Cost of Living Comparison Between Makati and Cadiz Cost of Living Comparison Between Makati and Cadiz

Monthly Cost of Living

A single person spends $1,226 per month in Makati vs $616 in Cadiz, rent included.

A couple spends around $2,005 per month in Makati vs $966 in Cadiz, rent included.

A family of three spends $2,783 per month in Makati vs $1,316 in Cadiz, rent included.

Makati costs about 99% more than Cadiz, driven mainly by Clothing & Footwear.

Both Makati and Cadiz are more affordable than the global median – Makati 10% lower, Cadiz 55% lower.

Meal at Budget Restaurant

$6.47 ₱407

$2.80 ₱176

131.07%

Three-Course Dinner for Two, Mid-Range

$40.29 ₱2,531

$7.99 ₱502

404.26%

Fast Food Meal (McDonalds, etc)

$4.70 ₱295

$3.25 ₱204

44.62%

Cappuccino

$2.65 ₱166

$1.39 ₱87.3

90.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 ₱69.8

$0.39 ₱24.36

184.62%

Water (0.33 liter bottle)

$0.45 ₱28.47

$0.34 ₱21.09

32.35%

Local Beer (0.5 liter draught)

$2.35 ₱148

$1.04 ₱65.3

125.96%

Imported Beer (0.33 liter bottle)

$3.20 ₱201

$1.70 ₱107

88.24%

Milk (1 liter)

$1.91 ₱120

$1.61 ₱101

18.63%

White Bread (500g)

$1.28 ₱80.7

$1.20 ₱75.6

6.67%

Rice (white) (1kg)

$1.05 ₱65.8

$0.90 ₱56.4

16.67%

Eggs

$2.48 ₱156

$1.82 ₱115

36.26%

Local Cheese (1kg)

$6.98 ₱439

$5.90 ₱371

18.31%

Chicken Fillets (1kg)

$4.85 ₱305

$4.09 ₱257

18.58%

Beef Round Steak (1kg)

$6.77 ₱425

$6.05 ₱380

11.90%

Apples (1kg)

$4.12 ₱259

$3.36 ₱211

22.62%

Banana (1kg)

$2.00 ₱126

$1.03 ₱64.7

94.17%

Oranges (1kg)

$3.19 ₱201

$2.95 ₱186

8.14%

Tomato (1kg)

$2.28 ₱143

$1.44 ₱90.6

58.33%

Potato (1kg)

$3.52 ₱221

$2.32 ₱146

51.72%

Onion (1kg)

$3.59 ₱225

$2.73 ₱171

31.50%

Lettuce (1 head)

$1.10 ₱69.4

$0.41 ₱25.95

168.29%

Water (1.5 liter bottle)

$1.14 ₱71.8

$0.82 ₱51.2

39.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.57 ₱161

$2.57 ₱162

Wine (Bottle)

$7.99 ₱502

$6.44 ₱404

24.07%

Local Beer (0.5 liter bottle)

$1.32 ₱82.9

$1.12 ₱70.4

17.86%

Imported Beer (0.33 liter bottle)

$2.03 ₱127

$1.29 ₱81.1

57.36%

One-way Ticket (Public Transport)

$0.98 ₱61.6

$0.25 ₱15.62

292.00%

Public Transport Monthly Pass (Regular Price)

$57.6 ₱3,619

$10.15 ₱638

467.59%

Taxi Start (Normal Tariff)

$0.67 ₱42.21

$0.75 ₱46.92

-10.67%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.17

$0.33 ₱21.02

-36.36%

Taxi 1hour Waiting (Normal Tariff)

$1.87 ₱118

$2.36 ₱149

-20.76%

Gasoline (1 liter)

$1.24 ₱78.1

$1.06 ₱66.5

16.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$21.0K ₱1.3M

0.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K ₱1.2M

$19.6K ₱1.2M

0.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 ₱9,557

$62.3 ₱3,916

144.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.13 ₱1,014

$9.61 ₱603

67.85%

Internet (50+ Mbps, Unlimited Data)

$31.63 ₱1,987

$26.77 ₱1,682

18.15%

Gym Membership (Monthly)

$54.5 ₱3,422

$31.56 ₱1,983

72.56%

Tennis Court (1 Hour on Weekend)

$14.45 ₱908

$5.17 ₱325

179.50%

Cinema Ticket

$6.95 ₱437

$4.70 ₱295

47.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$803 ₱50.4K

$31.24 ₱1,963

2469.91%

International Primary School, 1 Child (Yearly)

$7,454 ₱468.3K

$8,128 ₱510.6K

-8.29%

Jeans (Levis 501 Or Similar)

$59.9 ₱3,761

$32.51 ₱2,042

84.16%

Summer Dress (H&M, Zara, etc)

$37.50 ₱2,356

$19.26 ₱1,210

94.70%

Sport Shoes (Adidas, Nike)

$81.8 ₱5,139

$56.1 ₱3,524

45.82%

Men's Leather Business Shoes

$104 ₱6,555

$24.15 ₱1,518

332.05%

1-bedroom Apartment, City Center (Monthly)

$752 ₱47.3K

$266 ₱16.7K

183.11%

1-bedroom Apartment, Outside City Center (Monthly)

$429 ₱27.0K

$172 ₱10.8K

150.22%

3-bedroom Apartment, City Center (Monthly)

$2,279 ₱143.2K

$499 ₱31.4K

356.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,054 ₱66.2K

$356 ₱22.3K

196.34%

Buy Apartment in City Center (m2)

$5,865 ₱368.5K

$2,334 ₱146.6K

151.28%

Buy Apartment Outside City Center (m2)

$3,745 ₱235.3K

$893 ₱56.1K

319.65%

Average Monthly Net Salary (After Tax)

$610 ₱38.3K

$188 ₱11.8K

223.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

7.33

2.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: September 14, 2026

Last update for Cadiz: September 15, 2026

Cost Breakdown

A central one-bedroom costs $752 in Makati versus $266 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 224% higher in Makati, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Makati versus $8.00 in Cadiz. Monthly groceries follow the same trend: $231 vs $182 – making Cadiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Cadiz: Cost of Living - Frequently Asked Questions

Makati costs about 99% more than Cadiz, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,840 per month in Makati and $924 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cadiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 27% more in Makati, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $40.00 in Makati and $8.00 in Cadiz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Cadiz, where all-in costs run around $616, than in Makati at $1,226. In Cadiz it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cadiz costs $616 versus $1,226 in Makati. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cadiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.