Cost of Living Comparison Between Makati and Cavite Cost of Living Comparison Between Makati and Cavite

Monthly Cost of Living

A single person spends $1,237 per month in Makati vs $566 in Cavite, rent included.

A couple spends around $2,035 per month in Makati vs $885 in Cavite, rent included.

A family of three spends $2,833 per month in Makati vs $1,204 in Cavite, rent included.

Makati costs about 118% more than Cavite, driven mainly by Groceries & Markets.

Both Makati and Cavite are more affordable than the global median – Makati 10% lower, Cavite 59% lower.

Currency
🍽 Eating Out
Makati
Cavite
Difference
Meal at Budget Restaurant
$6.43 ₱403
$2.34 ₱146
174.79%
Three-Course Dinner for Two, Mid-Range
$40.02 ₱2,509
$15.99 ₱1,003
150.28%
Fast Food Meal (McDonalds, etc)
$4.58 ₱287
$2.39 ₱150
91.63%
Cappuccino
$2.60 ₱163
$1.77 ₱111
46.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.13 ₱70.6
$0.61 ₱38.01
85.25%
Water (0.33 liter bottle)
$0.48 ₱30.10
$0.31 ₱19.74
54.84%
Local Beer (0.5 liter draught)
$2.41 ₱151
$0.98 ₱61.2
145.92%
Imported Beer (0.33 liter bottle)
$3.25 ₱204
$1.62 ₱102
100.62%
🛒 Groceries & Markets
Makati
Cavite
Difference
Milk (1 liter)
$1.94 ₱121
$1.43 ₱89.4
35.66%
White Bread (500g)
$1.23 ₱76.9
$1.11 ₱69.7
10.81%
Rice (white) (1kg)
$1.07 ₱66.9
$0.89 ₱55.7
20.22%
Eggs
$2.47 ₱155
$1.92 ₱121
28.65%
Local Cheese (1kg)
$7.28 ₱457
$5.20 ₱326
40.00%
Chicken Fillets (1kg)
$4.85 ₱304
$3.38 ₱212
43.49%
Beef Round Steak (1kg)
$6.91 ₱433
$6.19 ₱388
11.63%
Apples (1kg)
$3.98 ₱250
$2.11 ₱132
88.63%
Banana (1kg)
$2.00 ₱125
$1.15 ₱72.1
73.91%
Oranges (1kg)
$3.22 ₱202
$2.39 ₱150
34.73%
Tomato (1kg)
$2.37 ₱148
$1.07 ₱67.1
121.50%
Potato (1kg)
$3.45 ₱216
$1.72 ₱108
100.58%
Onion (1kg)
$3.42 ₱215
$1.54 ₱96.4
122.08%
Lettuce (1 head)
$1.11 ₱69.6
$0.53 ₱33.24
109.43%
Water (1.5 liter bottle)
$1.16 ₱72.7
$0.52 ₱32.67
123.08%
Cigarettes 20 Pack (Marlboro, Camel)
$2.57 ₱161
$2.02 ₱127
27.23%
Wine (Bottle)
$8.08 ₱506
$4.75 ₱298
70.11%
Local Beer (0.5 liter bottle)
$1.35 ₱84.4
$0.88 ₱55.4
53.41%
Imported Beer (0.33 liter bottle)
$2.05 ₱129
$1.25 ₱78.2
64.00%
🚌 Getting Around
Makati
Cavite
Difference
One-way Ticket (Public Transport)
$0.98 ₱61.6
-
-
Public Transport Monthly Pass (Regular Price)
$57.9 ₱3,628
$13.32 ₱835
334.53%
Taxi Start (Normal Tariff)
$0.61 ₱38.53
$0.62 ₱38.81
-1.61%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.43
$0.23 ₱14.37
-
Taxi 1hour Waiting (Normal Tariff)
$1.86 ₱116
$1.87 ₱118
-0.53%
Gasoline (1 liter)
$1.18 ₱74.0
$1.20 ₱75.1
-1.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7K ₱1.4M
$21.5K ₱1.4M
0.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$18.9K ₱1.2M
2.34%
🧾 Monthly Utilities & Internet
Makati
Cavite
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$154 ₱9,681
$89.2 ₱5,592
73.13%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.28 ₱1,021
$13.79 ₱865
18.06%
Internet (50+ Mbps, Unlimited Data)
$31.31 ₱1,963
$23.86 ₱1,496
31.22%
🎉 Sport & Entertainment
Makati
Cavite
Difference
Gym Membership (Monthly)
$54.0 ₱3,383
$48.25 ₱3,025
11.85%
Tennis Court (1 Hour on Weekend)
$14.31 ₱897
-
-
Cinema Ticket
$7.10 ₱445
$5.14 ₱322
38.13%
🧸 Childcare & Education
Makati
Cavite
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$783 ₱49.1K
$132 ₱8,251
495.07%
International Primary School, 1 Child (Yearly)
$7,374 ₱462.3K
$10.8K ₱676.0K
-31.62%
👕👟 Clothing & Footwear
Makati
Cavite
Difference
Jeans (Levis 501 Or Similar)
$60.3 ₱3,780
$29.15 ₱1,827
106.83%
Summer Dress (H&M, Zara, etc)
$37.61 ₱2,358
$19.35 ₱1,213
94.37%
Sport Shoes (Adidas, Nike)
$82.2 ₱5,151
$71.1 ₱4,456
15.62%
Men's Leather Business Shoes
$104 ₱6,550
$55.9 ₱3,506
86.80%
🏠 Accommodation & Living
Makati
Cavite
Difference
1-bedroom Apartment, City Center (Monthly)
$755 ₱47.3K
$135 ₱8,447
460.45%
1-bedroom Apartment, Outside City Center (Monthly)
$429 ₱26.9K
$82.9 ₱5,195
417.91%
3-bedroom Apartment, City Center (Monthly)
$2,337 ₱146.5K
$238 ₱15.0K
879.87%
3-bedroom Apartment, Outside City Center (Monthly)
$1,072 ₱67.2K
$190 ₱11.9K
465.32%
Buy Apartment in City Center (m2)
$5,941 ₱372.4K
-
-
Buy Apartment Outside City Center (m2)
$3,816 ₱239.2K
-
-
💵 Salaries & Financials
Makati
Cavite
Difference
Average Monthly Net Salary (After Tax)
$606 ₱38.0K
$225 ₱14.1K
168.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.5
6.75
11.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: September 6, 2026

Last update for Cavite: September 7, 2026

Cost Breakdown

A central one-bedroom costs $755 in Makati versus $135 in Cavite. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 169% higher in Makati, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Makati versus $16.00 in Cavite. Monthly groceries follow the same trend: $232 vs $153 – making Cavite the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Makati vs Cavite: Cost of Living - Frequently Asked Questions
Is Cavite cheaper than Makati?
Yes – Makati is pricier by about 118%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,855 per month in Makati and $849 in Cavite. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cavite, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Makati and in Cavite?
Monthly expenses with rent come to $1,237 in Makati and $566 in Cavite. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 335% less in Cavite. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Makati or in Cavite?
A $1,500 monthly budget goes further in Cavite, where all-in costs run around $566, than in Makati at $1,237. In Cavite it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.
Is Makati or Cavite more family-friendly?
Families tend to lean toward Cavite – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Makati or Cavite?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cavite. If higher salaries, better infrastructure, or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.

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