Cost of Living Comparison Between Makati and Cadiz Cost of Living Comparison Between Makati and Cadiz

Monthly Cost of Living

A single person spends $1,204 per month in Makati vs $655 in Cadiz, rent included.

A couple spends around $2,023 per month in Makati vs $1,036 in Cadiz, rent included.

A family of three spends $2,841 per month in Makati vs $1,417 in Cadiz, rent included.

Makati costs about 84% more than Cadiz, driven mainly by Eating Out.

Both Makati and Cadiz are more affordable than the global median – Makati 10% lower, Cadiz 51% lower.

Meal at Budget Restaurant

$6.69 ₱412

$2.62 ₱161

155.34%

Three-Course Dinner for Two, Mid-Range

$44.22 ₱2,728

$8.62 ₱532

412.99%

Fast Food Meal (McDonalds, etc)

$4.88 ₱301

$3.59 ₱221

35.93%

Cappuccino

$2.93 ₱181

$1.53 ₱94.4

91.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 ₱73.7

$0.43 ₱26.51

176.74%

Water (0.33 liter bottle)

$0.56 ₱34.78

$0.32 ₱19.79

75.00%

Local Beer (0.5 liter draught)

$2.42 ₱150

$0.99 ₱61.1

144.44%

Imported Beer (0.33 liter bottle)

$3.62 ₱223

$1.72 ₱106

110.47%

Milk (1 liter)

$2.20 ₱136

$1.88 ₱116

17.02%

White Bread (500g)

$1.49 ₱92.0

$1.27 ₱78.4

17.32%

Rice (white) (1kg)

$1.07 ₱65.7

$0.89 ₱55.2

20.22%

Eggs

$2.34 ₱144

$2.01 ₱124

16.42%

Local Cheese (1kg)

$8.19 ₱505

$5.88 ₱363

39.29%

Chicken Fillets (1kg)

$4.42 ₱273

$4.18 ₱258

5.74%

Beef Round Steak (1kg)

$7.71 ₱475

$7.04 ₱434

9.52%

Apples (1kg)

$4.36 ₱269

$3.72 ₱229

17.20%

Banana (1kg)

$2.00 ₱123

$1.14 ₱70.6

75.44%

Oranges (1kg)

$2.57 ₱159

$3.37 ₱208

-23.74%

Tomato (1kg)

$2.23 ₱138

$1.55 ₱95.3

43.87%

Potato (1kg)

$3.45 ₱213

$2.55 ₱157

35.29%

Onion (1kg)

$2.86 ₱176

$3.01 ₱185

-4.98%

Lettuce (1 head)

$1.14 ₱70.0

$0.42 ₱26.02

171.43%

Water (1.5 liter bottle)

$1.02 ₱62.7

$0.85 ₱52.2

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.84 ₱175

$2.79 ₱172

1.79%

Wine (Bottle)

$8.12 ₱501

$7.51 ₱463

8.12%

Local Beer (0.5 liter bottle)

$1.25 ₱77.1

$1.29 ₱79.4

-3.10%

Imported Beer (0.33 liter bottle)

$2.32 ₱143

$1.39 ₱85.6

66.91%

One-way Ticket (Public Transport)

$0.54 ₱33.40

$0.26 ₱15.99

107.69%

Public Transport Monthly Pass (Regular Price)

$3.64 ₱225

Taxi Start (Normal Tariff)

$0.78 ₱48.35

$0.74 ₱45.56

5.41%

Taxi (Normal Tariff) (1km)

$0.11 ₱6.49

$0.24 ₱14.84

-54.17%

Taxi 1hour Waiting (Normal Tariff)

$3.65 ₱225

$2.74 ₱169

33.21%

Gasoline (1 liter)

$1.10 ₱67.9

$1.11 ₱68.3

-0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K ₱2.1M

$23.7K ₱1.5M

40.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K ₱1.3M

$19.9K ₱1.2M

7.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 ₱10.5K

$64.9 ₱4,005

162.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.96 ₱1,663

$12.41 ₱765

117.24%

Internet (50+ Mbps, Unlimited Data)

$35.97 ₱2,219

$29.74 ₱1,834

20.95%

Gym Membership (Monthly)

$55.6 ₱3,430

$33.36 ₱2,057

66.70%

Tennis Court (1 Hour on Weekend)

$11.87 ₱732

$4.40 ₱271

169.77%

Cinema Ticket

$8.19 ₱505

$5.36 ₱331

52.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$322 ₱19.9K

$36.03 ₱2,222

793.56%

International Primary School, 1 Child (Yearly)

$7,811 ₱481.8K

$4,399 ₱271.3K

77.59%

Jeans (Levis 501 Or Similar)

$58.8 ₱3,628

$46.47 ₱2,866

26.55%

Summer Dress (H&M, Zara, etc)

$35.76 ₱2,206

$23.44 ₱1,446

52.56%

Sport Shoes (Adidas, Nike)

$83.9 ₱5,174

$62.7 ₱3,869

33.73%

Men's Leather Business Shoes

$123 ₱7,612

$26.53 ₱1,636

365.13%

1-bedroom Apartment, City Center (Monthly)

$667 ₱41.2K

$263 ₱16.2K

154.03%

1-bedroom Apartment, Outside City Center (Monthly)

$403 ₱24.8K

$174 ₱10.7K

131.81%

3-bedroom Apartment, City Center (Monthly)

$2,307 ₱142.3K

$596 ₱36.8K

287.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,015 ₱62.6K

$401 ₱24.7K

153.17%

Buy Apartment in City Center (m2)

$6,283 ₱387.5K

$2,099 ₱129.5K

199.30%

Buy Apartment Outside City Center (m2)

$3,903 ₱240.8K

Average Monthly Net Salary (After Tax)

$712 ₱43.9K

$196 ₱12.1K

264.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

-16.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: April 25, 2026

Last update for Cadiz: April 25, 2026

Cost Breakdown

A central one-bedroom costs $667 in Makati versus $263 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 264% higher in Makati, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Makati versus $9.00 in Cadiz. Monthly groceries follow the same trend: $236 vs $199 – making Cadiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Cadiz: Cost of Living - Frequently Asked Questions

Makati costs about 84% more than Cadiz, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,807 per month in Makati and $983 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cadiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $44.00 in Makati and $9.00 in Cadiz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 18% more in Makati, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Cadiz, where all-in costs run around $655, than in Makati at $1,204. In Cadiz it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cadiz costs $655 versus $1,204 in Makati. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cadiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.