Last update: Oct 2026

Cost of Living Comparison Between Makati and Caloocan

For one person, living is cheaper in Caloocan: $496 a month against $1,230 in Makati, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

Makati, Philippines
Caloocan, Philippines
Makati
🇵🇭 Philippines
$1,230
/mo nomad
Caloocan
🇵🇭 Philippines
$496
/mo nomad
Monthly Cost of Living

How much you'll spend in Makati and in Caloocan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati and in Caloocan actually costs, broken down by who's living it.

A single person spends $1,230 per month in Makati vs $496 in Caloocan, rent included.

  • Makati $1,230
  • Caloocan $496

A couple spends around $2,137 per month in Makati vs $665 in Caloocan, rent included.

  • Makati $2,137
  • Caloocan $665

A family of three spends $3,044 per month in Makati vs $834 in Caloocan, rent included.

  • Makati $3,044
  • Caloocan $834

Makati costs about 148% more than Caloocan, and outside of rent the biggest gap is in eating out.

Both Makati and Caloocan are more affordable than the global median – Makati 10% lower, Caloocan 64% lower.

Currency
🍽 Eating Out
Makati
Caloocan
Difference
Meal at Budget Restaurant
$6.40 ₱408
$2.70 ₱172
137.04%
Three-Course Dinner for Two, Mid-Range
$38.45 ₱2,450
$16.45 ₱1,048
133.74%
Fast Food Meal (McDonalds, etc)
$4.78 ₱305
$2.26 ₱144
111.50%
Cappuccino
$2.59 ₱165
$0.84 ₱53.3
208.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.09 ₱69.7
$0.39 ₱25.07
179.49%
Water (0.33 liter bottle)
$0.49 ₱31.30
$0.32 ₱20.70
53.12%
Local Beer (0.5 liter draught)
$2.39 ₱152
$1.01 ₱64.3
136.63%
Imported Beer (0.33 liter bottle)
$3.18 ₱202
$1.59 ₱101
100.00%
🛒 Groceries & Markets
Makati
Caloocan
Difference
Milk (1 liter)
$1.80 ₱115
$1.65 ₱105
9.09%
White Bread (500g)
$1.26 ₱80.6
$1.11 ₱70.7
13.51%
Rice (white) (1kg)
$1.03 ₱65.7
$0.99 ₱63.1
4.04%
Eggs
$2.37 ₱151
$1.79 ₱114
32.40%
Local Cheese (1kg)
$6.91 ₱440
$4.93 ₱314
40.16%
Chicken Fillets (1kg)
$4.93 ₱314
$3.32 ₱212
48.49%
Beef Round Steak (1kg)
$6.74 ₱430
$7.69 ₱490
-12.35%
Apples (1kg)
$4.12 ₱262
$2.23 ₱142
84.75%
Banana (1kg)
$1.90 ₱121
$0.97 ₱61.5
95.88%
Oranges (1kg)
$3.19 ₱203
$2.34 ₱149
36.32%
Tomato (1kg)
$2.25 ₱143
$1.04 ₱66.6
116.35%
Potato (1kg)
$3.55 ₱226
$1.06 ₱67.8
234.91%
Onion (1kg)
$3.50 ₱223
$1.77 ₱113
97.74%
Lettuce (1 head)
$1.07 ₱67.9
$0.65 ₱41.39
64.62%
Water (1.5 liter bottle)
$1.13 ₱71.7
$0.46 ₱29.15
145.65%
Cigarettes 20 Pack (Marlboro, Camel)
$2.60 ₱165
$2.82 ₱180
-7.80%
Wine (Bottle)
$7.85 ₱500
$4.82 ₱307
62.86%
Local Beer (0.5 liter bottle)
$1.29 ₱82.3
$0.96 ₱61.2
34.38%
Imported Beer (0.33 liter bottle)
$1.93 ₱123
$2.02 ₱129
-4.46%
🚌 Getting Around
Makati
Caloocan
Difference
One-way Ticket (Public Transport)
$0.88 ₱56.3
$0.20 ₱12.69
340.00%
Public Transport Monthly Pass (Regular Price)
$56.3 ₱3,585
-
-
Taxi Start (Normal Tariff)
$0.65 ₱41.48
$0.77 ₱49.01
-15.58%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.34
$0.22 ₱13.97
-4.55%
Taxi 1hour Waiting (Normal Tariff)
$1.90 ₱121
$1.85 ₱118
2.70%
Gasoline (1 liter)
$1.28 ₱81.4
$1.07 ₱68.0
19.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8K ₱1.3M
$21.4K ₱1.4M
-2.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K ₱1.2M
$19.2K ₱1.2M
-1.60%
🧾 Monthly Utilities & Internet
Makati
Caloocan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$151 ₱9,643
$53.6 ₱3,416
182.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.59 ₱993
$9.42 ₱600
65.50%
Internet (50+ Mbps, Unlimited Data)
$31.38 ₱1,999
$22.59 ₱1,439
38.91%
🎉 Sport & Entertainment
Makati
Caloocan
Difference
Gym Membership (Monthly)
$53.3 ₱3,394
$4.82 ₱307
1005.19%
Tennis Court (1 Hour on Weekend)
$14.04 ₱895
-
-
Cinema Ticket
$7.22 ₱460
$5.12 ₱326
41.02%
🧸 Childcare & Education
Makati
Caloocan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$776 ₱49.4K
$130 ₱8,279
497.14%
International Primary School, 1 Child (Yearly)
$7,391 ₱471.0K
$10.6K ₱673.2K
-30.04%
👕👟 Clothing & Footwear
Makati
Caloocan
Difference
Jeans (Levis 501 Or Similar)
$59.9 ₱3,816
$28.20 ₱1,797
112.34%
Summer Dress (H&M, Zara, etc)
$36.96 ₱2,355
$19.52 ₱1,244
89.34%
Sport Shoes (Adidas, Nike)
$81.0 ₱5,163
$53.9 ₱3,432
50.45%
Men's Leather Business Shoes
$101 ₱6,429
$47.64 ₱3,035
111.78%
🏠 Accommodation & Living
Makati
Caloocan
Difference
1-bedroom Apartment, City Center (Monthly)
$829 ₱52.8K
$209 ₱13.3K
297.07%
1-bedroom Apartment, Outside City Center (Monthly)
$429 ₱27.3K
$118 ₱7,491
264.52%
3-bedroom Apartment, City Center (Monthly)
$2,151 ₱137.0K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,308 ₱83.4K
-
-
Buy Apartment in City Center (m2)
$5,714 ₱364.1K
-
-
Buy Apartment Outside City Center (m2)
$3,568 ₱227.4K
-
-
💵 Salaries & Financials
Makati
Caloocan
Difference
Average Monthly Net Salary (After Tax)
$587 ₱37.4K
$307 ₱19.6K
91.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.5
6.75
11.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: October 26, 2026

