Last update: Nov 2026

Cost of Living Comparison Between Makati and Cadiz, Philippines

Name: Cadiz
Address: Cadiz, PH

For one person, living is cheaper in Cadiz: $617 a month against $1,174 in Makati, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

56

Cost of Living Index in Makati
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Makati Living Index
29

Cost of Living Index in Cadiz
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Cadiz Living Index

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Makati

🇵🇭 Philippines

$1,174

/mo nomad

Cadiz

🇵🇭 Philippines

$617

/mo nomad

Monthly Cost of Living

How much you'll spend in Makati and in Cadiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati and in Cadiz actually costs, broken down by who's living it.

A single person spends $1,174 per month in Makati vs $617 in Cadiz, rent included.

Makati $1,174
Cadiz $617

A couple spends around $1,962 per month in Makati vs $943 in Cadiz, rent included.

Makati $1,962
Cadiz $943

A family of three spends $2,750 per month in Makati vs $1,269 in Cadiz, rent included.

Makati $2,750
Cadiz $1,269

Makati costs about 90% more than Cadiz, and outside of rent the biggest gap is in transport.

Both Makati and Cadiz are more affordable than the global median – Makati 13% lower, Cadiz 54% lower.

Meal at Budget Restaurant

$4.72 ₱300

$2.80 ₱178

68.57%

Three-Course Dinner for Two, Mid-Range

$26.37 ₱1,676

$7.88 ₱501

234.64%

Fast Food Meal (McDonalds, etc)

$4.01 ₱255

$3.08 ₱196

30.19%

Cappuccino

$2.46 ₱156

$1.37 ₱86.9

79.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.05 ₱66.9

$0.38 ₱23.92

176.32%

Water (0.33 liter bottle)

$0.59 ₱37.55

$0.32 ₱20.42

84.37%

Local Beer (0.5 liter draught)

$1.16 ₱73.8

$1.04 ₱65.9

11.54%

Imported Beer (0.33 liter bottle)

$2.41 ₱153

$1.71 ₱108

40.94%

Milk (1 liter)

$1.86 ₱118

$1.59 ₱101

16.98%

White Bread (500g)

$1.12 ₱71.4

$1.14 ₱72.2

-1.75%

Rice (white) (1kg)

$0.99 ₱62.6

$0.88 ₱56.3

12.50%

Eggs

$2.20 ₱140

$1.71 ₱109

28.65%

Local Cheese (1kg)

$7.51 ₱478

$5.80 ₱369

29.48%

Chicken Fillets (1kg)

$4.63 ₱294

$4.02 ₱256

15.17%

Beef Round Steak (1kg)

$7.01 ₱446

$6.24 ₱397

12.34%

Apples (1kg)

$3.23 ₱205

$3.18 ₱202

1.57%

Banana (1kg)

$1.90 ₱121

$1.07 ₱68.1

77.57%

Oranges (1kg)

$2.76 ₱175

$2.95 ₱188

-6.44%

Tomato (1kg)

$0.88 ₱56.2

$1.37 ₱86.8

-35.77%

Potato (1kg)

$1.33 ₱84.5

$2.30 ₱146

-42.17%

Onion (1kg)

$1.38 ₱87.6

$2.71 ₱172

-49.08%

Lettuce (1 head)

$1.87 ₱119

$0.38 ₱23.89

392.11%

Water (1.5 liter bottle)

$0.58 ₱37.03

$0.82 ₱51.9

-29.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.03 ₱193

$2.44 ₱155

24.18%

Wine (Bottle)

$9.67 ₱615

$6.23 ₱396

55.22%

Local Beer (0.5 liter bottle)

$1.25 ₱79.7

$1.07 ₱68.1

16.82%

Imported Beer (0.33 liter bottle)

$2.01 ₱128

$1.27 ₱80.8

58.27%

One-way Ticket (Public Transport)

$0.76 ₱48.51

$0.22 ₱13.98

245.45%

Public Transport Monthly Pass (Regular Price)

$57.7 ₱3,668

$12.17 ₱774

374.03%

Taxi Start (Normal Tariff)

$0.75 ₱47.80

$0.81 ₱51.7

-7.41%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.71

$0.35 ₱22.39

-42.86%

Taxi 1hour Waiting (Normal Tariff)

