Last update: Oct 2026

Cost of Living Comparison Between Makati and Cavite

For one person, living is cheaper in Cavite: $564 a month against $1,230 in Makati, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

Makati, Philippines
Cavite, Philippines
Makati
🇵🇭 Philippines
$1,230
/mo nomad
Cavite
🇵🇭 Philippines
$564
/mo nomad
Monthly Cost of Living

How much you'll spend in Makati and in Cavite

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati and in Cavite actually costs, broken down by who's living it.

A single person spends $1,230 per month in Makati vs $564 in Cavite, rent included.

  • Makati $1,230
  • Cavite $564

A couple spends around $2,137 per month in Makati vs $879 in Cavite, rent included.

  • Makati $2,137
  • Cavite $879

A family of three spends $3,044 per month in Makati vs $1,194 in Cavite, rent included.

  • Makati $3,044
  • Cavite $1,194

Makati costs about 118% more than Cavite, and outside of rent the biggest gap is in groceries.

Both Makati and Cavite are more affordable than the global median – Makati 10% lower, Cavite 59% lower.

Currency
🍽 Eating Out
Makati
Cavite
Difference
Meal at Budget Restaurant
$6.40 ₱409
$2.34 ₱149
173.50%
Three-Course Dinner for Two, Mid-Range
$38.45 ₱2,457
$15.86 ₱1,014
142.43%
Fast Food Meal (McDonalds, etc)
$4.78 ₱306
$2.26 ₱144
111.50%
Cappuccino
$2.59 ₱166
$1.77 ₱113
46.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.09 ₱69.9
$0.58 ₱37.32
87.93%
Water (0.33 liter bottle)
$0.49 ₱31.39
$0.33 ₱21.18
48.48%
Local Beer (0.5 liter draught)
$2.39 ₱153
$0.95 ₱60.5
151.58%
Imported Beer (0.33 liter bottle)
$3.18 ₱203
$1.54 ₱98.7
106.49%
🛒 Groceries & Markets
Makati
Cavite
Difference
Milk (1 liter)
$1.80 ₱115
$1.38 ₱88.1
30.43%
White Bread (500g)
$1.26 ₱80.8
$1.09 ₱69.6
15.60%
Rice (white) (1kg)
$1.03 ₱65.9
$0.89 ₱56.9
15.73%
Eggs
$2.37 ₱151
$1.95 ₱125
21.54%
Local Cheese (1kg)
$6.91 ₱441
$5.10 ₱326
35.49%
Chicken Fillets (1kg)
$4.93 ₱315
$3.40 ₱217
45.00%
Beef Round Steak (1kg)
$6.74 ₱431
$6.12 ₱391
10.13%
Apples (1kg)
$4.12 ₱263
$2.03 ₱130
102.96%
Banana (1kg)
$1.90 ₱122
$1.06 ₱67.7
79.25%
Oranges (1kg)
$3.19 ₱204
$2.34 ₱150
36.32%
Tomato (1kg)
$2.25 ₱144
$1.05 ₱67.4
114.29%
Potato (1kg)
$3.55 ₱227
$1.66 ₱106
113.86%
Onion (1kg)
$3.50 ₱223
$1.45 ₱92.4
141.38%
Lettuce (1 head)
$1.07 ₱68.1
$0.49 ₱31.23
118.37%
Water (1.5 liter bottle)
$1.13 ₱71.9
$0.48 ₱30.64
135.42%
Cigarettes 20 Pack (Marlboro, Camel)
$2.60 ₱166
$1.99 ₱127
30.65%
Wine (Bottle)
$7.85 ₱502
$4.61 ₱295
70.28%
Local Beer (0.5 liter bottle)
$1.29 ₱82.6
$0.92 ₱58.8
40.22%
Imported Beer (0.33 liter bottle)
$1.93 ₱124
$1.27 ₱81.3
51.97%
🚌 Getting Around
Makati
Cavite
Difference
One-way Ticket (Public Transport)
$0.88 ₱56.4
-
-
Public Transport Monthly Pass (Regular Price)
$56.3 ₱3,595
$13.30 ₱850
323.01%
Taxi Start (Normal Tariff)
$0.65 ₱41.59
$0.65 ₱41.74
-
Taxi (Normal Tariff) (1km)
$0.21 ₱13.38
$0.24 ₱15.36
-12.50%
Taxi 1hour Waiting (Normal Tariff)
$1.90 ₱122
$1.93 ₱123
-1.55%
Gasoline (1 liter)
$1.28 ₱81.6
$1.17 ₱74.5
9.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8K ₱1.3M
$20.6K ₱1.3M
1.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K ₱1.2M
$19.2K ₱1.2M
-1.93%
🧾 Monthly Utilities & Internet
Makati
Cavite
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$151 ₱9,669
$88.2 ₱5,633
71.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.59 ₱996
$13.52 ₱864
15.31%
Internet (50+ Mbps, Unlimited Data)
$31.38 ₱2,005
$23.40 ₱1,495
34.10%
🎉 Sport & Entertainment
Makati
Cavite
Difference
Gym Membership (Monthly)
$53.3 ₱3,403
$46.02 ₱2,940
15.75%
Tennis Court (1 Hour on Weekend)
$14.04 ₱897
-
-
Cinema Ticket
$7.22 ₱461
$5.03 ₱321
43.54%
🧸 Childcare & Education
Makati
Cavite
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$776 ₱49.6K
$131 ₱8,387
491.05%
International Primary School, 1 Child (Yearly)
$7,391 ₱472.2K
$10.6K ₱679.7K
-30.52%
👕👟 Clothing & Footwear
Makati
Cavite
Difference
Jeans (Levis 501 Or Similar)
$59.9 ₱3,826
$28.81 ₱1,840
107.84%
Summer Dress (H&M, Zara, etc)
$36.96 ₱2,361
$19.03 ₱1,216
94.22%
Sport Shoes (Adidas, Nike)
$81.0 ₱5,177
$71.4 ₱4,563
13.46%
Men's Leather Business Shoes
$101 ₱6,446
$54.4 ₱3,477
85.39%
🏠 Accommodation & Living
Makati
Cavite
Difference
1-bedroom Apartment, City Center (Monthly)
$829 ₱53.0K
$134 ₱8,555
519.16%
1-bedroom Apartment, Outside City Center (Monthly)
$429 ₱27.4K
$81.0 ₱5,177
428.85%
3-bedroom Apartment, City Center (Monthly)
$2,151 ₱137.4K
$238 ₱15.2K
803.35%
3-bedroom Apartment, Outside City Center (Monthly)
$1,308 ₱83.6K
$191 ₱12.2K
584.41%
Buy Apartment in City Center (m2)
$5,714 ₱365.1K
-
-
Buy Apartment Outside City Center (m2)
$3,568 ₱228.0K
-
-
💵 Salaries & Financials
Makati
Cavite
Difference
Average Monthly Net Salary (After Tax)
$587 ₱37.5K
$222 ₱14.2K
164.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.5
6.75
11.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: October 26, 2026

