m2)
$3,852₱237.4K
$1,070₱66.0K
259.85%
💵 Salaries & Financials
Makati
Cotabato City
Difference
Average Monthly Net Salary(After Tax)
$682₱42.0K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.67
9.56
-30.23%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Makati: May 30, 2026
Last update for Cotabato City: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $666 in Makati and $263 in Cotabato City. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $45.00 in Makati vs $24.00 in Cotabato City for a mid-range dinner for two. Groceries echo the gap at $234 vs $147 per month, with Cotabato City cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Makati vs Cotabato City: Cost of Living - Frequently Asked Questions
Which city is more expensive, Makati or Cotabato City?
Cotabato City wins on cost – living expenses run 70% lower than in Makati. Housing and daily spending are where you'll feel the difference most, making Cotabato City the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Makati vs Cotabato City?
You'd need roughly $1,849 in Makati and $1,086 in Cotabato City to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Makati vs Cotabato City?
Rent for a central apartment: $666 in Makati versus $263 in Cotabato City. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Makati or Cotabato City?
Supermarket bills run roughly 60% higher in Makati. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Makati compared to Cotabato City?
All in, you'll spend $1,232 per month in Makati versus $724 in Cotabato City – a 70% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Makati or Cotabato City?
At $724 in Cotabato City versus $1,232 in Makati, a $1,000 budget is realistic in Cotabato City but tight or insufficient in Makati. The gap between the two cities makes Cotabato City the clear choice for anyone on this budget.
Which city is better for digital nomads, Makati or Cotabato City?
Both work as nomad bases, but Cotabato City delivers better value – similar infrastructure at $724 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cotabato City hard to pass up.
How safe is Makati compared to Cotabato City?
Safety-wise, Makati and Cotabato City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Cotabato City gentler on the wallet – expenses run 70% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.