Last update: Oct 2026

Cost of Living Comparison Between Makati and Cotabato City

For one person, living is cheaper in Cotabato City: $738 a month against $1,230 in Makati, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

Makati, Philippines
Cotabato City, Philippines
Makati
🇵🇭 Philippines
$1,230
/mo nomad
Cotabato City
🇵🇭 Philippines
$738
/mo nomad
Monthly Cost of Living

How much you'll spend in Makati and in Cotabato City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati and in Cotabato City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,230 in Makati versus $738 in Cotabato City.

  • Makati $1,230
  • Cotabato City $738

Estimated couple costs with rent: $2,137 in Makati versus $1,139 in Cotabato City.

  • Makati $2,137
  • Cotabato City $1,139

Monthly costs for a family of three with rent: $3,044 in Makati versus $1,539 in Cotabato City.

  • Makati $3,044
  • Cotabato City $1,539

Living in Makati is roughly 67% more expensive than in Cotabato City, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Makati 10% lower, Cotabato City 46% lower.

Currency
🍽 Eating Out
Makati
Cotabato City
Difference
Meal at Budget Restaurant
$6.40 ₱409
$4.81 ₱307
33.06%
Three-Course Dinner for Two, Mid-Range
$38.45 ₱2,457
$16.14 ₱1,031
138.23%
Fast Food Meal (McDonalds, etc)
$4.78 ₱306
$3.97 ₱254
20.40%
Cappuccino
$2.59 ₱166
$2.17 ₱139
19.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.09 ₱69.9
$1.06 ₱67.6
2.83%
Water (0.33 liter bottle)
$0.49 ₱31.39
$0.62 ₱39.75
-20.97%
Local Beer (0.5 liter draught)
$2.39 ₱153
$1.14 ₱73.1
109.65%
Imported Beer (0.33 liter bottle)
$3.18 ₱203
$2.08 ₱133
52.88%
🛒 Groceries & Markets
Makati
Cotabato City
Difference
Milk (1 liter)
$1.80 ₱115
$2.01 ₱128
-10.45%
White Bread (500g)
$1.26 ₱80.8
$1.08 ₱68.8
16.67%
Rice (white) (1kg)
$1.03 ₱65.9
$0.75 ₱48.19
37.33%
Eggs
$2.37 ₱151
$1.90 ₱121
24.74%
Local Cheese (1kg)
$6.91 ₱441
$6.44 ₱411
7.30%
Chicken Fillets (1kg)
$4.93 ₱315
$4.59 ₱293
7.41%
Beef Round Steak (1kg)
$6.74 ₱431
$9.44 ₱603
-28.60%
Apples (1kg)
$4.12 ₱263
$2.76 ₱176
49.28%
Banana (1kg)
$1.90 ₱122
$1.10 ₱70.0
72.73%
Oranges (1kg)
$3.19 ₱204
$2.40 ₱153
32.92%
Tomato (1kg)
$2.25 ₱144
$1.17 ₱74.7
92.31%
Potato (1kg)
$3.55 ₱227
$1.97 ₱126
80.20%
Onion (1kg)
$3.50 ₱223
$3.30 ₱211
6.06%
Lettuce (1 head)
$1.07 ₱68.1
$1.24 ₱78.9
-13.71%
Water (1.5 liter bottle)
$1.13 ₱71.9
$0.66 ₱42.15
71.21%
Cigarettes 20 Pack (Marlboro, Camel)
$2.60 ₱166
$2.40 ₱154
8.33%
Wine (Bottle)
$7.85 ₱502
$8.03 ₱513
-2.24%
Local Beer (0.5 liter bottle)
$1.29 ₱82.6
$1.27 ₱80.9
1.57%
Imported Beer (0.33 liter bottle)
$1.93 ₱124
$1.64 ₱105
17.68%
🚌 Getting Around
Makati
Cotabato City
Difference
One-way Ticket (Public Transport)
$0.88 ₱56.4
$0.22 ₱13.98
300.00%
Public Transport Monthly Pass (Regular Price)
$56.3 ₱3,595
$11.32 ₱723
397.00%
Taxi Start (Normal Tariff)
$0.65 ₱41.59
$0.76 ₱48.30
-14.47%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.38
$0.22 ₱13.97
-4.55%
Taxi 1hour Waiting (Normal Tariff)
$1.90 ₱122
$1.85 ₱118
2.70%
Gasoline (1 liter)
$1.28 ₱81.6
$1.10 ₱70.2
16.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8K ₱1.3M
$20.8K ₱1.3M
-0.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K ₱1.2M
$18.8K ₱1.2M
0.52%
🧾 Monthly Utilities & Internet
Makati
Cotabato City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$151 ₱9,669
$108 ₱6,875
40.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.59 ₱996
$18.43 ₱1,178
-15.41%
Internet (50+ Mbps, Unlimited Data)
$31.38 ₱2,005
$30.97 ₱1,978
1.32%
🎉 Sport & Entertainment
Makati
Cotabato City
Difference
Gym Membership (Monthly)
$53.3 ₱3,403
$30.96 ₱1,978
72.06%
Tennis Court (1 Hour on Weekend)
$14.04 ₱897
$5.25 ₱335
167.43%
Cinema Ticket
$7.22 ₱461
$4.73 ₱302
52.64%
🧸 Childcare & Education
Makati
Cotabato City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$776 ₱49.6K
$105 ₱6,684
641.62%
International Primary School, 1 Child (Yearly)
$7,391 ₱472.2K
$7,282 ₱465.3K
1.49%
👕👟 Clothing & Footwear
Makati
Cotabato City
Difference
Jeans (Levis 501 Or Similar)
$59.9 ₱3,826
$32.48 ₱2,075
84.36%
Summer Dress (H&M, Zara, etc)
$36.96 ₱2,361
$19.49 ₱1,246
89.64%
Sport Shoes (Adidas, Nike)
$81.0 ₱5,177
$69.5 ₱4,438
16.66%
Men's Leather Business Shoes
$101 ₱6,446
$60.5 ₱3,862
66.90%
🏠 Accommodation & Living
Makati
Cotabato City
Difference
1-bedroom Apartment, City Center (Monthly)
$829 ₱53.0K
$224 ₱14.3K
269.76%
1-bedroom Apartment, Outside City Center (Monthly)
$429 ₱27.4K
$153 ₱9,753
180.73%
3-bedroom Apartment, City Center (Monthly)
$2,151 ₱137.4K
$447 ₱28.6K
380.59%
3-bedroom Apartment, Outside City Center (Monthly)
$1,308 ₱83.6K
$333 ₱21.3K
292.53%
Buy Apartment in City Center (m2)
$5,714 ₱365.1K
$2,692 ₱172.0K
112.30%
Buy Apartment Outside City Center (m2)
$3,568 ₱228.0K
$1,003 ₱64.1K
255.73%
💵 Salaries & Financials
Makati
Cotabato City
Difference
Average Monthly Net Salary (After Tax)
$587 ₱37.5K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.5
8.31
-9.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: October 26, 2026