Last update for Cavite: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Makati
$429
Cavite
$81 81.1% $348
Groceries & Markets
Makati
$227
Cavite
$150 34.1% $77
Monthly Utilities & Internet
Makati
$198
Cavite
$125 36.9% $73
Clothing & Footwear
Makati
$125
Cavite
$78 37.7% $47
Eating Out
Makati
$121
Cavite
$58 52% $63
Sport & Entertainment
Makati
$68
Cavite
$56 17.2% $12
Getting Around
Makati
$61
Cavite
$15 * 75.3% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $829 in Makati versus $134 in Cavite. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Makati are about 2.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38 in Makati versus $16 in Cavite. Monthly groceries follow the same trend: $227 vs $150 – making Cavite the more affordable choice for daily food spending.

Good to know
🇵🇭 Makati
🇵🇭 Cavite
🕒 Local time
06:04 6:04 AM
06:04 6:04 AM
Same time as Makati
🌤 Weather
👥 Population
582,602
100,674
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Makati Cavite 15 km
From you
  • Makati
  • Cavite

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Makati vs Cavite: Cost of Living - Frequently Asked Questions
Is Cavite cheaper than Makati?
Yes – Makati is pricier by about 118%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,845 per month in Makati and $845 in Cavite. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cavite, especially for central apartments: a one-bedroom in the center costs $134 there versus $829 in Makati.
What are total monthly expenses in Makati and in Cavite?
Monthly expenses with rent come to $1,230 in Makati and $564 in Cavite. That makes Cavite about 54% cheaper.
Which city has cheaper public transport?
Public transport costs about 76% less in Cavite. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for living in Makati or in Cavite?
A $1,000 monthly budget goes further in Cavite, where all-in costs run around $564, than in Makati at $1,230. In Cavite it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.
Is Makati or Cavite more family-friendly?
Families tend to lean toward Cavite – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Cavite. If higher salaries or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.

Makati vs other spots: cost of living compared

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