Last update for Caloocan: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Makati
$429
Caloocan
$118 72.6% $311
Groceries & Markets
Makati
$227
Caloocan
$158 30.5% $69
Monthly Utilities & Internet
Makati
$198
Caloocan
$86 56.8% $113
Clothing & Footwear
Makati
$125
Caloocan
$67 46.5% $58
Eating Out
Makati
$121
Caloocan
$50 59.2% $72
Sport & Entertainment
Makati
$68
Caloocan
$15 77.8% $53
Getting Around
Makati
$61
Caloocan
$2.7 * 95.7% $59

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $829 in Makati versus $209 in Caloocan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 91% higher in Makati, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38 in Makati versus $16 in Caloocan. Monthly groceries follow the same trend: $227 vs $158 – making Caloocan the more affordable choice for daily food spending.

Good to know
🇵🇭 Makati
🇵🇭 Caloocan
🕒 Local time
14:30 2:30 PM
14:30 2:30 PM
Same time as Makati
🌤 Weather
👥 Population
582,602
1,661,584
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 1, 2026: 1 USD = 63.72 PHP (100 PHP = 1.57 USD). 1 EUR = 71.15 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Makati Caloocan 12 km
From you
  • Makati
  • Caloocan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Makati vs Caloocan: Cost of Living - Frequently Asked Questions
Which city is more expensive, Makati or Caloocan?
Makati costs about 148% more than Caloocan, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Makati and in Caloocan?
For a comfortable life, plan on about $1,845 per month in Makati and $743 in Caloocan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Makati or Caloocan?
Rent is clearly cheaper in Caloocan, especially for central apartments: a one-bedroom in the center costs $209 there versus $829 in Makati.
How do dining costs compare in Makati and in Caloocan?
A mid-range dinner for two costs $38 in Makati and $16 in Caloocan. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Makati or in Caloocan?
Groceries cost about 44% more in Makati, though the gap depends on what you buy.
Can you live on $800/month in Makati or in Caloocan?
A $800 monthly budget goes further in Caloocan, where all-in costs run around $496, than in Makati at $1,230. In Caloocan it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Caloocan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Makati compared to Caloocan?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Makati or to Caloocan?
If budget matters most, go with Caloocan. If higher salaries or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.

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