Cost of Living Comparison Between Makati and Cadiz Cost of Living Comparison Between Makati and Cadiz

Monthly Cost of Living

A single person spends $1,223 per month in Makati vs $658 in Cadiz, rent included.

A couple spends around $2,017 per month in Makati vs $1,036 in Cadiz, rent included.

A family of three spends $2,812 per month in Makati vs $1,414 in Cadiz, rent included.

Makati costs about 86% more than Cadiz, driven mainly by Eating Out.

Both Makati and Cadiz are more affordable than the global median – Makati 8% lower, Cadiz 51% lower.

Meal at Budget Restaurant

$6.85 ₱412

$2.69 ₱162

154.65%

Three-Course Dinner for Two, Mid-Range

$44.09 ₱2,655

$9.05 ₱545

387.18%

Fast Food Meal (McDonalds, etc)

$4.97 ₱300

$3.45 ₱208

44.06%

Cappuccino

$2.96 ₱178

$1.54 ₱92.5

92.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 ₱69.1

$0.43 ₱25.64

167.44%

Water (0.33 liter bottle)

$0.57 ₱34.46

$0.33 ₱19.59

72.73%

Local Beer (0.5 liter draught)

$2.32 ₱140

$1.01 ₱60.6

129.70%

Imported Beer (0.33 liter bottle)

$3.54 ₱213

$1.72 ₱104

105.81%

Milk (1 liter)

$2.17 ₱130

$1.80 ₱109

20.56%

White Bread (500g)

$1.49 ₱89.9

$1.28 ₱76.9

16.41%

Rice (white) (1kg)

$1.06 ₱64.1

$0.89 ₱53.4

19.10%

Eggs

$2.22 ₱134

$1.95 ₱117

13.85%

Local Cheese (1kg)

$8.26 ₱497

$5.93 ₱357

39.29%

Chicken Fillets (1kg)

$4.42 ₱266

$4.28 ₱258

3.27%

Beef Round Steak (1kg)

$7.54 ₱454

$7.11 ₱428

6.05%

Apples (1kg)

$4.56 ₱275

$3.57 ₱215

27.73%

Banana (1kg)

$1.90 ₱115

$1.18 ₱71.1

61.02%

Oranges (1kg)

$2.71 ₱163

$3.32 ₱200

-18.37%

Tomato (1kg)

$2.17 ₱131

$1.60 ₱96.1

35.62%

Potato (1kg)

$3.31 ₱199

$2.58 ₱156

28.29%

Onion (1kg)

$2.81 ₱169

$3.12 ₱188

-9.94%

Lettuce (1 head)

$1.09 ₱65.5

$0.45 ₱27.35

142.22%

Water (1.5 liter bottle)

$1.02 ₱61.3

$0.91 ₱55.1

12.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱180

$2.88 ₱173

3.82%

Wine (Bottle)

$8.52 ₱513

$5.77 ₱348

47.66%

Local Beer (0.5 liter bottle)

$1.25 ₱75.2

$1.29 ₱77.9

-3.10%

Imported Beer (0.33 liter bottle)

$2.29 ₱138

$1.46 ₱88.0

56.85%

One-way Ticket (Public Transport)

$0.55 ₱32.85

$0.28 ₱17.06

96.43%

Public Transport Monthly Pass (Regular Price)

$3.57 ₱215

Taxi Start (Normal Tariff)

$0.78 ₱46.81

$0.69 ₱41.63

13.04%

Taxi (Normal Tariff) (1km)

$0.12 ₱7.06

$0.24 ₱14.51

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$3.48 ₱209

$2.64 ₱159

31.82%

Gasoline (1 liter)

$1.15 ₱69.5

$1.09 ₱65.9

5.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K ₱2.0M

$23.5K ₱1.4M

43.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K ₱1.3M

$19.4K ₱1.2M

11.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 ₱10.2K

$65.7 ₱3,954

157.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.89 ₱1,619

$12.32 ₱742

118.26%

Internet (50+ Mbps, Unlimited Data)

$36.15 ₱2,177

$30.09 ₱1,812

20.14%

Gym Membership (Monthly)

$55.4 ₱3,339

$34.19 ₱2,059

62.15%

Tennis Court (1 Hour on Weekend)

$11.69 ₱704

$4.32 ₱260

170.60%

Cinema Ticket

$7.93 ₱477

$5.24 ₱316

51.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$324 ₱19.5K

$35.59 ₱2,143

809.55%

International Primary School, 1 Child (Yearly)

$7,613 ₱458.5K

$4,301 ₱259.0K

77.02%

Jeans (Levis 501 Or Similar)

$59.2 ₱3,565

$46.03 ₱2,772

28.61%

Summer Dress (H&M, Zara, etc)

$35.26 ₱2,124

$23.31 ₱1,404

51.27%

Sport Shoes (Adidas, Nike)

$86.1 ₱5,188

$62.3 ₱3,752

38.27%

Men's Leather Business Shoes

$122 ₱7,375

$26.09 ₱1,571

369.38%

1-bedroom Apartment, City Center (Monthly)

$661 ₱39.8K

$268 ₱16.2K

146.39%

1-bedroom Apartment, Outside City Center (Monthly)

$397 ₱23.9K

$178 ₱10.7K

122.34%

3-bedroom Apartment, City Center (Monthly)

$2,254 ₱135.8K

$577 ₱34.8K

290.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,023 ₱61.6K

$392 ₱23.6K

161.09%

Buy Apartment in City Center (m2)

$6,076 ₱366.0K

$2,515 ₱151.5K

141.63%

Buy Apartment Outside City Center (m2)

$3,885 ₱234.0K

$908 ₱54.7K

327.98%

Average Monthly Net Salary (After Tax)

$706 ₱42.5K

$200 ₱12.1K

252.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

-16.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: June 14, 2026

Last update for Cadiz: June 15, 2026

Cost Breakdown

A central one-bedroom costs $661 in Makati versus $268 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 252% higher in Makati, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Makati versus $9.00 in Cadiz. Monthly groceries follow the same trend: $235 vs $197 – making Cadiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Cadiz: Cost of Living - Frequently Asked Questions

Makati costs about 86% more than Cadiz, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,834 per month in Makati and $988 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cadiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $44.00 in Makati and $9.00 in Cadiz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 20% more in Makati, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Cadiz, where all-in costs run around $658, than in Makati at $1,223. In Cadiz it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cadiz costs $658 versus $1,223 in Makati. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cadiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.