Cost of Living Comparison Between Makati and Cadiz Cost of Living Comparison Between Makati and Cadiz

Monthly Cost of Living

A single person spends $1,226 per month in Makati vs $654 in Cadiz, rent included.

A couple spends around $2,003 per month in Makati vs $1,022 in Cadiz, rent included.

A family of three spends $2,780 per month in Makati vs $1,391 in Cadiz, rent included.

Makati costs about 88% more than Cadiz, driven mainly by Eating Out.

Both Makati and Cadiz are more affordable than the global median – Makati 8% lower, Cadiz 51% lower.

Meal at Budget Restaurant

$6.61 ₱405

$2.69 ₱165

145.72%

Three-Course Dinner for Two, Mid-Range

$44.73 ₱2,738

$8.67 ₱531

415.92%

Fast Food Meal (McDonalds, etc)

$4.77 ₱292

$3.47 ₱212

37.46%

Cappuccino

$2.95 ₱181

$1.49 ₱91.1

97.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 ₱70.7

$0.45 ₱27.79

155.56%

Water (0.33 liter bottle)

$0.52 ₱32.00

$0.32 ₱19.82

62.50%

Local Beer (0.5 liter draught)

$2.37 ₱145

$0.99 ₱60.4

139.39%

Imported Beer (0.33 liter bottle)

$3.61 ₱221

$1.73 ₱106

108.67%

Milk (1 liter)

$2.15 ₱131

$1.84 ₱113

16.85%

White Bread (500g)

$1.44 ₱88.3

$1.22 ₱75.0

18.03%

Rice (white) (1kg)

$1.06 ₱64.8

$0.88 ₱53.8

20.45%

Eggs

$2.35 ₱144

$2.04 ₱125

15.20%

Local Cheese (1kg)

$7.87 ₱482

$5.77 ₱353

36.40%

Chicken Fillets (1kg)

$4.48 ₱274

$4.21 ₱258

6.41%

Beef Round Steak (1kg)

$7.80 ₱477

$7.06 ₱432

10.48%

Apples (1kg)

$4.43 ₱271

$3.58 ₱219

23.74%

Banana (1kg)

$1.97 ₱121

$1.18 ₱72.3

66.95%

Oranges (1kg)

$2.59 ₱159

$3.42 ₱209

-24.27%

Tomato (1kg)

$2.17 ₱133

$1.55 ₱95.2

40.00%

Potato (1kg)

$3.41 ₱209

$2.66 ₱163

28.20%

Onion (1kg)

$2.81 ₱172

$3.05 ₱187

-7.87%

Lettuce (1 head)

$1.09 ₱66.5

$0.42 ₱25.68

159.52%

Water (1.5 liter bottle)

$0.94 ₱57.4

$0.93 ₱56.8

1.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.95 ₱180

$2.91 ₱178

1.37%

Wine (Bottle)

$7.90 ₱483

$8.87 ₱543

-10.94%

Local Beer (0.5 liter bottle)

$1.23 ₱75.3

$1.35 ₱82.4

-8.89%

Imported Beer (0.33 liter bottle)

$2.25 ₱137

$1.44 ₱88.3

56.25%

One-way Ticket (Public Transport)

$0.55 ₱33.97

$0.26 ₱15.75

111.54%

Public Transport Monthly Pass (Regular Price)

$3.63 ₱222

Taxi Start (Normal Tariff)

$0.77 ₱47.41

$0.70 ₱42.68

10.00%

Taxi (Normal Tariff) (1km)

$0.11 ₱6.82

$0.24 ₱14.74

-54.17%

Taxi 1hour Waiting (Normal Tariff)

$3.62 ₱221

$2.73 ₱167

32.60%

Gasoline (1 liter)

$1.15 ₱70.3

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K ₱2.0M

$23.6K ₱1.4M

41.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K ₱1.3M

$19.5K ₱1.2M

12.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 ₱10.6K

$67.3 ₱4,120

157.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.42 ₱1,678

$12.53 ₱767

118.83%

Internet (50+ Mbps, Unlimited Data)

$36.34 ₱2,225

$29.72 ₱1,819

22.27%

Gym Membership (Monthly)

$55.0 ₱3,367

$33.64 ₱2,059

63.50%

Tennis Court (1 Hour on Weekend)

$11.72 ₱717

$4.35 ₱266

169.43%

Cinema Ticket

$8.05 ₱493

$5.35 ₱327

50.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$323 ₱19.8K

$35.32 ₱2,162

815.12%

International Primary School, 1 Child (Yearly)

$7,720 ₱472.6K

$4,261 ₱260.8K

81.21%

Jeans (Levis 501 Or Similar)

$59.7 ₱3,653

$45.60 ₱2,792

30.88%

Summer Dress (H&M, Zara, etc)

$36.00 ₱2,203

$23.41 ₱1,433

53.78%

Sport Shoes (Adidas, Nike)

$85.5 ₱5,235

$62.3 ₱3,814

37.29%

Men's Leather Business Shoes

$122 ₱7,474

$26.79 ₱1,640

355.77%

1-bedroom Apartment, City Center (Monthly)

$660 ₱40.4K

$264 ₱16.2K

149.83%

1-bedroom Apartment, Outside City Center (Monthly)

$390 ₱23.9K

$178 ₱10.9K

118.38%

3-bedroom Apartment, City Center (Monthly)

$2,259 ₱138.3K

$597 ₱36.6K

278.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,032 ₱63.2K

$390 ₱23.8K

164.97%

Buy Apartment in City Center (m2)

$6,059 ₱370.9K

$2,269 ₱138.9K

167.02%

Buy Apartment Outside City Center (m2)

$3,835 ₱234.7K

$897 ₱54.9K

327.72%

Average Monthly Net Salary (After Tax)

$610 ₱37.3K

$198 ₱12.1K

208.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

-16.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: July 28, 2026

Last update for Cadiz: July 27, 2026

Cost Breakdown

A central one-bedroom costs $660 in Makati versus $264 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 208% higher in Makati, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Makati versus $9.00 in Cadiz. Monthly groceries follow the same trend: $232 vs $203 – making Cadiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Cadiz: Cost of Living - Frequently Asked Questions

Makati costs about 88% more than Cadiz, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,840 per month in Makati and $980 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cadiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $45.00 in Makati and $9.00 in Cadiz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 15% more in Makati, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Cadiz, where all-in costs run around $654, than in Makati at $1,226. In Cadiz it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cadiz costs $654 versus $1,226 in Makati. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cadiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.