Last update for Cotabato City: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Makati
$429
Cotabato City
$153 64.4% $276
Groceries & Markets
Makati
$227
Cotabato City
$199 12.5% $28
Monthly Utilities & Internet
Makati
$198
Cotabato City
$157 20.8% $41
Clothing & Footwear
Makati
$125
Cotabato City
$82 34.7% $44
Eating Out
Makati
$121
Cotabato City
$93 23.3% $28
Sport & Entertainment
Makati
$68
Cotabato City
$40 40.3% $27
Getting Around
Makati
$61
Cotabato City
$14 77.2% $47

Cost Breakdown

A one-bedroom apartment in the center runs $829 in Makati and $224 in Cotabato City. Housing cost is often the main lever when comparing two cities.

Dining out: $38 in Makati vs $16 in Cotabato City for a mid-range dinner for two. Groceries echo the gap at $227 vs $199 per month, with Cotabato City cheaper across the board.

Good to know
🇵🇭 Makati
🇵🇭 Cotabato City
🕒 Local time
06:10 6:10 AM
06:10 6:10 AM
Same time as Makati
🌤 Weather
👥 Population
582,602
325,079
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Makati Cotabato City 890 km ≈ 1 h 30 min nonstop flight
From you
  • Makati
  • Cotabato City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Makati vs Cotabato City: Cost of Living - Frequently Asked Questions
Which city is more expensive, Makati or Cotabato City?
Cotabato City wins on cost – living expenses run 40% lower than in Makati. Housing and daily spending are where you’ll feel the difference most, making Cotabato City the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Makati and in Cotabato City?
You’d need roughly $1,845 in Makati and $1,107 in Cotabato City to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Makati compared to Cotabato City?
Rent for a central apartment: $829 in Makati versus $224 in Cotabato City. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Makati compared to Cotabato City?
All in, you’ll spend $1,230 per month in Makati versus $738 in Cotabato City – Cotabato City is about 40% cheaper, which adds up to real savings over time.
How expensive is transport in Makati compared to Cotabato City?
A monthly transit pass in Cotabato City runs roughly 80% less than in Makati. The price difference matters if you commute daily and watch your budget.
Which city offers a better quality of life: Makati or Cotabato City?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Cotabato City gentler on the wallet – expenses run 40% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Makati vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?