$1.96 ₱124

$2.33 ₱148

-15.88%

Gasoline (1 liter)

$1.25 ₱79.8

$1.17 ₱74.3

6.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ₱1.3M

0.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$19.3K ₱1.2M

-1.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₱7,047

$62.1 ₱3,949

78.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.82 ₱1,070

$9.55 ₱607

76.13%

Internet (50+ Mbps, Unlimited Data)

$24.00 ₱1,526

$26.39 ₱1,678

-9.06%

Gym Membership (Monthly)

$56.6 ₱3,599

$31.42 ₱1,998

80.17%

Tennis Court (1 Hour on Weekend)

$14.14 ₱899

$5.31 ₱338

166.29%

Cinema Ticket

$6.31 ₱401

$4.77 ₱304

32.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$619 ₱39.4K

$31.82 ₱2,023

1846.20%

International Primary School, 1 Child (Yearly)

$5,231 ₱332.6K

$7,911 ₱503.0K

-33.88%

Jeans (Levis 501 Or Similar)

$55.4 ₱3,523

$23.23 ₱1,477

138.53%

Summer Dress (H&M, Zara, etc)

$31.32 ₱1,991

$19.10 ₱1,215

63.98%

Sport Shoes (Adidas, Nike)

$70.0 ₱4,451

$54.0 ₱3,432

29.70%

Men's Leather Business Shoes

$57.8 ₱3,678

$23.63 ₱1,503

144.77%

1-bedroom Apartment, City Center (Monthly)

$820 ₱52.1K

$247 ₱15.7K

231.54%

1-bedroom Apartment, Outside City Center (Monthly)

$495 ₱31.4K

$170 ₱10.8K

191.01%

3-bedroom Apartment, City Center (Monthly)

$2,487 ₱158.2K

$498 ₱31.6K

399.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,294 ₱82.3K

$345 ₱21.9K

275.43%

Buy Apartment in City Center (m2)

$5,608 ₱356.5K

$2,622 ₱166.7K

113.85%

Buy Apartment Outside City Center (m2)

$3,558 ₱226.2K

$1,115 ₱70.9K

219.06%

Average Monthly Net Salary (After Tax)

$524 ₱33.3K

$184 ₱11.7K

184.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.33

-4.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: November 2, 2026

Last update for Cadiz: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Makati

$495 42.1%

Cadiz

$170 27.6% 65.6% $325

Groceries & Markets

Makati

$203 17.3%

Cadiz

$179 29% 12% $24

Monthly Utilities & Internet

Makati

$152 12.9%

Cadiz

$98 15.9% 35.4% $54

Eating Out

Makati

$97 8.2%

Cadiz

$59 9.6% 38.5% $37

Clothing & Footwear

Makati

$97 8.2%

Cadiz

$54 8.8% 44.1% $43

Sport & Entertainment

Makati

$69 5.9%

Cadiz

$41 6.6% 40.8% $28

Getting Around

Makati

$62 5.3%

Cadiz

$16 2.5% 75% $47

Cost Breakdown

A central one-bedroom costs $820 in Makati versus $247 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Makati are about 2.8 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26 in Makati versus $8 in Cadiz. Monthly groceries follow the same trend: $203 vs $179 – making Cadiz the more affordable choice for daily food spending.

Good to know

🇵🇭 Makati

🇵🇭 Cadiz

🕒 Local time

07:49 7:49 AM

Same time as Makati

🌤 Weather

👥 Population

582,602

154,723

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

On the map

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Makati Cadiz 470 km

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Makati
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Cadiz: Cost of Living - Frequently Asked Questions

Makati costs about 90% more than Cadiz, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,761 per month in Makati and $925 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cadiz, especially for central apartments: a one-bedroom in the center costs $247 there versus $820 in Makati.

Groceries cost about 14% more in Makati, though the gap depends on what you buy.

A mid-range dinner for two costs $26 in Makati and $8 in Cadiz. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $800 monthly budget goes further in Cadiz, where all-in costs run around $617, than in Makati at $1,174. In Cadiz it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.

Families tend to lean toward Cadiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Cadiz. If higher salaries or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.