😐A single person spends $1,232 per month in Makati vs $685 in Cauayan City, rent included.
😐A couple spends around $2,009 per month in Makati vs $1,058 in Cauayan City, rent included.
😐A family of three spends $2,786 per month in Makati vs $1,431 in Cauayan City, rent included.
😐Makati costs about 80% more than Cauayan City, driven mainly by Clothing & Footwear.
📊Both Makati and Cauayan City are more affordable than the global median – Makati8% lower, Cauayan City49% lower.
Currency
🍽 Eating Out
Makati
Cauayan City
Difference
Meal at Budget Restaurant
$6.80₱419
$3.58₱221
89.94%
Three-Course Dinner for Two, Mid-Range
$45.15₱2,784
$13.51₱833
234.20%
Fast Food Meal(McDonalds, etc)
$4.93₱304
$2.59₱160
90.35%
Cappuccino
$2.87₱177
$2.32₱143
23.71%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.19₱73.5
$0.30₱18.78
296.67%
Water(0.33 liter bottle)
$0.56₱34.76
$0.31₱18.85
80.65%
Local Beer(0.5 liter draught)
$2.44₱151
$1.05₱64.7
132.38%
Imported Beer(0.33 liter bottle)
$3.66₱225
$1.76₱108
107.95%
🛒 Groceries & Markets
Makati
Cauayan City
Difference
Milk(1 liter)
$2.14₱132
$1.71₱106
25.15%
White Bread(500g)
$1.43₱88.4
$1.25₱77.2
14.40%
Rice(white)(1kg)
$1.08₱66.5
$0.93₱57.2
16.13%
Eggs
$2.34₱144
$1.48₱91.1
58.11%
Local Cheese(1kg)
$8.16₱503
$5.01₱309
62.87%
Chicken Fillets(1kg)
$4.43₱273
$3.90₱241
13.59%
Beef Round Steak(1kg)
$7.64₱471
$7.04₱434
8.52%
Apples(1kg)
$4.57₱282
$2.15₱133
112.56%
Banana(1kg)
$1.92₱118
$0.78₱48.25
146.15%
Oranges(1kg)
$2.70₱166
$2.10₱130
28.57%
Tomato(1kg)
$2.25₱139
$0.73₱45.15
208.22%
Potato(1kg)
$3.29₱203
$0.90₱55.7
265.56%
Onion(1kg)
$2.86₱177
$1.35₱83.1
111.85%
Lettuce(1 head)
$1.08₱66.8
$0.71₱43.81
52.11%
Water(1.5 liter bottle)
$0.99₱61.3
$0.70₱42.92
41.43%
Cigarettes 20 Pack(Marlboro, Camel)
$2.94₱181
$2.63₱162
11.79%
Wine(Bottle)
$8.28₱511
$8.87₱547
-6.65%
Local Beer(0.5 liter bottle)
$1.20₱74.1
$1.03₱63.7
16.50%
Imported Beer(0.33 liter bottle)
$2.34₱144
$2.19₱135
6.85%
🚌 Getting Around
Makati
Cauayan City
Difference
One-way Ticket(Public Transport)
$0.51₱31.71
$0.28₱17.28
82.14%
Public Transport Monthly Pass(Regular Price)
$3.58₱221
-
-
Taxi Start(Normal Tariff)
$0.81₱50.0
$0.91₱55.9
-10.99%
Taxi(Normal Tariff)(1km)
$0.12₱7.44
$0.22₱13.49
-45.45%
Taxi 1hour Waiting(Normal Tariff)
$3.58₱221
$2.34₱145
52.99%
Gasoline(1 liter)
$1.10₱67.8
$1.10₱68.0
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K₱2.1M
$17.5K₱1.1M
96.14%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.5K₱1.3M
$20.1K₱1.2M
6.92%
🧾 Monthly Utilities & Internet
Makati
Cauayan City
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$172₱10.6K
$88.0₱5,427
95.48%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$26.94₱1,661
$34.44₱2,123
-21.78%
Internet(50+ Mbps, Unlimited Data)
$36.49₱2,250
$26.71₱1,647
36.62%
🎉 Sport & Entertainment
Makati
Cauayan City
Difference
Gym Membership(Monthly)
$56.0₱3,452
$33.97₱2,095
64.82%
Tennis Court(1 Hour on Weekend)
$11.79₱727
$4.45₱274
164.94%
Cinema Ticket
$7.90₱487
$4.27₱263
85.01%
🧸 Childcare & Education
Makati
Cauayan City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$321₱19.8K
$53.5₱3,296
499.68%
International Primary School, 1 Child(Yearly)
$7,538₱464.8K
$1,768₱109.0K
326.28%
👕👟 Clothing & Footwear
Makati
Cauayan City
Difference
Jeans(Levis 501 Or Similar)
$60.3₱3,717
$26.40₱1,628
128.33%
Summer Dress(H&M, Zara, etc)
$35.62₱2,197
$21.60₱1,332
64.91%
Sport Shoes(Adidas, Nike)
$85.6₱5,277
$53.4₱3,292
60.29%
Men's Leather Business Shoes
$122₱7,516
$46.75₱2,883
160.73%
🏠 Accommodation & Living
Makati
Cauayan City
Difference
1-bedroom Apartment, City Center(Monthly)
$666₱41.1K
$264₱16.3K
152.18%
1-bedroom Apartment, Outside City Center(Monthly)
$390₱24.0K
$176₱10.9K
121.21%
3-bedroom Apartment, City Center(Monthly)
$2,260₱139.4K
$586₱36.2K
285.43%
3-bedroom Apartment, Outside City Center(Monthly)
$1,024₱63.1K
$400₱24.6K
156.13%
Buy Apartment in City Center(m2)
$6,010₱370.6K
$2,635₱162.5K
128.06%
Buy Apartment Outside City Center(m2)
$3,852₱237.5K
$1,073₱66.2K
258.98%
💵 Salaries & Financials
Makati
Cauayan City
Difference
Average Monthly Net Salary(After Tax)
$682₱42.0K
$214₱13.2K
218.02%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.67
4.5
48.22%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Makati: May 30, 2026
Last update for Cauayan City: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $666 in Makati versus $264 in Cauayan City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 218% higher in Makati, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $45.00 in Makati versus $14.00 in Cauayan City. Monthly groceries follow the same trend: $234 vs $166 – making Cauayan City the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Makati vs Cauayan City: Cost of Living - Frequently Asked Questions
How do living costs in Makati and Cauayan City compare overall?
Monthly costs with rent: $1,232 in Makati, $685 in Cauayan City – roughly 80% apart. Makati costs more across the board, with Clothing & Footwear showing the biggest gap.
What salary covers living expenses in Makati compared to Cauayan City?
For a comfortable life, plan on about $1,849 per month in Makati and $1,028 in Cauayan City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Makati and Cauayan City?
Rent is clearly cheaper in Cauayan City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Makati or Cauayan City?
Monthly expenses with rent come to $1,232 in Makati and $685 in Cauayan City. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Makati and Cauayan City?
Kindergarten costs $321 per month in Makati and $53.5 in Cauayan City. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Cauayan City, where all-in costs run around $685, than in Makati at $1,232. In Cauayan City it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.
How does quality of life compare between Makati and Cauayan City?
It depends on your priorities. Makati has an edge in some lifestyle areas, with costs from $685 in Cauayan City to $1,232 in Makati. Climate, culture, job market, and personal taste all factor in.
Is Makati or Cauayan City safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Makati and Cauayan City?
If budget matters most, go with Cauayan City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.